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HomeMy WebLinkAboutSHOFAR, LLCCity of Santa ^ nla k r Clerk of the Council AGREEMENT TERMINATION FORM Please complete this form in its entirety when the attached agreement and amendments (if any) are no longer in effect. Note: If your agreement is grant related, please ensure that all grant retention requirements have been satisfied prior to signing the termination form. Is the agreement(s) a permanent record? Yes No Return form to the Clerk of the Council Office (M-30). Call 647-1520 if you have any questions. The agreement withY 11�i1 y COTC Office Use Oniv AA CITY CLERK 7'215.r:r-3�5 N-2022-165 No. was completed on I h-L and final payment has been made. (List all amendments. Use space below if needed.) !AagreementsVormsVorm - agreement termination form_gddenrod.doc Department:�t✓ Phone/Ext.: Signature: Date:1�1 �'� �a�&URA CENOI N-2022-165 CLERK OF COUNk" DATE: AGREEMENT WITH SHOFAR, LLC, TO PROVIDE PERFORMANCE BY SLUM VILLAGE AT CITY'S JUNETEENTH EVENT THIS AGREEMENT is made and entered into this 10th day of June, 2022, by and between Shofar, LLC, ("Contractor"), a Michigan limited liability company and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California ("City"). RECITALS A. The City desires to retain a contractor to provide artists and entertainers to perform at the City's Juneteenth event. B. Contractor represents that Contractor is able and willing to provide such services to the City. C. In undertaking the performance of this Agreement, Contractor represents that it is knowledgeable in its field and that any services performed by Contractor under this Agreement will be performed in compliance with such standards as may reasonably be expected. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth, the parties agree as follows: 1. SCOPE OF SERVICES a. Contractor shall provide a performance by the hip hop music group known as Slum Village ("Artist") for the City's Juneteenth Celebration event on June 18, 2022 at Centennial Park (3000 W. Edinger Avenue, Santa Ana, CA 92704). b. Contractor shall ensure that Artist provides a Forty -Five (45) minute musical performance at a time to be coordinated with event staff. b. Contractor must provide song list of family friendly, clean edit songs with lyrics to be approved by the City of Santa Ana prior to performance. 2. COMPENSATION a. City agrees to pay, and Contractor agrees to accept as total payment for its services for City, including all travel expenses and performance by Slum Village, the rates and charges identified in Exhibit A. The total amount to be expended under this Agreement shall not exceed Thirteen Thousand Dollars and Zero Cents ($13,000.00). b. Contractor agrees that the City is not responsible for payment directly to Slum Village, its members individually, nor anyone else purporting to represent them. Page 1 of 9 *'"Per city manager prior to performance*" C. Payment by City shall be made following receipt of proper invoice evidencing work performed, subject to City accounting procedures. d. Payment need not be made for work that fails to meet the standards of performance set forth in the Recitals and Scope of Work, which may reasonably be expected by City. 3. TERM This Agreement shall commence on June 18, 2022 and terminate on December 31, 2022, unless terminated earlier in accordance with Section 17, below. 4. ROYALTY -FREE LICENSE The City shall have the right and royalty -free license to simulcast or produce and show a tape -delayed broadcast of the Artist's performance to the City community or general public, through webcast or any other means. This license shall be non-exclusive and the copyright shall remain with the Artist. Copies of Artist's performance may be maintained by the City, and Artist consents to use of such recordings. 5. INDEPENDENT CONTRACTOR Contractor shall, during the entire term of this Agreement, be construed to be an independent contractor and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer -employee relationship, a joint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Contractor performs the services which are the subject matter of this Agreement; however, the services to be provided by Contractor shall be provided in a manner consistent with all applicable standards and regulations governing such services. Contractor shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. 6. INSURANCE Contractor shall procure and maintain for the duration of the contract insurance against claims forinjuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder and the results of that work by the Contractor, his agents, representatives, employees or subcontractors. a. Minimum Scope and Limit of Insurance: 1. Commercial General Liability Insurance. Contractor shall maintain commercial general liability insurance, which shall include, but not be limited to, protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from any act or occurrence arising out Page 2 of 9 of Contractor's operations in the performance of this Agreement, including, without limitation, acts involving vehicles. Insurance Services Office Form CG 00 01 covering CGL on an "occurrence" basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit. 2. Automobile Liability. ISO Form Number CA 00 01 covering any auto (Code 1), or if Contractor has no owned autos, hired, (Code 8) and non -owned autos (Code 9), with a limit no less than $1,000,000 per accident for bodily injury and property damage. Worker's Compensation Insurance. In accordance with California State law, Contractor, if Contractor has any employees, is required to be insured against liability for worker's compensation or to undertake self-insurance. Prior to commencing the performance of the work under this Agreement, Contractor agrees to obtain and maintain any employer's liability insurance with limits not less than $1,000,000 per accident. 4. Broader Coverage. If the Contractor maintains broader coverage and/or higher limits than the minimums shown above, the City requires and shall be entitled to the broader coverage and/or the higher limits maintained by the Contractor. Any available insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to the City. b. Other Insurance Provisions Additional Insured Status. The City, its officers, officials, employees, and volunteers are to be covered as additional insureds on the CGL policy with respect to liability arising out of work or operations performed by or on behalf of the Contractor including materials, parts, or equipment furnished in connectionwith such work or operations. General liability coverage can be provided in the form of an endorsement to the Contractor's insurance (at least as broad as ISO Form CG 20 10 1185 or if not available, through the addition of both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 2037 if a later edition is used). 2. Primary Coverage. For any claims related to this contract, the Contractor's insurance coverage shall be primary coverage at least as broad as ISO CG 20 0104 13 as respects the City, its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by the City, its officers,officials, employees, or volunteers shall be excess of the Contractor's insurance and shall not contribute with it. 3. Notice of Cancellation. Each insurance policy required above shall provide that coverage shall not be canceled, except with notice to the City. Page 3 of 9 4. Waiver of Subrogation. Contractor hereby grants to City a waiver of any right to subrogation that any insurer of said Contractor may acquire against the City by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether or not the City has received a waiver of subrogation endorsement from the insurer. Self -Insured Retentions. Self -insured retentions must be declared to and approved by the City. The City may require the Contractor to purchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim administration, and defense expenses within the retention. The policy language shall provide, or be endorsed to provide, that the self -insured retention may be satisfied by either the named insured or City. 6. Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. Best's rating of no less than A:VII, unless otherwise acceptable to the City. 7. Verification of Coverage. Contractor shall furnish the City with original Certificates of Insurance including all required amendatory endorsements (or copies of the applicable policy language effecting coverage requiredby this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements to City before work begins. However, failure to obtain the required documents prior to the work beginning shall not waive the Contractor's obligation to provide them. The City reserves the right to require complete, certified copies of all required insurance policies,including endorsements required by these specifications, at any time. Subcontractors. Contractor shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and Contractor shall ensure that City is an additional insured on insurance required from subcontractors. 9. Special Risks or Circumstances. City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special circumstances. 7. RELEASE Contractor, on behalf of Artist, accepts any City -provided equipment used in connection with the performance in their "as -is" condition, with all faults. Contractor, on behalf of Artist, fully releases, waives and discharges forever any and all claims, demands, rights, and causes of action of any kind or nature against, and covenants not to sue, City, its elected officials, officers, employees, agents and volunteers, and all persons acting on behalf of, by, through or under each Page 4 of 9 of them, under any present or future laws, statutes, or regulations for any claim or event relating to the condition of the City -provided equipment or Artist's use thereof. 8. INDEMNIFICATION Contractor agrees to defend, and shall indemnify and hold harmless the City, its officers, agents, employees, consultants, special counsel, and representatives from liability: (1) for personal injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including death, and claims for property damage, which may arise from the negligent operations of the Contractor or its subcontractors, agents, employees, or other persons acting on their behalf which relates to the services described in section 1 of this Agreement; and (2) from any claim that personal injury, damages, just compensation, restitution, judicial or equitable relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and hold harmless agreement applies to all claims for damages, just compensation, restitution, judicial or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in this Section or by reason of the terms of, or effects, arising from this Agreement. The Contractor further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including fees and costs for special counsel to be selected by the City, regarding any action by a third party challenging the validity of this Agreement, or asserting that personal injury, damages, just compensation, restitution, judicial or equitable relief due to personal or property rights arises by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions with respect to its representation in any legal proceeding. Notwithstanding the foregoing, to the extent Contractor's services are subject to Civil Code Section 2782.8, the above indemnity shall be limited, to the extent required by Civil Code Section 2782.8, to claims that arise of, pertain to, or relate to the negligence, recklessness, or willful misconduct of the Contractor. 9. INTELLECTUAL PROPERTY INDEMNIFICATION Contractor shall defend, indemnify and hold harmless the City, its officers, agents, representatives, and employees against any and all liability, including costs, and attorney's fees, for infringement of any United States' letters patent, trademark, or copyright contained in the work product or documents provided by Contractor to the City pursuant to this Agreement. 10. RECORDS Contractor shall keep records and invoices in connection with the work to be performed under this Agreement. Contractor shall maintain complete and accurate records with respect to the costs incurred under this Agreement and any services, expenditures, and disbursements charged to the City for a minimum period of three (3) years, or for any longer period required by law, from the date of final payment to Contractor under this Agreement. All such records and invoices shall be clearly identifiable. Contractor shall allow a representative of the City to examine, audit, and make transcripts or copies of such records and any other documents created pursuant to this Agreement during regular business hours. Contractor shall allow inspection of all work, data, documents, proceedings, and activities related to this Agreement for a period of three (3) years from the date of final payment to Contractor under this Agreement. Page 5 of 9 11. CONFIDENTIALITY If Contractor receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Contractor agrees that it shall not use or disclose such information except in the performance of this Agreement, and further agrees to exercise the same degree of care it uses to protect its own information of like importance, but in no event less than reasonable care. "Confidential Information" shall include all nonpublic information. Confidential information includes not only written information, but also information transferred orally, visually, electronically, or by other means. Confidential information disclosed to either party by any subsidiary and/or agent of the other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure shall not apply to any information that (a) has been disclosed in publicly available sources; (b) is, through no fault of the Contractor disclosed in a publicly available source; (c) is in rightful possession of the Contractor without an obligation of confidentiality; (d) is required to be disclosed by operation of law; or (e) is independently developed by the Contractor without reference to information disclosed by the City. 12. CONFLICT OF INTEREST CLAUSE Contractor covenants that it presently has no interest and shall not have interests, direct or indirect, which would conflict in any manner with performance of services specified under this Agreement. 