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HomeMy WebLinkAboutJ.P. MORGAN CHASE BANK. N.A.INSURANCE ON FILE UNIk I A-2021-285 UN1ll o�1 6� 17A2-L� OF is DUE FIRST AMENDMENT TO AGREEMENT BETWEEN THE DATE: JAN 0 6 2022 CITY OFSANTA ANA AND JPMORGAN CHASE BANK, N.A. THIS FIRST AMENDMENT TO AGREEMENT is entered into this 21st day of December 2021, by and between the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California ("City"),and JPMorgan Chase Bank, N.A. ("Banking Services Provider"). RECITALS: A. On December 6, 2016, the City entered into Agreement No. A-2016-366 ("Agreement") with JPMorgan Chase Bank, N.A. in which Banking Services Provider, having special skill and knowledge in the field of banking services, banking technology, and related ancillary services to include but not limited to: daily deposit processing, image cash letter (ICL) deposits, check clearing, wire services, automated clearing house (ACH) transactions, positive pay services, account reconciliation, direct deposit of accounts payables, account analysis services, lockbox services, client staff training, the latter, to the extent reasonably required for City to utilize the services provided. B. In a letter dated November 1, 2021 (Exhibit G), JPMorgan Chase, N.A. memorialized their services with the City under the Agreement for the previous five (5) years. C. The parties desire to amend the Compensation, Term, Insurance, and Miscellaneous clauses of said Agreement. THE PARTIES THEREFORE AGREE: Section 2, COMPENSATION, shall be amended to read as follows: a. Amount of Banking Fees. Upon execution of this Agreement, City will pay Banking Services Provider as outlined in Exhibit H, as applicable to the services selected. Payment need not to be made for work, which fails to meet the standards of performance set for in the Recitals, which may reasonably be expected by City. The parties recognize and agree that earnings credit for City's funds on deposit with Banking Services Provider will be applied against fees otherwise payable by City and if the fees during any month exceed the earnings credit for City's balances during that month, insufficiency will be carried over each succeeding month until such insufficiency plus subsequently incurred fees are paid in full, subject to settlement each six (6) months or monthly at the sole discretion of the City. (1) Banking Services Provider will provide to City an account analysis statement each month, depicting fees incurred and earnings credits earned for that month, and following each six (6) month period, will prepare an invoice for fees incurred for the preceding six (6) month period, and the Page 1 of 6 earnings credits earned during that timeframe. (2) If the aggregate earnings credits earned are insufficient to cover the aggregate of fees incurred during that timeframe, City shall pay the resulting deficiency to Banking Services Provider within forty-five (45) days of its receipt of the semi-annual settlement invoice. b. Compensation directly payable by City to Banking Services Provider, exclusive of earnings credit for City funds on deposit with Banking Services Provider, shall not exceed $75,000 annually plus a fifty (50) percent annual contingency for the term of this Agreement. 2. Section 3, General Provisions, subsection 3-1 Term ofthe Agreement. The parties agree to extend the term of the Agreement for an additional five (5) year period through December 31, 2026, unless terminated earlier in accordance with Section 3-2 below. 3. Section 3, General Provisions, subsection 3-9 Insurance, shall be amended to read as follows: 3-9. INSURANCE Prior to undertaking performance of work under this Agreement, Contractor shall maintain and shall require its subcontractors, if any, to obtain and maintain insurance as described below: a. Minimum Scope and Limit of Insurance 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL on an "occurrence" basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit. 2. Automobile Liability: ISO Form Number CA 00 01 covering any auto (Code 1), or if Contractor has no owned autos, hired, (Code 8) and non - owned autos (Code 9), with a limit no less than $1,000,000 per accident for bodily injury and property damage. 3. Workers' Compensation: As required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for bodily injury or disease. 4. Professional Liability (Errors and Omissions): Insurance appropriate to Consultant's profession, with limit no less than $5,000,000 per occurrence or claim and $10,000,000 in the aggregate. 5. Cyber Liability: Insurance, with limits not less than $5,000,000 per occurrence or claim, $10,000,000 aggregate. Coverage shall besufficiently broad to respond to the duties and obligations as is undertaken by Consultant in this Agreement and shall include, but not be limited to, claims involving security breach, system failure, data recovery, business interruption, cyber extortion, social engineering, infringement of Page 2 of 6 intellectual property, including but not limited to infringement of copyright, trademark, trade dress, invasion of privacy violations, information theft, damage to or destruction of electronic information, release of private information, and alteration of electronic information. The policy shall provide coverage for breach response costs, regulatory fines and penalties as well as credit monitoring expenses. If the Contractor maintains broader coverage and/or higher limits than the minimums shown above, the City requires and shall be entitled to the broader coverage and/or the higher limits maintained by the Contractor. Any available insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to the City. b. Other Insurance Provisions Additional Insured Status: The City, its officers, officials, employees, and volunteers are to be covered as additional insureds on the CGL policy with respect to liability arising out of work or operations performed by or on behalf of the Contractor including materials, parts, or equipment furnished in connection with suchwork or operations. General liability coverage can be provided in the form of an endorsement to the Contractor's insurance (at least asbroad as ISO Form CG 20 10 1185 or if not available, through the addition of both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 2037 if a later edition is used). 2. Primary Coverage: For any claims related to this contract, the Contractor's insurance coverage shall be primary coverage at least as broad as ISO CG 20 01 04 13 as respects the City, its officers, officials, employees, and volunteers. Any insurance or self- insurance maintained by the City, its officers, officials, employees, or volunteers shall be excess of the Contractor's insurance and shallnot contribute with it. 3. Notice of Cancellation: Each insurance policy required above shall provide that coverage shall not be canceled, except with notice to theCity. 4. Waiver of Subrogation: Contractor hereby grants to City a waiver of any right to subrogation that any insurer of said Contractor may acquire against the City by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether or not the City has received a waiver of subrogation endorsement from the insurer. 