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BIG BEN, INC.
INSURANCE ON FILE WORK MAY PROCEED N-2021-083 O�O UNTIL IINS�RAN E EXPIRES 1' l CLERK OF COUNCIL � �DATE: LICENSE AGREEMENT 2.\ r IMjcln P'Yi � This LICNSE AGREEMENT ("Agreement") is dated as of April 26, 2021, and entered into by and between the CITY OF SANTA ANA, a charter city and municipal corporation existing under the Constitution and laws of the State of California ("City"), and BIG BEN, INC. ("Licensee"). RECITALS A. The City is the owner of that certain real property located in the City of Santa -Ana, County of Orange, California, more specifically identified as the northwest comer of W. Glenwood Place and S. Bristol Street (APN 408-333-18), as depicted on Exhibit A ("License Area"). B. Licensee desires to use the License Area for purposes of storing vehicles, materials, and other construction equipment and stockpile during the License period ("Permitted Uses"). C. The City has agreed to grant Licensee a license to use the License Area, on the terms and conditions set forth in this Agreement. NOW THEREFORE, for and in consideration of the mutual covenants and agreements herein contained and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 1. License. The City hereby grants to Licensee a nonexclusive license for the right to enter and use the License Area beginning on May 1, 2021 for the Permitted Uses described in Recital B, upon the terms and conditions set forth herein ("License"), subject to Licensee's performance of all of its obligations under this Agreement. This License shall remain in effect until June 30, 2021, unless extended in writing by the Executive Director of the Public Works Agency, or his or her designee. The License may be terminated by City upon thirty (30) days written notice. This Agreement is intended and shall be construed only as a revocable license to use the License Area and not as a lease or grant of any possessory or other interest. 2. Restoration and Clean Up. At its sole cost, Licensee shall, after use of the License Area, restore the License Area to its original condition in which it existed immediately prior to the Agreement, leave the License Area in a neat and clean condition to the sole satisfaction of the City, free of trash and debris, and remove all property and materials of Licensee. Licensee shall cause the License Area to be cleaned, with such work to be completed no later than the times specified in the License as stated in paragraph 1 above, and the License shall be extended to such time for the limited purpose of allowing the cleaning work to be completed. 3. Compliance with Laws. Licensee shall cause all activities of Licensee under this Agreement and all activities on the License Area to be performed in compliance with all applicable federal, state, and local laws, ordinances, and regulations, and permits. 4. Licensee shall include, implement, and maintain but not be limited to the following Best Management Practices (BMPs) at the License Area: a) Waste management and Materials Pollution Control BMPs shall be implemented to prevent the contamination of stormwater by construction wastes and materials. b) Tracking control (TC) BMPs to control off -site sediment tracking shall be implemented and maintained. Page 1 of 4 c) Sediment control (SE) BMPs shall be implemented at all locations along the site perimeter, at all operational storm drain inlets and at all non -active slopes, as appropriate. d) Pollution prevention practices shall be implemented. e) Non-stormwater management measures to prevent illicit discharges and control stormwater pollution sources. f) Erosion Control BMPs shall be implemented, as appropriate. g) Wind erosion control BMPs (dust control) shalt be implemented, as appropriate. h) Nan-stormwater BMPs shall be implemented to reduce or prevent the contamination of stormwater from construction activities. For specific guidance reference, reference the Construction Runoff Guidance Manual (Orange County Stormwater Program, December 2012) (ht_Ws://mcdia.ocgov.cgm/goy/nw/watersheds/documents/bmn/Coustructionactivities aspl or the California Stormwater Quality Association (CASQA) Stormwater BMP Handbook for Construction, 5. Damage. In the event that Licensee damages any portion of the License Area or the improvements or equipment therein, Licensee shall immediately repair the damage at Licensee's sole cost. Alternatively, the City may, at its election, repair the damage in which case Licensee shall reimburse the City for its cost within fifteen (15) days of receipt of written demand from City. 6. Licensee Parties. Licensee, together with its employees, subcontractors, agents, representatives, and all persons entering the License Area, by or through or at the direction of Licensee, are collectively referred to herein as the "Licensee Parties." Licensee shall be responsible for the Licensee Parties and shall cause the Licensee Parties to comply with the terms of this Agreement. 7. Fee. As consideration for this Agreement, Licensee shall pay City a total license fee of $2,970. Licensee shall pay this amount upon full execution of this Agreement. Licensee shall pay the monthly fee of $1,485, as pro -rated if applicable, for any extension of the Agreement pursuant to Section 1. 