1.3. NOTICE Any notice, tender, demand, delivery, or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or mailed by first class or certified mail, postage prepaid, or sent by fax or other telegraphic communication in the manner provided in this Section, to the following persons: To City: Clerk of the City Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 Santa Ana, CA 92702-1988 Fax: 714- 647-6956 With copy to: Executive Director Parks, Recreation, and Community Services Agency City of Santa Ana 20 Civic Center Plaza (M-23) P.O. Box 1988 Santa Ana, California 92702 To Contractor: Shofar, LLC. Page 6 of 9 Att: Ralph Rice, Manager Shofar LLC f.s.o. Slum Village 56655 Grand River Ave., Unit 48 New Hudson, MI 48165 248-227-2306 Shofarbooking_(a� gmailxom A parry may change its address by giving notice in writing to the other party. Thereafter, any communication shall be addressed and transmitted to the new address. If sent by mail, communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by fax, communication shall be effective or deemed to have been given twenty-four (24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these fimeframes, weekends, federal, state, County or City holidays shall be excluded. 14. EXCLUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Contractor regarding the subject matter herein, and supersedes any and all other agreements, oral or written, between the parties. In the event of a conflict between the terms of this Agreement and any attachments hereto, the terms of this Agreement shall prevail. This Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Contractor. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to, the terms and conditions hereof, shall not bind or obligate Contractor or the City. Each party to this Agreement acknowledges that no representations, inducements, promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which are not embodied herein. 15. ASSIGNMENT Inasmuch as this Agreement is intended to secure the specialized services of Contractor, Contractor may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other consultants retained by City. 16. WAIVER No waiver of breach, failure of any condition, or any right or remedy contained in or granted by the provisions of this Agreement shall be effective unless it is in writing and signed by the party waiving the breach, failure, right or remedy. No waiver of any breach, failure or right, or remedy shall be deemed a waiver of any other breach, failure, right or remedy, whether or not similar, nor shall any waiver constitute a continuing waiver unless the writing so specifies. Page 7 of 9 17. TERMINATION This Agreement may be terminated by the City upon five (5) days written notice of termination. In such event, Contractor shall be entitled to receive and the City shall pay Contractor compensation for all services performed by Contractor prior to receipt of such notice of termination, except that payment need not be made for work that fails to meet the standard of performance specified in the Recitals of this Agreement. 18. NON-DISCRIMINATION Contractor shall not discriminate because of race, color, creed, religion, sex, marital status, sexual orientation, gender identity, gender expression, gender, medical conditions, genetic information, or military and veteran status, age, national origin, ancestry, or disability, as defined and prohibited by applicable law, in the recruitment, selection, teaching, training, utilization, promotion, termination or other employment related activities or any services provided under this Agreement. Contractor affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 19. JURISDICTION -VENUE This Agreement has been executed and delivered in the State of California and the validity, interpretation, performance, and enforcement of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. Both parties further agree that Orange County, California, shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 20. PROFESSIONAL LICENSES Contractor shall, throughout the term of this Agreement, maintain all necessary licenses, permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United States, the State of California, the City of Santa Ana and all other governmental agencies. Contractor shall notify the City immediately and in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 21. MISCELLANEOUS PROVISIONS a. Each undersigned represents and warrants that its signature berein below has the power, authority and right to bind their respective parties to each of the terms of this Agreement, and shall indemnify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. Contractor represents and warrants that it is in compliance and will maintain compliance with all applicable laws including, but not limited to, the California Talent Agency Act. Page 8 of 9 N-2022-165 C. All exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. d. In the event of any conflict or inconsistency between the terms and conditions in this Agreement and any terms or conditions set forth in any Exhibit, purchase order, or other document relating to the transactions contemplated by this Agreement, the terms and conditions set forth in this Agreement shall prevail. e. This Agreement is the final and complete agreement and any prior or contemporaneous agreement(s) for similar services between the parties is superseded by this Agreement. IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and year first above written. ATTEST: Y -A- ­,DAISY GOMEZ Clerk of the Council APPROVED AS TO FORM SONIA R. CARVALHO City Attorney Deputy City Attorney FOR APPROVAL • 4 � Steven Mendoza (Jun 13, 202210:48 EDT) CITY OF SANTA ANA KRISTINE RIDGE City Manager CONTRACTOR Ralph Rice/ Shofar LLC f.s.o. Slum Village Manager Executive Director Parks, Recreation, and Community Services Agency Page 9 of 9 EXHIBIT A Shofar LLC 56655 Grand River Ave Ste 48 New Hudson, MI48165 Parks, Recreation Services 20 Civic Center Plaza Santa Ana, CA 92701 Date Proposal No.' 06/03/22 5139 11 Terms Due on receipt Proposal Item Description Rate ' Amount SLUM VILLAGE PERFORMANCE Santa Ana, CA Juneteenth Celebration 13,000.00 13,000.00 Thank you for your business. Subtotal $13,000.00 Total $13,000.00 Agreement —Shofar LLC - Slum Village Performance for Junete (002) Final Audit Report 2022-06-13 Created: 2022-06-13 By: Emerson Frankston (EFrankston@santa-ana.org) Status: Signed Transaction ID: CBJCHBCAABAAWrXAWNC08hCatMtk4lkolThVGJh9jUdu "Agreement_ Shofar LLC - Slum Village Performance for Junete 002)" History 6o Document digitally presigned by SignNow 2022-06-10 - 6:37:52 PM GMT Document created by Emerson Frankston (EFrankston@santa-ana.org) 2022-06-13 - 2:38:17 PM GMT G'y Document emailed to Steven Mendoza (smendoza@santa-ana.org) for signature 2022-06-13 - 2:38:54 PM GMT Email viewed by Steven Mendoza (smendoza@santa-ana.org) 2022-06-13 - 2:48,21 PM GMT &a Document e-signed by Steven Mendoza (smendoza@santa-ana.org) Signature Date: 2022-06-13 - 2:48:40 PM GMT - Time Source: server Agreement completed. 2022-06-13 - 2:48:40 PM GMT 0 Adobe Acrobat Sign Digitally signed Angie by Angie Aceved Important Notice — In Witness auke eve d o Date: 20 .06.1�,6 P 10:07V-W* In return for the payment of premium, and subject to the terms of this policy, coverage is provided as stated in this policy. IN WITNESS WHEREOF, this Company has executed and attested these presents and, where required by law, has caused this policy to be countersigned by its duly Authorized Representative(s). President Corporate Secretary QUESTIONS ABOUT YOUR INSURANCE? Your agent or broker is best equipped to provide information about your insurance. Should you require additional information or assistance in resolving a complaint, call or write to the following (please have your policy or claim number ready): Zurich in North America Customer Inquiry Center 1299 Zurich Way Schaumburg, Illinois 60196-1056 1-800-382-2150 (Business Hours: 8am - 4pm [CT]) Email: info.source@zurichna.com Ride Mmuganad Divisian E REVIEWED & APPROVED BY: e Azvd4� '�--'Risk Management Specialist Disclosure Statement Z RIC `' NOTICE OF DISCLOSURE FOR AGENT & BROKER COMPENSATION If you want to learn more about the compensation Zurich pays agents and brokers visit: http://www.zurichnaproducercompensation.com or call the following toll -free number: (866) 903-1192. This Notice is provided on behalf of Zurich American Insurance Company and its underwriting subsidiaries. RAMuaigmadDlMsian E o N,`0' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist z ZURICH Commercial Insurance Policy Division E REVIEWED & APPROVED BY: e Aeevaa '�--'Rfsk Management Specialist 9 Disclosure Statement U I It is our pleasure to present the enclosed policy to you for presentation to your customer. INSTRUCTION TO AGENT OR BROKER: WE REQUIRE THAT YOU TRANSMIT THE ATTACHED/ENCLOSED DISCLOSURE STATEMENT TO THE CUSTOMER WITH THE POLICY. Once again, thank you for your interest, and we look forward to meeting your needs and those of your customers. Ride Division E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist COMMERCIAL INSURANCE COMMON POLICY DECLARATIONS Policy Number FLM1084498-00 Renewal of Number NEW Named Insured and Mailing Address Producer and Mailing Address SHOFAR LLC f.s.o. Slum Village Abacus Insurance Brokers, LLC 56655 Grand River Ave 2512 Wilshire Boulevard New Hudson, MI 48165 Santa Monica, CA 90403 Policy Period: Coverage begins 06/18/2022 The named insured is Producer Code 49605333 at 12:01 A.M.; Coverage ends 06/19/2022 at 12:01 A.M. ❑ Individual ❑ Partnership ❑ Corporation ❑x Other: Limited Liability Corporation (LLC) This insurance is provided by one or more of the stock insurance companies which are members of the Zurich -American Insurance Group. The company that provides coverage is designated on each Coverage Part Common Declarations. The company or companies providing this insurance may be referred to in this policy as "The Company', we, us, or our. The address of the companies of the Zurich -American Insurance Group are provided on the next page. THIS POLICY CONSISTS OF THE FOLLOWING COVERAGES(S): Inland Marine $242.00 General Liability $909.00 Risk Muagment DiMsian E o N,`P' REVIEWED & APPROVED BY: e Aeevaa '�--'Rfsk Management Specialist THIS PREMIUM MAY BE SUBJECT TO AUDIT TOTAL $1,151.00 This premium does not include Taxes and Surcharges. Taxes and Surcharges TOTAL $0.00 The Forms) and Endorsement(s) made a part of this policy at the time of issue are listed on the SCHEDULE of FORMS and ENDORSEMENTS. Countersigned this 18 day of 06/2022 Authorized Representative THESE DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART DECLARATIONS, COVERAGE PART FORM(S), FORMS AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE ABOVE NUMBERED POLICY. FORM NO. -TERRITORY (EDITION) Page 2 of 2 Risk MamigmiadDhisian E REVIEWED & APPROVED BY. e Aeevulo '�--'Risk Management Specialist Policy NumberFLM1084498-00 SCHEDULE OF FORMS AND ENDORSEMENTS Named Insured: SHOFAR LLC f.s.o. Slum Village Effective Date: 06/18/2022 12:01 A.M., Standard Time Agent Name. Abacus Insurance Brokers, LLC Agent No.49605333 Common Forms Form # Edition Title UGU727ACW 0806 Commercial Insurance Policy UGUD310A 0193 Common Policy Declarations UGU619ACW 1002 Schedule of Forms and Endorsements UGU621ACW 1002 Schedule Of Named Insured(s) UGU618ACW 1002 Schedule Of Locations IL0017 1198 Common Policy Conditions UABI100ACW 0117 Schedule Of Productions UABI101 ACW 0117 Definition Of Employee IL0003 0908 Calculation of Premium IL0286 0417 Michigan Changes - Cancellation and Nonrenewal U-GU-630-ECW 0120 Disclosure of Important Information Relating to Terrorism Risk Insurance Act RAMuaigmadDlMsian E REVIEWED & APPROVED BY: e Aeevaa '�--'Rfsk Management Specialist Policy Number FLM1084498-00 SCHEDULE OF NAMED INSURED(S) Named Insured SHOFAR LLC f.s.o. Slum Village Effective Date: 06/18/2022 12:01 A.M., Standard Time Agent Name Abacus Insurance Brokers, LLC Agent No.49605333 2512 Wilshire Boulevard Santa Monica, CA 90403 Schedule of Named Insureds # Named Insured 1 SHOFAR LLC f.s.o. Slum Villaoe Risk Muagmad DlMsian E ° REVIEWED & APPROVED BY: U °! ` �--'Rfsk Manageemmeent Specialist SCHEDULE OF LOCATIONS Named Insured SHOFAR LLC f.s.o. Slum Village Agent Name Abacus Insurance Brokers, LLC 2512 Wilshire Boulevard Santa Monica, CA 90403 Policy Number FLM1084498-00 Effective Date: 06/18/2022 12:01 A.M., Standard Time Agent No.49605333 Loc. Bldg. Designated Locations Occupancy No. No. (Address, City, State, ZIP Code) 56655 Grand River Ave New Hudson, MI 48165 PrimaryMailing Address Only Risk Mumigmad DlMsian E REVIEWED & APPROVED BY: e Aeevaa Management Specialist COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least: a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or b. 30 days before the effective date of cancellation if we cancel for any other reason. 3. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. 4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 5. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed, proof of mailing will be sufficient proof of notice. B. Changes This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy. C. Examination Of Your Books And Records We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three years afterward. D. Inspections And Surveys 1. We have the right to: a. Make inspections and surveys at any time; IL001711 98 b. Give you reports on the conditions we find; and c. Recommend changes. 2. We are not obligated to make any inspections, surveys, reports or recommendations and any such actions we do undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions: a. Are safe or healthful; or b. Comply with laws, regulations, codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, rate service or similar organization which makes insurance inspections, surveys, reports or recommendations. 4. Paragraph 2. of this condition does not apply to any inspections, surveys, reports or recommendations we may make relative to certification, under state or municipal statutes, ordinances or regulations, of boilers, pressure vessels or elevators. E. Premiums The first Named Insured shown in the Declarations: 1. Is responsible for the payment of all premiums; and 2. Will be the payee for any return premiums we pay. F. Transfer Of Your Rights And Duties Under This Policy Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named insured. If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. IL 00 17 11 98 Copyright, Insurance Services Office, Inc., 1998 RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist NOTICE TO POLICYHOLDER Asbestos Exclusion Endorsement NO COVERAGE IS PROVIDED BY THIS POLICYHOLDER NOTICE, NOR CAN IT BE CONSTRUED TO REPLACE ANY PROVISION OF YOUR POLICY. YOU SHOULD READ YOUR POLICY AND REVIEW YOUR DECLARATIONS PAGE FOR COMPLETE INFORMATION ON THE COVERAGE YOU ARE PROVIDED. IF THERE IS ANY CONFLICT BETWEEN THE POLICY AND THIS SUMMARY, THE PROVISIONS OF THE POLICY SHALL PREVAIL. THIS NOTICE HAS BEEN PREPARED IN CONJUNCTION WITH THE IMPLEMENTATION OF CHANGES TO YOUR POLICY. THIS NOTICE PROVIDES INFORMATION CONCERNING YOUR INSURANCE COVERAGE WITH RESPECT TO CLAIMS ARISING OUT OF ASBESTOS ADDED TO YOUR POLICY BY SEPARATE ENDORSEMENT. Your policy will include a change at renewal or at the next anniversary date as follows: The following endorsement will be attached to your policy: Asbestos Exclusion Endorsement, form U-GL-1178-A (for use with Commercial General Liability Coverage Part) Asbestos Exclusion Endorsement, form U-GL-1179-A (for use with Products -Completed Operations Liability Coverage Part, Owners and Contractors Protective Liability Coverage Part and Railroad Protective Liability Coverage Part) The Asbestos Exclusion Endorsements - forms U-GL-1178-A and U-GL-1179-A exclude any injury or damage arising out of or related in any way to asbestos or because of the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos. These endorsements also exclude any loss, costs or expenses, claims or suits relating to any demand, requirement, order, direction, determination or request that the named insured or any other entity pay sums or be required to test for, investigate, monitor, clean up, remove, study, contain, treat, encapsulate, control or take any other action regarding asbestos. U-GL-1197-A CW (1/04) RAManagrmadDl iaian iREVIEWED & APPROVED BY. e eev Risk Management Specialist 10:IF.i 40_I_&1 1-�:4iyil 0 k i3:/_1►[ej*10:I li]SwMaq A-*1—,wi17k&iL1 The following exclusion is added to the policy to which it is attached and supersedes any existing sanctions language in the policy, whether included in an Exclusion Section or otherwise: SANCTIONS EXCLUSION Notwithstanding any other terms under this policy, we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation. The term policy may be comprised of common policy terms and conditions, the declarations, notices, schedule, coverage parts, insuring agreement, application, enrollment form, and endorsements or riders, if any, for each coverage provided. Policy may also be referred to as contract or agreement. We may be referred to as insurer, underwriter, we, us, and our, or as otherwise defined in the policy, and shall mean the company providing the coverage. Insured may be referred to as policyholder, named insured, covered person, additional insured or claimant, or as otherwise defined in the policy, and shall mean the party, person or entity having defined rights under the policy. These definitions may be found in various parts of the policy and any applicable riders or endorsements. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED RAMuaigmadDlMsian E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist Schedule Of Productions THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: BUSINESS AUTO COVERAGE FORM COMMERCIAL GENERAL LIABILITY COVERAGE FORM COMMERCIAL INLAND MARINE COVERAGE FORM" The insurance afforded by this policy is extended to include the following "insured production(s)" scheduled below: SCHEDULE # Production/Event Name & Type Gross Production Costs Country(s) Start/End Dates 1 Santa Ana Juneteenth Celebration Total Spectator(s): 5000 United States Of America 06/18/2022 - 06/19/2022 Rap & Hip -Hop ( 5000 for 1 day(s) ) 3000 W Edinger Ave Santa Ana, CA 92704 "Insured production" means a production or event that has been declared and accepted by us and endorsed to this policy, or that is not otherwise excluded. "Insured production" includes pre -production, "principal photography" and post - production. "Principal photography" means the continuous period of time from the start date to the completion date actually required to photograph or tape an "insured production", including any necessary set up or dismantling at the location of the "insured production". All other terms, conditions, provisions and exclusions of this policy remain the same. Ride Muagmad Division E REVIEWED & APPROVED BY. e Aeevaa Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Definition Of Employee THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: BUSINESS AUTO COVERAGE FORM COMMERCIAL GENERAL LIABILITY COVERAGE FORM COMMERCIAL INLAND MARINE COVERAGE FORM A. The definition of "employee" as defined in SECTION V — DEFINITIONS of the Commercial General Liability Coverage Form and the Business Auto Coverage Form is replaced by the following: "Employee" includes a "leased worker", "temporary worker", "volunteer worker", and any person subject to the guidance, instruction or direction of you or anyone acting on your behalf, including but not limited to crew and actors. B. "Volunteer worker" as defined in SECTION V — DEFINITIONS of the Commercial General Liability Coverage Form is replaced by the following: "Volunteer worker" means a person who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work performed for you. C. The definition of "volunteer worker" is added to SECTION V —DEFINITIONS of the Business Auto Coverage Form: "Volunteer worker" means a person who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work performed for you. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic IL 00 03 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALCULATION OF PREMIUM This endorsement modifies insurance provided under the following: CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART COMMERCIAL PROPERTY COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT -RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART The following is added: The premium shown in the Declarations was comput- ed based on rates in effect at the time the policy was issued. On each renewal, continuation, or anniversary of the effective date of this policy, we will compute the premium in accordance with our rates and rules then in effect. RAMwugemadDiMsian E REVIEWED & APPROVED BY. e Aeevaa IL 00 03 09 08 © ISO Properties, Inc., 2007---.W Hi5k Management Specialist IL 02 86 0417 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MICHIGAN CHANGES - CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following: COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART COMMERCIAL INLAND MARINE COVERAGE PART CRIME AND FIDELITY COVERAGE PART EMPLOYMENT -RELATED PRACTICES LIABILITY COVERAGE PART EQUIPMENT BREAKDOWN COVERAGE PART FARM COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART A. The Cancellation Common Policy Condition is amended as follows: 1. Paragraph 1. is replaced by the following: The first Named Insured shown in the Declarations may cancel this Policy by giving us or our authorized agent notice of cancellation. 2. Paragraph 3. is replaced by the following: We will mail or deliver our notice to the first Named Insured's last mailing address known to us or our authorized agent. 3. Paragraph 5. is replaced by the following: If this Policy is cancelled, we will send the first Named Insured any pro rata premium refund due. The minimum earned premium shall not be less than the pro rata premium for the expired time or $25.00, whichever is greater. The cancellation will be effective even if we have not made or offered a refund. B. The following condition is added and supersedes any other provision to the contrary: Nonrenewal If we decide not to renew this Policy, we will mail or deliver to the first Named Insured's last mailing address known to us or our authorized agent written notice of the nonrenewal not less than 30 days before the expiration date. If notice is mailed, proof of mailing shall be sufficient proof of notice. IL 02 86 0417 © Insurance Services Office, Inc., 2016 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist Insured Name: SHOFAR LLC f.s.o. Slum Village Policy Number: FLM1084498-00 Effective Date: 06/18/2022 ZURICH THIS DISCLOSURE IS ATTACHED TO AND MADE PART OF YOUR POLICY. DISCLOSURE OF IMPORTANT INFORMATION RELATING TO TERRORISM RISK INSURANCE ACT SCHEDULE* Premium attributable to risk of loss from certified acts of terrorism for lines of insurance subject to TRIA: Inland Marine: 2.00, General Liability: 9.00 *Any information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Disclosure of Premium In accordance with the federal Terrorism Risk Insurance Act ("TRIA"), as amended, we are required to provide you with a notice disclosing the portion of your premium, if any, attributable to the risk of loss from terrorist acts certified under that Act for lines subject to TRIA. That portion of premium attributable is shown in the Schedule above. The premium shown in the Schedule above is subject to adjustment upon premium audit, if applicable. B. Disclosure of Federal Participation in Payment of Terrorism Losses You should know that where coverage is provided by this policy for losses resulting from certified acts of terrorism, the United States Government may pay up to 80% of insured losses exceeding the statutorily established deductible paid by the insurance company providing the coverage. C. Disclosure of $100 Billion Cap on All Insurer and Federal Obligations If aggregate insured losses attributable to terrorist acts certified under TRIA exceed $100 billion in a calendar year (January 1 through December 31) and an insurer has met its deductible under the program, that insurer shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of Treasury. D. Availability As required by TRIA, we have made available to you for lines subject to TRIA coverage for losses resulting from acts of terrorism certified under TRIA with terms, amounts and limitations that do not differ materially from those for losses arising from events other than acts of terrorism. E. Definition of Act of Terrorism under TRIA TRIA defines "act of terrorism" as any act that is certified by the Secretary of the Treasury, in accordance with the provisions of the federal Terrorism Risk Insurance Act ("TRIA"), to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury shall certify an act of terrorism: 1. To be an act of terrorism; 2. To be a violent act or an act that is dangerous to human life, property or infrastructure; 3. To have resulted in damage within the United States, or outside of the United States in the case of an air carrier (as defined in section 40102 of Title 49, United States Code) or a United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States), or the premises