HomeMy WebLinkAboutSCANTRON City of Santa Ana COTC Office Use Only
-�• ;,}, I Clerk of the Council
AGREEMENT TERMINATION FORMTHE MUNCH_
I I
j 4.-k N 10'i21-'�`2:2`mac
Please complete this form in its entirety when the attached agreement and all l
amendments (if any) are no longer in effect.
i I
Note: If your agreement is grant related,please ensure that all grant retention requirements I
have been satisfied prior to signing the termination form.
i I
Is the agreement(s)a permanent record?Yes No I I
Return form to the Clerk of the Council Office (M-30).
Call 647-1520 if you have any questions. •
E
The agreement with N (;A'A n
No. l !G7A) -- 1 (27 was completed on �� ()A) a-1 and final payment has been made.
(List all amendments. Use space below if needed.) Department: `I-K 'n"1GI1 ( OW()
Phone/Ext.: t"j 1 5 i
Signature:
Date: I()-I at 41
i:\agreementslforms\fcrm-agreement termination form_goldenrod.doc
INSURANCE NOT ON FILE
WORK MAY NQTTPPPROCEED
ti0ti� CLERK OF COUNCIL
DATE:
SCANTRO N.
ASSESSMENT SOLUTIONS
It ip— l) I Iwo, r)R \
( C Y rnoAek) fA
City of Santa Ana, California
March 4, 2020
Marisel Carmona
City of Santa Ana
Human Resources
20 Civic Center Plaza, M-24
Santa Ana, CA 92701
Phone: (714) 647-5353
Email: mcarmona Santa=ana•org
Larry A. Brown
Account Development Representative
Public Sector— State & Local Government
GSA SCHEDULE 70 GS•35F-02.78K
Direct: 651.683.6011
Toll Free: 800.722.6876 x6011
Fax: 800.347.7226
Scantron Corporation
Address: 1313 Lone Oak Rd., Eagan, MN 55121-1334 i Office: 651,683.6000
Website �Lmv.scantron.com
N-2020-213
SCANT R0Nm
Project Scope
The City of Santa Ana California has requested a proposal for an upgrade to their current
Scantron IN20 scanner, which is being used with the Scantron ScanTools Scan Application
software. This software creates an output file that is imported into a NeoGov program.
This upgrade will allow for WINtO compatibility.
Recommendation:
Scantron is recommending the Scantron IMES scanner & ScanTools Plus v8 software.
Below are the following functional components:
INSIGHT 4 ES Scanner Includes:
• 100 Sheet Auto Feed 2,800 sheets per hour
• Image Scanning
Dual Side OMR & Imaging
Pencil or Pon Read
1313 Lone Oak Rood, Fagan, MN S6121 1 600.722,6976 1 www,scantrondom
SMART STARTS HERE
SCANTRON,.
Additional Quote Terms:
Pricing is valid for 30 days from dale on this quote, unless extended in writing by Scantron.
Pricing does not include sales tax or shipping, if applicable.
Payment terms are net 30 with a valid purchase order (on approved credit), or pre -paid with a credit card
All Quotes/Proposals are subject to product availability. Scantron reserves the right to cancel the quote in the
event the requested product is or becomes unavailable.
All products will be shipped F.0.8. Origin
If Customer requests changes to the scope of the project, Scantron reserves the right to make related changes to price,
hardware, software or services, and to adjust deliverable dates.
Fees for services not scheduled within 9 months of invoice date will be forfeited, unless extended in writing by
Scantron.
In addition to the terms set forth herein, all sales in this quote shall be governed by Scantron Corporation's Terms and
Conditions of Sale attached hereto as Exhibit A ("Terms and Conditions").
Scantron provides a limited warranty for Scantron products and services as further detailed in the Terms and
Conditions. Independent third party products are supplied by Scantron "AS -IS". The third party may have a separate warranty
and support terms that apply (e.g., ABBYY's Flexicapture software Is subject to an end user license
agreement, a copy of which is located at http:/lwww.scantron.com/legaliterms. THE LIMITATIONS OF LIABILITY CONTAINED IN THE TERMS AND CONDITIONS APPLY TO THIS QUOTE
AND STATE IN PART THAT SCANTRON SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL
OR CONSEQUENTIAL DAMAGES, AND THAT SCANTRON'S ENTIRE LIABILITY FOR ANY CLAIM ARISING
FROM RELATED TO THIS QUOTE WILL NOT EXCEED THE LESSER OF (i) THE FEES PAID TO SCANTRON
FOR THE APPLICABLE ITEM WHICH IS THE BASIS FOR THE CLAIM, OR (11) THE FEES PAID TO SCANTRON
FOR THE APPLICABLE ITEM WHICH IS THE BASIS FOR THE CLAIM DURING THE TWELVE (12) MONTH
PERIOD IMMEDIATELY PRECEDING THE OCCURRENCE OF THE EVENT GIVING RISE TO THE CAUSE OF
ACTION.
The terms of any Customer Issued purchase order or any other communication which are additional to or
inconsistent with this quote are not binding unless expressly agreed to in writing by Scantron.
Custo er's agreement with the terms of this quote shall be Indicated by either a signature hereon, or by issuance
of a purchase order confirming Customer's intent to purchase the products and/or services included on this quote.
Once acc4pted by Scantrom all sales in this quote are final
This Agreement shall commence on November 12, 2020 ("Effective Date") and shall remain in effect until it expires as provided in
Section 7 of the Terms and Conditions.
The parties acknowledge that Scantron provided new equipment and services to the Customer on March 13, 2020 and March 27, 2020
after the previous Agreement between the parties expired and that there is outstanding invoices in the amount totaling $7,977.28
("Outstanding Compensation") for the equipment and services rendered on those dates as set forth in Invoices Nc. 3162170 & No.
7117952 in Exhibit B, identified herein and incorporated herein by this reference. In no event shall the total compensation and costs
payable to Scantron, under this Agreement, exceed the sum of the Outstanding Compensation.
1313 Lone Oak Road, Eagan, AN 55121 1 800 722.68/6 1 www.scnntron.com
SMART STARTS HERE
N-2020-213
IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the effective date
written above.
ATTEST:
Daisy Gomez
Clerk of the Council
APPROVED AS TO FORM:
SONIA R. CARVALHO
City Attorney
Bv:` t�lsnk
Jose Montoya
Deputy City Attorney
APPROVAL:
Executive Director
Human Resources Department
M
CITY OF SANTA ANA
istine Ridge
City Manager
CONSULTANT:
JoAnn Smith
Vice President of Finance
EXHIBIT A
SCANTRON®
STANDARD TERMS AND CONDITIONS
HARDWARE, SOFTWARE AND SERVICES
11. ORDERS. These Standard Terms, together with any Schedules (collectively the "Agreemeni form
a legal agreement between Scantron Comoration ('Scantron') and the legal entry that orders
Products and/or Services from a proposal, Order form or other sales documentation ('Odder')
incorporating this Agreement ("Customer). Products and Services may be set forth in a Purchase
Order, but Purchase Order terms are not binding unless Scantron expressly assents to such terms in
writing. This Agreement farms the complete contract for this transaction between Scantron and
Customer.
2. DEFINITIONS.
'Custom Produdions' means the reproduction by Scantron of materials provided by Customer, or the
creation or printing by Scantron of Forms Or other materials pursuant to Customers directions or
specifications.
'Customer Conterr means all materials posted by Customer within Software or providetl to Scantron
for Customers use with a Product, including but not limited to Customers item bank of testing
materials and item banks or other materials Owned by third parties.
'Documentation' means any user manuals and/or other materials accompanying the applicable
Product or Service that describe product features or functionality.
'Product" means any hartlware, software, forms printed by Scantron (the "Forms"), third party
products or other items providetl by Scantron and/or its affiliates add subcontractors as described in
the applicable Schedule Or Documentation.
'Purchase Ordermeans any Customer -issued Order form or Other Communication autndndnif or
memorializing the purchase of Products and/or Services.
"Schedule' means any Scantron Orders, attachments, statements of work, click -through license
agreements, specification documents or other documents, either signed by the parties or Incorporated
by reference in another Schetlule, that provide the terns applicable t0 specific Products Or Services.
In the event of an inconsistency, the specific terms Of a Schedule govern over these Standard! Terms.
"Service" means installation, training. Consulting, implementation, support, hosting or Other services
provided by Scantron andlor its affiliates and subcontractors as described in the applicable Schedule
or Documentation.
3. TITLE: RISK OF Lopo : DELIVERY. SCaeVOO will use reasonable ¢(forts to deliver the Products and
Services to Customer on Or before Specified delivery dates. Delivery of Software Occurs when it is
shipped, made available for download. or otherwise provided to Customer For Software hosted by
Scantron, delivery occurs when the Software is first made available to Customer for use. If hardware
Products are purchased by Customer under this Agreement, Scantron transfers flue to Customer
upon shipment Of the hardware Products, However, Scantron retains a purchase money security interest in the hardware Products unfit paid in full by Customer Customer agrees to execute
appropriate documents to permit Scanwn to perfect its purchase money security interest. Scantron
bears the risk of loss for Products up to and including their date of shipment Thereafter, Customer
assumes all risk of loss. All Products will be shipped FOB Origin. If Customer is to lease any
hardware Products, a separate leasing agreement must be executed. Customer will promptly inspect
and accept or reject the Products and Services upon delivery. Absent Customers earlier written
acceptance. Products and Services are accepted 30 days following delivery,
/. SOFTWARE LICENSE GRANT. To the extent Thal software Products are acquired by Customer under
This Agreement (the "Software"), Scantron grants a non-exclusive, non transferable license to the
Software (the 'License Gramr). Documentation is included in and with the license far the Software.
Each License Grant is only for the United Stales and Canada and provides Customer with the right to
use the Software object code (not source rode) for Customers internal purposes only, to perform
services in the normal course Of Customers business, and consistent with the applicable
Documentation. A Schedule, including any clickthroughlicense agreement that accompanies the
Software, may define additional or alternative terms and conditions. If you do not agree to any click -
through license agreement that is not made available for review before placing your order, you must
notify Scantron within 15 days of delivery of your rejection Of such terms, and must promptly return
the Product and accompanying items for a refund of the applicable fee. Scantron or its designated
agents shall have the right to enter and inspect Customers records andlor its computer systems for
the purpose of auditing Customers use of the Software. Access will be permitted with reasonable
advance notice during business hours.