8. AS -IS Condition. City makes no representation or warranty of any kind as to the condition of the License Area or any other matter relating to Licensee's use of the License Area. Licensee hereby disclaims and waives any and all objections to the physical and other characteristics and conditions of the License Area. Licensee acknowledges and agrees that the use of the License Area will be on the basis of Licensee's own investigation of the condition of the License Area. The license to use the License Area shall be granted on an "AS -IS," "WITH ALL FAULTS" basis, without representation or warranty expressed or implied by City, or by operation of law. City expressly disclaims, which Licensee hereby aclmowledges and accepts, any implied warranty of condition or fitness for a particular purpose or use. Licensee's use of the License Area shall be subject to the License Area being in a usable and safe condition at the time of Licensee's use and Licensee shall be responsible for determining whether the License Area is in such condition. In connection therewith, in the event that the License Area or access thereto is damaged or obstructed or the use by Licensee is otherwise impaired, prevented or limited, City shall have no obligation or duty to repair the damage or rectify the condition to make the License Area usable or safe. 9. Insurance. Licensee shall secure or cause its agents or contractors performing any entry onto the License Area to secure, prior to commencing any activities under this Agreement, and maintain or cause to be maintained during the term of this Agreement, insurance coverage as follows: a. Commercial General Liability Insurance. Licensee shall maintain commercial general liability insurance which shall include, but not be limited to, protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from any act or Page 2 of 4 occurrence arising out of Licensee Parties use of the License Area, including, without limitation, acts involving vehicles. The amounts of insurance shall be not less than the following: single limit coverage applying to bodily and personal injury, including death resulting therefrom, and property damage, in the total amount of $1,000,000 per occurrence and $2,000,000 in the aggregate. Such insurance shall (a) name the City, its officers, employees, agents, volunteers and representatives as additional insured(s); (b) be primary and not contributory with respect to insurance or self-insurance programs maintained by the City; and (c) contain standard separation of insureds provisions. b. Worker's Compensation Insurance as required by California law. C. Comprehensive Automobile Liability Coverage, including as applicable owned, non - owned, and hired autos, in an amount of not less than $1,000,000 per occurrence, combined single limit, written in an occurrence form. 10. Indemnity. Licensee shall indemnify, defend, and hold harmless City, and its respective agents, representatives, employees, subsidiaries and affiliates ("Covered Parties") from and against any and all actions, suits, claims, demands, judgments, losses, expenses, or liabilities, injuries and damages to persons and property, including death, arising out of or related to Licensee's use of the License Area, the entry by any Licensee Party on the License Area or surrounding property, or Licensee's breach or default in the performance of any of its obligations under this Agreement; provided, however, that Licensee will not be obligated to indemnify the Covered Parties from any claims arising solely from the gross negligence or willful misconduct of a Covered Party. If any action or proceeding is brought against any Covered Party by reason of any such claim, Licensee, upon receipt of written notice from Covered Party, shall defend the same at Licensee's expense with legal counsel reasonably acceptable to Covered Party. Payment shall not be a condition precedent to recovery under any indemnification in this Agreement, and a finding of liability or an obligation to indemnify shall not be a condition precedent to the duty to defend. The provisions of this Section 10 shall survive the termination or expiration of this Agreement. 11. Miscellaneous. 11.1 Entire Agreement, Waiver and Amendments. This Agreement incorporates all of the terms and conditions mentioned herein, or incidental hereto, and supersedes all negotiations and previous agreements between the parties with respect to the subject matter of this Agreement. All waivers of the provisions of this Agreement must be in writing and signed by the appropriate authorities of the party to be charged. Any amendment or modification to this Agreement must be in writing and executed by the appropriate authorities of the City and Licensee. 11.2 Severability. If any term, provision, covenant, or condition of this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions of the Agreement shall continue in full force and effect, unless and to the extent the rights and obligations of one or both parties has been materially altered or abridged by such holding. 11.3 No Assignment. Licensee shall not assign or transfer or otherwise convey any interest in this Agreement to any party without the express prior written consent of City, which consent may be withheld in City's sole and absolute discretion. 11.4 Applicable Law. This Agreement shall be construed and enforced in accordance with the internal laws of the State of California. 