of a United States mission; and 4. To have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. �,µ.o��M Ride Division Copyright © 2020 Zurich American Insurance Company 3 E ° REviEwED & APPROVED BY. - Includes copyrighted material of Insurance Services Office, Inc., with its permissic 41 A4+e Aeevaa ' �-- Risk Management Specialist No act may be certified as an act of terrorism if the act is committed as part of the course of a war declared by Congress (except for workers' compensation) or if losses resulting from the act, in the aggregate for insurance subject to TRIA, do not exceed $5,000,000. �,µ.o��M Ride Division Copyright © 2020 Zurich American Insurance Company 3 E ° REVIEWED&APPROvlDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permissic 4+e Aeevaa '�--'� Ride Management Specialist Commercial Inland Marine Declarations 0 Entertainment Program Z '. I (: This insurance is provided by: Zurich American Insurance Company (A stock insurance company) 1299 Zurich Way Schaumburg, IL 60196 800-382-2150 Policy Number: FLM1084498-00 Renewal Of: NEW Item 1. Named Insured and Mailing Address Agent Name and Address SHOFAR LLC f.s.o. Slum Village Abacus Insurance Brokers, LLC 56655 Grand River Ave 2512 Wilshire Boulevard New Hudson, MI 48165 Santa Monica, CA 90403 Item 2. Policy Period From: 06/18/2022 To: 06/19/2022 At 12:01 AM Standard Time at the Mailing Address Shown Above In return for the payment of the premium, and subject to all the terms of this policy, we agree with you to provide the insurance as stated in this policy. This policy consists of the coverages shown in Item 3. for which a premium is indicated. This premium may be subject to audit. Item 3. Coverages, Limits Of Insurance and Deductibles: See Schedule on the following page(s). Item 4. Policy Premium Premium (from Item 3.) $ 240.00 Terrorism $ 2.00 $ n/a $ n/a Total Premium $ 242.00 This premium does not include Taxes, Surcharges or Fees. Deposit Premium $ 242.00 Taxes, Surcharges or Fees $ Not Applicable Item 5. Form(s) and Endorsement(s) made a part of the policy at time of issue: See Schedule of Forms and Endorsements attached. Date of Issue: 06/13/2022 Countersigned By: Authorized Representative THESE DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART DECLARATIONS, COVERAGE PART FORM(S), FORMS AND ENDORSEMENTS, IF ANY, ICCI ICn -rn Enonn A MAO-r THEREOF, COMPLETE THE ABOVE NUMBERED POLICY. RA Muagment DMsian o N,`P' REVIEWED & APPROVED BY. e eev --' Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Item 3. Schedule of Coverages, Limits Of Insurance and Deductibles Coverage Limit Of Insurance Deductible Premium Equipment, props, sets, wardrobe (rented) Excluded Equipment, Props, Sets, Wardrobe (owned) Excluded Rented Furs, Jewelry, Art & Antiques Coverage Excluded Extra Expense Excluded Third Party Property Damage 250,000 2,500 240.00 Hired/Non-Owned Physical Damage -Aggregate Excluded Hired/Non-Owned Physical Damage -Per Vehicle Excluded Rental Cost Reimbursement Excluded Waiver of Subrogation Excluded Coverage Extension Endorsement Coverage Extension Endorsement Excluded Terrorism Included 2.00 Total Premium (including Terrorism) 242.00 Ride Manimiad Division e ° REVIEWED & APPROVED BY. - Includes copyrighted material of Insurance Services Office, Inc., with its permissic is �--'�ulo 4+e eem ' Risk Management Specialist Policy NumberFLM1084498-00 SCHEDULE OF FORMS AND ENDORSEMENTS Named Insured: SHOFAR LLC f.s.o. Slum Village Effective Date: 06/18/2022 12:01 A.M., Standard Time Agent Name. Abacus Insurance Brokers, LLC Agent No.49605333 Inland Marine Form # Edition Title UABMD104ACW 0117 Commercial Inland Marine Declarations Entertainment Program UGU619ACW 1002 Schedule of Forms and Endorsements CM0001 0904 Commercial Inland Marine Conditions UABM133ACW 0117 Common Conditions, Exclusions And Definitions UABM109ACW 0117 Third Party Property Damage Coverage Form UABM103ACW 0117 Loss Payable Endorsement UABM128ACW 0117 Excluded Property Endorsement UABM114ACW 0117 Unscheduled Production, Presentation Or Event Exclusion UABM100ACW 0117 Stunt, Animal Exposure And Pyrotechnic Exclusion UABM119AMI 0117 Minimum Earned Premium Endorsement - Michigan CM0111 0421 Michigan Changes U-GU-767-BCW 0115 Cap on Losses From Certified Acts of Terrorism RAMuaigmadDlMsian E REVIEWED & APPROVED BY: e Aeevaa '�--'Rfsk Management Specialist COMMERCIAL INLAND MARINE CM 00 01 09 04 COMMERCIAL INLAND MARINE CONDITIONS The following conditions apply in addition to the 5. You will not, except at your own cost, voluntar- Common Policy Conditions and applicable Additional ily make a payment, assume any obligation, or Conditions in Commercial Inland Marine Coverage incur any expense without our consent. Forms: 6. As often as may be reasonably required, per - LOSS CONDITIONS mit us to inspect the property proving the loss A. Abandonment or damage and examine your books and re- cords. There can be no abandonment of any property to us. B. Appraisal If we and you disagree on the value of the prop- erty or the amount of loss, either may make written demand for an appraisal of the loss. In this event, each party will select a competent and impartial appraiser. The two appraisers will select an um- pire. If they cannot agree, either may request that selection be made by a judge of a court having ju- risdiction. The appraisers will state separately the value of the property and amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will be binding. Each party will: 1. Pay its chosen appraiser; and 2. Bear the other expenses of the appraisal and umpire equally. If there is an appraisal, we will still retain our right to deny the claim. C. Duties In The Event Of Loss You must see that the following are done in the event of loss or damage to Covered Property: 1. Notify the police if a law may have been bro- ken. 2. Give us prompt notice of the loss or damage. Include a description of the property involved. 3. As soon as possible, give us a description of how, when and where the loss or damage oc- curred. 4. Take all reasonable steps to protect the Cov- ered Property from further damage, and keep a record of your expenses necessary to protect the Covered Property, for consideration in the settlement of the claim. This will not increase the Limit of Insurance. However, we will not pay for any subsequent loss or damage result- ing from a cause of loss that is not a Covered Cause of Loss. Also, if feasible, set the dam- aged property aside and in the best possible order for examination. Also permit us to take samples of damaged and undamaged property for inspection, testing and analysis, and permit us to make copies from your books and records. 7. We may examine any insured under oath, while not in the presence of any other insured and at such times as may be reasonably re- quired, about any matter relating to this insur- ance or the claim, including an insured's books and records. In the event of an examination, an insured's answers must be signed. 8. Send us a signed, sworn proof of loss contain- ing the information we request to settle the claim. You must do this within 60 days after our request. We will supply you with the necessary forms. 9. Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or suit. 10. Cooperate with us in the investigation or set- tlement of the claim. D. Insurance Under Two Or More Coverages If two or more of this policy's coverages apply to the same loss or damage, we will not pay more than the actual amount of the loss or damage. E. Loss Payment 1. We will give notice of our intentions within 30 days after we receive the sworn proof of loss. 2. We will not pay you more than your financial interest in the Covered Property. 3. We may adjust losses with the owners of lost or damaged property if other than you. If we pay the owners, such payments will satisfy your claim against us for the owners' property. We will not pay the owners more than their fi- nancial interest in the Covered Property. 4. We may elect to defend you against suits aris- ing from claims of owners of property. We will do this at our expense. CM 00 01 09 04 © ISO Properties, Inc., 2003 RAMuagmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 5. We will pay for covered loss or damage within 30 days after we receive the sworn proof of loss if you have complied with all the terms of this Coverage Part and: a. We have reached agreement with you on the amount of the loss; or b. An appraisal award has been made. 6. We will not be liable for any part of a loss that has been paid or made good by others. F. Other Insurance 1. You may have other insurance subject to the same plan, terms, conditions and provisions as the insurance under this Coverage Part. If you do, we will pay our share of the covered loss or damage. Our share is the proportion that the applicable Limit of Insurance under this Cover- age Part bears to the Limits of Insurance of all insurance covering on the same basis. 2. If there is other insurance covering the same loss or damage, other than that described in 1. above, we will pay only for the amount of cov- ered loss or damage in excess of the amount due from that other insurance, whether you can collect on it or not. But we will not pay more than the applicable Limit of Insurance. G. Pair, Sets Or Parts 1. Pair Or Set In case of loss or damage to any part of a pair or set we may: a. Repair or replace any part to restore the pair or set to its value before the loss or damage; or b. Pay the difference between the value of the pair or set before and after the loss or dam- age. 2. Parts In case of loss or damage to any part of Cov- ered Property consisting of several parts when complete, we will only pay for the value of the lost or damaged part. H. Recovered Property If either you or we recover any property after loss settlement, that party must give the other prompt notice. At your option, the property will be returned to you. You must then return to us the amount we paid to you for the property. We will pay recovery expenses and the expenses to repair the recov- ered property, subject to the Limit of Insurance. Page 2 of 3 © ISO Properties, Inc., 2003 I. Reinstatement Of Limit After Loss The Limit of Insurance will not be reduced by the payment of any claim, except for total loss or dam- age of a scheduled item, in which event we will re- fund the unearned premium on that item. J. Transfer Of Rights Of Recovery Against Others To Us If any person or organization to or for whom we make payment under this Coverage Part has rights to recover damages from another, those rights are transferred to us to the extent of our payment. That person or organization must do everything necessary to secure our rights and must do nothing after loss to impair them. But you may waive your rights against another party in writing: 1. Prior to a loss to your Covered Property. 2. After a loss to your Covered Property only if, at time of loss, that party is one of the following: a. Someone insured by this insurance; or b. A business firm: (1) Owned or controlled by you; or (2) That owns or controls you. This will not restrict your insurance. GENERAL CONDITIONS A. Concealment, Misrepresentation Or Fraud This Coverage Part is void in any case of fraud, in- tentional concealment or misrepresentation of a material fact, by you or any other insured, at any time, concerning: 1. This Coverage Part; 2. The Covered Property; 3. Your interest in the Covered Property; or 4. A claim under this Coverage Part. B. Control Of Property Any act or neglect of any person other than you beyond your direction or control will not affect this insurance. The breach of any condition of this Coverage Part at any one or more locations will not affect cover- age at any location where, at the time of loss or damage, the breach of condition does not exist. C. Legal Action Against Us No one may bring a legal action against us under this Coverage Part unless: 1. There has been full compliance with all the terms of this Coverage Part; and 2. The action is brought within 2 years after you first have knowledge of the direct loss or dam- age. RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist D. No Benefit To Bailee No person or organization, other than you, having custody of Covered Property will benefit from this insurance. E. Policy Period, Coverage Territory We cover loss or damage commencing: 1. During the policy period shown in the Declara- tions; and 2. Within the coverage territory. F. Valuation The value of property will be the least of the fol- lowing amounts: 1. The actual cash value of that property; 2. The cost of reasonably restoring that property to its condition immediately before loss or damage; or 3. The cost of replacing that property with sub- stantially identical property. In the event of loss or damage, the value of prop- erty will be determined as of the time of loss or damage. RAMwuigmadDlMsian ZREVIEWED & APPROVED BY. e Aeevaa CM 00 01 09 04 ©ISO Properties, Inc., 2003 1-M&M' Hi5k Management Specialist ft) Common Conditions, Exclusions And Definitions ZURICH THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial Inland Marine Coverage Part Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words "we", "us" and 'bur" refer to the Company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. Refer to the Definitions section. A. The following changes are made to the Commercial Inland Marine Conditions: LOSS CONDITIONS 1. Paragraph 8. of C. Duties In The Event Of Loss is replaced by the following: 8. Send us a signed, sworn proof of loss containing the information we request to settle the claim. You must do this within 90 days after our request. We will supply you with the necessary forms. 