S. SERVICES. To the extent any Services are purchased by Customer under this Agreement, all
technical information, custom software, know -haw and other intellectual property supplied by
Scantron to Customer in the course Of performing any Services (the "Work Product") is licensed to
Customer in accordance with the provisions of Nis Agreement. Upon delivery, Work Product shall be
'Software' under the terms of the Agreement. Scantron may charge a reinstatement fee to support or
service Products not Continuously under warranty and then service, support and/or maintenance (as
applicable). CUSTOMER ACKNOWLEDGES THAT AS PART OF ANY INSTALLATION SERVICES,
SCANTRON MAY "ACCEPT" CLICK -THROUGH AGREEMENTS FOR THE PRODUCTS AND
THIRD PARTY PRODUCTS ON BEHALF OF CUSTOMER. Hardcopies Of such dick-ihdeugh
agreements are available upon request.
S. COMPENSATION. In addition 0 applicable Product and Service fees, Customer will reimburse
Scantron's Out-d-pocket Costs including shipping and reasonable travel and living expenses.
Invoices shall be paid within 30 days of receipt without deduction, withholding Or offset. ScanVon may
suspend any License Grant and/or Services provided under this Agreement until payments are
brought current. Amounts not paid when due are subject to finance charges of 1.5% per month or the
highest rate permitted by law (whichever is lower). Customer will pay or reimburse Scan[mn far all
duties, taxes (other than taxes an Scantron's income), fees or other similar amounts assessed or
imposed by governmental authorities. Scantron may at any time change fees for Products, Services
or Other items respecting future orders. Fees for Services not scheduled within 9 months of invoice
date will be forfeited unless extended in writing by Scantron.
T. TERM: TERMINATION. This Agreement remains 10 effect Mtl Services are Complete and all License
Grants extended under this Agreement, if any, cease. Products Or Services provided pursuant to a
Schedule that defines a term may Wit be terminated during such term except as provided in such
Schetlule. NOtwithdantling the foregoing, R a party tails to cure a default within 30 days after written
notice explaining the default the nonEefaulting party may immediately terminate any License Grants,
Services or other items to which the default (elates. Termination of his Agreement terminates further
performance by the non -terminating party. If the termination is based upon a default with respect to
Software, Customer must immediately uninstall and stop using all Copies of such Software, return to
Scantron or destroy all copies of any Software and Documentation in Customers possession or
control within 20 days Of termination, and certify the return or destruction of all Software and
Documentation if requested by Scantron Early termination does not relieve Customer of any
payment obligations which arise prior to the effective date of such termination. Sections 6, B, 9F, 10,
12B, 12D, together with any terms Of the Agreement that can be reasonably interpreted to survive
termination, shall survive.
8. PROPRIETARY RIGHTS: CGNFIDEWIAUWIPRIVACY/SECURTY.
A. PROPRIETARY RIGHTS. The Products and Services (including any Work Product) are protected
by copyright, Veda secret and other proprietary rights of Scaniren and its suppliers. Software and
Mm Product are licensed, not sold, to Customer. Scantron reserves all rights in Products,
Servose and Documentation not expressly granted to Customer.
B. LIMITATIONS ON USE. Customer will not: reproduce Products or Sem4ces; sell or subscanse
Products Or Services', permit the use of Software. Services or Documentation by others or
Otherwise Operate Software for third parties (Og., as a service bureau or Data processing service);
modify or translate Software; disassemble, reverse engineer or decompile Software or Otherwise
attempt to discover trade secrets related t0 Software; use the Shcware in excess of the licenses
granted and lcause fees paid,
C. CONFIDENTIALITY. Both partes may acquire Certain information that is confidential, proprietary
Or trade secret information of the other party or a third party ('Confidential Information') in the
performance of This Agreement. The party receiving Confidential Information will use such
information solely for performance under this Agreement; not disclose such information to any
third party (excluding agents and, in the case of Scantron, Its affiliated Companies); and otherwise
protect such information from any unauthorized use Or disclosure. The receiving party shall bind
Ad employees, agents and affiliates having access to Confidential Information to Confidentiality
Obligations Consistent with this provision. Neither party will be obligated to keep confidential any
information that is: publicly available through no fault Of such party; received by such party from a
third party not under a Confidentiality obligation regarding the information; independently
developed by such party without referring to the Confidential information; or required by applicable
law to be disclosed by such party. Scantron may reflect the Customers name in a customer list
and the respective products Involved.
D. CUSTOMER CONTENT AND CUSTOM PRODUCTIONS. No ownership Interest in Customer Content
or Custom Productions shall be transferred to Scantron, and Scantron will not use Customer
Content Or Custom Productions other than as contemplated by the Agreement Customer
warrants that any Customer Content and Custom Productions are either owned by Customer, or
Customer has all rights Squired! fa Scantron to use or reproduce such Customer Content and/or
Custom Productions in the manner Intended pursuant to the Agreement. Customer will lncemnify,
defend and hold Scantron harmless from any claims, causes of action, costs (including, without
limitation, reasonable attorneys' fees) and any other liabilities of any nature arising from or related
to claims that Custom Productions adi Customer Content violate the rights of any third party.
E. PRIVACY/SECURITY. Scantron will maintain and monitor policies and procedures to meet Me
data privacy and security objectives of the Family Educational Rights and Privacy Act (FERPA),
the Health Insurance Portability and Accountability Act of 1995 ("HIPAA"), the Gramm -Leach -
Bliley Ad (°GLBA"), the Fair and Accurate Credit Transactions Act ("FACTNt, the Fair Credit
Reporting Act ("FCRA"), and Other related laws and regulations (collectively, the "Privacy Laws°),
by addressing administrative, technical and physical safeguards designed to (i) ensure the
security and confidentiality of nonpublic personal information achung to students, patients Or other
consumers, (ii) ported against any anticpated threats or hazards to the security Or integrity of
such information; and (iii) protect against unauthorized access to or use of such Infdmauon that
Could result in substantial hand or inconvenience to Customer, Unless otherwise specifically
agreed in a Schedule, Customer shall be solely responsible for responding to third party requests
to disclose w change any such information. Vdth reasonable advance notice, Scantron will permit
a review during regular business hours to assess whether appropriate Controls are in place, or will
provide documentation to verify compliance with its obligations under this paragraph. If Customer
is a "covered entity" under HIPAA. Scantron will execute a business associate agreement
upon the reasonable request of Customer and to the extent required by law. Upon execution by
both parties , such BAA shall be incorporated herein by this reference. To the extent of an
Incenestency the terms of such BAA shall govern.
9. WARNANTIES.
A. FORMS. Upon delivery, Scantron warrants the Forms against material defects in materials and
workmanship when used normally in accordance with the applicable Documentation. If a problem
occurs with the Forms caused by an error in Bowmen's manufacturing process, Stanton will
replace any defective Fortes. Scantron reserves the right to examine all Forms claimed to be
defective. If Scantron determine the Forms th be defective, Scantron will take the necessary steps
to Coact the problem by reporting or using alternative data capture methnds.
B. HARDWARE PRODUCTS. For a period of 30 days (or such other period as agreed in a SchooUla,
hereinafter the "Hardware Warranty Period ' I following the delivery, Scantron warrants hardware
Products against material defects in materials and workmanship when used normally in
accortlance with the Documentation. A Schedule for hardware Products may include one of the
Following specific warranties:
DEPOT WARRANTY. During the Hardware Warranty Period, Customer shall ship, at its own
expense, defective hardware Products t0 the Scantron Depot Service Center for repair, The
Cost of return shipping shall be paid by Scantron.
CENTRAL EXCHANGE WARRANTY. During the Hardware Warranty Period, Customer shall
promptly call Scentron's Call Center for diagnosis and consultation. Upon Samford's diagnosis
that the hardware is caledve, Scantron will ship a replacement for the hartlware Product.
Customer shall install the replacement per Scanlon a Specifications. Wtthin 5 business days
of receipt Of the replacement, Customer shall return the Original tlefective Product to Scantron
via the enclosed shipping label. If Customer fails to return the Product within 10 business tlays.
Customer shall be Charged the full retail value of the Protluct.
ONSITE WARRANTY. During the Hardware Warranty Period, Scantron shall provide repair
services at Customers premises (during Scantmn's regular business hours).
Scantron will use reasonable efforts to Correct any hardware Product (by either repair or
replacement, at ScanVOn's sole discretion) that fail to Comply with the applicable warranty.
Customer must give Scantron prompt written notice Of failure during the applicable warranty
period, and Scantron must be able to reproduce the noncompliance. Unless Otherwise specified
in a schedule, the terms Of the Depot Warranty apply to Scantron hardware Protlucts. Even if
delivered as an inseparable part of a hardware Product, Software is Covered exclusively by the
Software Warranty. Customer will provide reasonable assistance to Scantron in reproducing the
failure.
C. SOFTWARE. For a period of 9O days fallowing the delivery Of the Software (or such other period
as agreed in a Schedule, hereinafter the "Software Warranty Period'), Scantron warrants the CD,
DVD downloaded files or Other media against defects in materials or manufacture. If Customer
nor Scantron during the Software Warranty Period, Scantron will, at its expense, replace any
defective media returned to Scantron and will use reasonable efforts to correct marmot failures Of
the Software to function in accordance with applicable Documentation. If Scantron is unable to
Comply with the foregoing limited warranty. Customers sole and exclusive remedy shall be to
terminate the License Grant by returning the Software for a Refund of the Software fees.
Scantion's sole obligation, and Customers sole remedy, is to cared such Woods, which may
include reasonable °work -among" solutions. If the failure repoRed is attributable to user error, to
SCANTRON CORPORATION CONFIDENTIAL
STANDARD TERMS AND CONDITIONS PAGE 1 OF 2 roe +mmta
HARDWARE, SOFTWARE AND SERVICES THESE TERMS AND CONDITIONS HAVE BEEN MODIFIED FOR THE CITY OF SANTA ANA 11.11.2020
Customers failure to provide an acceptable operating environment, or to any other non -warranted
cause, then Customer will be obligated to pay Scantron for Its time and expenses Incurred In
diagnosing the cause, at Scantron's then -standard rates.
D. SERVICES. For a period of 30 days following completion Services (or during such other period
as agreed In a Schedule, hereinafter the "Services Warranty Period'), Scantron warrants that the
Services will be provided in a professional and workmanlike manner Consistent with the definition
of the Services to be performed, and that Work Product, If any, will substantially meet the
specifications staled In a Schedule when delivered by Scantron for installation Provided that
Customer gives Scantron written notice of a failure to meet the foregoing warranty within the
Services Warranty Period, Scantron will use reasonable efforts to correct any Services that fail to
comply with the foregoing warranty. Them is no assurance that Work Product will be error -free,
but Scantron will undertake to Identify and correct material, reproducible Work Product andlor
Documentation errors that Customer timely brings to Scanlron's attention. If Scantron Is unable t0
correct or m-perform the Services, Customers sole and exclusive remedy shall be a refund of the
reasonable portion of the fees paid with respect to such Services.