11.5 Litigation Expenses If either party to this Agreement commences an action against the other party to this Agreement arising out of or in connection with this Agreement, the prevailing Page 3 of 4 party shall be entitled to recover reasonable attorneys' fees, expert witness fees, costs of investigation, and costs of suit from the losing party. 11.6 Authority. The persons executing this Agreement on behalf of the parties hereto represent and warrant to the other party that they are duly authorized to execute and deliver this Agreement on behalf of such party, and by so executing this Agreement, said party is formally bound to the provisions of this Agreement. 11.7 Notices. Any notices, requests, or approvals given under this Agreement from one party to another shall be in writing and shall be personally delivered or deposited with the United States Postal Service for mailing, postage prepaid, by certified mail, return receipt requested, to the addresses of the other party as stated in this section, and shall be deemed to have been received at the time of personal delivery or three (3) days after the deposit for mailing. Notices shall be sent to: If to Licensor: Big Ben, Inc. Attn: Sep Sharifi 4790 Irvine Boulevard #105-404 Irvine, CA 92620 If to City: Clerk of the City Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 Santa Ana, CA 92702-1988 11.8 Execution in Counterpart. This Agreement may be executed in several counterparts, and all so executed shall constitute one agreement binding on both of the parties hereto, notwithstanding that both parties are not signatories to the original or the same counterpart. IN WITNESS WHEREOF, City and Licensee have entered into this Agreement as of the day and year first written above. CITY OF SANTA ANA tine Ridge City Manager APPROVED AS TO FORM Sonia R. Carvalho City Attorney -f.L- Un M. Funk Senior Assistant City Attorney FOR APPROVAL 4 LZ v- Nabil Saba Executive Director Public Works Agency ATTEST Daisy Gomez Clerk of the Council LICENSEE Its: President Page 4 of 4 Francine R. Ulyllallyfliined by Forclne N. Villareal Villareal leaozl.w.znzea:n e?W BIGBENC-01 CTYLER CERTIFICATE OF LIABILITY INSURANCE I DATE^MMallf^O^wYV) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(&), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policyl must have ADDITIONAL INSURED provisions or be endoreed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement s). PRODUCER Liters e # OM7O471 cgNLAcr Ciera Tvler INSURED Insurance Services, An Alem Group Insurance PHONE - WC. No. Eau: (949) 942.1100 Big Ben, Inc. 4790 Irvine Blvd. #105.404 Irvine, CA 92620 COVERAGES CFRTIFICATF NUMBER: eomna,nn u, u.e.,-e.. --- "� ••�"• ,\ V 1YILaGR. THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE REDUCED BY PAID CLAIMS, .. _......_. _. ___.__--- _ -___. ..._____....__. INSR TYPE OF INSURANCE ADOL SU6B POLICY NUMBER POLICY EFF POLICY EXP_I. LIMITS A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE, 1,000,000 _-,CLAIMS-MADE LXI OCCUR .. X X 100008889B201 4I512021 4/6/2022 ___ DAMAGE TO RENTED PREMISES LEfl.osonrf@atMJ___ - 900,006 $....... ____......_--------- __ .- WED EX_P.( ny oneperson).._-, $... 5,000 .._..._.. PERSONAL&ADV INJURY R_ 1000,000 _GEN'L AGGREGATE LIMIT APPLIES PER: qo 141 L . GENERALAGGREGATE __ $_ 21000,000 POLICY JECT ...... LOG PROOUCTS_COMP/OP AGO_, ,$,_ ...._ 21000r000 THER: $ AUTOMOBILE ._ _. LIABILITY COMBINED SINGLE LIMIT $ . _.__._.......__ ANY AUTO OWNED SCHEDl1LED--- AUTOSONLY BQDILYINJUR,Y.F rpmaonl 8_ -- ___ AUTOS pQDILY INJURY Teracntlen0..,,$_ -. qgEE VWVNN Dp P�T090NLY AU01N'060NLV qq pp .- .......____._ _. __. _LPe�eccltlenp_AMAGE .$_____....... —__.._..._--- _._ A UMBRELLA LIAB X OCCUR EACH OCCURRENCE 4,Oo0,000 X EXCESS LAB CLAIMS -MADE- 1000337276201 4/612021 4/61022 _. AGGREGATE 4000r000 N$ LIED RETENTIO WORKERS COMPENSATION PER OTH AND AND EMPLOYERS' LIABILITY YIN I S'CALUTE_ FR __... ._,__._. ._....... ANYICROMIETOREACLUDEE4ECUTIVE I �JFFR) r NIA ELEACH AC -CI 0,ENT § ands oryPin -- Ifyyes, describe mdeY E L DISEASE _EA EMPLOYE_._ .$._ .-_.._. .._.... OESNIPTIONCF OPERATIONS below EL. DISEASE -POLICY LIMIT $ Additional Remarks Schedule, maybe attached if more space Is required) DESCRIPTION OF21.644ATIONSILOCATIONo VEHICLESACORDUpgrade RE: Project #21.6446 Baker -Glenwood Sewer Main Upgrede City of Santa Ana, Its officers, employees, agents and representatives are Additional Insureds with respect is named as additional Insured when required by written contract per the attached General Liability endorsement. Primary and non-contributory coverage applies when required by written contract perthe attached General Liability endorsement. Waiver of subrogation applies when required by written contract per the attached General Liability endorsement. SEE ATTACHED ACORD 101 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Risk Management Division ACCORDANCE WITH THE POLICY PROVISIONS, 20 Civic Center Plaza, 4th Floor Santa Ana, CA 92701 AUTHORIZED REPRESENTATIVE �. klekMwt�lnm4R(vislpn REAEWED.