2. Paragraph J. Transfer Of Rights Of Recovery Against Others To Us is replaced by the following: If any person or organization to or for whom we make payment under this Coverage Part has rights to recover damages from another, those rights are transferred to us to the extent of our payment. That person or organization must do everything necessary to secure our rights and must do nothing after loss to impair them. GENERAL CONDITIONS The following is added to Paragraph E. Policy Period, Coverage Territory: The coverage territory is: a. The United States of America (including its territories and possessions); b. Puerto Rico; and c. Canada. B. Paragraph E. Premiums of the Common Policy Conditions is replaced by the following: 1. The first Named Insured shown in the Declarations: a. Is responsible for the payment of all premiums; and b. Will be the payee for any return premiums we pay. 2. We will compute all premiums for this policy in accordance with the rating schedule(s) attached to and made a part of this policy. 3. The premium shown in this policy is a deposit premium only unless specifically stated otherwise. At the end of the policy period we will compute the earned premium by applying the rates shown in the rating schedule(s) to the final "gross production costs". However, the earned premium will not be less than the minimum policy premium stated on the rating schedule(s), regardless of the term of coverage. RAMuagmadDlMsian E REVIEWED & APPROVED BY: e Aeevaa '�--'Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic If the earned premium is greater than the deposit premium, we will send a bill to the first Named Insured that shows the amount due and when it is payable. If the earned premium is less than the deposit premium, we will return the excess to the first Named Insured. The first Named Insured must keep records of the "gross production costs" and other information we need for premium computation, and send us copies of such records at such times as we may request. C. Exclusions The following exclusions apply to all coverages of this policy: 1. We will not pay for loss or damage caused directly or indirectly by any of the following. Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss. a. Governmental Action Seizure or destruction of property by order of governmental authority. But we will pay for loss or damage caused by or resulting from acts of destruction ordered by governmental authority and: (1) Taken at the time of a fire to prevent its spread; or (2) Taken at the time of the occurrence of a Covered Cause of Loss other than fire in order to protect Covered Property. b. War And Military Action (1) War, including undeclared or civil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or (3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these. c. Nuclear Hazard Nuclear reaction or radiation, or radioactive contamination, however caused. But if nuclear reaction or radiation, or radioactive contamination, results in fire, we will pay for the loss or damage caused by that fire. Exclusions 1.a. through 1.c. apply whether or not the loss event results in widespread damage or affects a substantial area. 2. We will not pay for loss or damage caused by or resulting from any of the following: a. Dishonest or criminal act (including theft) by you, any of your partners, members, officers, managers, employees (including temporary employees and leased workers), directors, trustees or authorized representatives, whether acting alone or in collusion with each other or with any other party; or theft by any person to whom you entrust the property for any purpose, whether acting alone or in collusion with any other party. This exclusion: (1) Applies whether or not an act occurs during your normal hours of operation; (2) Does not apply to acts of destruction by your employees (including temporary employees and leased workers) or authorized representatives; but theft by your employees (including temporary employees and leased workers) or authorized representatives is not covered. b. Discharge, dispersal, seepage, migration, release or escape of "pollutants". But if the discharge, dispersal, seepage, migration, release or escape of "pollutants" results in a Covered Cause Of Loss, we will pay for the loss or damage caused by that Covered Cause Of Loss. c. Neglect of an insured to use all reasonable means to save and preserve property from further damage at and after the time of loss. 3. We will not pay for loss or damage to contraband, or property in the course of illegal RAMuagmadDlMsian e ° REVIEWED & APPROVED BY. - Includes copyrighted material of Insurance Services Office, Inc., with its permissic 4+e Aeevulo '��--'� Risk Management Specialist D. Deductible 1. The terms and conditions of this insurance, including the Duties In The Event Of Loss provision, apply regardless of whether the Deductible amount applies to any loss or damage covered under this policy. 2. We may pay any part or all of the deductible amount to effect settlement of any claim or suit and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as has been paid by us. E. Protection And Preservation Of Property 1. You must take all reasonable actions to avoid or reduce any: a. Loss or damage to Covered Property; and b. Circumstances likely to cause loss or damage to Covered Property; and c. Circumstances likely to result in a claim under this policy. 2. We will pay the reasonable and necessary costs incurred for such actions to temporarily protect or preserve Covered Property, provided such actions are necessary due to actual or imminent physical loss or damage due to a Covered Cause of Loss to such Covered Property 3. This provision does not increase the Limit Of Insurance, and we will not pay more for loss than the amount that would have been payable if you had not incurred such costs. F. Conformity To Law If any part of this policy is in conflict with local, state or federal law, those provisions in conflict will automatically change to conform to the law. G. Definitions 1. "Continuity" means costs incurred to match or maintain the environment of the "insured production" during "principal photography". The environment includes the weather, climate, natural lighting or seasonal changes under which you are filming the "insured production". 2. "Gross production costs" means all costs incurred by you during the policy period except: a. Administrative costs not directly related to an "insured production"; b. Any cost you did not initially incur or report as a cost directly related to the "insured production"; and c. Any other costs specifically stated not to be "gross production costs" in an endorsement to this policy. 3. "Insurable production cost' includes: a. All costs, including overhead, chargeable directly to an "insured production" or series of productions, including any amount of other overhead you declare at the time you declare an "insured production" or series of productions. However, the following costs will not be included in "insurable production cost': (1) Royalties, residuals, premiums paid for this insurance, interest on loans, and personal and real property taxes; (2) Story, scenario, music rights, and sound rights, except with respect to television series, specials and pilots; and (3) "Continuity". You have the option to include the costs described in subparagraphs (1), (2) and (3) above at the time you declare an "insured production" or series of productions. In that case, such costs will be included in the "insurable production cost". b. The amount of any loss or damage paid under this policy. This provision does not apply where premium is based on a charge per episode. RAMuagmadDlMsian wwlREVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist 4. "Mobile equipment' means any of the following types of land vehicles, including any attached machinery or equipment: a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles that travel on crawler treads; c. Vehicles, whether self-propelled or not, that are: (1) Maintained primarily to provide mobility to permanently mounted equipment; or (2) Maintained primarily for purposes other than the transportation of persons or cargo. However, "mobile equipment' does not include "land vehicles" that are subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. 5. "Pollutants" means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian wwlREVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist Third Party Property Damage Coverage Form ZURICHt Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words "we", "us" and 'bur" refer to the Company providing this insurance. A. Coverage We will pay for direct physical loss of or damage to Covered Property caused by or resulting from any Covered Cause of Loss. 1. Covered Property Covered Property, as used in this Coverage Form, means property of others in your care, custody or control that is: a. Used or intended to be used in connection with an "insured production"; or b. Used or intended to be used in the operations specified in an endorsement to this policy. 2. Property Not Covered Covered Property does not include: a. Property in your care, custody or control which is not permanently part of a rented location; b. Any property that is involved in a hazardous activity or stunt, unless such property has been specifically added to this policy by endorsement; c. Accounts; bills; currency, numismatic properties or money; food stamps; notes; securities; stamps; deeds; evidences of debt; letters of credit; credit cards; passports; transportation tickets, admission tickets, or other tickets; d. Animals; e. Negative film, video tape, tapes, cells, transparencies, positives, sound tracks, art work, software, programs or any other form of media; f. Furs, fur garments and garments trimmed with fur; g. Jewelry, costume jewelry, watches, watch movements, jewels, pearls, precious and semi-precious stones, bullion, gold, silver, platinum and other precious alloys or metals; h. Personal effects belonging to you, your partners, directors, officers, trustees, "employees" including "leased workers", agents, contractors, cast or crew. This includes but is not limited to clothing, jewelry, furnishings, computers, cellular phones, sound reproduction equipment or personal grooming products; L Works of art, antiques or rare articles, including etchings, pictures, statuary, marbles, bronzes, porcelains and bric-a-brac; j. Motor vehicles, motorcycles, or other self-propelled conveyances; k. Railroad cars or railroad equipment; I. "Mobile equipment', vans, mobile studio location units, cine-mobiles, motor homes and trailers; m. Aircraft (including gliders and hang gliders); n. Watercraft; o. Growing plants, unless used as part of a set; p. Contraband or property in the course of illegal transportation or trade. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic B. Covered Causes Of Loss Covered Causes Of Loss means risks of direct physical loss of or damage to Covered Property, unless the loss is excluded or limited in this policy. C. Coverage Extension — Loss Of Use We will pay for loss of use of Covered Property which is property of others in your care, custody or control for which you are legally liable, subject to the following: 1. The loss of use must result from direct physical loss of or damage to such property by a Covered Cause of Loss; 2. Our payment for loss of use under this extension will be limited to the lesser of the value of, or the use of, the specific item of property that has been lost or damaged, but only: a. For the period of time it should take to repair, rebuild or replace that specific item of property with reasonable speed and similar quality; or b. Until we have paid to repair or replace that specific item of property, whichever occurs first. This provision applies regardless of whether such item forms a part of any larger apparatus, assembly, package or collection of such property. 3. Our payment for loss of use under this extension applies in addition to the Limit Of Insurance shown in the Declarations for Third Party Property Damage. 4. This extension does not apply to any: a. Liquidated damages; b. Penalties; c. Amounts for rent that may accrue after the time of loss; d. Values agreed to prior to the loss; e. Loss of use of property in your care, custody or control which is not permanently part of a rented location. 