E. THIRD PARTY PRODUCTS, Some Products and Services may Include or operate In conjunction
with computer programs, data or hardware supplied by a third party Other than third party
programs of data that are embedded In, and delivered as, an Inseparable part of the Product or
Services, all third party computer programs, data and hardware ("Independent Third Party
Products") are supplied "AS IS" by Scantron. If Independent Third Party Products are supplied
with separate warranty and support tens that can be passed through to Customer, the third party
that supplies such programs and data is responsible for fulfilling such womanly and support terms,
and Scantron makes no warranty and assumes no obligation with respect to such Items.
F. EXCLUSIVE WARRANTIES AND REMEDIES. SC urron rises net warrant that the Products are free
from all bugs, errors or omissions, or that Services will uninterrupted or error -free. The foregoing
warranties do not extend to any failure of the Products or Services caused by: modification or
change not made by Scanlron, noncompliance because of use of the Products or Services In
combination with Items furnished by anyone other than Scantron or not approved in writing far use
with the Products or Services by Scantron; or use of the Products In an operating environment
other than as specified in writing by Scantron; damage caused by accident, abuse, misuse, liquid
contact, power surge, fire, earthquake or other external cause. THE WARRANTIES AND
REMEDIES SET FORTH IN THIS SECTION ARE EXCLUSIVE AND ARE IN SUBSTITUTION
FOR ALL OTHER WARRANTIES, OBLIGATIONS AND LIABILITIES OF SCANTRON,
INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY,
NON -INFRINGEMENT OR FITNESS FORA PARTICULAR PURPOSE,
10. LIMITATIONS OF LIABILITY. SCANTRON'S ENTIRE LIABILITY, WHETHER IN CONTRACT,
TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY, OR OTHER LEGAL
OR EQUITABLE THEORY, FOR ANY CLAIM ARISING FROM OR RELATED TO THIS
AGREEMENT OR ANY PRODUCTS, SERVICES, DELIVERABLES OR OTHER ITEMS FURNISHED
OR TO BE FURNISHED UNDER THIS AGREEMENT, WILL IN NO EVENT EXCEED THE FEES
PAID TO SCANTRON BY CUSTOMER FOR THE APPLICABLE ITEM MICH IS THE BASIS FOR
THE CLAIM DURING THE 12 MONTHS IMMEDIATELY PRECEDING THE OCCURRENCE OF THE
EVENT GIVING RISE TO THE CAUSE OF ACTION, NOTWITHSTANDING ANY FAILURE OF
ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. NO ACTION RELATED TO THIS
AGREEMENT MAY BE BROUGHT MORE THAN 2 YEARS AFTER THE OCCURRENCE OF THE
EVENT GIVING RISE TO THE CAUSE OF ACTION, IN NO EVENT WILL SCANTRON BE LIABLE
TO CUSTOMER OR ANY OTHER PERSON OR ENTITY FOR LOST DATA, LOST PROFITS,
INTEREST OR COST OF MONEY; OR FOR COVER', OR FOR ANY PUNITIVE, INDIRECT,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF SCANTRON'S
PERFORMANCE OR NONPERFORMANCE OR THE USE OF, INABILITY TO USE OR RESULTS
OF USE OF ANY PRODUCTS, SERVICES, DELIVERABLES, OR OTHER ITEMS.
11. DEFENSE OF INFRINGEMENT CLAIMS. Scantron will defend Customer against any Claim based
upon Infringement of any U.S. patent, copyright or kademafk by the Products (not including the
Independent Third Party Products), provided that: Customer promptly notifies Scanlron of such
proceeding; Scantron has exclusive Control over the defense and settlement of the proceeding,
Customer provides reasonably requested assistance in the defense and settlement of the proceeding;
and Customer complies with any settlement or court order made in connection with such proceeding.
Scantron will: Indemnify Customer against any and all damages, costs and attorneys'fees finally
awarded against Customer in any such proceeding; reimburse Customer's reasonable, out-of-pocket
expenses incurred In providing assistance requested by Scantron; pay any amounts agreed by
Scantron in settlement of any claims of Infringement. Scantron's obligations under this Section will
not apply to any infringement arising out of. use or combination of the Produces with products, goods,
services or other items not furnished for use with the Products andlor Services by Scantron;
modification or change not made by Scantron; use of an infringing version of the Produde when a
comparable noninfringing version has been made available to Customer; or Products developed to
specifications which Customer has supplied or required of Scantron. In the event that Scantron
reasonably believes it will be required to discontinue offering the Products, Scantron will, at its option,
do one of the following'. obtain for Customer the right to continue use of the Products; modify the
Protluds to make mein noninfringing; or if Scantron Is not reasonably able to accomplish the
foregoing, terminate Customer's right to use the infringing Products and refund to Customer a pro-rata
portion of the fees Customer paid to Scantron for such Products, amortized on a three-year straight
line basis from the date of delivery. THIS SECTION STATES THE ENTIRE LIABILITY OF
SCANTRON VdTH RESPECT TO INFRINGEMENT OF ANY INTELLECTUAL PROPERTY RIGHT
BY ANY PRODUCTS, SERVICES, WORK PRODUCT OR OTHER ITEMS FURNISHED UNDER
THISAGREEMENT.
12. MISCELLANEOUS.
A. No WAIVER. The failure of either party to enforce any rights under this Agreement or to take
action against the other party will not be deemed a waiver by that party as to subsequent
enforcement of rights.
B. ASSIGNMENT. This Agreement may not be assigned or Iansferred in any way by Customer
without Scantron's prior written consent. Attempted assignments without Scantfon consent are
void.
C. NOTICES. forces shall be in writing and delivered by hand, mail or courier and will be deemed
delivered only upon receipt
D. DISPUTES; APPLICABLE LAW AND VENUE. This Agreement will W interpreted, construed and
enforced In all respects in accordance with the local laws of the Stale of California, USA, or the
laws of such other slate as Identified In a Schedule, without reference to its choice of laws
principles. Customer and Scantron each waive application of the 1980 ON Convention on
Contracts for the Internatlorwl Sale of Goods. In the event of a dispute, the parties will first
attempt to resolve the matter informally through goad faith negotiations involving executives from
each party. Failing resolution, the parties agree to mediation administered by the American
Arbitration Association. The costs of mediation shall be shared equally by the padles. All
disputes shall be brought In the federal Cr state court with jurisdiction over residents of Orange
County, California, or such other venue as Is specified in a Schedule, and each party consents to
the exclusive jurisdiction of such courts.
E. Scull EMPLOYMENT OPPORTUNITY; AFFIRMATIVE ACTION. In connection with SCantron's
performance under this Agreement, unless exempt, the Equal Opportunity Clauses as set forth in
Section 202 of Executive Order 11246, as amended, 41 C.F.R. § 1.4(a), Section 402 of the
Vietnam Ere Veterans Readjustment Act of 1974, as amended, 41 C.F.R. § 250.5(a), Section 503
of the Rehabilitation AN of 1973, as amended, and 41 C.F.R. § 741.5(a) are incorporated by
reference. Scantron has developed and maintains an affirmative action program.
F. INSURANCE. Scanlron shall Carry and maintain commercial general liability Insurancein an amount
not less than $1 million per Cacumence with a $2 million aggregate covering claims fa bodily Injury,
death, personal injury or property damage. Such insurance shall (a) name me City, its officers,
employees, agents and representatives as additional insured(sg (b) be primary and not contributory with
resped 0 Insurance 0r self-insurance programs maintained by the City; and (c) Contain standard
separation of insured provisions.
G. RESTRICTED RIGNre, If Cuslcmer Is the United States Government or any agency or Instromentality
thereof, the Software and Documentation are providedwith RESTRICTED RIGHTS. Use, duplication or
disclosure by the United Slates Government is subject to restriction as set faith in (i) subparagraph
(c)(1)(II) of me Rights in Technical Data and Computer Software clause at DFAR 252227-7013
(October 1988), If Customer is subject fa Department of Defense Federal Acquisition Regulations; Cr (li)
FAR 52.227-19 (June 1967), if Customer Is act subject to the DFAR, but Is the United Slates
Government or any agency or InsWmentality, thereof. The "manuf ecWref or "contractor, for purposes
of such provisions, is Scanlron Corporation, 1313 Lone Oak Road, Eagan, MN 55121.1334, The
Software is a °commerdall Item° as that term Is defined at 48 C.F.R. 2.101 (Oct 1995), Consisting of
"commercial Computer software" and "Commercial Computer softwae documentation;' as such terms
are used in 48 C.F.R. 12.212 (Sept 1995). Consistent with 48 C.F.R. 12.212 and 48 C.F.R. 227-7202-1
Through 227.72024 (June WIDE), all U.S. Government End Users acquire me Software and
Documentation with only those rights set forth herein.
H. COMPLIANCE WITH LAWS. Customer shall, at all times, use the Products and Services In Compliance
with all applicable laws, induciing observing the harms and conditions of its own prhrecy polides and
applicableoopyright laws when requesting the design and printing of forms.