5. Self -Insured Retentions: Self -insured retentions must be declared to and approved by the City. The City may require the Contractor topurchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim administration, and defense expenses within the retention. The policy language shall provide, or be endorsed to provide, that the self -insured retention may be satisfied by either the named insured or City. Page 3 of 6 6. Acceptability of Insurers: Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. Best's rating of no less than A:VII, unless otherwise acceptable to the City. 7. Claims Made Policies (applicable only to professional liability): The Retroactive Date must be shown, and must be before the date of the contract or the beginning of contract work. ii. Insurance must be maintained and evidence of insurance must be provided for at least five (5) years after completion of the contractof work. iii. If coverage is canceled or non -renewed, and not replaced with another claims -made policy form with a Retroactive Date prior to the contract effective date, the Contractor must purchase "extended reporting" coverage for a minimum of five (5) years after completion of work. Verification of Coverage: Contractor shall furnish the City with original Certificates of Insurance including all required amendatory endorsements (or copies of the applicable policy language effecting coverage required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements to City before work begins. However, failure to obtain the required documents prior to the work beginning shall not waive the Contractor's obligation to provide them. The City reserves the right to require complete, certified copies of all required insurance policies, including endorsements required by these specifications, at any time. 9. Subcontractors: Contractor shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and Contractor shall ensure that City is an additional insured on insurance required from subcontractors. 10. Special Risks or Circumstances: City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special circumstances. 4. Section 3, General Provisions, subsection 3-26 Miscellaneous Provisions, shall be amended to add a subsection a., which subsection shall read as follows: Page 4 of 6 II g. Banking Services Provider shall provide a one-time Twenty -Thousand Dollar ($20,000) retention allowance to the City to be applied to banking supplies or equipment purchased from the Banking Services Provider over the next Twelve (12) months beginning January 1, 2022. {Signatures on following Pagel Page 5 of 6 A-2021-285 IN WITNESS WHEREOF, the parties hereto have executed this First Amendment to Agreement as of the last date and year written below. ATTEST: DAISY GOMEZ Clerk of the Council APPROVED AS TO FORM: SONIA R. CARVALHO City Attorney Brandon Salvatierra Deputy City Attorney RECOMMENDED FOR APPROVAL: K �Fg-�r— Kathryn Dawns )Dec 2, 202113:56 P5T) KATHRYN DOWNS, CPA Executive Director Finance and Management Services Agency CITY OF SANTA ANA Dts K I TINE RIDGE City Manager BANKING SERVICES PROVIDER JPMORGAN CHASE BANK, N.A. Dak�� Name Y61dnda Anaya-Mates Title: Vice President Page 6 of 6 J P. Morgan EXHIBIT G November 1, 2021 Attn: Willard Holt —Treasury & Customer Services Manager 20 Civic Center Plaza Santa Ana, CA 92701 Dear Mr. Holt, Your Government Banking team at JPMorgan Chase Bank, N.A. (the "Bank') is extremely excited for the opportunity to continue our successful banking relationship with the City of Santa Ana (the "City"). As your incumbent financial services provideroverthe pastfive (5) years, we trust you have found our expert advice, industry insights and state of the art treasury products valuable and responsive to the ongoing needs of the City. Based on our conversations and understanding of the City's goals, we are proposing the following with respect to our banking relationship, subject to execution of a mutually agreeable amendment to the current Banking Services Agreement: • Extending our current Banking Services Agreement for an additional Five (5) years beginning January 1, 2022; • Pricing for pre-existing services that are listed in Exhibit B or Exhibit B-1 of the current Banking Services Agreement will remain the same during the extension term as will pricing for services listed on such exhibits that are added during the current term of the agreement; • This pricing will also be maintained for new services requested by the City via any mutually agreed to change order made during the five-year extension term, provided that the new services are listed in Exhibit B or Exhibit B-1 of the current Banking Services Agreement; • In the event the City requests any service that is not listed in Exhibit B or Exhibit B-1 of the current Banking Services Agreement and the Bank agrees to provide such service, the implementation of such service shall be subject to additional terms and fees to be mutually agreed upon at the time of the City's request; • Earnings Credit to be calculated at a Bank managed rate', currently 23BPS; and • A one-time Twenty -Thousand Dollar($20,000) retention allowance provided by the Bank to the City to be applied to banking supplies or equipment purchased from the Bank over the next Twelve (12) months beginning January 1, 2022. We appreciate the opportunity to continue serving the City's banking needs, and look forward to hearing from you. Sincerely, JPMorgan Chase Bank, N.A. By: Yolanda A. Mates Yolanda Mates, Authorized Officer 'Bank managed rates are reviewed and updated periodically by the Bank after considering a range of factors, including the market rate environment. JPMorgan Chase Bank N.A., 3 Park Plaza Irvine 91h Floor, Irvine CA 92614 Telephone: 213-804- 4659 Email: Yolanda.a.mates@ipmorgan.com Exhibit H Pro Forma Analysis Customer'. THE CITY OF SANTA ANA .J.P Morgan Service Analysis* Service Description Number of Units Price Service ACCOUNT SERVICES DAILY OVERDRAFT OCCURRENCE FEE 1 $0.0000 $0.00 NEGATIVE COLLECTED SAL FEE 1 $1.2600 $1.26 ACCOUNT MAINTENANCE 7 $3.5000 $24.50 ACCT MAINT-INTADJ SAL 0 $150,0000 $0.00 STATEMENT CYCLES 6 $0.0000 $0.00 STATEMENT CYCLES - ENHANCED 2 $0.0000 $0.00 AUDIT CONFIRMATIONS 1 $50.0000 $50.00 ARP PAID ITEM RETURN CREDIT 3 $0.0000 $0.00 ONLINE AUDIT CONFIRMATIONS 7 $0.0000 $0.00 BLOCKED ACCOUNT MAINTENANCE 1 $500.0000 $600.00 OVERDRAFT NSF ITEM PAID 3 $380000 $114.00 POST NO CHECKS MAINTENANCE 1 $0.0000 $0.00 CREDIT POSTED -ELECTRONIC 466 $0,1500 $69,90 DEBIT POSTED - ELECTRONIC 126 $0.1500 $18.90 Subtotal 78. 66 AUTOMATED CLEARING HOUSE TRANS REVIEW MAINTENANCE 2 $12C000 $24.00 ACH MAINTENANCE 1 $10.0000 $10.00 CREDIT RECEIVED 455 $0.0000 $0,00 DEBIT RECEIVED 117 $0.0000 $0.00 RETURN ITEM 3 $4.0000 $12.00 NOTIFICATION OF CHANGE 3 $4.0000 $12.00 RETURN NOTIFICATION - ONLINE 3 $1.0000 $3.00 NOTIF OF CHANGE - ONLINE 3 $0.0000 $0.00 ELOCKBOX FILE PROCESSING 21 $6,0000 $126.00 CREDIT ORIGINATED -JPM ACCESS 4,465 $0,0300 $133.95 DEBIT ORIGINATED -JPM ACCESS 28 $0.0300 $0,84 JPM ACCESS ACH MAINTENANCE 6 $10.0000 $60.00 ELOCKBOX RETURN - ELECTRONIC 1 $2.6000 $2.50 ADDENDA RECORD ORIGINATED 48 $0.0300 $1.44 NOTIF OF CHANGE - EMAIL 1 $1,5000 $1.50 RETURN NOTIFICATION - EMAIL 1 $1.5000 $1.50 TRANSACTION BLOCK MAINTENANCE 7 $3.0000 $21.00 ACH TRANS BLOCK AUTHORIZED ID 30 $0.2000 $6.00 ELOCKBOX MAINTENANCE 1 $25,0000 $25.00 ELOCKBOX TRANSACTION RECEIVED 3,385 $0.0400 $136.40 ELOCKBOX TRANSACTION REFORMAT 3,385 $0.0000 $0.00 Subtotal $ 76.13 BALANCE BASED CHARGES BALANCE BASED CHARGES 1 $760.4600 $760.46 Subtotal 760.46 BANKING CENTER SERVICES BRANCH CREDITS POSTED 34 $0,7600 $25.50 BRANCH ORDER - COIN ROLL 1 $0.1000 $0.10 BRANCH ORDER CURRENCY STRAP 12 $0.2500 $3.00 BRANCH ORDER PROCESSED 2 $2, 0000 $4.00 TELLER LINE CASH VERIFICATION 71 $0.0032 $0.23 Subtotal $32.83 DEPOSITORY SERVICES CHECK DEPOSITED -ONUS 137 $0.0400 $5,46 CHECK DEPOSITED -TRANSIT 668 $0,0600 $51.48 IMAGE GROUP ONE 2,180 $0,0300 $65.40 ON -US STANDARD 182 $0.0300 $5.46 IRDPERIODONE 1 $0.5000 $0,50 FILE TRANSMISSION REC.