&APPROVED BY:_ ACORD 25 (2016/03) ©1988-2015 ACORD CO >« The ACORD name and logo are registered marks of ACORD 2nk ManageRremAnalyst AGENCY CUSTOMER ID: BIGBENC-01 LOC #: 1 A� �® ADDITIONAL REMARKS SCHEDULE CTYLER Page 9 of 1 AGENCY License # OM70471 Orion Risk Management Insurance Services, An Alem GroupInsurance Agency, LLC Y NAMED INS➢RED Biqq Bon Inc. MO Irvine Blvd. #105-404 Irvine, CA 92620 POLICY NUMBER SEE PAGE 1 CARRIER NAIL CODE EFFECTNE DATE: SEE PAQF 1 EE PAGE 1 SEE P 1 THIS ADDITIONAL REMARKS FORM IS A SCHBDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: certificate of Liability Insurance Description of OperationelLocatlons7Vehicles: 30 Days Notice of Cancellation (non -reporting if applicable) apply per policy provisions. ACORD 109 (2008101) 02008 ACORD CORP + REVIVMD&APPROVEDBY: The ACORD name and logo are registered marks of ACORDARW $nl4P7++1 S9r1a RukManagerrx;nt Maryat Notice of Cancellation and Material Changes Amendatory Endorsement Policy Number: 1O00066896201 Effective Date: April 5, 202,1 at 12:01 A.M. Named Insured: Big Ben, Inc. This endorsement modifies the insurance coverage form(s) listed below that have been purchased by you and evidenced as such on the Declarations page. Please read the endorse ment and respective policy(ies) carefully. Commercial General Liability Coverage Form It is hereby agreed that if we: 1. cancel this Policy: a. for any reason other than non-payment of premium or b. at the request of the Named Insured, or 2. reduce coverage, except for the reduction of the applicable limit of insurance by the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C, then we will send 30 (thirty) days' written notice to the entity designated in the Schedule below. Failure to provide such notice shall not affect our right to cancel the Policy, nor shall it affect the cancellation of this Policy with respect to any entity not listed below. Scheduled Designated Entity City of Santa Ana, California All other terms and conditions of this Policy remain unchanged. Signed for STARR SURPLUS LINES INSURANCE COMPANY Steve Blakey, President - �W' Nehemiah E. Ginsburg, GeneraVCounsel MANUSCRIPT (06110) Includes copyrighted materlal of 15o Properties, Inc., used Wth Its pem116sion. RWcMwtagnrnentUhdefon °. REVIEWED&APPRovm BY., I"------' RURManAgemeot Ma{yst Big Ben, Inc. POLICY NUMBER: 1000066896201 Effective 04/06/2021 - 04/05/2022 COMMERCIAL GENERAL LIABILITY CG 20 37 0413 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. WORM ALqqlfolz This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organizatlon(s): Location And Description Of Completed _ Operation s Whore Required B Written Contract y en Contract Whera Required By Written ____ Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(&) shown in the Schedule, but only with respect to liability for "bodily injury" or "property damage" caused, In whole or In part, by "your work" at the location designated and described in the Schedule of this endorsement performed for that additional Insured and included in the "products -completed operations hazard". However: 1. The Insurance afforded to such additional Insured only applies to the extent permitted by law; and 2. If coverage provided to the additional Insured is required by a contract or agreement, the Insurance afforded to such additional Insured will not be broader than that which you are required by the contract or agreement to provide for such additional Insured. With respect to the Insurance afforded to these additional Insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations, CG 20 37 0413 O insurance Services Office, Inc., 2012 Ia � REVIEWED & APPROM EUIEWEOS1PP20U eBY.' Risk Management Analyst Big Ben, Inc. POLICY NUMBER: 1000066896201 Effective 04/05/2021 - 04/05/2022 COMMERCIAL GENERAL LIABILITY CG 20 33 0413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - AUTOMATIC STATUS WHEN REQUIRED IN CONSTRUCTION AGREEMENT WITH YOU This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section II — Who Is An Insured is amended to Include as an additional Insured any person or organization for whom you are performing operations when you and such person or organization have agreed in writing In a contract or agreement that such person or organization be added as an additional Insured on your policy. Such person or organization Is an additional insured only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, In whole or in part, by: 1. Your acts or omissions; or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for the additional insured. However, the Insurance afforded to such additional insured: 1. ,Only applies to the extent permitted by law; and 2. Will not be broader than that which you are required by the contract or agreement to provide for such additional insured. A person's or organization's status as an additional insured under this endorsement ends when your operations for that additional insured are completed. CG 20 33 0413 B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply: This insurance does not apply to: 1, "Bodily Injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, Including: a. The preparing, approving, or falling to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities. This exclusionapplies even If the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of or the failure to render any professional architectural, engineering or surveying services © Insurance Services Office, Inc., 2012 RlekMan W=tDMelon REVIEWED&APPROVEDBy t —�' Rlik Management Andlyst 2. "Bodily injury" or "property damage" occurring after: a. All work, including materials, parts or equipment furnished In connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or b. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III • Limits Of Insurance: The most we will pay on behalf of the additional insured is the amount of insurance 1. Required by the contract or agreement you have entered into with the additional insured; or 2. Available under the applicable Limits of Insurance shown In the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown In the Declarations. page 2 of 2 © Insurance Services Office, Inc., 2012 11rdeMwugannetDlvieton REVIEWED&APPROVED 6Y;. rtlars Managemnt Analyst .fat (till � Chicago, IL 00 Primary and Non-contributory, Additional Insured and Waiver of Subrogation Policy Number: 1000066896201 Effective Date: April 5, 2021 at 12:01 A.M. Named Insured: Big Ben, Inc, This endorsement modifies the Insurance coverage form(s) listed below that have been purchased by you and evidenced as such on the Declarations page. Please read the endorsement and respective policy(ies) carefully. Commercial General Liability Coverage Form Owners and Contractors Protective Liability Coverage Form Products/Completed Operations Liability Coverage Form Contractors Pollution Liability Coverage Form Professional Liability Coverage Form SCHEDULE Site Pollution Liability Coverage Form Where Required By Written Contract A. SECTION II - WHO is AN INSURED is amended to include as an insured the person or organization shown In the schedule of this endorsement, but only with respect to liability arising out of "yourwork" for that Insured by or for you. B. As respects additional insureds as defined above, this Insurance also applies to "bodily Injury" or "property damage" arising out of your negligence when the following written contract requirements are applicable: 1. Coverage available under this coverage part shall apply as primary Insurance. Any other Insurance available to these additional insured's shall apply as excess and not contribute as primary to the insurance afforded by this endorsement. 2. We waive any right of recovery we may have against these additional insured's because of payments we make for injury or damage arising out of "your work" done under a written contract with the additional insured. 3. The term Insured is used separately and not collectively, but the inclusion of more than one insured shall not increase the limits or coverage provided by this insurance. Insureds and Agents are advised that certificates of insurance should be used only to provide evidence of insurance In lieu of an actual copy of the applicable insurance policy. Certificates should not be used to amend, expand or otherwise alter the terms of the actual policy. All other terms and conditions of this Policy remain unchanged. Signed for STARR SURPLUS LINES INSURANCE COMPANY -� Steve Blakey, President Nehemiah E. Ginsburg, Genera ounsel �. RiskM.negementDivlelrni aL 029 (06111) REvl�o&APPRovaJBY... CapydghtO C.V.$IerYA Cenlpsny dnd 9lgYY Surplus Lines Insurance Contpeny. Ali Ylfllue reearved. q Fg p� rr'' rr,, Includes copyrighted m ld-d"I sl 180 I'MuCales, Inc., used with Its peralssriNt , r' M&N�Q R,. litt � Rnk Management Analyst ... 1 W IAC�R v CERTIFICATE OF LIABILITY INSURANCE DATE IMWDD1YYYYl 1 04/12/2021, THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVEOR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER K Taylor Inanrance Solution, LLC IBM Roseerans Ave., 4114 La Mirada CA 90630 CO TACT Ken Tay1or E; Y PHONE Alc. No sal• (562) 758 -3862 Vic, pp RIE k tpkta 10rinsuraRtle. tlam INSURERS) AFFORDING COVERAOE 14AICN INSURERA: Travelers Property Casualty Co 25674 INSURED (949) 400-1800 INSURERS; INSURER C: Big Ben, Inc. INSURER D: 4790 Irvine Blvd INSURERS: Irvin CA 92620 INSURER F ree,•,e:rn T. KII Inaeco. re.r Tn Al R REVISION NUMBER: COVERAGES THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE APFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE 13EFN REDUCED BY PAID CLAIMS. INart LTft •rypE OF INSURANCE A13-DL POUGY NUMBER MW.DrIYYICY EFFII PIUDCYYEX11 LIMITS COMMERCUILGENERALLIABILITY EACHOCCURRENCE a _ CLAIMS -MADE ❑ OCCUR PREMISES(Ea cecurrenne $ _ MED EXP Any one person) $ PERSONAL &ADV INJURY $ GEN'L AOGREGATE LIMITAPPLIES PER: GENERALAOOREGATE E PROOUCTS-COMP7JPA00 $ POLICY❑JPRa LOC OTHER'' AUTOMOBILE LIABILITYEe OCUB INEOS G LIMIT acaltlent $ 1, 000,p00 BODILY INJURY (Per person) $ A X ANY AUTO OWNED SCHEDULED AUTOSONLY AUTOS HIRED NON -OWNED X AUTOS ONLY X AUTOS ONLY y Y 510.1R20261A-20-26-0 07/01/2020 07/01/2021 BODILY INJURY IPereccMenl) $ RROPERTYDAMAGE Par acclde 1 $ $ UMSRELLALIAS OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAI"-MADE DED I I RETE NTION5 WORKERS COMPENSATION AND ROPRIE ORiPARTNE Y YIN OFFICE IMEMS IREXCL ERIEXECUTIVE ❑ OFFICERfMEMSEREXCLU0E07 (M,ttle er In NH) If es describe under D SCRIPTIONO OPERATIONS b9IW STA7U1'E OERH E.L. EA0HACCIDENT $ $ 11000,000 A NIA y UB-IR22559A-20-26.0 07/01/2020 07/01/2022 EA E.L. DISEASE -EA EMPLOYEES 1r P00,000 E.L. DISEASE -POLICY LIMIT 8 1,D00,00a a S DESCRIPTION OF OPERATIONS I LOCATIONS VEHICLES IACORD101, AddI0011al Remarks Schedule, may11eeffeohad8moroapaee II City of Banta Ana, officers, agents, employees, and volunteers are named as additional insured whop required by written contract per form CA T3 $3 02 15. A waiver of subrogation applies as required by written contract per form CA T3 53 02 15 & WC 99 03 76 ( A). 