I. ENTIRE AGREEMENT. This Agreement in =Junct On with the applicable purchase OMer and
Schedules supersedes any and all prior agreements among me parties related to the Products, Me
SeMces and any other Items provided hereunder. No modification of any of the provisions of this
Agreementwill W valid unless set forth in awmart Instrument signed by Noth partles,
-END-
SCANTRON CORPORATION CONFIDENTIAL
STANDARD TERMS ANDAR AND
SERVICES
PAGEI Ior E2 Rn.wa}Ata
HARDWARE, SOFTWARE ANO SERVICES THESE TERMS AND CONDITIONS HAVE BEEN MODIFIED FOR THE CITY OF SANTAANA 11.11.2020
EXHIBIT B
SCANTRON,
BILL TO:
ATTN: ACCOUNTS PAYABLE
CITY OF SANTA ANA
HUMAN RESOURCES M 24
20 CIVIC CENTER PLZ
SANTA ANA CA 92701
INVOICE
LOCATED AT:
INVOICE NUMBER:
3162170
DATE:
13-MAR-20
Page 1 of 1
CUSTOMER NO:
200301493
CREDIT
REF NO:
TAX LID NO: 95-2767912
200301493
ATTN: MARIBEL CARMONA
CITY OF SANTA ANA
HUMAN RESOURCES
20 CIVIC CENTER PLZ FL 5
SANTA ANA CA 92701
Reference Num:SCT ORDER ENTRY 1605753
PURCHASE INFORMATION
SHIPPING INFORMATION
PAYMENT INFORMATION
PURCHASE ORDER:
-
TERMS: NET 30
SIGNED AGREEMENT
SHIP DATE: 13-MAR-20
DUE DATE: 12-APR-20
AGREEMENT NUMBER:
SALES REP: Hansen, Thomas J (Tom)
CARRIER:
CONTACT: Jay Nanda
(800) 228-3628
ORDER SOURCE:
B/L NUMBER:
Fax (844) 364-3126
ScantronAR@HarlandClarke.com
T
DESCRIPTION
U/M
QTY
A
UNIT PRICE
EXTENDED PRICE
X
IN4/2304 IN4ES, DUAL
EACH
1
Y
4,840.00
4,840.00
4FRT SCANNER FREIGHT & HANDLING
EACH
1
N
55.00
55.00
IN4UOS INSIGHT 4ES UPGRADE ONSITE
Yearly
1
N
448.00
448.00
STX101 Scantools Plus Scan Only/Edit
EACH
1
Y
395.00
395.00
STX101-SA STX101 SOFTWARE ASSURANCE-1 Scantools
YEAR
1
N
Plus Scan Only/Edit: 13-MAR-20 - 12-MAR-21
FRT FREIGHT & HANDLING
EACH
1
N
30.00
30.00
STX-50-CW SCANTOOLS PLUS SCAN ONLY ONLINE
EACH
1
N
675.00
675.00
ININSTAL Onsite Installation - INSIGHT
EACH
1
N
300.00
300.00
INVOICE SUMMARY:
TOTAL FOR ALL LINE ITEMS
6,743.00
TOTAL FREIGHT
0.00
6.00 % STATE TAX
308.10
2.00% CITY TAX
102.70
1.25% COUNTY TAX
64,19
Amounts not paid when due are subject to finance charges of 1.5 % per month
or the highest rate permitted by law, whichever is less, compounded daily from
the due date until paid.
Please update remit to address if needed.
My check/money order is enclosed:
a Check #
Charge to my Credit Card
o
Visa MasterCard Amex
o
Card #
o
Name of Card Holder
o
Billing Address
o
Sionature
Date —/
SUBTOTAL
TAX
TOTAL
6,743.00
474.99
(USD)
7,217.99
Please Remit to:
SCANTRON CORPORATION
P O Box 93038
Chicago, IL 60673
CUSTOMER COPY
SCAN T R O N
BILL TO:
ATTN: MARIBEL CARMONA
CITY OF SANTA ANA
20 CIVIC CENTER PLZ
PO BOX 1988 M-24
SANTA ANA CA 92701
INVOICE
LOCATED AT:
INVOICE NUMBER:
7117952
DATE: 27-MAR-20
Page 1 of 1
CUSTOMER NO:
200249792
CREDIT
REF NO:
TAX LID NO: 95-2767912
ATTN: MARIBEL CARMONA, 5TH FL
CITY OF SANTA ANA
20 CIVIC CENTER PLZ
SANTA ANA CA 92701
Reference Num:SAS ORDER ENTRY 1471935
PURCHASE INFORMATION
SHIPPING INFORMATION
PAYMENT INFORMATION
PURCHASE ORDER:
TERMS: NET 30
LTR-PHAM
SHIP DATE: 27-MAR-20
DUE DATE: 26-APR-20
AGREEMENT NUMBER:
SALES REP:
CARRIER:
CONTACT: Jay Nanda
(800) 228-3628
ORDER SOURCE:
B/L NUMBER:
Fax (844) 364-3126
ScantronAR@HarlandClarke.com
T
DESCRIPTION
U/M
CITY
A
UNIT PRICE
EXTENDED PRICE
X
DESC JOB 4-20361801 FIRM F1452-FD 002
EACH
0
N
0.00
0.00
DESC Answer Sheet
EACH
0
N
0.00
0.00
PVGPPG Scan Application
EACH
1
Y
695.00
695.00
INVOICE SUMMARY:
TOTAL FOR ALL LINE ITEMS
695.00
TOTAL FREIGHT
0.00
6.00% STATE TAX
41.70
2.00% CITY TAX
13.90
1.25% COUNTY TAX
8.69
Amounts not paid when due are subject to finance charges of 1.5% per month
or the highest rate permitted by law, whichever is less, compounded daily from
the due date until paid.
Please update remit to address if needed.
• My check/money order is enclosed:
o Check#
Charge to my Credit Card
o Visa MasterCard _Amex
o Card # Expiry Date_I
o Name of Card Holder
o Billing Address
o Signature
SUBTOTAL
TAX
TOTAL
695.00
64.29
(USA)
759.29
Please Remit to:
SCANTRON CORPORATION
P O Box 93038
Chicago, IL 60673
CUSTOMER COPY
Francine R. e1g1N"
vpun
Villareal e"Vccua
ACORO® CERTIFICATE OF LIABILITY INSURANCE
lt./
PDATE(MM/DDIYYYY)
1 11118/2020
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER
New York-Alliant Insurance Services, Inc.
320 West 57th Street
New York NY 10019
CONTACT
NAME: Kaitl n Mur h
PHONE su 212504-1802 uc No ,
nDoaess: Kaitlyn.Murphy@alliant.com
INSURERS AFFORDING COVERAGE
NAIC It
INSURER A: BerkleY National Insurance Com
38911
INSURED
Scantron Corporation
INSURER B :
1313 Lone Oak Road
INSURERC:
INSURER D:
Eagan MN 55121
INSURER E
INSURER F :
COVERAGES CERTIFICATE NUMBER:7RR34944n RPVISIr1M N"m FtpR•
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDLSUBR
INSD
MID
POLICY NUMBER
POLICY EFF
MWDD/Yl'YY
POLICY EXP
MMIDDIYYYY
LIMITS
A
X
COMMERCIAL GENERAL LIABILITY
Y
TCP 7015275
12/3/2019
12/3/2020
EACH OCCURRENCE
$1.000,000
CLAIMS-MADEFX OCCUR
-DAMAGE TO -RENTED
PREMISES Ea oxurtence
$1.000,000
MED EXP (Any one person)
$15,000
PERSONAL&ADV INJURY
$1,000,000
AGGREGATE LIMIT APPLIES PER:
POLICY PRO-
ECT � LOC
GENERALAGGREGATE
$2,000.000
GEN'L
PRODUCTS-COMP/OPAGG
$2,000,000
5-
OTHER:
AUTOMOBILE
LIABILITY
COMBINED SINGLE LIMIT
Ea accident
$
BODILY INJURY (Par parson)
$
ANY AUTO
OWNED SCHEDULED
AUTOS ONLY AUTOS
BODILY INJURY Per accident)
( )
$
HIRED NON-0WNED
AUTOS ONLY AUTOS ONLY
PROPERTY DAMAGE
Per accident
$
UMBRELLA UAB
OCCUR
EACH OCCURRENCE
$
AGGREGATE
$
EXCESS LIAR
CLAIMS-MAOE
DEC RETENTION$
$
WORKERS COMPENSATION
I PER OTH-
AND EMPLOYERS'LIABILITY YIN
ISTATUTE I I ER
E.L. EACH ACCIDENT
$
ANYPROPRIETORIPARTNEWEXECUTIVE
OFFICERIMEMBEREXCLUDED?
N/A
E.L. DISEASE -EA EMPLOYE
$
(Mandatory In NH)
[Yes, describe under
E.L. DISEASE -POLICY LIMIT
$
DESCRIPTION OF OPERATIONS below
DESCRIPTION OF OPERATIONS I LOCATIONS/VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
City of Santa Ana, its officers, employees, agents and representatives are included as additional insured under the General Liability where required by written
contract or agreement. The insurance provided shall be primary and any other insurance maintained by the Additional Insured is excess and non-contributory.
30 days notice of cancellation applies, except non payment of premium which is 10 days, in accordance with the terms and conditions of the policy.
City of Santa Ana
Risk Management Division, 4th Floor
20 Civic Center Plaza
Santa Ana CA 92702
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
WekMmMgemmtDtvNlan
CREVIELPED & APPROIVV D BY.,
Risk Management Analyst
00,
C. ADDITIONAL INSURED -VENDORS
Under Section II - Who Is An Insured, the following is added:
Any person or organization that is a vendor and that you have agreed in a written contract or agreement to
include as an additional insured on this Coverage Part is an insured, but only with respect to liability for "bodily
injury" or "property damage" that:
1. Is caused by an "occurrence" that takes place after you have signed and executed that contract or
agreement; and
2. Arises out of "your products" which are distributed or sold in the regular course of such vendor's business.
The insurance provided to such vendor is subject to the following provisions:
1. The limits of insurance provided to such vendor will be the limits which you agreed to provide in the written
contract or agreement, or the limits shown in the Declarations, whichever are less.
2. The insurance provided to such vendor does not apply to:
a. Any express warranty not authorized by you;
b. Any change in "your products' made by such vendor;
c. Repackaging, unless unpacked solely for the purpose of inspection, demonstration, testing, or the
substitution of part under instructions from the manufacturer, and then repackaged in the original
container;
d. Any failure to make such inspections, adjustments, tests or servicing as vendors agree to perform or
normally undertake to perform in the regular course of business, in connection with the distribution or
sale of "your products";
e. Demonstration, installation, servicing or repair operations, except such operations performed at such
vendor's premises in connection with the sale of "your products". or
f. "Your products" which, after distribution or sale by you, have been labeled or relabeled or used as a
container, part or ingredient of any other thing or substance by or on behalf of such vendor.
Coverage under this provision does not apply to:
1. Any person or organization from whom you have acquired "your products", or any ingredient, part or
container entering into, accompanying or containing such products; or
2. Any vendor for which coverage as an additional insured specifically is scheduled by endorsement.
D. ADDITIONAL INSURED - WRITTEN CONTRACT OR AGREEMENT
Under Section 11 - Who Is An Insured, the following is added:
Any person or organization that is not otherwise an insured under this Coverage Part and that you have agreed
in a written contract or agreement to include as an additional insured on this Coverage Part is an insured, but
only with respect to liability for "bodily injury" or "property damage" that:
1. Is caused by an "occurrence" that takes place after you have signed and executed that contract or
agreement; and
2. Is caused, in whole or in part, by your acts or omissions in performance of your ongoing operations to
which that contract or agreement applies or the acts or omissions of any person or organization performing
such operations on your behalf.
The limits of insurance provided to such insured will be the limits which you agreed to provide in the written
contract or agreement, or the limits shown in the Declarations, whichever are less.
E. AGGREGATE LIMIT PER LOCATION
1. Under Section III -Limits Of Insurance, the following is added:
The General Aggregate Limit applies separately to each of your "locations' owned by or rented or leased to
you.
2. Under Section V -Definitions, the following is added:
"Location" means premises involving the same or connecting lots, or premises whose connection is
interrupted only by a street, roadway, waterway or right-of-way of a railroad.