- VPN 139 $2,1683 $300.00 IMAGE GROUP TWO 3,965 $0,0300 $118.96 IMAGE GROUP TWO - TIER 2 213 $0.0300 $6.39 ON US PREMIUM 1,072 $0.0400 $42.86 IMAGE GROUP ONE - PERIODTVO 1,576 $0,0300 $47.28 ICL DEPOSIT STANDARD 73 $0.3000 $21.90 IMAGE QUALITY SUSPECT ITEMS 11 $0.2500 $2.75 ICL DEPOSIT EARLY 56 $0.3000 $16.80 CREDITS POSTED 114 $0.4709 $53.68 RETURN ITEM 16 $4.0000 $64.00 RETURN DETAIL REPORTING 16 $0.3000 $4,80 RETURN - EMAIL NOTIFICATION DISBURSEMENT SERVICES CHECK CASHING NON-ACCT HOLDER 2 $0.0000 $0.00 STOP PAYMENT - MANUAL 2 $36.0000 $70.00 STOP PAYMENT AUTOMATIC RENEWAL 55 $2.0000 $11D.00 CHECK/DEBIT POSTED 1,664 $0.0300 $49.92 IMAGE STORAGE PER ITEM 1.826 $0,0200 $36.52 CHECK INQUIRY MAINTENANCE 6 $0.0000 $0.00 RECON REPORT STATEMENT MAINT 5 $0.0000 $0,00 EXCEPTION NOTIFICATION -ACCT 5 $0.0000 $0,00 STOP PAYMENT - ELECTRONIC 9 $2.0000 $18.00 DATA DOWNLOAD 5 $00000 $0.00 INT REC & PAY - COLLECT REMOTE LOCKBOX CAPTURE MAINT 0 $10000OO REMOTE LOCKBOX CAPTURE ITEM 0 $0.6000 INT REC & PAY - REPORT RECEIVABLES MAINT- ONLINE 1 $100,0000 $100.00 LONG TERM STORAGE - CHECK 100 $0.0300 $3.00 LONG TERM STORAGE - DOCUMENT 130 $0,0600 $7.80 ALERTS - PER ALERT 0 $0,0000 $0.00 RECEIVABLES MAIN - REPORTS 1 $25.0000 $25.00 RECEIVABLES MAINT- RETURNS 1 $25.0000 $25.00 Subtotal 160.80 INTERNATIONAL SERVICES DEPOSITED CHECK - CANADIAN 1 $5,0000 $5.00 Subtotal 5.00 JPMORGAN ACCESS MONTHLY SERVICE 1 $40.0000 $40.00 ACCOUNTS REPORTED 8 $15.0000 $12D, 00 TRANSACTIONS REPORTED.45 DAY 2,579 $0.0500 $128,95 EXTENDED TRANSACTION DETAIL 7,402 $0.0000 $0.00 Subtotal $288.95 OTHER CHARGES AND CREDITS RESEARCH ADJUSTMENT CREDIT 1 $0,0000 $0.00 RESEARCH ADJUSTMENT DEBIT 1 $0,0000 $0.00 Subtotal $0.00 RECONCILIATION SERVICES FULL RECONCILEMENT - PER ITEM 1,663 $0.0300 $49.89 FULL RECONCILEMENT -MAINT 5 $2DD000 $100.00 PAYEE NAME VERIFICATION 1,663 $0.0300 $49.89 POSITIVE PAY MAINTENANCE 5 $0.0000 $0.0D EXCEPTION ITEM 7 $2.0000 $14.00 CHECK EXCEPTION RETURN 3 $5.0000 $15.00 OUTPUT FILE 55 $0.0000 $0.00 DATA ENTRY - MANUAL 5 $2.0000 $10.00 CD ROM - PER CD 1 $10.0000 $10.00 CD ROM MAINTENANCE 1 $0.0000 $0.00 IMAGE CAPTURE PER ITEM 1.826 $0.0500 $91.30 VAULT SERVICES VAULT DEPOSIT 115 $0.5500 $63.26 VAULT DEPOSIT PER$1,000 761 $0,1796 $136.68 VAULT NOTES DEPOSITED 25.495 $0.0000 $0.00 VAULT ORDER COIN ROLLS 33 $0.0800 $2.64 VAULT ORDER - COIN ROLL BOX 70 $0.0800 $5.60 VAULT STANDARD ORDERS 2 $2.0000 $4.00 VAULT ORDER CURRENCY STD STRAP 7 $0,2600 $1.75 VAULT ORDER CURR NON STD STRAP 96 $0.0250 $2.40 VAULT DEP PARTIAL OR MIXED BAG 143 $3.0000 $429.00 VAULT DEPOSIT STD COIN BAG 31 $1.0000 $31.00 VAULT ORDER SUPPLIES 1 $7.2500 $7.25 VAULT DEPOSIT ADJUSTMENT 3 $5,0000 $16,00 WHOLESALE LOCKBOX LOCKBOX -MAINT 1 $100.0000 $100,00 WHOLESALE ITEM 100 $0.5000 $50.00 UNPROCESSABLE ITEM 1 $0.5000 $0.50 NO CHECK ITEM 10 $0.6000 $5.00 CHECK CLEARING 100 $0.1100 $11.00 INCOMING COURIER PACKAGE 0 $25.0000 $0.00 CASH PROCESSING 0 $11,0000 $D.DD WNLB CREDIT CARD AUTHORIZATION 0 $2,0000 $D.00 CHECK MICR CAPTURE 100 $0.0250 $2.50 DATA CAPTURE 0 $0.0140 $0.00 PAPER DELIVERY PREP 0 $0.4000 $0.00 POSTAGE 0 $0.4229 $0.00 DOCUMENT IMAGE CAPTURE 130 $0.0600 $6.60 ADDITIONAL PROGRAMMING 0 $150.0000 $0.0D DEPOSIT PREPARATION 21 $2.2500 $47.25 Subtotal *222.75 WIRE - U.S. FW SURCHARGE$10 MILLION+D/C 2 $0,1400 $0.28 ELECTRONIC BOOK DEBIT StY 3 $2.0000 $6.00 ELECTRONIC FED DEBIT SR 10 $6.6000 $65.00 REPETITIVE INSTRUCTION STORAGE 2 $0.0000 $0.00 FED TRANSFER FEE 18 $0,0000 $0.00 BOOK CREDIT 2 $3,0000 $6.00 FED CREDIT SR 10 $7.0000 $70.00 RETURNED PAYMENT INVESTIGATION 1 $50.0000 $60.00 ESERVE INVESTIGATION 1 $0.0000 $0.00 INV CREDIT NOT CHARGED 1 $0,0000 $0.00 ADVICE -NOT CHARGE 20 $0.0000 $0.00 TRANSFER - NO CHARGE 1 $0.0000 $0.00 f•..c7a�al QFgCU@JAl1'e5R IfiA$'ii .G �s e,,. � nF'.--. ;� 6,4$8'$,6> . Digitally signed by Francine R Francine R. Villareal Villareal Date: 2021.12.0709:56:21 -08'00' "� �® CERTIFICATE OF LIABILITY INSURANCE DAT12 6°oz" Y' THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: It the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Aon Risk Services Northeast, Inc. New York NV Office One Liberty Plaza 165 Broadway, Suite 3201 NeW York NV 10006 USA CONTACT NAME: PHONE (gfi6) 283-]122 FAX No.); (AIC.No.Exl): AC. No.: EMAIL ADDRESS: INSURER(S) AFFORDING COVERAGE NAIC# INSURED INSURER A: National Union Fire Ins Co Of Pittsburgh 19445 JPMorgan Chase & Co. and subsidiary, affiliated, and INSURER B: AIU Insurance Company 19399 INSURER C: associated companies therof 480 Washington Blvd, Floor 10 MAIL CODE- NYl-FO14 INSURER D: INSURER E: Jersey City NJ 07310-1616 USA INSURER F: COVERAGES CERTIFICATE NUMBER: 570090514371 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested LTR TYPE OF INSURANCE IN3D WVD POLICY NUMBER MNicIWWW1 GUMDDTYGD1LIMITS A GENERAL LIABILITY GLEACH OCCURRENCE $2,000,000 JX,,MMERCMI CLAIMS -MADE OCCUR PREMISES Ea omunenm $1,000,000 MED EXP(Anyone person) EXcluded nee Contractual Liability X I Hpsl Liquor Llabllily Induced PERSONAL &ADV INJURY $2,000,000 GEN'LAGGREGATE LIMIT APPLIES PER: POLICY ❑ JEC1 �X LOG GENERALAGGREGATE $2,000,000 PRODUCTS-COMPADPAGG$2,000,000 OTHER: A AUTOMOBILE LIABILITY AL 7030941 All Other states 06/01/2021 06/01/2022 COMBINED SINGLE LIMIT Ea earldom)$5, 000,000 BODILY INJURY I Per person) -JURY X ANYAUTO SIR applies per policy terns & condl ions A A OWNED SCHEDULED NLY AUTOS HIREOAUDTOS NON OWNED ONLY AUTOS ONLY AL 7030942 MA AL 7030943 06/01/202106/01/2022 06/01/202106/01/2022 BODILY IN (Par accident) PROPERTY DAMAGE Pereccident VA A % UMBRELLALIA X OCCUR 21335683 06 01/2021 Ofi O1/Z022 EACH OCCURRENCE $10,000,000 EXCESS LIAB CLAIMS MADE AGGREGATE $10, 000, 000 OEO X RETENTKIN 410, coo B WORKERS COMPENSATIONAND EMPLOYERS' LIABILITY YIN ANY PROPRIETOR I PARTNER I EXECUTIVE OFFICEReMEMBEH EXCLUDED? I NIA w:16393211 All other States SIR applies per policy terns 06/01/2021 & condi O6 01 2022 ions X PERSTATUTE OTH- E E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE EA EMPLOYEE $1.000,000 e (Mandatary In NH) Il yes, describe antler DE SCRIPTIONOFOPEHATIONSbelow WC16393210 MN 06/01/2021 06/01/2022 E.L. DISEASE -POLICY LIMIT $1,000,006 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is requited) City of Santa Ana, its officers, officials, employees, and volunteers are included as Additional Insured in accordance with the policy provisions of the General Liability policy. General Liability policy evidenced herein is Primary and Non -Contributory to other insurance available to Additional Insured, but only in accordance with the policy's provisions. A waiver of Subrogation is granted in favor of Certificate Holder in accordance with the policy provisions of the General Liability, Automobile Liability and Workers' Compensation policies. CERTIFICATE HOLDER CANCELLATION 0 city of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana CA 92702 USA SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE 01988-2015 ACORD CO ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD ����%,,�/� ��� :yil11-111i'r4 Risk Mnugmnent Division REVIEV7ED & APPROVED BY: ®-' Risk Management Analyst AGENCY CUSTOMER ID: 10243827 LOC N: A� ADDITIONAL REMARKS SCHEDULE Pace _ of AGENCY Aon Risk services Northeast, Inc. NAMEDINSURED 7PMorgan chase & Co. POLICYNUMBER see certificate Number: 570090514371 CARRIER see certificate Number: 570090514371 NAIC CODE EFFECTIVE DATE: AULT I IURAL MCMANNZ, THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance INSURER(S) AFFORDING COVERAGE NAIC # INSURER INSURER INSURER INSURER ADDITIONAL POLICIES If a policy below does not include limit information, refer to the corresponding policy on the ACORD certificate form for policy limits. INSR Um TYPE OF INSURANCE pDDL INSD SUBR