30 day NOC applieB per form WC 99 06 R3 (00) and IL T4 05 05 19. Primary and Non -Contributory wording applies per form CA T4 99 02 16. Policies shall not be Cancelled or reduced in coverage or obanged in any other material aspect, by contractor, without thirty (30) days prior written notice to the City. Project No. 21-6446 Baker OlanWOod Sewer Main Upgrade City of Santa Ana Risk Management Division 20 Civic Center Plaza 4th floor Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. A 4966-2016 ACORD COI ACORD 26 (2016/03) The ACORD name and logo are registered marks of ACORD Page 1 of 1 Rtek Managxrnwtt DMslmt yREVIEWED&APP�eRe4VEDRY: 8 LL.P t•4AUwpw P. V 1� Risk Management Anal1YA WORKERS COMPENSATION TRA Y�/ELERS J AND EMPLOYERS LIABILITY POLICY ENDORSEMENT WC 99 09 R3 (00) POLICY NUMBER: UB-1 R22558A-20-26-G 0 NOTICE OF CANCELLATION TO DESIGNATED PERSONS OR ORGANIZATIONS The following is added to PART SIX — CONDITIONS: Notice Of Cancellation To Designated Persons Or Organizations If we cancel this policy for any reason other than non-payment of premium by you, we will provide notice of such cancellation to each person or organization designated in the Schedule below. We will mail or deliver such notice «a to each person or organization at its listed address at least the number of days shown for that person or organize - lion before the cancellation is to take effect. You are responsible for providing us with the information necessary to accurately complete the Schedule below. 42 If we cannot mail or deliver a notice of cancellation to a designated person or organization because the name or M address of such designated person or organization provided to us is not accurate or complete, we have no responsibility to mail, deliver or otherwise notify such designated person or organization of the cancellation, p SCHEDULE tl Number of w Name and Address of Designated Persons or Organizations: Days Notice City of Santa Ana 30 Risk Management Division 20 Civic Center Plaza Santa Ana, CA 92702 t� 0 0 DATE OF ISSUE: - ST ASSIGN: 02013 The Travelers Indemnity Company. All rights reserved. �' j't3 vrexEo&APPROVED BY: .� 1 Rnk MnnagementAnaiyst 010 POLICY NUMBER: 8104R20261A2026G ISSUE DATE: THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. DESIGNATED PERSON OR ORGANIZATION -- NOTICE OF CANCELLATION PROVIDED BY US This endorsement modifies Insurance provided under the fallowing: ALL COVERAGE PARTS INCLUDED IN THIS POLICY SCHEDULE CANCELLATION: Number of Days Notice: PERSON OR ORGANIZATION: City of Santa Ana Risk Management Division ADDRESS: 20 Civic Center Plaza Santa Ana, CA 92702 30 PROVISIONS If we cancel this policy for any legally permitted reason other than nonpayment of premium, and a number of days is shown for Cancellation in the Schedule above, we will mail notice of cancellation to the person or organization shown In such Schedule, We will mail such notice to the address shown In the Schedule above at least the number of days shown for Cancellation In such Schedule before the effective date of cancellation. IL T4 08 06 19 O 2019 The Travelers Indemnity company, All rights reserved. RiekMo upemen:Divialm . 92DREVIEWED fK APPROVED 9Y: Ruk ManagementAnalyxl COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described In any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BROAD FORM NAMED INSURED B. BLANKET ADDITIONAL INSURED C. EMPLOYEE HIRED AUTO D. EMPLOYEES AS INSURED E. SUPPLEMENTARY PAYMENTS —INCREASED LIMITS F. HIRED AUTO — LIMITED WORLDWIDE COV- ERAGE — INDEMNITY BASIS G. WAIVER OF DEDUCTIBLE — GLASS PROVISIONS A. BROAD FORM NAMED INSURED The following Is added to Paragraph A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any organization you newly acquire or form dur- ing the policy period over which you maintain 60% or more ownership interest and that is not separately Insured for Business Auto Coverage. Coverage under this provision is afforded only un- til the 180th day after you acquire or form the or- ganization or the end of the policy period, which- ever is earlier. B. BLANKET ADDITIONAL INSURED The following is added to Paragraph c. In A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any person or organization who is required under at written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily Injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addl- tional insured is an "Insured" for Covered Autos Liability Coverage, but only for damages to which H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE— INCREASED LIMIT I, PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT J, PERSONAL PROPERTY K. AIRBAGS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS M. BLANKET WAIVER OF SUBROGATION N. UNINTENTIONAL ERRORS OR OMISSIONS this Insurance applies and only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained In Section IL C. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1„ Who Is An Insured, of SECTION II — COV- ERED AUTOS LIABILITY COVERAGE: An "employee" of yours Is an "insured" while operating an "auto" hired or rented under a contract or agreement in an "employee's" name, with your permission, while performing duties related to the conduct of your busi- ness, 2. The following replaces Paragraph b. in B.5„ Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the fallowing are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in an "employee's" name, with your CA T3 63 02 16 02015 The Travelers Indemnity Company. All rights reserved. r Rl&Mnn%"t fDlvlelen Includes copyrighted material of Insurance Services Office, Inc. with Its permission. , t REVIEWED & APPROVED BY., "�--�� RsckManagement Analyst COMMERCIAL AUTO permission, while performing duties (a) With respect to any claim made or "suit" related to the conduct of your bust- brought outside the United States of ness. America, the territories and possessions However, any "auto" that is leased, hired, of