Page 2 of 5 Includes copyrighted material of Insurance
Services Office, Inc., with its permission.
Risk Mvwgmwe D[wion
M�\� REmEwEo 6 APPRovm ar
RiskWnage.wn atys[
4. Under Section IV - Commercial General Liability Conditions, the insurance afforded by this provision is
excess over any other valid and collectible property insurance (including any deductible) available to the
insured whether such insurance is primary, excess, contingent or on any other basis. Any payments by us
will follow the Other Insurance - Excess Insurance provisions.
J. GOOD SAMARITAN SERVICES
1. Under Section II - Who Is Insured, paragraph 2., item d., the following is added:
This exclusion does not apply to your employees or volunteer workers, other than an employed or
volunteer physician, rendering "Good Samaritan services".
2. Under Section V - Definitions, the following definition is added:
"Good Samaritan services" means any emergency medical services for which no compensation is
demanded or received.
K. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Section IV - Commercial General Liability Conditions, paragraph 2., Duties In The Event Of
Occurrence, Claim or Suit is amended to include the following:
1. The requirements that you must:
a. Notify us of an 'occurrence" offense, claim or "suit"; and
b. Send us documents concerning a claim or "suit"' apply only when such accident claim, "suit"' or loss is
known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership;
(3) An executive officer of the corporation or insurance manager, if you are a corporation; or
(4) A manager, if you are a limited liability company.
2. The requirement that you must notify us as soon as practicable of an 'occurrence' or an offense that may
result in a claim does not apply if you report an 'occurrence' to your workers compensation insurer which
later develops into a liability claim for which coverage is provided by this policy. However, as soon as you
have definite knowledge that the particular "occurrence" is a liability claim rather than a workers'
compensation claim, you must comply with the Duties In The Event Of Occurrence, Offense, Claim Or Suit
Condition.
L. EXPECTED OR INTENDED INJURY OR DAMAGE (PROPERTY DAMAGE)
Under Section I - Coverages, Coverage A, Bodily Injury And Property Damage Liability, paragraph 2.,
Exclusions, item a., Expected Or Intended Injury, is deleted and replaced by the following:
a. Expected or Intended Injury
"Bodily injury" or "property damage' expected or intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury' or "property damage' resulting from the use of reasonable
force to protect persons or property.
M. MEDICAL PAYMENTS
1. Under Section I - Coverages, Coverage C, Medical Payments, paragraph 1., Insuring Agreement, the
requirement that expenses are incurred and reported to us within one year of the date of the accident is
changed to three years.
2. The Medical Expense Limit is $15,000 per person or the amount shown in the Declarations as the Medical
Expense Limit, whichever is greater.
3. This provision M. does not apply if Coverage C, Medical Payments, is otherwise excluded either by the
provisions of the Coverage Form or by endorsement.
N. NON -OWNED AIRCRAFT
1. Under Section I -Coverages, Coverage A, Bodily Injury and Property Damage Liability, item 2.,
Exclusions, item g., Aircraft, Auto Or Watercraft, does not apply to an aircraft that is:
a. Hired, chartered or loaned with a paid crew; and
b. Not owned by any insured.
2. The insurance afforded by this provision N. is excess over any other valid and collectible insurance
(including any deductible or Self Insured Retention) available to the insured, whether such insurance is
primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance -
Excess Insurance provisions in the Commercial General Liability Conditions.
RlikMouganadDMtlai
R12nEwmdArrnov®ar.
Page 4 of 5 Includes copyrighted material of Insurance % fa.c,.aCna R. va""l
Services Office, Inc., with its permission. ®'
p Risk Managertren[ Malysl
ol
COMMERCIAL GENERAL LIABILITY
CG83630112
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
PRIMARY NON-CONTRIBUTORY ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERICAL GENERAL LIABILITY COVERAGE PART
Under Section IV, Commercial General Liability Conditions, paragraph 4., Other Insurance, item a., Primary
Insurance is amended to include the following:
However, if you are obligated pursuant to a written contract or agreement entered into prior to a loss to provide
a person or organization that is included in the Who Is An Insured section of this insurance with primary
insurance such as is afforded by this policy, then this insurance is primary and we will not seek contribution
from insurance available to such person or organization.
THIS ENDORSEMENT MUST BE ATTACHED TO A CHANGE ENDORSEMENT WHEN ISSUED AFTER THE
POLICY IS WRITTEN.
Rlek Manugern�tl�vi.IaR
��- REVIEWED&APPROVED Br.
S�iiLlfl' F44"*e Z vai!A�
®' Risk Management Analyst
CIS 83 63 01 12 Includes copyrighted material of Insurance Services Office, Inc., with its permi
OBJD!$
Ejhjubmmz!tjhofe!cz!Gsbodjof!S/!Wjmmbsfbm!Ebuf;!3131/23/33!23;38;14!.19(11(
EBUF!)NN0EE0ZZZZ*
%%%%%%%%%%%%%%%%%%
MJNJUT
PUI.FS
GBY)B0D-!Op*;
Gsbodjof!S/!Wjmmbsfbm
QFSTUBUVUF
FBDI!PDDVSSFODFEBNBHF!UP!SFOUFEQSFNJTFT!)Fb!pddvssfodf*NFE!FYQ!)Boz!pof!qfstpo*QFSTPOBM!'!BEW!JOKVSZHFOFSBM!BHHSFHBUFQSPEVDUT!.!DPNQ0PQ!BHHDPNCJOFE!TJOHMF!MJNJU)Fb!bddjefou*CPEJMZ!JOKVSZ!)Qfs!qfstpo*
CPEJMZ!JOKVSZ!)Qfs!bddjefou*QSPQFSUZ!EBNBHF)Qfs!bddjefou*FBDI!PDDVSSFODFBHHSFHBUFF/M/!FBDI!BDDJEFOUF/M/!EJTFBTF!.!FB!FNQMPZFFF/M/!EJTFBTF!.!QPMJDZ!MJNJU
SFWJTJPO!OVNCFS;
QPMJDZ!FYQ
)NN0EE0ZZZZ*
JOTVSFS)T*!BGGPSEJOH!DPWFSBHF
ª!2:99.3126!BDPSE!DPSQPSBUJPO/!!Bmm!sjhiut!sftfswfe/
QPMJDZ!FGG
)NN0EE0ZZZZ*
TIPVME!BOZ!PG!UIF!BCPWF!EFTDSJCFE!QPMJDJFT!CF!DBODFMMFE!CFGPSFUIF!FYQJSBUJPO!EBUF!UIFSFPG-!OPUJDF!XJMM!CF!EFMJWFSFE!JOBDDPSEBODF!XJUI!UIF!QPMJDZ!QSPWJTJPOT/
DPOUBDUOBNF;QIPOF)B0D-!Op-!Fyu*;F.NBJMBEESFTT;JOTVSFS!B!;JOTVSFS!C!;JOTVSFS!D!;JOTVSFS!E!;JOTVSFS!F!;JOTVSFS!G!;DBODFMMBUJPO BVUIPSJ\[FE!SFQSFTFOUBUJWF
QPMJDZ!OVNCFS
XWE
TVCS
Uif!BDPSE!obnf!boe!mphp!bsf!sfhjtufsfe!nbslt!pg!BDPSE
JOTEO!0!B
BEEM
DFSUJGJDBUF!PG!MJBCJMJUZ!JOTVSBODF
Z!0!O
DFSUJGJDBUF!OVNCFS;
F
W
J
MPD
U
V
PDDVSDMBJNT.NBEF
D
F
Y
TDIFEVMFEBVUPTOPO.PXOFEBVUPT!POMZ
F
0
S
F
O
U
QSP.KFDUS
B
Q
0
S
P
U
UZQF!PG!JOTVSBODF
F
J
DMBJNT.NBEFPDDVS
S
Q
P
DPNNFSDJBM!HFOFSBM!MJBCJMJUZ QPMJDZPUIFS;BOZ!BVUPPXOFEBVUPT!POMZIJSFEBVUPT!POMZ VNCSFMMB!MJBCFYDFTT!MJBC EFESFUFOUJPO%
S
!Q
Z
O
HFO(M!BHHSFHBUF!MJNJU!BQQMJFT!QFS;BVUPNPCJMF!MJBCJMJUZ
XPSLFST!DPNQFOTBUJPOBOE!FNQMPZFST(!MJBCJMJUZ BPGGJDFS0NFNCFS!FYDMVEFE@)Nboebupsz!jo!OI*Jg!zft-!eftdsjcf!voefsEFTDSJQUJPO!PG!PQFSBUJPOT!cfmpx
UIJT!DFSUJGJDBUF!JT!JTTVFE!BT!B!NBUUFS!PG!JOGPSNBUJPO!POMZ!BOE!DPOGFST!OP!SJHIUT!VQPO!UIF!DFSUJGJDBUF!IPMEFS/!UIJTDFSUJGJDBUF!EPFT!OPU!BGGJSNBUJWFMZ!PS!OFHBUJWFMZ!BNFOE-!FYUFOE!PS!BMUFS!UIF!DPWFSBHF!
BGGPSEFE!CZ!UIF!QPMJDJFTCFMPX/!!UIJT!DFSUJGJDBUF!PG!JOTVSBODF!EPFT!OPU!DPOTUJUVUF!B!DPOUSBDU!CFUXFFO!UIF!JTTVJOH!JOTVSFS)T*-!BVUIPSJ\[FESFQSFTFOUBUJWF!PS!QSPEVDFS-!BOE!UIF!DFSUJGJDBUF!IPMEFS/JNQPSUBO
U;!!Jg!uif!dfsujgjdbuf!ipmefs!jt!bo!BEEJUJPOBM!JOTVSFE-!uif!qpmjdz)jft*!nvtu!ibwf!BEEJUJPOBM!JOTVSFE!qspwjtjpot!ps!cf!foepstfe/Jg!TVCSPHBUJPO!JT!XBJWFE-!tvckfdu!up!uif!ufsnt!boe!dpoejujpot!pg!uif!qpm
jdz-!dfsubjo!qpmjdjft!nbz!sfrvjsf!bo!foepstfnfou/!!B!tubufnfou!pouijt!dfsujgjdbuf!epft!opu!dpogfs!sjhiut!up!uif!dfsujgjdbuf!ipmefs!jo!mjfv!pg!tvdi!foepstfnfou)t*/UIJT!JT!UP!DFSUJGZ!UIBU!UIF!QPMJDJFT!