wVD POLICY NUMEER POLICY EFFECTIVE GATE (MM/DD/Yl'Yq POLICY EXPIRATION DATE (MM/OD/YYVY) LLMITS WORKERS COMPENSATION B N/A WC16393212 CA SIR applies per policy to 06/01/2021 ms & condit 06/01/2022 ons B N/A WC016393215 AZ IL NJ TX SIR applies per policy to 06/01/2021 ms & condit 06/01/2022 ons B N/A WC16393214 wr SIR applies per policy to 06/01/2021 ms & condit 06/01/2022 ons B N/A wc16393213 NY SIR applies per policy to 06/01/2021 ms & condit 06/01/2022 ons IDJI The ACORD name and logo are registered marks of ACORD ©2006 ACORD Risk MimfigmnmtDhielon RENEWED & APPROVED BY: ® Risk Management Malyst POLICY NUMBER: GL 6547146 COMMERCIAL GENERAL LIABILITY CG 20 26 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Ilnformation required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section It - Who Is An Insured is amended to include as an additional insured the persons) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III - Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG 20 26 04 13 0 Insurance Services Office, Inc., 2012 e RhkMvrgenmtDhielan REmEwm&ArrRov®sY: ®'. Risk Management Mayst ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01 /2021 forms a part of policy No. GL 6547146 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ADDITIONAL INSURED - PRIMARY INSURANCE This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM Section IV, Commercial General Liability Conditions, paragraph 4., Other Insurance, subparagraph a. Primary Insurance, is amended by the addition of the following: However, coverage under this policy afforded to an additional insured will apply as primary insurance where required by contract, and any other insurance issued to such additional insured shall apply as excess and noncontributory insurance. Countersi nature (in Applicable 74434 (10/99) Rkh Mvwgernmt DMsbn RwEwED &{{A�PPrswm BY., ® Risk Management Malyst POLICY NUMBER: GL 6547146 COMMERCIAL GENERAL LIABILITY CG 24 04 05 09 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Person Or Organization: PURSUANT TO APPLICABLE WRITTEN CONTRACT OR AGREEMENT YOU ENTER INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The following is added to Paragraph S. Transfer Of Rights Of Recovery Against Others To Us of Sec- tion IV - Conditions: We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing opera- tions or "your work" done under a contract with that person or organization and included in the "products -completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above. CG 24 04 05 09 © Insurance Services Office, Inc., 2008 IN Rl,1Mnu9m4rntDMaian RREVIEWED& AP'PIR�aVp®BY. �1��Ll1lf-/-� r'IhK.N�t Imo. V�4WitfG �' Risk Management Analyst BLANKET WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different date is indicated below. (The following "attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy). This endorsement, effective 12:01 AM 06/01/2021 Issued to JPMORGAN CHASE & CO. By A I U INSURANCE COMPANY forms a part of Policy No. WC 16393212 We have a right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against any person or organization with whom you have a written contract that requires you to obtain this agreement from us, as regards any work you perform for such person or organization. The additional premium for this endorsement shall be 2.00 % of the total estimated workers compensation premium for this policy. WC 04 03 61 Countersigned by _ _ _ _ _ _ _ _ (Ed. 11 /90 ) Autt 1✓I rs0. , WekMnrgU Renex�m 6 AR¢kManage ENDORSEMENT # This endorsement, effective 12:01 A.M. 06/O1/2021 forms a part of Policy No.GL 6547146 issued to JPMORGAN CHASE & CO. By NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIMITED ADVICE OF CANCELLATION PROVIDED VIA E-MAIL TO ENTITIES OTHER THAN THE FIRST NAMED INSURED This policy is amended as follows: In the event that the Insurer cancels this policy for any reason other than non-payment of premium, and 1. the cancellation effective date is prior to this policy's expiration date; 2. the First Named Insured is under an existing contractual obligation to notify a certificate holder when this policy is canceled (hereinafter, the "Certificate Holder(s)") and has provided to the Insurer, either directly or through its broker of record, the email address of a contact at each such entity; and 3. the Insurer received this information after the First Named Insured receives notice of cancellation of this policy and prior to this policy's cancellation effective date, via an electronic spreadsheet that is acceptable to the Insurer, the Insurer will provide advice of cancellation (the "Advice') via e-mail to each such Certificate Holders within i days after the First Named Insured provides such information to the Insurer; provided, however, that if a specific number of days is not stated above, then the Advice will be provided to such Certificate Holder(s) as soon as reasonably practicable after the First Named Insured provides such information to thelnsurer. Proof of the Insurer emailing the Advice, using the information provided by the First Named Insured, will serve as proof that thelnsurer has fully satisfied its obligations under this endorsement. This endorsement does not affect, in any way, coverage provided under this policy or the cancellation of this policy or the effective date thereof, nor shall this endorsement invest any rights in any entity not insured under this policy. The following Definitions apply to this endorsement: 1. First Named Insured means the Named Insured shown on the Declarations Page of this policy. 2. Insurer means the insurance company shown in the header on the Declarations page of this policy. All other terms, conditions and exclusions shall remain the same. 107414 103111) Page 1 % , Authorized Representative ,g+'�,.spo RWrAlarugzrnnitU(+inian REmEWm6APPROVEJ8Y: Risk Manager .t Analyst ACORO® CERTIFICATE OF LIABILITY INSURANCE Illeii/ DATE (1011 YYYY) 1 12/06/2021 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: DIRECT PLACEMENT PHONE FAX AIC No : E-MAIL ADDRESS: INSURERS AFFORDING COVERAGE NAIC0 INSURERA: Park Assurance Company 11923 INSURED INSURER B JPMorgan Chase & Co. and all of its subsidiaries INSURERC: 383 Madison Avenue INSURERD: New York, NY 10179 INSURER E: INSURERF: COVERAGES CERTIFICATE NUMBER: REVISION NUMRFR- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR OF INSURANCE ADDLTYPE JUM BURR POLICY NUMBER MMIDCYEFF POUCYEXP LIMOS COMMERCIAL GENERAL LIABILITY CLAIMS -MADE 171 OCCUR EACH OCCURRENCE $ DAMAGE TORENTED PREMISES Ea occurrence $ MED EXP(Any one person) $ PERSONAL&ADV INJURY $ AGGREGATE LIMIT APPLIES PER: GENERALAGGREGATE $ GEN'L POLICY PRO ❑ LOG ECT PRODUCTS -COMPIOPAGG 3 $ OTHER: AUTOMOBILELIABILITY COMBINED SINGLE LIMIT Eaeccident $ BODILY INJURY Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Par accident ) $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY PROPERTY DAMAGE Per actitlenl $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAR CLAIMS -MADE DED I I RETENTION $ It WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN PER OTH- STATUTE ER E.L. EACH ACCIDENT $ ANVPROPRIETOWPARTNERIEXECUTIVE OFFICERIMEMBEREXCLUDED? NIA E.L. DISEASE -EA EMPLOYEE S (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT S A Bankers Professional Liability Insurance 120 02/15/2021 02/15/2024 Each Wrongful Act and in the aggregate $25,000,000 DESCRIPTION OFOPERATIONS I LOCATIONS/VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more spare is required) Errors and Omissions Insurance. City of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana, CA 92702 ACORD 25 (2016/03) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE poc RlaltMarf�Drysu