the United States of America, Puerto rented or borrowed with a driver is not a Rico and Canada: covered "auto". (1) You must arrange to defend the "in- D. EMPLOYEES AS INSURED sured" against, and Investigate or set- tle any such claim or "suit" and keep The following is added to Paragraph A.1., Who Is us advised of all proceedings and ac- An Insured, of SECTION II — COVERED AUTOS tions. LIABILITY COVERAGE: (1i) Neither you nor any other involved Any "employee" of yours is an "insured" while us- Insured will manta any settlement in a covered "auto" you don't own, hire or borrow 9 y without our consent. in your business or your personal affairs. (Ill) may, at our discretion, participate E. SUPPLEMENTARY PAYMENTS — INCREASED In In defending the "Insured" against, or LIMITS In the settlement of, any claim or 1. The following replaces Paragraph A.2.a.(2), "suit". of SECTION II — COVERED AUTOS LIABIL- (iv) We will reimburse the "insured" for ITYCOVERAGE: sums that the "insured" legally must (2) Up to $3,000 for cost of ball bonds (in- pay as damages because of "bodily cluding bonds for related traffic law viola- injury" or "property damage" to which tions) required because of an "accident" this Insurance applies, that the "in - we cover. We do not have to furnish sured" pays with our consent, but these bonds. only up to the limit described in Para- 2. The following replaces Paragraph A.2.a.(4), graph C., Limits Of Insurance, of of SECTION II — COVERED AUTOS LIABIL- SECTION II — COVERED AUTOS ITY COVERAGE: LIABILITY COVERAGE. (4) All reasonable expenses incurred by the (v) We will reimburse the "insured" for "insured" at our request, including actual the reasonable expenses incurred loss of earnings up to $500 a day be- with our consent for your investiga- cause of time off from work. tlon of such claims and your defense the "insured" against esuch F. HIRED AUTO — LIMITED WORLDWIDE COV- "suit", but only up tand included "s ERAGE— INDEMNITY BASIS within the limit described in Para - The following replaces Subparagraph (5) in Para- graph C., Limits Of Insurance, of graph B.7., Policy Period, Coverage Territory, SECTION 11 — COVERED AUTOS of SECTION IV — BUSINESS AUTO CONDI- LIABILITY COVERAGE, and not in TIONS: addition to such limit. Our duty to (8) Anywhere in the world, except any country or make such payments ends when we jurisdiction while any trade sanction, em- have used up the applicable limit of bargo, or similar regulation imposed by the insurance in payments for damages, United States of America applies to and pro- settlements or defense expenses. hibits the transaction of business with or (b) This insurance is excess over any valid within such country or jurisdiction, for Cov- and collectible other insurance available ered Autos Liability Coverage for any covered to the "Insured" whether primary, excess, "auto" that you lease, hire, rent or borrow contingent or an any other basis. Without a driver for a period of 30 days or less (c) This insurance is not a substitute for re - and that is not an "auto" you lease, hire, rent quired or compulsory insurance in any or borrow from any of your "employees", country outside the United States, its ter - partners (if you are a partnership), members ritories and possessions, Puerto Rico and (if you are a limited liability company) or Canada, members of their households. Page 2 of 4 02015 The Travelers Indemnity Company. All rights reserved. RbkMm.gemenrph9elon Includes copyrighted material of Insurance Services Offlce, Inc. with Its permission. &rr� PP�eRovea By., tCREVIEWED MD Risk Management Analyst You agree to maintain all required or compulsory Insurance in any such coun- try up to the minimum limits required by local law. Your failure to comply with compulsory insurance requirements will not Invalidate the coverage afforded by this policy, but we will only be liable to the same extent we would have been liable had you complied with the compulsory In- surance requirements, (d) It is understood that we are not an admit- ted or authorized insurer outside the United States of America, its territories and possessions, Puerto Rico and Can- ada. We assume no responsibility for the furnishing of certificates of insurance, or for compliance in any way with the laws of other countries relating to Insurance. G. WAIVER OF DEDUCTIBLE — GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage If the glass is repaired rather than replaced. H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE — INCREASED LIMIT The following replaces the last sentence of Para- graph AA.b., Loss Of Use Expenses, of SEC- TION III — PHYSICAL DAMAGE COVERAGE: However, the most we will pay for any expenses for loss of use is $65 per day, to a maximum of $750 for any one "accident". I. PHYSICAL DAMAGE TRANSPORTATION EXPENSES — INCREASED LIMIT The following replaces the first sentence in Para- graph AA.a., Transportation Expenses, of SECTION III — PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to a maximum of $1,500 for temporary transportation expense In- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. J. PERSONAL PROPERTY The following is added to Paragraph AA., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Personal Property We will pay up to $400 for "loss" to wearing ap- parel and other personal property which Is: (1) Owned by an "insured"; and COMMERCIAL AUTO (2) In or on your covered "auto". This coverage applies only in the event of a total theft of your covered "auto". No deductibles apply to this Personal Property coverage. K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a, does not apply to "loss" to one or more alrbags In a covered "auto" you own that in- flate due to a cause other than a cause of"loss" set forth In Paragraphs A.1.b. and AA.