PG!JOTVSBODF!MJTUFE!CFMPX!IBWF!CFFO!JTTVFE!UP!UIF!JOTVSFE!OBNFE!BCPWF!GPS!UIF!QPMJDZ!QFSJPEJOEJDBUFE/!!OPUXJUITUBOEJOH!BOZ!SFRVJSFNFOU-!UFSN!PS!DPOEJUJPO!PG!BOZ!DPOUSBDU!PS!PUIFS!EPDVNFOU!XJUI!SFTQFD
U!UP!XIJDI!UIJTDFSUJGJDBUF!NBZ!CF!JTTVFE!PS!NBZ!QFSUBJO-!UIF!JOTVSBODF!BGGPSEFE!CZ!UIF!QPMJDJFT!EFTDSJCFE!IFSFJO!JT!TVCKFDU!UP!BMM!UIF!UFSNT-FYDMVTJPOT!BOE!DPOEJUJPOT!PG!TVDI!QPMJDJFT/!MJNJUT!TIPXO!N
BZ!IBWF!CFFO!SFEVDFE!CZ!QBJE!DMBJNT/
QSPEVDFSJOTVSFE DPWFSBHFT EFTDSJQUJPO!PG!PQFSBUJPOT!0!MPDBUJPOT!0!WFIJDMFT!!)BDPSE!212-!Beejujpobm!Sfnbslt!Tdifevmf-!nbz!cf!buubdife!jg!npsf!tqbdf!jt!sfrvjsfe*DFSUJGJDBUF!IPMEFSBDPSE!36!)3127014*
MUS
JOTS
6
pg!
2
Qbhf!
DH!94!71!23!27
Cmbolfu
.
DPNNFSDJBM!HFOFSBM!MJBCJMJUZ
pxofe!Bjsdsbgupxofe!Xbufsdsbgu
..
Evujft!jo!uif!Fwfou!pg!Pddvssfodf-!Pggfotf-!Dmbjn!ps!TvjuFyqfdufe!ps!Joufoefe!Jokvsz!ps!Ebnbhf!)Qspqfsuz!Ebnbhf*Nfejdbm!QbznfoutOpoOpoOfxmz!Bdrvjsfe!ps!Gpsnfe!Pshboj{bujpotTvqqmfnfoubsz!QbznfoutVojou
foujpobm!PnjttjpoXbjwfs!pg!Tvcsphbujpo!
L/M/N/O/P/Q/R/S/T/
uif!gpmmpxjoh!jt!beefe;!uif!gpmmpxjoh!jt!beefe;!
--
Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!
TDIFEVMF!PG!DPWFSBHF!FYUFOTJPOT!
Cpsspxfe!Frvjqnfou-!
DPNQBOJFT!FOEPSTFNFOU!
Mfttpst!pg!Mfbtfe!Pxofst-!Nbobhfst!ps!Wfoepst
Xsjuufo!Dpousbdu!ps!
Qspqfsuz!
Tfdujpo!JJ!.!Xip!Jt!Bo!JotvsfeTfdujpo!JJ!.!Xip!Jt!Bo!Jotvsfe
psqsfnjtft!pxofs-!nbobhfs!ps!mfttps/!
UIJT!FOEPSTFNFOU!DIBOHFT!UIF!QPMJDZ/!QMFBTF!SFBE!JU!DBSFGVMMZ/!
Beejujpobm!Jotvsfe!FrvjqnfouBeejujpobm!Jotvsfe!Mfttpst!pg!QsfnjtftBeejujpobm!Jotvsfe!Beejujpobm!Jotvsfe!BhsffnfouBhhsfhbuf!Mjnju!Qfs!MpdbujpoBnbufvs!Buimfujd!QbsujdjqboutCpejmz!Jokvsz!EfgjojujpoCspbe
fofe!Obnfe!JotvsfeEbnbhf!up!Dvtupnfs!Hppet-!Vtf!pg!FmfwbupstHppe!Tbnbsjubo!Tfswjdft
!Tusvduvsbm!bmufsbujpot-!ofx!dpotusvdujpo!ps!efnpmjujpo!pqfsbujpot!qfsgpsnfe!cz!ps!po!cfibmg!pg!tvdi!
HFOFSBM!MJBCJMJUZ!FYUFOTJPO!GPS!UFDIOPMPHZ!
DPNNFSDJBM!HFOFSBM!MJBCJMJUZ!DPWFSBHF!GPSN!Voefs!pnjttjpot!jo!uif!nbjoufobodf-!pqfsbujpo!ps!vtf!cz!zpv!pg!frvjqnfou!mfbtfe!up!zpv!cz!tvdi!frvjqnfou!mfttps/!!dpnnjuufe!bgufs!uif!frvjqnfou!mfbtf!fyqjsf
t/!Voefs!Boz!qfstpo!ps!pshboj{bujpo!uibu!jt!b!qsfnjtft!pxofs-!nbobhfs!ps!mfttps!jt!bo!jotvsfe-!cvu!pomz!xjui!sftqfdu!up!mjbcjmjuz!bsjtjoh!pvu!pg!uif!pxofstijq-!nbjoufobodf!ps!vtf!pg!uibu!qbsu!pg!boz!
qsfnjtft!mfbtfe!up!zpv/!!Uif!jotvsbodf!qspwjefe!up!tvdi!qsfnjtft!pxofs-!nbobhfs!ps!mfttps!epft!opu!bqqmz!up;!2/3/
!BEEJUJPOBM!JOTVSFE!.!MFTTPST!PG!MFBTFE!FRVJQNFOU!!BEEJUJPOBM!JOTVSFE!.!PXOFST-!NBOBHFST!PS!MFTTPST!PG!QSFNJTFT!
Uijt!Foepstfnfou!npejgjft!jotvsbodf!qspwjefe!voefs!uif!gpmmpxjoh;!Uijt!foepstfnfou!cspbefot!dpwfsbhf/!Uif!gpmmpxjoh!tdifevmf!pg!dpwfsbhf!fyufotjpot!jt!b!hfofsbm!dpwfsbhf!eftdsjqujpo!pomz/!Mjnjubujpot
!boe!fydmvtjpot!nbz!bqqmz!up!uiftf!dpwfsbhft/!Sfbe!bmm!uif!qspwjtjpot!pg!uijt!foepstfnfou!bmpoh!xjui!zpvs!foujsf!qpmjdz!dbsfgvmmz!up!efufsnjof!uif!fyufou!pg!dpwfsbhf!bggpsefe/!B/C/D/E/F/G/H/I/J/K/B/C
/DH!94!71!23!27
s
DH!94!71!23!27
.xbz!pg!b!sbjmspbe/!
pg
bufsjbm!pg!Jotvsbodf!
uif!gpmmpxjoh!jt!beefe;
uif!gpmmpxjoh!jt!beefe;!
--!uif!gpmmpxjoh!jt!beefe;!
-!uif!gpmmpxjoh!jt!beefe;!
Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
owpmwjoh!uif!tbnf!ps!dpoofdujoh!mput-!ps!qsfnjtft!xiptf!dpoofdujpo!jt!Jodmveft!dpqzsjhiufe!n
Tfdujpo!JJJ!.!Mjnjut!Pg!Jotvsbodf-!
!Tfdujpo!W!.!Efgjojujpot
tvctujuvujpo!pg!qbsu!voefs!jotusvdujpot!gspn!uif!nbovgbduvsfs-!boe!uifo!sfqbdlbhfe!jo!uif!psjhjobm!dpoubjofs<!opsnbmmz!voefsublf!up!qfsgpsn!jo!uif!sfhvmbs!dpvstf!pg!cvtjoftt-!jo!dpoofdujpo!xjui!uif!e
jtusjcvujpo!ps!dpoubjofs-!qbsu!ps!johsfejfou!pg!boz!puifs!uijoh!ps!tvctubodf!cz!ps!po!cfibmg!pg!tvdi!wfoeps/!!
Tfdujpo!JJ!.!Xip!Jt!Bo!JotvsfeTfdujpo!JJ!.!Xip!Jt!Bo!Jotvsfe
6
!Boz!gbjmvsf!up!nblf!tvdi!jotqfdujpot-!bekvtunfout-!uftut!ps!tfswjdjoh!bt!wfoepst!bhsff!up!qfsgpsn!ps!
!Boz!fyqsftt!xbssbouz!opu!bvuipsj{fe!cz!zpv<!!Sfqbdlbhjoh-!vomftt!voqbdlfe!tpmfmz!gps!uif!qvsqptf!pg!jotqfdujpo-!efnpotusbujpo-!uftujoh-!ps!uif!!Efnpotusbujpo-!jotubmmbujpo-!tfswjdjoh!ps!sfqbjs!pqfsb
ujpot-!fydfqu!tvdi!pqfsbujpot!qfsgpsnfe!bu!tvdi!
bhsffnfou<!boe!!dpousbdu!ps!bhsffnfou-!ps!uif!mjnjut!tipxo!jo!uif!Efdmbsbujpot-!xijdifwfs!bsf!mftt/!b/c/d/e/f/g/dpoubjofs!foufsjoh!joup-!bddpnqbozjoh!ps!dpoubjojoh!tvdi!qspevdut<!ps!bhsffnfou<!boe!xi
jdi!uibu!dpousbdu!ps!bhsffnfou!bqqmjft!ps!uif!bdut!ps!pnjttjpot!pg!boz!qfstpo!ps!pshboj{bujpo!qfsgpsnjoh!tvdi!pqfsbujpot!po!zpvs!cfibmg/!zpv/!Voefsjoufssvqufe!pomz!cz!b!tusffu-!spbexbz-!xbufsxbz!ps!s
jhiu.
pg!