REHLwED m mB ©1988.2015 ACORD C The ACORD name and logo are registered marks of ACORD Risk Management Anger A� o® CERTIFICATE OF LIABILITY INSURANCE ATE (MMIDUNYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA, Inc. 1166 Avenue of the Americas New York, NY 10036 CONTACT NAME: PHONE ac Na EMAIL ADDRESS: INSURII AFFORDING COVERAGE NAIL# INSURER A: National Union Fire Insurance Co Of Pittsburgh 19445 CN 1 02841587-ALL-Cyber-21-22 INSURED JPMDrgan Chase & Co. INSURER B : INSURER C : and all subsidiaries 383 Madison Avenue New York, NY 10017 INSURER D : INSURER E: INSURER F : COVERAGES CERTIFICATE NUMBER: NYM11226540-01 RFVI.SION NIIMRFR- 4 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL BUBR POLICYNUMBER POLICYEFF MMIDDIYYYY POLICY EXP M 0/YYYY LIMITS COMMERCIALGENERALLIABILITY CLAIMS -MADE ❑ OCCUR EACH OCCURRENCE $ PREMI ES(RENTED PREMISES Ea occurrence) $ MED EXP (Any one person) $ PERSONAL &ADV INJURY $ GENT AGGREGATE LIMIT APPLIES PER: PRO LOC POLICY ❑ PRO ❑ OTHER: GENERALAGGREGATE $ PRODUCTS-COMP/OP AGG $ It AUTOMOBILELIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY COMBINED SINGLE LIMIT Ea accident $ BODILY INJURY (Per person) $ (Per accident BODILY INJURY P( ) $ PROPERTYDAMAGE Peraeear,t $ UMBRELLA LIAB EXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE It DIED RETENTION$ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANYPROPRIETOR/PARTNER/EXECUTIVE OFFICERlMEMBEREXCLUDED? (Mandatary in Ni If yes, describe under DESCRIPTION OF OPERATIONS below NIA I PER OTH- STATUTE I ER E.L. EACH ACCIDENT $ EL. DISEASE - EA EMPLOYEE $ E.L. DISEASE -POLICY LIMIT $ A Cyber 013594328 0710112021 07/01/2022 Limits: Self Insured Retention (SIR): 10,000,000 50,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required) City of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana, CA 92702 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ©1988-2016 ACORD Cl ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD Rlelt Mlougemmt Divleirnl REMEWM&APPROVEJBY: Risk Managentem Analyst /-"I ® DATE(MM/DD/YYYY) 14� CERTIFICATE OF LIABILITY INSURANCE 06/16/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed.If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT 13 NAME: Aon Risk Services Northeast, Inc. PHONE (866) 283-7122 FAX 800-363-0105 8 New York NY Office (A/C.No.Ext): A/C.No. One Liberty Plaza E-MAIL 0 165 Broadway, suite 3201 ADDRESS: _ New York NY 10006 USA INSURER(S)AFFORDING COVERAGE NAIC# INSURED INSURER A: National Union Fire Ins Co of Pittsburgh 19445 JPMorgan Chase & Co. INSURER B: AIU Insurance Company 19399 and subsidiary, affiliated, and associated companies thereof INSURER C: 383 Madison Ave INSURER D: New York NY 10179-0001 USA INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 570114953940 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested LTR TYPE OF INSURANCE INSD WVD I POLICY NUMBER MM/DD/YYYY MM/DD/YYYY LIMITS A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $5,000,000 CLAIMS-MADE �OCCUR PREMISES Ea occurrence) $1,000,000 X Blanket Contractual Liability MED EXP(Any one person) EXC1 uded PERSONAL&ADV INJURY $5,000,000 CtD GEN'LAGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $50,000,000 co POLICY ❑JE ❑X LOC PRODUCTS-COMP/OP AGG $5,000,000 v OTHER: ^o A 013593978 06/01/2025 06/01/2026 COMBINED SINGLE LIMIT AUTOMOBILE LIABILITY - - $5,000,000 ADS Ea accident A X ANYAUTO 013-59-3977 06/01/2025 06/01/2026 BODILY INJURY(Per person) 0 Z SCHEDULED MA OWNED BODILY INJURY(Per accident) 0 AUTOS ONLY AUTOS R HIRED AUTOS NON-OWNED PROPERTY DAMAGE V ONLY AUTOS ONLY Per accident A X UMBRELLA LAB H OCCUR 33576381 06/01/2025 06/01/2026 EACHOCCURRENCE $10,000,000 U EXCESS LAB CLAIMS-MADE SIR applies per policy terns & condi ions AGGREGATE $10,000,000 DED I X RETENTION B WORKERS COMPENSATION AND 013626322 06/01/2025 06/01/2026 X PER STATUTE OTH- EMPLOYERS'LIABILITY Y/N ADS ER ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 B OFFICER/MEMBER EXCLUDED? N N/A 013626323 06/01/2025 06/01/2026 (Mandatory in NH) MN E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below I I I E.L.DISEASE-POLICY LIMIT $1,000,000- DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) City of Santa Ana, its officers, officials, employees and volunteers are included as Additional Insured in accordance with the policy provisions of the General Liability policy. General Liability policy evidenced herein is Primary and Non-Contributory to other insurance available to Additional Insured, but only in accordance with the policy's provisions. A Waiver of Subrogation is granted in favor of Certificate Holder in accordance with the policy provisions of the General Liability, Automobile Liability and Workers' Compensation policies. Tu Tran °�Tranllysigned en Date:2025.10.03 APPROVED Nguyen 10:55:33-07'00' By Tu Tran Nguyen at 10:54 am, Oct 03,2025 CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Santa Ana AUTHORIZED REPRESENTATIVE r Ris Management Division 20 Civic Center Plaza e9a JL Santa Ana CA 92702 USA ©1988-2015 ACORD CORPORATION.All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD DATE W(MMIDDIYY) A�" CERTIFICATE OF LIABILITY INSURANCE 02/15/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: DIRECT PLACEMENT PHONE FAX JAI., IC No Ext: A/C,No): E-MAIL ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC# INSURER A: Park Assurance Company 11923 INSURED INSURER B JPMorgan Chase&Co.and all of its subsidiaries INSURER C: 383 Madison Avenue INSURER D: New York,NY 10179 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER MMIDD/POLICY EFF POLICY EXP LTR YYYY MM DDIYYYY LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ CLAIMS-MADE1:1 OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $ MED EXP(Any one person) $ PERSONAL&ADV INJURY $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY❑ PRO- ❑ LOG PRODUCTS-COMP/OP AGG $ JECT OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea accident ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTYDAMAGE $ AUTOS ONLY AUTOS ONLY Per accident L $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE ❑ E.L.EACH ACCIDENT $ OFFICER/MFMBEREXCLUDED? NIA (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Bankers Professional Liability Each Wrongful Act $25,000,000 A Insurance 144 02/15/2024 02/15/2027 and in the aggregate DESCRIPTION OF OPERATIONS/LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Errors and Omissions Insurance. APPROVED CERTIFICATE HOLDER CANCELLATION By Tu Tran Nguyen at 10:55 am,Oct 03,2025 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of Santa Ana ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division AUTHORIZED REPRESENTATIVE DocuSigned by: 20 Civic Center Plaza Santa Ana,CA 927025"', p ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD DATE(MM/DDIYYYY) ACOR" CERTIFICATE OF LIABILITY INSURANCE OS/28/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: DIRECT PLACEMENT PHONE FAX AIC No Ext: (A/C,No E-MAIL ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC# INSURERA: Park Assurance Company 11923 INSURED INSURER 6 JPMorgan Chase&Co. INSURERC: and subsidiary,affiliated,and associated companies thereof INSURER D 383 Madison Avenue INSURER E New York, NY 10179 INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR IN SD WVD POLICYNUMBER MM/DDIYYYY MM/DDIYYYY COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ CLAIMS-MADE OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $ MED EXP(Any one person) $ PERSONAL&ADV INJURY $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY❑ PRO ❑ LOC PRODUCTS-COMP/OP AGG $ JECT OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea accident ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTYDAMAGE $ AUTOS ONLY AUTOS ONLY Per accident L $ UMBRELLALIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY YIN STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? NIA (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Cyber Liability Insurance Each loss and $25,000,000 A 160 07/01/2025 07/01/2026 in the aggregate DESCRIPTION OF OPERATIONS I LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) APPROVED CERTIFICATE HOLDER CANCELLATION By Tu Tran Nguyen at 10:55 am,Oct 03,2025 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Clty of Santa Ana ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division AUTHORIZED REPRESENTATIVE DocuSigned by: 20 Civic Center Plaza Santa Ana,CA 92702 ©1988-2015 AC O ATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: A ADDITIONAL REMARKS SCHEDULE Page _ of _ AGENCY NAMEDINSURED Aon Risk services Northeast, Inc. JPMorgan chase & Co. POLICY NUMBER see certificate Number: 570114953940 CARRIER NAIC CODE see certificate Number: 570114953940 EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance INSURER(S) AFFORDING COVERAGE NAIC# INSURER INSURER INSURER INSURER ADDITIONAL POLICIES If a policy below does not include limit information,refer to the corresponding policy on the ACORD certificate form for policy limits. INSR ADDL SUBR POLICY NUMBER POLICY POLICY LIMITS LTR TYPE OF INSURANCE EFFECTIVE EXPIRATION INSD WVD DATE DATE (MM/DD/YYYY) (MM/DD/YYYY) WORKERS COMPENSATION B N/A 013626321 06/01/2025 06/01/2026 WI ACORD 101(2008/01) ©2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 01 3-62-6320 COMMERCIAL GENERAL LIABILITY CG20261219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to agreement, the insurance afforded to such include as an additional insured the person(s) or additional insured will not be broader than organization(s) shown in the Schedule, but only that which you are required by the contract with respect to liability for "bodily injury", or agreement to provide for such additional "property damage" or "personal and advertising insured. injury" caused, in whole or in part, by your acts B. With respect to the insurance afforded to these or omissions or the acts or omissions of those additional insureds, the following is added to acting on your behalf: Section III — Limits Of Insurance: 1. In the performance of your ongoing If coverage provided to the additional insured is operations; or required by a contract or agreement, the most 2. In connection with your premises owned by we will pay on behalf of the additional insured or rented to you. is the amount of insurance: However: 1. Required by the contract or agreement; or 1. The insurance afforded to such additional 2. Available under the applicable limits of insured only applies to the extent permitted insurance; by law; and whichever is less. 2. If coverage provided to the additional This endorsement shall not increase the insured is required by a contract or applicable limits of insurance. CG 20 26 12 19 O Insurance Services Office, Inc., 2018 Page 1 of 1 POLICY NUMBER: 013-62-6320 COMMERCIAL GENERAL LIABILITY CG24041219 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITES PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS SCHEDULE Name Of Person(s) Or Organization(s): PURSUANT TO APPLICABLE WRITTEN CONTRACT OR AGREEMENT YOU ENTER INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV — Conditions: We waive any right of recovery against the person(s) or organization(s) shown in the Schedule above because of payments we make under this Coverage Part. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person(s) or organization(s) prior to loss. This endorsement applies only to the person(s) or organization(s) shown in the Schedule above. CG 24 04 12 19 Q Insurance Services Office, Inc., 2018 Page 1 of 1 ENDORSEMENT This endorsement, effective 1 2:01 A.M. 06/01/2025 forms a part of Policy No. 013-59-3977 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, A. - Loss Conditions, 5. - Transfer of Rights of Recovery Against Others to Us, is amended to add: However, we will waive any right of recover we have against any person or organization with whom you have entered into a contract or agreement because of payments we make under this Coverage Form arising out of an "accident" or "loss" if: (1) The "accident" or "loss" is due to operations undertaken in accordance with the contract existing between you and such person or organization; and (2) The contract or agreement was entered into prior to any "accident" or "loss". No waiver of the right of recovery will directly or indirectly apply to your employees or employees of the person or organization, and we reserve our rights or lien to be reimbursed from any recovery funds obtained by any injured employee. 4. AUTHORIZED REPRESENTATIVE 62897 (6/95) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT This endorsement changes the policy to which it is attached effective on inception date of the policy unless a different date is indicated below. This endorsement, effective 12:01 AM 06/01/2025 forms a part of Policy No. WC 013-62-6322 Issued to JPMORGAN CHASE & CO. By A I U INSURANCE COMPANY We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us. This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. Schedule ANY PERSON OR ORGANIZATION WITH WHOM YOU HAVE ENTERED INTO A CONTRACT, A CONDITION OF WHICH REQUIRES YOU TO OBTAIN THIS WAIVER FROM US. THIS ENDORSEMENT DOES NOT APPLY TO BENEFITS OR DAMAGES PAID OR CLAIMED: 1. PURSUANT TO THE WORKERS' COMPENSATION OR EMPLOYERS' LIABILITY LAWS OF KENTUCKY, NEW HAMPSHIRE, OR NEW JERSEY; OR, 2. BECAUSE OF INJURY OCCURRING BEFORE YOU ENTERED INTO SUCH A CONTRACT. This form is not applicable in Kansas for private construction contracts as defined in K.S.A. 16-1801 through K.S.A 16-1807 or public construction contracts as defined in K.S.A. 16-1901 through 16-1908, except where permitted by statute or other applicable law, such as for use in wrap-up insurance programs. Any person or organization for which the employer has agreed by written contract, executed prior to loss, may execute a waiver of subrogation. However, for purposes of work performed by the employer in Missouri, this waiver of subrogation does not apply to any construction group of classifications as designated by the waiver of right to recover from others (subrogation) rule in our manual. This form is not applicable in California, Kentucky, New Hampshire, New Jersey, Texas, or Utah. WC 00 03 13 Countersigned by (Ed. 04/84) Authorized Representative WC 00 03 13 (Ed. 04/84) Authorized Representative ACORO® DATE(MM/DD/YYYY) CERTIFICATE OF LIABILITY INSURANCE 06/29/2026 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain w� p y, policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT 'a NAME: Aon Risk Services Northeast, Inc. PHONE FAX N New York NY Office (A/C.No.Ezt): (866) 283-7122 (A/C.No,): 800-363-0105 'a One Liberty Plaza E-MAIL 2 165 Broadway, suite 3201 ADDRESS: New York NY 10006 USA INSURER(S)AFFORDING COVERAGE NAIC# INSURED INSURERA: National Union Fire Ins Co Of Pittsburgh 19445 7PMorgan Chase & Co. and subsidiary, INSURER B: AIU Insurance Company 19399 affiliated, and associated companies thereof INSURER C: 270 Park Avenue New York NY 10017 USA INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 570121449030 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested INSR ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 024575545 06/01/2026 06 O1 2027 EACHOCCURRENCE $5,000,000 A 024575546 06/01/2026 06/01/2027 DAMAULIONIENILL) CLAIMS-MADE PREMISES(Ea occurrence)OCCUR $1,000,000 X Blanket Contractual