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The alrbags were not Intentionally Inflated. We will pay up to a maximum of $1,000 for any one "loss". L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS The following is added to Paragraph A.2.a., of SECTION IV — BUSINESS AUTO CONDITIONS: Your duty to give us or our authorized representa- tive prompt notice of the "accident" or "loss" ap- plies only when the "accident" or "loss" is known to: (a) You (if you are an individual); (b) A partner (if you are a partnership); (c) A member (if you are a limited liability com- pany); (d) An executive officer, director or Insurance manager (if you are a corporation or other or- ganization); or (a) Any "employee" authorized by you to give no- tice of the "accident" or "loss". M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.6., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract signed and executed prior to any "accident" or "loss", provided that the "accident" or "loss" arises out of operations contemplated by CA T3 63 02 16 ® 2015 The Travelers Indemnity Company. All rights reserved. *R11 RreleMarApnentDWIon Includes copyrighted material of Insurance Services Office, Ino. with Its permission.RWEMD 6APPROVED BY: . F R• V Risk Management Analyst COMMERCIALAUTO such contract. The waiver applies only to the The unintentional omission of, or unintentional person or organizatlon designated in such error in, any information given by you shall not contract, prejudice your rights under this insurance. Now- N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col - The following is added to Paragraph B.2., Con- lect additional premium or exercise our right of cealment, Misrepresentation, Or Fraud, of cancellation or non -renewal. SECTION IV — BUSINESS AUTO CONDITIONS: Page 4 of 4 0 2015 The Travelers Indemnity Company. All rights reserved. RMkMwapnentDWIon lnoludes copyrighted material of Insurance Services O(flae, Inc. with Its permission. REneweo&APPROVM8Y.' srtero�ts c P, V. Risk Management Analyst 7 R VELER V WORKERSANDCOMPENSATION i+A EMPLOYERS LIABILITY POLICY ENDORSEMENT WC 99 0376 ( A)— 001 POLICY NUMBER:' UB-1R2255BA-20-26-G WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT — CALIFORNIA (BLANKET WAIVER.) We have the right to recover our payments from anyone liable for an Injury covered by this policy. We will not enforce our right against the person or organization named In the Schedule. The additional premium for this endorsement shall be 2 .0 % of the California workers' compensation pre- mium. Schedule Person or Organization Job Description ANY PERSON OR ORGANIZATION FOR WHICH THE NAMED INSURED HAS AGREED BY WRITTEN CONTRACT G.YJ.SCUTBD PRIOR TO LOSS TO FURNISH THIS WAIVER. This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is squired only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective Policy No. Endorsement No. Insured Premium Insurance Company DATE OP ISSUE: ST ASSIGN: Countersignod by &S' REMEWED&APPROVEDOY;044 F4"I'. I! fnutt Rfak Manageme�t4 MnlysS. COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. • •'0 19 - • WATJ I 1 0 IM CONTRACTORS This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM PROVISIONS 1. The following is added to Paragraph c. in A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: This includes any person or organization who you are required under a written contract or agreement, that is signed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to name as an additional insured for Covered Autos Liability Coverage, but only for damages to which this insurance applies and only to the extent of that person's or organization's liability for the conduct of another "Insured". 2. The following is added to Paragraph B.S., Other Insurance of SECTION IV — BUSINESS AUTO CONDITIONS: Regardless of the provisions of paragraph a. and paragraph d. of this part S. Other Insurance, this insurance is primary to and non-contributory with applicable other insurance under which an additional insured person or organization Is a named insured when a written contract or agreement with you, that is signed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, requires this insurance to be primary and non- contributory. CA T4 99 02 16 ® 2016 The Travelers Indemnity Company All rights reserved. WekMurogzmentt>Ivtelen Includes copyrighted materlal of Insurance services OfOoe, Inc. with Its permisslon. r , REvtEwrn&Apmovm By., ' Wilt ManagementAnatyA MEMORANDUM To From: It t�` RiskMattagement Analyst klutnan;Resources Dc arkrnent Mlc�ael Ortiz, Senior Civil Engineer Pttblio Works A enc Dater April 19,201 1 RISKMANAGEMEL•TT;CERTIFICATE OI' INSURANCE.RFYIEW Subject: PROJECT N0. 21r6446' BAKER-GLFNWQOD SEWER l!'t.AIN UPGRADE The Publie Work$ Agency'@ CJP` E;nkhftting Tem ha$ reviewed tlae scope of the project and can: coanm that tlio contractor does not have a mete to, employ a lieonsed praf"essiorial, Due to this exclusion for this project; we edi finxled that Professional Liability Insurance tettors and amtsaions7 in:notrequired Please feel ftc to oontaet me at 714- 15-p892 ifyou have any quastions