!Jt!dbvtfe!cz!!Uif!mjnjut!pg!jotvsbodf!qspwjefe!up!tvdi!wfoeps!xjmm!cf!uif!mjnjut!xijdi!zpv!bhsffe!up!qspwjef!jo!uif!xsjuufo!!Uif!jotvsbodf!qspwjefe!up!tvdi!wfoeps!epft!opu!bqqmz!up;!!Boz!qfstpo!ps!p
sh!Boz!wfoeps!gps!xijdi!dpwfsbhf!bt!bo!beejujpobm!jotvsfe!tqfdjgjdbmmz!jt!tdifevmfe!cz!foepstfnfou/!!!Jt!dbvtfe-!jo!xipmf!ps!jo!qbsu-!cz!zpvs!bdut!ps!pnjttjpot!jo!qfsgpsnbodf!pg!zpvs!pohpjoh!pqfsbujp
ot!up!!Voefs!3
Voefs!Boz!qfstpo!ps!pshboj{bujpo!uibu!jt!b!wfoeps!boe!uibu!zpv!ibwf!bhsffe!jo!b!xsjuufo!dpousbdu!ps!bhsffnfou!up!2/3/Uif!jotvsbodf!qspwjefe!up!tvdi!wfoeps!jt!tvckfdu!up!uif!gpmmpxjoh!qspwjtjpot;!2/3/
Dpwfsbhf!voefs!uijt!qspwjtjpo!epft!opu!bqqmz!up;!2/3/Voefs!Boz!qfstpo!ps!pshboj{bujpo!uibu!jt!opu!puifsxjtf!bo!jotvsfe!voefs!uijt!Dpwfsbhf!Qbsu!boe!uibu!zpv!ibwf!bhsffe!jo!b!xsjuufo!dpousbdu!ps!bhsff
nfou!up!jodmvef!bt!bo!beejujpobm!jotvsfe!po!uijt!Dpwfsbhf!Qbsu!jt!bo!jotvsfe-!cvu!2/3/Uif!mjnjut!pg!jotvsbodf!qspwjefe!up!tvdi!jotvsfe!xjmm!cf!uif!mjnjut!xijdi!zpv!bhsffe!up!qspwjef!jo!uif!xsjuufo!dp
ousbdu!ps!bhsffnfou-!ps!uif!mjnjut!tipxo!jo!uif!Efdmbsbujpot-!xijdifwfs!bsf!mftt/!!2/3/
!BEEJUJPOBM!JOTVSFE!.!WFOEPST!!BEEJUJPOBM!JOTVSFE!.!XSJUUFO!DPOUSBDU!PS!BHSFFNFOU!
!BHHSFHBUF!MJNJU!QFS!MPDBUJPO!
D/E/F/Qbhf!
6
-
3/
pg!
z
4
d
mj
ujoh!gspn!
qp
bdujwjujft!
Qbhf!
dvqz/!
!vtfe!cz!
-!qbsbhsbqi!
!pg!uif!
oe
jm!uif!f
vou
qsfnjtft!gps!uif!qvsqptf!pg!cfjoh;!
!pshboj{bujpo!zpv!pxo-!ofxmz!bdrvjsf!ps!gpsn-!puifs!
boz
boe
pot
j
Cpejmz!Jokvsz!boe!Qspqfsuz!Ebnbhf!Mjbcjmjuz
-
bu
!jt!bnfoefe!bt!gpmmpxt;!
dmbs
Ef
uif!gpmmpxjoh!jt!beefe;!
-
uif!gpmmpxjoh!jt!beefe;!
Dpwfsbhf!B
-
-!uif!gpmmpxjoh!jt!beefe;!
!jo!uif!
-
Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!
fe
n
ob
Ebnbhf!Up!Qspqfsuz
po
j
-
k/
bu
j{
hbo
-!jufn!
!ps
xbt!jodpssfdumz!qfsgpsnfe!po!ju<!
ps
!Qspqfsuz!mpbofe!up!zpv<!!Qfstpobm!qspqfsuz!jo!uif!dbsf-!dvtupez!ps!dpouspm!pg!uif!jotvsfe<!boe!!Uibu!qbsujdvmbs!qbsu!pg!boz!qspqfsuz!uibu!nvtu!cf!sftupsfe-!sfqbjsfe!
Tfdujpo!J!.!DpwfsbhftTfdujpo!W!.!Efgjojujpot
po
uibu!zpv!tqpotps<!ps!kpjou!wfouvsf-!ps!mjnjufe!mjbcjmjuz!dpnqboz*<!ps!kpjou!wfouvsf-!ps!mjnjufe!mjbcjmjuz!dpnqboz*/!Uif!fydmvtjpo!gps!qfstpobm!qspqfsuz!jo!uif!dbsf-!dvtupez!ps!dpouspm!pg!uif!jotvsfe!
epft!opu!bqqmz!up!bozpof!up!qfsgpsn!pqfsbujpot!bu!uif!ujnf!pg!mptt/!)2*)3*)4*
st
Tfdujpo!JJ!.!Xip!Jt!Bo!JotvsfeTfdujpo!W!.!Efgjojujpot
!Zpv-!boz!qbsuofs!ps!nfncfs!)jg!zpv!bsf!b!qbsuofstijq!ps!kpjou!wfouvsf*-!ps!boz!nfncfs!)jg!zpv!bsf!b!!Zpv-!boz!qbsuofs!ps!nfncfs!)jg!zpv!bsf!b!qbsuofstijq!ps!kpjou!wfouvsf*-!ps!boz!nfncfs!)jg!zpv!bsf
!b!!Tfdujpo!JJ!.!Xip!Jt!Jotvsfe!Uif!fydmvtjpot!gps;!!Vtfe!jo!zpvs!nbovgbduvsjoh!qspdftt/!
!B!dp.!B!dp.!Sfqbjsfe<!ps!
qf
b/c/ps!pwfs!xijdi!qiztjdbm!dpouspm!jt!cfjoh!fyfsdjtfe!gps!boz!qvsqptf!cz;!b/c/Fydmvtjpotb/c/b/c/
pe/
sj
!Voefs!!Voefs!
oz
Voefs!Boz!qfstpo!sfqsftfoujoh!zpv!xijmf!qbsujdjqbujoh!jo!bnbufvs!buimfujd!bdujwjujft!uibu!zpv!tqpotps/!Ipxfwfs-!op!tvdi!qfstpo!jt!bo!jotvsfe!gps;!2/!3/Voefs!qfstpo-!jg!ejsfdumz!sftvmujoh!gspn!qiztjdb
m!jokvsz-!tjdloftt-!ps!ejtfbtf!tvtubjofe!cz!uibu!qfstpo/!VoefsBuibo!b!qbsuofstijq-!kpjou!wfouvsf-!ps!mjnjufe!mjbcjmjuz!dpnqboz-!boe!pwfs!xijdi!zpv!nbjoubjo!npsf!uibo!61&!pg!uif!joufsftut!foujumfe!up!
wpuf!hfofsbmmz!jo!uif!fmfdujpo!pg!uif!hpwfsojoh!cpez!pg!tvdi!pshboj{bujpo!xjmm!rvbmjgz!bt!b!Obnfe!Jotvsfe!jg!uifsf!jt!op!puifs!tjnjmbs!jotvsbodf!bwbjmbcmf!up!tvdi!pshboj{bujpo!qfDpwfsbhf!voefs!uijt!q
spwjtjpo!epft!opu!bqqmz!up!boz!qfstpo!ps!pshboj{bujpo!gps!xijdi!dpwfsbhf!jt!fydmvefe!cz!foepstfnfou/!!FMFWBUPST2/3/4/
!CPEJMZ!JOKVSZ
!CSPBEFOFE!OBNFE!JOTVSFE!
!BNBUFVS!BUIMFUJD!QBSUJDJQBOUT!
!CSPBEFOFE!QSPQFSUZ!EBNBHF!.!
G/H/I/J/DH!94!71!23!27
-
-!uif!
3/
-
!xijdi!
3/
-!jufn!
DH!94!71!23!27
-!qbsbhsbqi!
Jotvsjoh!Bhsffnfou
-
2/
Evujft!Jo!Uif!Fwfou!Pg!
-
3/
-!jt!puifsxjtf!fydmvefe!fjuifs!cz!uif!
;!
uif!jotvsbodf!bggpsefe!cz!uijt!qspwjtjpo!jt!
-!qbsbhsbqi!
-
-!qbsbhsbqi!
uif!gpmmpxjoh!jt!beefe;!
-
e/
bufsjbm!pg!Jotvsbodf!
-!epft!opu!bqqmz!up!bo!bjsdsbgu!uibu!jt;!
-!jufn!
Nfejdbm!Qbznfout
-
-!jt!efmfufe!boe!sfqmbdfe!cz!uif!gpmmpxjoh;!
3/
Nfejdbm!QbznfoutCpejmz!Jokvsz!boe!Qspqfsuz!Ebnbhf!Mjbcjmjuz
--
!jt!fydftt!pwfs!boz!puifs!wbmje!boe!dpmmfdujcmf!jotvsbodf!
Cpejmz!Jokvsz!Boe!Qspqfsuz!Ebnbhf!Mjbcjmjuz
O/
-
qbsbhsbqi
-
Dpwfsbhf!D
ƷŷĻ ŅƚƌƌƚǞźƓŭ ķĻŅźƓźƷźƚƓ źƭ ğķķĻķ
Dpwfsbhf!DDpwfsbhf!B
-
--
Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
Jodmveft!dpqzsjhiufe!n
!Dpwfsbhf!B
-
!jt!bnfoefe!up!jodmvef!uif!gpmmpxjoh;!
Bjsdsbgu-!Bvup!Ps!Xbufsdsbgu
-
h/
Fyqfdufe!Ps!Joufoefe!Jokvsz
!epft!opu!bqqmz!jg!
-
N/
b/
-!jufn!
nbobhfs-!jg!zpv!bsf!b!mjnjufe!mjbcjmjuz!dpnqboz/!
B
-!jufn!
!Zpv-!jg!zpv!bsf!bo!joejwjevbm<!!B!qbsuofs-!jg!zpv!bsf!b!qbsuofstijq<!!Bo!fyfdvujwf!pggjdfs!pg!uif!dpsqpsbujpo!ps!jotvsbodf!nbobhfs-!jg!zpv!bsf!b!dpsqpsbujpo<!ps!
Tfdujpo!JW!.!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!DpoejujpotTfdujpo!JJ!.!Xip!Jt!JotvsfeTfdujpo!W!.!EfgjojujpotTfdujpo!J!.!DpwfsbhftTfdujpo!J!.!Dpwfsbhft
lopxo!up;!)2*)3*)4*)5*
Tfdujpo!JW!.!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!DpoejujpotTfdujpo!J!.!Dpwfsbhft
6
!Tfoe!vt!epdvnfout!dpodfsojoh!b!dm!Opu!pxofe!cz!boz!jotvsfe/!
!Ijsfe-!dibsufsfe!ps!mpbofe!xjui!b!qbje!dsfx<!boe!
fydftt!pwfs!boz!puifs!wbmje!boe!dpmmfdujcmf!qspqfsuz!jotvsbodf!)jodmvejoh!boz!efevdujcmf*!bwbjmbcmf!up!uif!jotvsfe!xifuifs!tvdi!jotvsbodf!jt!qsjnbsz-!fydftt-!dpoujohfou!ps!po!boz!puifs!cbtjt/!Boz!qbz
nfout!cz!vt!xjmm!gpmmpx!uif!Puifs!Jotvsbodf!.!Fydftt!Jotvsbodf!qspwjtjpot/!Voefs!Uijt!fydmvtjpo!epft!opu!bqqmz!up!zpvs!fnqmpzfft!ps!wpmvouffs!xpslfst-!puifs!uibo!bo!fnqmpzfe!ps!efnboefe!ps!sfdfjwfe/!