Liability MED EXP(Any one person) Excluded PERSONAL&ADV INJURY $5,000,000 p P'LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $50,000,000 POLICY ❑PRO ECT X❑LOC PRODUCTS-COMP/OPAGG $5,000,000 N OTHER: o r A 024575547 06/01/2026 06/01/2027 COMBINED SINGLE LIMIT AUTOMOBILE LIABILITY $5,000,OOO ADS (Ea accident) A X ANYAUTO 024-57-5549 06/01/2026 06/01/2027 BODILY INJURY(Per person) O X OWNED SCHEDULED MA BODILY INJURY(Per accident) Z AUTOS ONLY AUTOS N HIREDAUTOS NON-OWNED PROPERTY DAMAGE ONLY AUTOS ONLY (Per accident) U N UMBRELLA LAB OCCUR EACH OCCURRENCE U EXCESS LIAB CLAIMS-MADE AGGREGATE DED I RETENTION B WORKERS COMPENSATION AND 024575543 06/01/2026 06/01/2027 X PER STATUTE ORTH- EMPLOYERS'LIABILITY v/N A05 $1,000,000 A PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT B OFFICER/MEMBER EXCLUDED? N N/A 024575552 06/01/2026 06/01/2027 (Mandatory in NH) MN E.L.DISEASE-EA EMPLOYEE $1,000,000 ID SCdescribender $1,000,000 ESC RIPTION U OPERATIONS below E.L.DISEASE-POLICY LIMIT oft DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) ME Named Insured Includes: 7PMorgan Chase Bank, National Association. RE: A-2021-285, Work or operations performed by or on �N'y behalf of the Contractor including materials, parts or equipment furnished in connection with such work or operations. The Cit of Santa Ana, its officers, officials= employees and volunteers are included as Additional Insured in accordance with the policy provisions of the General Liability and Automobile Liability policies. General Liability policy evidenced herein is Primary and Non-Contributory to other insurance available to Additional Insured, but only in accordance with the policy's provisions. A Waiver of Subrogation is granted in favor of City of Santa Ana in accordance with the policy provisions of the General Liability, Automobile Liability and Workers' Compensation policies. Should General Liability, Automobile Liability and r CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Santa Ana AUTHORIZED REPRESENTATIVE all� 20 Civic Center Plaza �y Santa Ana CA 92701 USA V. �,� la �L APPROVED By Tu Tran Nguyen at 12:15 pm,Jun 29,2026 ©1988-2015 ACORD CORPORATION.All rights reserved ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: ADDITIONAL REMARKS SCHEDULE Page _ of _ AGENCY NAMED INSURED Aon Risk services Northeast, Inc. JPMorgan chase & Co. and subsidiary, POLICY NUMBER See Certificate Number: 570121449030 CARRIER I NAIC CODE See Certificate Number: 570121449030 EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance INSURER(S)AFFORDING COVERAGE NAIC# INSURER INSURER INSURER INSURER ADDITIONAL POLICIES If a policy below does not include limit information,refer to the corresponding policy on the ACORD certificate form for policy limits. POLICY POLICY FsSR ADDL SUBR POLICY NUNIBER LIMITS LTR TYPE OF FNSURANCE L\SD R'{'D EFFECTIVE EXPIRATION DATE DATE (MM/DD/YYYY) MM/DD/YYYY WORKERS COMPENSATION B N/A 024575544 06/01/2026 06/01/2027 WI ACORD 101(2008101) ©2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: A o ADDITIONAL REMARKS SCHEDULE Page _ of _ AGENCY NAMED INSURED Aon Risk services Northeast, Inc. JPMorgan chase & Co. and subsidiary, POLICY NUMBER see certificate Number: 570121449030 CARRIER NAIC CODE see certificate Number: 570121449030 EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance Additional Description of Operations/Locations/Vehicles: workers' compensation policies be cancelled before the expiration date thereof, the policy provisions of each policy will govern how notice of cancellation may be delivered to certificate holders in accordance with the policy provisions of each policy. ACORD 101(2008101) ©2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORD ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01/2026 forms a part of Policy No. 024-57-5545 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. ADDITIONAL INSURED - PRIMARY INSURANCE This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM Section IV, Commercial General Liability Conditions, paragraph 4., Other Insurance subparagraph a. Primary Insurance, is amended by the addition of the following: However, coverage under this policy afforded to an additional insured will apply as primary insurance where required by contract, and any other insurance issued to such additional insured shall apply as excess and noncontributory insurance. kW4J2'1-*0-&4 Authorized Representative or Countersignature (in States Where Applicable 74434 (10/99) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT This endorsement changes the policy to which it is attached effective on inception date of the policy unless a different date is indicated below. This endorsement, effective 12:01 AM 06/01/2026 forms a part of Policy No. WCO24575543 Issued to JPMORGAN CHASE & CO. By A I U INSURANCE COMPANY We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us. This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. Schedule ANY PERSON OR ORGANIZATION WITH WHOM YOU HAVE ENTERED INTO A CONTRACT, A CONDITION OF WHICH REQUIRES YOU TO OBTAIN THIS WAIVER FROM US. THIS ENDORSEMENT DOES NOT APPLY TO BENEFITS OR DAMAGES PAID OR CLAIMED: 1 .PURSUANT TO THE WORKERS' COMPENSATION OR EMPLOYERS' LIABILITY LAWS OF KENTUCKY, NEW HAMPSHIRE, OR NEW JERSEY; OR, 2.13ECAUSE OF INJURY OCCURRING BEFORE YOU ENTERED INTO SUCH A CONTRACT. This form is not applicable in Kansas for private construction contracts as defined in K.S.A. 16-1801 through K.S.A 16-1807 or public construction contracts as defined in K.S.A. 16-1901 through 16-1908, except where permitted by statute or other applicable law, such as for use in wrap-up insurance programs. Any person or organization for which the employer has agreed by written contract, executed prior to loss, may execute a waiver of subrogation. However, for purposes of work performed by the employer in Missouri, this waiver of subrogation does not apply to any construction group of classifications as designated by the waiver of right to recover from others (subrogation) rule in our manual. This form is not applicable in California, Kentucky, New Hampshire, New Jersey, Texas, or Utah. y WC 00 03 13 (Ed. 04/84) Countersigned by Authorized Representative POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20101219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location(s) Of Covered Operations ANY PERSON OR ORGANIZATION WHOM YOU PER THE CONTRACT OR AGREEMENT. BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. CG 20 10 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 2 ❑ A. Section II - Who Is An Insured is amended to maintenance or repairs) to be performed by include as an additional insured the person(s) or or on behalf of the additional insured(s) at organization(s) shown in the Schedule, but only the location of the covered operations has with respect to liability for "bodily injury", been completed; or "property damage" or "personal and advertising 2. That portion of "your work" out of which injury" caused, in whole or in part, by: the injury or damage arises has been put to 1. Your acts or omissions; or its intended use by any person or 2. The acts or omissions of those acting on organization other than another contractor or your behalf; subcontractor engaged in performing in the performance of your ongoing operations operations for a principal as a part of the for the additional insured(s) at the location(s) same project. designated above. C. With respect to the insurance afforded to these additional insureds, the following is added to However: Section III - Limits Of Insurance: 1. The insurance afforded to such additional If coverage provided to the