!b/c/mbufs!efwfmpqt!joup!b!mjbcjmjuz!dmbjn!gps!xijdi!dpwfsbhf!jt!qspwjefe!cz!uijt!qpmjdz/!Ipxfwfs-!bt!tppo!bt!zpv!dpnqfotbujpo!dmbjn-!zpv!nvtu!dpnqmz!xjui!uif!Evujft!Jo!Uif!Fwfou!Pg!Pddvssfodf-!Pggfo
tf-!Dmbjn!Ps!Tvju!Dpoejujpo/!gpsdf!up!qspufdu!qfstpot!ps!qspqfsuz/!sfrvjsfnfou!uibu!fyqfotft!bsf!jodvssfe!boe!sfqpsufe!up!vt!xjuijo!pof!zfbs!pg!uif!ebuf!pg!uif!bddjefou!jt!dibohfe!up!uisff!zfbst/!Fyq
fotf!Mjnju-!xijdifwfs!jt!hsfbufs/!qspwjtjpot!pg!uif!Dpwfsbhf!Gpsn!ps!cz!foepstfnfou/!Fydmvtjpotb/c/)jodmvejoh!boz!efevdujcmf!ps!Tfmg!Jotvsfe!Sfufoujpo*!bwbjmbcmf!up!uif!jotvsfe-!xifuifs!tvdi!jotvsbod
f!jt!qsjnbsz-!fydftt-!dpoujohfou!ps!po!boz!puifs!cbtjt/!Boz!qbznfout!cz!vt!xjmm!gpmmpx!uif!Puifs!Jotvsbodf!.!Fydftt!Jotvsbodf!qspwjtjpot!jo!uif!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!Dpoejujpot/!
pg!
!Voefs!!Voefs!!Uif!sfrvjsfnfout!uibu!zpv!nvtu;!!Fyqfdufe!ps!Joufoefe!Jokvsz!!Voefs!!Uif!Nfejdbm!Fyqfotf!Mjnju!jt!%26-111!qfs!qfstpo!ps!uif!bnpvou!tipxo!jo!uif!Efdmbsbujpot!bt!uif!Nfejdbm!!Uijt!qspwjt
jpo!!Voefs!!Uif!jotvsbodf!bggpsefe!cz!uijt!qspwjtjpo!5
5/2/3/Voefs!Pddvssfodf-!Dmbjn!ps!Tvju2/3/Voefs!Fydmvtjpotb/2/3/4/2/3/
!NFEJDBM!QBZNFOUT!
!EVUJFT!JO!UIF!FWFOU!PG!PDDVSSFODF-!PGGFOTF-!DMBJN!PS!TVJU!!OPO.PXOFE!BJSDSBGU!
!FYQFDUFE!PS!JOUFOEFE!JOKVSZ!PS!EBNBHF!)QSPQFSUZ!EBNBHF*!
!HPPE!TBNBSJUBO!TFSWJDFT!
K/L/M/N/O/Qbhf!
6
pg!
6
Qbhf!
-!uif!gpmmpxjoh!
Cpejmz!Jokvsz!Boe!
-
jt!bnfoefe!bt!gpmmpxt;!
Sfqsftfoubujpot
Usbotgfs!pg!Sjhiut!pg!
--
.dpnqmfufe!pqfsbujpot!ib{bse#/!
7/9/
Dpwfsbhf!B
-!qbsbhsbqi!-!qbsbhsbqi!
!up-!jo!uif!dibshf!pg!ps!pddvqjfe!cz!zpv!ps!uif!!fydmvtjpo!voefs!
!jt!efmfufe!boe!sfqmbdfe!cz!uif!gpmmpxjoh;!
!jt!fydftt!pwfs!boz!puifs!wbmje!boe!dpmmfdujcmf!jotvsbodf!
4/b/
P/
jt!bnfoefe!bt!gpmmpxt;!
-
-!jufn!
Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
!uif!gpmmpxjoh!jt!beefe;!
Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!
-!uif!mjnjubujpo!po!uif!mfohui!pg!b!xbufsdsbgu!jt!jodsfbtfe!up!86!gffu/!
Tvqqmfnfoubsz!Qbznfout!.!Dpwfsbhft!B!boe!C!
-
.
Bjsdsbgu-!Bvup!Ps!Xbufsdsbgu
Tfdujpo!JJ!.!Xip!Jt!Jotvsfe
fnqmpzfs!pg!boz!qfstpo!xip!jt!bo!jotvsfe!voefs!uijt!qspwjtjpo/!
Tfdujpo!JJ!.!Xip!Jt!Bo!JotvsfeTfdujpo!J!.!DpwfsbhftTfdujpo!JW!.!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!DpoejujpotTfdujpo!JW!.!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!Dpoejujpot
Up!jodmvef!bt!bo!jotvsfe!gps!boz!xbufsdsbgu!uibu!jt!dpwfsfe!cz!uijt!qpmjdz-!boz!qfstpo!xip-!xjui!zpvs!fyqsfttfe!ps!jnqmjfe!dpotfou-!fjuifs!vtft!ps!jt!sftqpotjcmf!gps!uif!vtf!pg!b!xbufsdsbgu/!Ipxfwfs-
!op!qfstpo!ps!pshboj{bujpo!jt!bo!jotvsfe!xjui!sftqfdu!up;!b/c/Qspqfsuz!Ebnbhf!Mjbcjmjuz)jodmvejoh!boz!efevdujcmf!ps!Tfmg!Jotvsfe!Sfufoujpo*!bwbjmbcmf!up!uif!jotvsfe-!xifuifs!tvdi!jotvsbodf!jt!qsjnbsz
-!fydftt-!dpoujohfou!ps!po!boz!puifs!cbtjt/!Boz!qbznfout!cz!vt!xjmm!gpmmpx!uif!Puifs!Jotvsbodf!.!Fydftt!Jotvsbodf!qspwjtjpot!jo!uif!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!Dpoejujpot/
!Voefs!!Jo!uif!fydfqujpo!up!uif!!Uif!jotvsbodf!bggpsefe!cz!uijt!qspwjtjpo!!Dpwfsbhf!voefs!uijt!qspwjtjpo!jt!bggpsefe!pomz!voujm!uif!foe!pg!uif!dvssfou!qpmjdz!qfsjpe/!!Uif!mjnju!gps!uif!dptu!pg!cbjm!c
poet!jt!bnfoefe!up!%3-611<!boe!
2/3/4/Voefs!b/Voefs!2/3/Voefs!jt!beefe;!Uif!vojoufoujpobm!pnjttjpo!pg-!ps!vojoufoujpobm!fssps!jo-!boz!jogpsnbujpo!qspwjefe!cz!zpv!xijdi!xf!sfmjfe!vqpo!jo!jttvjoh!uijt!qpmjdz!xjmm!opu!qsfkvejdf!zpvs!s
jhiut!voefs!uijt!jotvsbodf/!Ipxfwfs-!uijt!qspwjtjpo!epft!opu!bggfdu!pvs!sjhiu!up!dpmmfdu!beejujpobm!qsfnjvn!ps!up!fyfsdjtf!pvs!sjhiut!pg!dbodfmmbujpo!ps!oposfofxbm!jo!bddpsebodf!xjui!bqqmjdbcmf!jotvs
bodf!mbxt!ps!sfhvmbujpot/!Voefs!Sfdpwfsz!Bhbjotu!Puifst!up!Vt Xf!xjmm!xbjwf!boz!sjhiu!pg!sfdpwfsz!xf!nbz!ibwf!bhbjotu!boz!qfstpo!ps!pshboj{bujpo!cfdbvtf!pg!qbznfout!xf!nblf!gps!jokvsz!ps!ebnbhf!bsjtj
oh!pvu!pg!zpvs!pohpjoh!pqfsbujpot!epof!voefs!b!xsjuufo!dpousbdu!ps!bhsffnfou!Uijt!xbjwfs!bqqmjft!pomz!up!qfstpot!ps!pshboj{bujpot!xjui!xipn!zpv!ibwf!b!xsjuufo!dpousbdu-!fyfdvufe!qsjps!up!
!OPO.PXOFE!XBUFSDSBGU!!TVQQMFNFOUBSZ!QBZNFOUT!
!VOJOUFOUJPOBM!PNJTTJPO!
!OFXMZ!BDRVJSFE!PS!GPSNFE!PSHBOJ\[BUJPOT!!XBJWFS!PG!TVCSPHBUJPO!.!CMBOLFU!
P/Q/R/S/T/DH!94!71!23!27
Qbhf!2!pg!2
DH!94!74!12!23
DPNNFSDJBM!HFOFSBM!MJBCJMJUZ
Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/
QSJNBSZ!OPO.DPOUSJCVUPSZ!FOEPSTFNFOU
UIJT!FOEPSTFNFOU!DIBOHFT!UIF!QPMJDZ/QMFBTF!SFBE!JU!DBSFGVMMZ/
DPNNFSJDBM!HFOFSBM!MJBCJMJUZ!DPWFSBHF!QBSUIpxfwfs-!jg!zpv!bsf!pcmjhbufe!qvstvbou!up!b!xsjuufo!dpousbdu!ps!bhsffnfou!foufsfe!joup!qsjps!up!b!mptt!up!qspwjefb!qfstpo!ps!pshboj{bujpo!uibu!jt!jodmvefe!jo
!uif!Xip!Jt!Bo!Jotvsfe!tfdujpo!pg!uijt!jotvsbodf!xjui!qsjnbszjotvsbodf!tvdi!bt!jt!bggpsefe!cz!uijt!qpmjdz-!uifo!uijt!jotvsbodf!jt!qsjnbsz!boe!xf!xjmm!opu!tffl!dpousjcvujpogspn!jotvsbodf!bwbjmbcmf!up!
tvdi!qfstpo!ps!pshboj{bujpo/
QSJNBSZ!OPO.DPOUSJCVUPSZ!FOEPSTFNFOU`DH!94!74`12023Uijt!foepstfnfou!npejgjft!jotvsbodf!qspwjefe!voefs!uif!gpmmpxjoh;Voefs!Tfdujpo!JW-!Dpnnfsdjbm!Hfofsbm!Mjbcjmjuz!Dpoejujpot-!qbsbhsbqi!5/-!Puifs!Jotv
sbodf-!jufn!b/-!QsjnbszJotvsbodf!jt!bnfoefe!up!jodmvef!uif!gpmmpxjoh;UIJT!FOEPSTFNFOU!NVTU!CF!BUUBDIFE!UP!B!DIBOHF!FOEPSTFNFOU!XIFO!JTTVFE!BGUFS!UIFQPMJDZ!JT!XSJUUFO/DH!94!74!12!23