additional insured is insured only applies to the extent permitted required by a contract or agreement, the most by law; and we will pay on behalf of the additional insured 2. If coverage provided to the additional is the amount of insurance: insured is required by a contract or 1. Required by the contract or agreement; or agreement, the insurance afforded to such additional insured will not be broader than 2. Available under the applicable limits of that which you are required by the contract insurance; or agreement to provide for such additional whichever is less. insured. This endorsement shall not increase the B. With respect to the insurance afforded to these applicable limits of insurance. additional insureds, the following additional exclusions apply: This insurance does not apply to "bodily injury" or "property damage" occurring after: 1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, Page 2 of 2 © Insurance Services Office, Inc., 2018 CG 20 10 12 19 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20261219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II - Who Is An Insured is amended to agreement, the insurance afforded to such include as an additional insured the person(s) or additional insured will not be broader than organization(s) shown in the Schedule, but only that which you are required by the contract with respect to liability for "bodily injury", or agreement to provide for such additional "property damage" or "personal and advertising insured. injury" caused, in whole or in part, by your acts B. With respect to the insurance afforded to these or omissions or the acts or omissions of those additional insureds, the following is added to acting on your behalf: Section III - Limits Of Insurance: 1. In the performance of your ongoing If coverage provided to the additional insured is operations; or required by a contract or agreement, the most 2. In connection with your premises owned by we will pay on behalf of the additional insured or rented to you. is the amount of insurance: However: 1. Required by the contract or agreement; or 1. The insurance afforded to such additional 2. Available under the applicable limits of insured only applies to the extent permitted insurance; by law; and whichever is less. 2. If coverage provided to the additional This endorsement shall not increase the insured is required by a contract or applicable limits of insurance. CG 20 26 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 1 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20371219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location And Description Of Completed Operations ANY PERSON OR ORGANIZATION WHOM PER THE WRITTEN CONTRACT YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or B. With respect to the insurance afforded to organization(s) shown in the Schedule, but only these additional insureds, the following is with respect to liability for "bodily injury" or added to Section III — Limits Of Insurance: "property damage" caused, in whole or in part, If coverage provided to the additional insured is by "your work" at the location designated and required by a contract or agreement, the most described in the Schedule of this endorsement we will pay on behalf of the additional insured performed for that additional insured and is the amount of insurance: included in the "products-completed operations hazard". 1. Required by the contract or agreement; or However: 2. Available under the applicable limits of insurance; 1. The insurance afforded to such additional insured only applies to the extent permitted whichever is less. by law; and This endorsement shall not increase the 2. If coverage provided to the additional applicable limits of insurance. insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. CG 20 37 12 19 0 Insurance Services Office, Inc., 2018 Pagel of 1 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG24531219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) - AUTOMATIC This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITES PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV - Conditions: We waive any right of recovery against any person or organization, because of any payment we make under this Coverage Part, to whom the insured has waived its right of recovery in a written contract or agreement. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person or organization prior to loss. CG 24 53 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 1 ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01 /2026 forms a part of Policy No. 024-57-5547 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, A. - Loss Conditions, 5. - Transfer of Rights of Recovery Against Others to Us, is amended to add: However, we will waive any right of recover we have against any person or organization with whom you have entered into a contract or agreement because of payments we make under this Coverage Form arising out of an "accident" or"loss" if: (1) The "accident' or "loss" is due to operations undertaken in accordance with the contract existing between you and such person or organization; and (2) The contract or agreement was entered into prior to any "accident'or"loss". No waiver of the right of recovery will directly or indirectly apply to your employees or employees of the person or organization, and we reserve our rights or lien to be reimbursed from any recovery funds obtained by any injured employee. AUTHORIZED REPRESENTATIVE 62897 (6/95) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 POLICY NUMBER: 024-57-5547 COMMERCIAL AUTO CA 20 48 10 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Co- verage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form. This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. Named Insured: JPMORGAN CHASE & CO. Endorsement Effective Date: 06/01/2026 SCHEDULE Name Of Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU HAVE AGREED IN WRITING TO ADD AS AN ADDITIONAL INSURED, BUT ONLY TO COVERAGE AND MINIMUM LIMITS OF INSURANCE REQUIRED BY THE WRITTEN AGREEMENT, AND IN NO EVENT TO EXCEED EITHER THE SCOPE OF COVERAGE OR THE LIMITS OF INSURANCE PROVIDED IN THIS POLICY. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Each person or organization shown in the Schedule of Section II - Covered Autos Liability Coverage in is an "insured" for Covered Autos Liability Cover- the Business Auto and Motor Carrier Coverage age, but only to the extent that person or organ- Forms and Paragraph D.2. of Section I - Covered ization qualifies as an "insured" under the Who Is Autos Coverages of the Auto Dealers Coverage An Insured provision contained in Paragraph A.1. Form. CA 20 48 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1 ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01 /2026 forms a part of Policy No. 024-57-5547 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. INSURANCE PRIMARY AS TO CERTAIN ADDITIONAL INSUREDS This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, B., General Conditions, 5., Other Insurance, c., is amended by the addition of the following sentence: The insurance afforded under this policy to an additional insured will apply as primary insurance for such additional insured where so required under an agreement executed prior to the date of accident We will not ask any insurer that has issued other insurance to such additionalinsured to contribute to the settlement of loss arising out of such accident. All other terms and conditions remain unchanged. J&4J2'1-*0-&4 Authorized Representative or Countersignature (in States Where Applicable) 74445 (10/99) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1