5. We will not pay more for loss of use of Covered Property than the replacement cost of the specific item of property that has been lost or damaged. D. Additional Exclusions We will not pay for loss or damage caused by or resulting from any of the following: 1. Damage to or destruction of property caused intentionally by or at the direction of any "insured"; 2. The failure of any "insured" to provide reasonable and proper care of Covered Property; 3. Order of any civil authority, including seizure, confiscation, destruction, or quarantine of property. However, we cover loss or damage resulting from acts of destruction by the civil authority to prevent the spread of fire, if the fire is caused by a Covered Cause of Loss not otherwise excluded under this coverage form; 4. a. Insects, vermin; contamination; deterioration including corrosion, decay or rust; any quality in the property that causes it to damage or destroy itself; b. The presence, growth, proliferation, spread or any activity of fungus, wet or dry rot or bacteria. However, this exclusion does not apply when fungus, wet or dry rot or bacteria result from fire or lightning. As used in this paragraph, fungus means any type or form of fungus, including mold or mildew, and any mycotoxins, spores, scents or by-products produced or released by fungi; 5. The explosion, rupture, or bursting of steam boilers, steam or gas turbines, steam pipes, or steam engines. This exclusion applies only to loss or damage to the steam boilers, steam or gas turbines, steam pipes, or steam engines in which the loss occurred; 6. Any mechanical, structural, or electrical breakdown or malfunction including a breakdown or malfunction resulting from a structural, mechanical, or reconditioning process; RAMuagmadDlMsian wwlREVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist 7. The failure of power, communication services, water or other utility service supplied to the premises, however caused, if the failure originates away from the premises where the "insured production" takes place. Failure of any utility service includes lack of sufficient capacity and reduction in supply. Loss or damage caused by a surge of power is also excluded, if the surge would not have occurred but for an event causing a failure of power. Communication services include but are not limited to service relating to Internet access or access to any electronic, cellular or satellite network; 8. Water, meaning: a. Flood, surface water, waves (including tidal wave and tsunami), tides, tidal water, overflow of any body of water, or spray from any of these, all whether or not driven by wind (including storm surge); b. Water that backs up or overflows or is otherwise discharged from a sewer, drain, sump, sump pump or related equipment; c. Water under the ground surface pressing on, or flowing or seeping through: (1) Foundations, walls, floors, swimming pools, or paved surfaces including sidewalks or driveways; (2) Basements, whether paved or not; or (3) Doors, windows or other openings; or d. Waterborne material carried or otherwise moved by any of the water referred to in Paragraph a., b. or c., or material carried or otherwise moved by mudslide or mudflow. This exclusion applies regardless of whether any of the above, in Paragraphs a. through d., is caused by an act of nature or is otherwise caused. An example of a situation to which this exclusion applies is the situation where a dam, levee, seawall or other boundary or containment system fails in whole or in part, for any reason, to contain the water. But if any of the above, in Paragraphs a. through d., results in fire, explosion or sprinkler leakage, we will pay for the loss or damage caused by that fire, explosion or sprinkler leakage; 9. a. An act, error, or omission (whether negligent or not) relating to: (1) Land use; (2) The design, specification, construction, workmanship, installation, or maintenance of property; (3) Planning, zoning, development, siting, surveying, grading, or compaction; or (4) Maintenance of property (including land, structures, or improvements), whether on or off the premises; b. A defect, weakness, inadequacy, fault, or unsoundness in materials used in construction or repair, whether on or off the premises; c. The cost to remediate an error in design; or d. A data processing error, omission in programming, or giving improper instructions. This exclusion also applies to loss of or damage to business personal property caused by deficiencies or defects in design, specifications, materials, or workmanship, or caused by latent or inherent defects. But if an excluded cause of loss that is listed above results in a Covered Cause of Loss, we will pay for the loss or damage caused by that Covered Cause of Loss; 10. Any hazard that has been materially increased by any means within your knowledge or your control; 11. Delay, loss of use or loss of market, or any other consequential loss except as provided in the Coverage Extension; 12. Voluntary parting with any property by you or anyone else to whom you have entrusted the property if induced to do so by any fraudulent scheme, trick, device or false pretense; RAMuagmadDlMsian wwlREVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist 13. Unauthorized instructions to transfer property to any person or to any place outside the premises; 14. Unexplained or mysterious disappearance, or shortage found upon taking of inventory. E. Who Is An Insured The following are "insureds" under this coverage form: 1. You; and 2. If you are an individual, your spouse, but only with respect to the conduct of a business of which you are the sole owner. 3. If you are a partnership or joint venture, your members, your partners, and their spouses, but only with respect to the conduct of your business. 4. If you are a limited liability company: a. Your members, but only with respect to the conduct of your business; and b. Your managers, but only with respect to their duties as your managers. 5. If you are an organization other than a partnership, joint venture or limited liability company: a. Your "executive officers" and directors, but only with respect to their duties as your officers or directors; and b. Your stockholders, but only with respect to their liability as stockholders. 6. If you are a trust, your trustees, but only with respect to their duties as trustees. 7. Your "employees", other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. 8. Your "volunteer worker" or any other person under your direct control, but only while performing duties related to the conduct of your business. F. Limit Of Insurance The most we will pay for loss or damage in any one occurrence is the Limit Of Insurance shown in the Declarations for Third Party Property Damage Coverage. G. Deductible 1. Our obligation to pay for loss or damage applies only to the amount of loss or damage in excess of the deductible amount shown in the Declarations for Third Party Property Damage Coverage. 2. The deductible amount shown in the Declarations applies to all loss or damage as the result of any one occurrence, regardless of the number of persons or organizations who sustain loss or damage because of that occurrence. 3. The deductible does not apply to any claim for loss of use of property covered under paragraph C. Coverage Extension — Loss Of Use of this coverage form. 4. We may pay any part or all of the deductible amount to effect settlement of any claim or "suit' and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as has been paid by us. H. Definitions 1. "Employee" includes a "leased worker" or a "temporary worker". "Employee" also includes any other person, including but not limited to cast members and production crew, who is subject to: a. Your guidance, instruction or direction; or b. The guidance, instruction or direction of one acting on your behalf. "Employee" does not include a "volunteer worker". RAMuagmadDlMsian wwlREVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist 2. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, bylaws or any other similar governing document. 3. "Insured production" means a production or event that has been declared and accepted by us and endorsed to this policy, or that is not otherwise excluded. "Insured production" includes pre -production, "principal photography" and post -production. 4. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not include a "temporary worker". 5. "Mobile equipment' means any of the following types of land vehicles, including any attached machinery or equipment: a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles that travel on crawler treads; c. Vehicles, whether self-propelled or not, that are: (1) Maintained primarily to provide mobility to permanently mounted equipment; or (2) Maintained primarily for purposes other than the transportation of persons or cargo. However, "mobile equipment' does not include vehicles that are subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. 6. "Principal photography" means the continuous period of time from the start date to the completion date actually required to photograph or tape an "insured production", including any necessary set up or dismantling at the location of the "insured production". 7. "Suit' means a civil proceeding in which damages to which this insurance applies are alleged. "Suit' includes: a. An arbitration proceeding in which such damages are claimed and to which the "insured" must submit or does submit with our consent; or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the "insured" submits with our consent. 8. "Temporary worker" means a person who is furnished to you to substitute for a permanent "employee" on leave or to meet seasonal or short-term workload conditions. 9. "Volunteer worker" means a person who is not your "employee", and who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work performed for you. RAMuagmadDlMsian Ww,REVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist Loss Payable Endorsement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Miscellaneous Equipment Coverage Form Props, Sets And Wardrobe Coverage Form Office Furniture And Fixtures And Improvements And Betterments Coverage Form Electronic Data Processing Coverage Form Schedule Description Of Covered Property Loss Payee Name Loss Payee Address As per schedule on file with company. The following additional condition applies to the described Covered Property, as shown in the Schedule above: Loss Payable Clause For Covered Property in which both you and a Loss Payee shown in the Schedule have an insurable interest, we will: 1. Adjust losses with you; and 2. Pay any claim for loss or damage jointly to you and the Loss Payee, as interests may appear. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`0' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic Excluded Property Endorsement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Inland Marine The following is added to Section A. Coverage: Covered Property does not include: x❑ Property owned by any insured. However, this exclusion does not apply to property owned by an additional insured. 0 Similar property of others in your care, custody or control and for which you are legally liable. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic Unscheduled Production, Presentation Or Event 0 Exclusion Z R I C THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Inland Marine The following exclusion is added: We will not pay for loss or damage arising out of, resulting from, or otherwise related in whole or in part to any activity associated with any production, presentation or event unless specifically declared, accepted by us, and endorsed to this policy. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Mmugemad Divisian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist with its permissic ft) Stunt, Animal Exposure And Pyrotechnic Exclusion ZURIC: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Inland Marine A. The following exclusion is added: We will not pay for loss or damage caused by or resulting from a "stunt', "pyrotechnic" or "animal exposure" unless specifically declared, accepted by us and endorsed on the policy. B. For the purposes of this endorsement: "Animal exposure" includes the actions or presence of any animal. "Pyrotechnic" includes the use of fireworks, explosives or other pyrotechnic devices. "Stunt" includes the performance, rehearsal or preparation for any hazardous activity or stunt, including, but not limited to, scenes involving fights, falls, chase scenes, use of aircraft or "mobile equipment', racing of any type, and the use of guns, knives or projectile devices. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY: e eev '�--'Risk Management Specialist with its permissic ft) Minimum Earned Premium Endorsement - Michigan Z RI(: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: COMMERCIAL INLAND MARINE COVERAGE FORM ❑ The Total Policy Premium, including subsequent policy changes, is the Minimum Premium. ❑ The Minimum Earned Premium for this policy is: 25% of the Total Policy Premium, including subsequent policy changes, except for the following Coverage(s): Productions incurred; Stunts / Animals / Driving exposures incurred The Total Policy Premium, including subsequent policy changes for Coverage(s) noted above is Flat, 100% fully earned. ❑ The Minimum Earned Premium for this policy is shall not be less than the pro rata premium for the expired time or $25.00, whichever is greater. ❑ If this policy is cancelled, we will send the first Named Insured any pro rata premium refund due. The minimum earned premium shall not be less than the pro rata premium for the expired time or $25.00, whichever is greater.The cancellation will be effective even if we have not made or offered a refund. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E o N,`0' REVIEWED & APPROVED BY: e eev '�--'� Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic COMMERCIAL INLAND MARINE CM 01 11 04 21 119: 1 &14 1, 11191*14 A, 14 1, 11 Ire]: 0 1, M *3119: 1:8293 1 1WM:J 4:fiV"1:8;4:M d k 11119EM 4 111] 4 WA ,TA I Eel M I Eff, A Ll 1 [01 M Fil Ll 10 [4191 F51 I F51 1:4 :1141 F-11 1111110 1 W-11 10 1 U F51 F-3:111 172 A. The Conditions of this Coverage Part that are in conflict with the statutes of the State of Michigan are amended to conform to such statutes. B. Loss Condition B. Appraisal in the Commercial Inland Marine Conditions is replaced by the following: MOM= If we and you disagree on the value of the property or the amount of loss, either may make written demand for an appraisal of the loss. In this event, each party will select a competent and independent appraiser within 20 days after receiving a written request from the other. The two appraisers will select a competent and impartial umpire. If they cannot agree upon an umpire within 15 days, either may request that selection be made by a judge of the circuit court for the county in which the loss occurred or in which the property is located. The appraisers will state separately the value of the property and amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss. Each party will: 1. Pay its chosen appraiser; and 2. Bear the other expenses of the appraisal and umpire equally. If there is an appraisal, we will still retain our right to deny the claim. C. General Condition A. Concealment, Misrepresentation Or Fraud in the Commercial Inland Marine Conditions is replaced by the following: A. Concealment, Misrepresentation Or Fraud This Coverage Part is fraud, intentional misrepresentation of a concerning: void in any case of concealment or material fact by you 1. This Coverage Part; 2. The Covered Property; 3. Your interest in the Covered Property; or 4. A claim under this Coverage Part. D. Wherever it appears, the phrase minimum annual premium is replaced by the phrase minimum written premium. E. With respect to the: [id iTi girt ffi Ili 913 • we I • Commercial Articles Coverage Form • Camera And Musical Instrument Dealers Coverage Form • Equipment Dealers Coverage Form • Physicians And Surgeons Equipment Coverage Form • Signs Coverage Form • Theatrical Property Coverage Form • Film Coverage Form • Floor Plan Coverage Form • Jewelers Block Coverage Form • Accounts Receivable Coverage Form • Valuable Papers And Records Coverage Form The exclusion for dishonest or criminal act (including theft) under B.2. Exclusions is replaced by the following: Dishonest or criminal act (including theft) committed by a "perpetrator". This exclusion applies whether or not an act occurs during your normal hours of operation. This exclusion does not apply to acts of destruction by your employees (including temporary employees and leased workers) or authorized representatives; but theft by your employees (including temporary employees and leased workers) or authorized representatives is not covered. However, with respect to loss or damage caused by or resulting from a criminal act, this exclusion only applies to the extent that a "perpetrator": (1) Admits, under oath; or (2) Is determined in any legal proceeding; RAMuaigmadDlMsian REVIEWED & APPROVED BY. 5 A4+e Aeevaa Risk Management Specialist y to have committed or directed the criminal act. For purposes of this exclusion, a determination in any legal proceeding includes, but is not limited to, a criminal conviction, a judgment, decree, ruling or order pronounced by any court of competent jurisdiction or an order or ruling pronounced by any administrative agency. F. The following Definition is added to the following: • Commercial Articles Coverage Form • Camera And Musical Instrument Dealers Coverage Form • Equipment Dealers Coverage Form • Physicians And Surgeons Equipment Coverage Form • Signs Coverage Form • Theatrical Property Coverage Form • Film Coverage Form • Floor Plan Coverage Form • Jewelers Block Coverage Form • Accounts Receivable Coverage Form • Valuable Papers And Records Coverage Form "Perpetrator" means: (1) You, any of your partners, employees (including temporary employees and leased workers), officers, directors, trustees or authorized representatives; (2) A manager or a member if you are a limited liability company; or (3) Anyone else with an interest in the property, or their employees (including temporary employees and leased workers) or authorized representatives; whether acting alone or in collusion with each other or with any other party who commits the dishonest or criminal act. Page 2 of 2 (D Insurance Services Office, Inc., 2020 REVIEWED & APPROVED BY. 5 A4+e Aeevaa Risk Management Specialist 0 ZURICH CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM Insureds Name Policy Number Effective Endorsement Date Number 1 SHOFAR LLC f.s.o. Slum Village FLM1084498-00 06/18/2022 A THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies your insurance: INLAND MARINE A. Cap on Losses From Certified Terrorism Losses "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in accordance with provisions of the federal Terrorism Risk Insurance Act ("TRIA"), to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury shall certify an act of terrorism: 1. To be an act of terrorism; 2. To be a violent act or an act that is dangerous to human life, property or infrastructure; 3. To have resulted in damage within the United States, or outside of the United States in the case of an air carrier (as defined in section 40102 of Title 49, United States Code) or a United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States), or the premises of a United States mission; and 4. To have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. No act may be certified as an act of terrorism if the act is committed as part of the course of a war declared by Congress (except for workers' compensation) or if losses resulting from the act, in the aggregate for insurance subject to TRIA, do not exceed $5,000,000. If aggregate insured losses attributable to one or more "certified acts of terrorism" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of Treasury. B. Application of Other Exclusions The terms and limitations of a terrorism exclusion or any other exclusion, or the inapplicability or omission of a terrorism exclusion or any other exclusion, do not serve to create coverage which would otherwise be excluded, limited or restricted under this policy. Ride kluagmad Divisian z REVIEWED & APPROVED BY. Copyright © 2015 Zurich American Insurance Company ,e Aeevaa Includes copyrighted material of Insurance Services Office, Inc., with its permission '��--'� Risk Management Specialist Commercial General Liability Coverage Part Declarations Policy Number: FLM1084498-00 Renewal of: NEW This Insurance Is Provided By The Company Shown Below: Zurich American Insurance Company 1299 Zurich Way Schaumburg, IL 60196 Named Insured and Mailing Address: SHOFAR LLC f.s.o. Slum Village 56655 Grand River Ave New Hudson, MI 48165 Producer Name: Abacus Insurance Brokers, LLC 2512 Wilshire Boulevard Santa Monica, CA 90403 Policy Period: From:06/18/2022 To:06/19/2022 Producer No.:49605333 12:01 A.M. local time at your address shown above. IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY. Item 1. Business Description: Miscellaneous Event Operations Item 2. Limits of Insurance EACH OCCURRENCE LIMIT $ 1,000,000 FIRE DAMAGE LIMIT $ 100,000 Any one premises MEDICAL EXPENSE LIMIT $ 5,000 Any one person PERSONAL & ADVERTISING INJURY LIMIT $ 1,000,000 Any one person or organization GENERAL AGGREGATE LIMIT $ 2,000,000 PRODUCTS/COMPLETED OPERATIONS AGGREGATE LIMIT $ 1,000,000 Item 3. Form of Business and Location Premises Form of Business: Limited Liability Corporation (LLC) Location of All Premises You Own, Rent or Occupy: See Schedule of Locations Item 4. Form(s) and Endorsement(s) made a part of this Policy at time of issue: See Schedule of Forms and Endorsements RAMwiagemadDiMsian E REVIEWED & APPROVED BY. e Aeevaa Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Item 5. Premiums CLASSIFICATION AND PREMIUM CLASSIFICATION CODE NO. PREMIUM BASE RATE ADVANCE PREMIUM Prem/ Ops Prod/Comp Ops Prem/ op. Prod/Comp Ops Special Events 44280 1 Declared Event See Schedule 700.00 Coverage Limit Premium General Aggregate 2,000,000 700.00 City / Other Special Certificates Included 100.00 Waiver of Subrogation Included 100.00 Terrorism Included 9.00 PREMIUM FOR ENDORSEMENTS TOTAL PREMIUM (SUBJECT TO AUDIT) TAXES AND SURCHARGES (if applicable) TOTAL PREMIUM SHOWN IS PAYABLE: AT INCEPTION •1. 11 909.00 0.00 909.00 •1. 11 AUDIT PERIOD (IF APPLICABLE) I I ANNUALLY I I SEMI-ANNUALLY I I QUARTERLY I I MONTHLY THESE DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART DECLARATIONS, COVERAGE PART FORM(S), FORMS AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE ABOVE NUMBERED POLICY. Ride Muagment DlMsian ww'REVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist Policy NumberFLM1084498-00 SCHEDULE OF FORMS AND ENDORSEMENTS Named Insured: SHOFAR LLC f.s.o. Slum Village Effective Date: 06/18/2022 12:01 A.M., Standard Time Agent Name. Abacus Insurance Brokers, LLC Agent No.49605333 General Liability Form # Edition Title UABLD10OBCW 0119 Commercial General Liability Coverage Part Declarations UGU619ACW 1002 Schedule of Forms and Endorsements UABI110ACW 1020 Schedule of Events CG0001 0413 Commercial General Liability Coverage Form CG2011 1219 Additional Insured - Managers of Lessors of Premises CG2012 1219 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations CG2026 1219 Additional Insured - Designated Person or Organization CG2028 1219 Additional Insured - Lessor of leased equipment CG2404 1219 Waiver of Transfer of Rights of Recovery Against Others to Us U-GL-1327-BCW 0413 Other Insurance Amendment - Primary And Non- Contributory UABL128ACW 0117 Additional Insured - Owners Or Lessees Scheduled Person Or Organization Primary and Noncontributory Coverage UABL121 ACW 0117 Limited Stationary Aircraft Coverage CG2106 0514 Exclusion - Access or Disclosure of Confidential or Personal Information and Data -Related Liability - With Limited Bodily Injury Exception U-GL-1 171 -B-CW 0719 Fungi Bacteria Exclusion U-GL-1178-A-CW 0703 Asbestos Exclusion CG2147 1207 Employment Related Practices Exclusion U-GL-1517-BCW 0413 Collection or Distribution of Material or Information in Violation of Law Exclusion UABL131ACW 0117 Non -Performing Animal Exclusion UABL102ACW 0117 Property Damage To Rented Premises Exclusion UABL129ACW 0117 Assault And Battery Exclusion UGL1250ACW 0905 Abusive Act Liability Exclusion UABL122ACW 0117 Newly Acquired Or Formed Entity Exclusion UABL107ACW 0117 Exclusion - Insureds Conducting Media, Entertainment, Or Internet Type Operations UABL130ACW 0117 Informational Content Exclusion UABL135ACW 0117 Media Content Exclusion UABL137ACW 0117 Cross Suits Exclusion UABL138ACW 0117 Personal And Advertising Injury - Exclusion Of False Arrest, Detention, Imprisonment, Libel, Slander, Right Of Privacy, Advertising Idea, And Copyright, Trademark Or Trade Secret UABL106ACW 0117 Unscheduled Production, Presentation Or Event Exclusion UABL103ACW 0117 Stunt, Pyrotechnic And Animal Exposure Exclusion UABL148ACW 1019 Liquor Liability Exclusion UABL144ACW 1019 Event Conditional Exclusion CG2132 0509 Communicable Disease Exclusion UABL146ACW 1019 Unscheduled Products Exclusion UABL145ACW 1019 Hazardous Activities, Pyrotechnic Activities and Animal Exposure Exclusion UABL147ACW 1019 Loss Arising Out of Participation in a Sports or Athletic Event, Competition, Contest or Exhibition Exclusion UABL143ACW 1019 Moshing Exclusion UABL150ACW 1019 Camping Conditional Exclusion UABL119AMI 0117 Minimum Earned Premium Endorsement - Michigan CGO168 1120 Michigan Changes IL0021 0908 Nuclear Energy Liability Exclusion Endorsement (Broad Form) UABL105ACW 0117 Commercial General Liability Changes U-GU-767-BCW 0115 Cap on Losses From Certified Acts of Terrorism RAMuaigmadDlMsian E REVIEWED & APPROVED BY: e Aeevaa '�--'Rfsk Management Specialist Schedule of Events THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part This insurance applies only to the Event(s) scheduled below or as provided by separate endorsement to the Coverage Part(s) shown above. Estimated Rate / No. Event Name and Type Attendance Start / End Dates Premium Santa Ana Juneteenth Celebration Spectators: 5,000 (5,000 for 1 days) Included Rap & Hip -Hop 06/18/2022-06/19/2022 Centennial Park, 3000 W Edinger Ave, Santa Ana, CA 92704 All other terms, conditions, provisions and exclusions of this policy remain the same. Ride Muagmad DlMsian e ° REVIEWED & APPROVED BY: Includes copyrighted material of Insurance Services Office, Inc., with its permissic o; e Aeevulo '��m— Rfsk Management Specialist COMMERCIAL GENERAL LIABILITY CG 00 01 0413 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and 'our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under Section II — Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V — Definitions. SECTION I — COVERAGES COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit' seeking those damages. However, we will have no duty to defend the insured against any "suit' seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, investigate any 'occurrence" and settle any claim or "suit' that may result. But: (1) The amount we will pay for damages is limited as described in Section III — Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments — Coverages A and B. b. This insurance applies to "bodily injury" and "property damage" only if: (1) The "bodily injury" or "property damage" is caused by an 'occurrence" that takes place in the "coverage territory"; (2) The "bodily injury" or "property damage" occurs during the policy period; and (3) Prior to the policy period, no insured listed under Paragraph 1. of Section II — Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim, knew that the "bodily injury" or "property damage" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period. c. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II — Who Is An Insured or any "employee" authorized by you to give or receive notice of an 'occurrence" or claim, includes any continuation, change or resumption of that "bodily injury" or "property damage" after the end of the policy period. d. "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section II — Who Is An Insured or any "employee" authorized by you to give or receive notice of an 'occurrence" or claim: (1) Reports all, or any part, of the "bodily injury" or "property damage" to us or any other insurer; (2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage"; or (3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur. e. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury". CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 2. Exclusions This insurance does not apply to: a. Expected Or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. b. Contractual Liability "Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages: (1) That the insured would have in the absence of the contract or agreement; or (2) Assumed in a contract or agreement that is an "insured contract", provided the "bodily injury" or "property damage" occurs subsequent to the execution of the contract or agreement. Solely for the purposes of liability assumed in an "insured contract", reasonable attorneys' fees and necessary litigation expenses incurred by or for a party other than an insured are deemed to be damages because of "bodily injury" or "property damage", provided: (a) Liability to such party for, or for the cost of, that party's defense has also been assumed in the same "insured contract"; and (b) Such attorneys' fees and litigation expenses are for defense of that party against a civil or alternative dispute resolution proceeding in which damages to which this insurance applies are alleged. c. Liquor Liability "Bodily injury" or "property damage" for which any insured may be held liable by reason of: (1) Causing or contributing to the intoxication of any person; (2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or (3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in: (a) The supervision, hiring, employment, training or monitoring of others by that insured; or (b) Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol; if the "occurrence" which caused the "bodily injury" or "property damage", involved that which is described in Paragraph (1), (2) or (3) above. However, this exclusion applies only if you are in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. For the purposes of this exclusion, permitting a person to bring alcoholic beverages on your premises, for consumption on your premises, whether or not a fee is charged or a license is required for such activity, is not by itself considered the business of selling, serving or furnishing alcoholic beverages. d. Workers' Compensation And Similar Laws Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law. e. Employer's Liability "Bodily injury" to: (1) An "employee" of the insured arising out of and in the course of: (a) Employment by the insured; or (b) Performing duties related to the conduct of the insured's business; or (2) The spouse, child, parent, brother or sister of that "employee" as a consequence of Paragraph (1) above. This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclusion does not apply to liability assumed by the insured under an "insured contract". Page 2 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist If. Pollution (d) At or from any premises, site or location (1) "Bodily injury" or "property damage" arising on which any insured or any contractors out of the actual, alleged or threatened or subcontractors working directly or discharge, dispersal, seepage, migration, indirectly on any insured's behalf are release or escape of "pollutants": performing operations if the "pollutants" are brought on or to the premises, site (a) At or from any premises, site or location or location in connection with such which is or was at any time owned or operations by such insured, contractor occupied by, or rented or loaned to, any or subcontractor. However, this insured. However, this subparagraph subparagraph does not apply to: does not apply to: (i) "Bodily injury" or "property damage" (i) "Bodily injury" if sustained within a arising out of the escape of fuels, building and caused by smoke, lubricants or other operating fluids fumes, vapor or soot produced by or which are needed to perform the originating from equipment that is normal electrical, hydraulic or used to heat, cool or dehumidify the mechanical functions necessary for building, or equipment that is used to the operation of "mobile equipment" heat water for personal use, by the or its parts, if such fuels, lubricants building's occupants or their guests; or other operating fluids escape from (i i) "Bodily injury" or "property damage" a vehicle part designed to hold, store for which you may be held liable, if or receive them. This exception does you are a contractor and the owner not apply if the "bodily injury" or or lessee of such premises, site or "property damage" arises out of the location has been added to your intentional discharge, dispersal or policy as an additional insured with release of the fuels, lubricants or respect to your ongoing operations other operating fluids, or if such performed for that additional insured fuels, lubricants or other operating at that premises, site or location and fluids are brought on or to the such premises, site or location is not premises, site or location with the and never was owned or occupied intent that they be discharged, by, or rented or loaned to, any dispersed or released as part of the insured, other than that additional operations being performed by such insured; or insured, contractor or subcontractor; (iii) "Bodily injury" or "property damage" (i i) "Bodily injury" or "property damage" arising out of heat, smoke or fumes sustained within a building and from a "hostile fire"; caused by the release of gases, (b) At or from any premises, site or location fumes or vapors from materials which is or was at any time used by or brought into that building in for any insured or others for the connection with operations being handling, storage, disposal, processing performed by you or on your behalf or treatment of waste; by a contractor or subcontractor; or (c) Which are or were at any time (iii) "Bodily injury" or "property damage" transported, handled, stored, treated, arising out of heat, smoke or fumes "hostile disposed of, or processed as waste by from a fire". or for: (e) At or from any premises, site or location (i) Any insured; or on which any insured or any contractors or subcontractors working directly or (ii) Any person or organization for whom indirectly on any insured's behalf are you may be legally responsible; or performing operations if the operations are to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants". CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist (2) Any loss, cost or expense arising out of any: (a) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants"; or (b) Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, "pollutants". However, this paragraph does not apply to liability for damages because of "property damage" that the insured would have in the absence of such request, demand, order or statutory or regulatory requirement, or such claim or "suit" by or on behalf of a governmental authority. g. Aircraft, Auto Or Watercraft "Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft owned or operated by or rented or loaned to any insured. Use includes operation and "loading or unloading". This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" involved the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft that is owned or operated by or rented or loaned to any insured. This exclusion does not apply to: (1) A watercraft while ashore on premises you own or rent; (2) A watercraft you do not own that is: (a) Less than 26 feet long; and (b) Not being used to carry persons or property for a charge; (3) Parking an "auto" on, or on the ways next to, premises you own or rent, provided the "auto" is not owned by or rented or loaned to you or the insured; (4) Liability assumed under any "insured contract" for the ownership, maintenance or use of aircraft or watercraft; or (5) "Bodily injury" or "property damage" arising out of: (a) The operation of machinery or equipment that is attached to, or part of, a land vehicle that would qualify under the definition of "mobile equipment" if it were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged; or (b) The operation of any of the machinery or equipment listed in Paragraph f.(2) or f.(3) of the definition of "mobile equipment". h. Mobile Equipment "Bodily injury" or "property damage" arising out of: (1) The transportation of "mobile equipment" by an "auto" owned or operated by or rented or loaned to any insured; or (2) The use of "mobile equipment" in, or while in practice for, or while being prepared for, any prearranged racing, speed, demolition, or stunting activity. i. War "Bodily injury" or "property damage", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or (3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these. j. Damage To Property "Property damage" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; (3) Property loaned to you; Page 4 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist (4) Personal property in the care, custody or control of the insured; (5) That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property damage" arises out of those operations; or (6) That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage by fire) to premises, including the contents of such premises, rented to you for a period of seven or fewer consecutive days. A separate limit of insurance applies to Damage To Premises Rented To You as described in Section III — Limits Of Insurance. Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph (6) of this exclusion does not apply to "property damage" included in the "products - completed operations hazard". k. Damage To Your Product "Property damage" to "your product' arising out of it or any part of it. I. Damage To Your Work "Property damage" to "your work" arising out of it or any part of it and included in the "products - completed operations hazard". This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor. m. Damage To Impaired Property Or Property Not Physically Injured "Property damage" to "impaired property" or property that has not been physically injured, arising out of: (1) A defect, deficiency, inadequacy or dangerous condition in "your product' or "your work"; or (2) A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to "your product' or "your work" after it has been put to its intended use. n. Recall Of Products, Work Or Impaired Property Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of: (1) "Your product'; (2) "Your work"; or (3) "Impaired property"; if such product, work, or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect, deficiency, inadequacy or dangerous condition in it. o. Personal And Advertising Injury "Bodily injury" arising out of "personal and advertising injury". p. Electronic Data Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data. However, this exclusion does not apply to liability for damages because of "bodily injury". As used in this exclusion, electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD- ROMs, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. q. Recording And Distribution Of Material Or Information In Violation Of Law "Bodily injury" or "property damage" arising directly or indirectly out of any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information. Exclusions c. through n. do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in Section III — Limits Of Insurance. COVERAGE B — PERSONAL AND ADVERTISING INJURY LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any offense and settle any claim or "suit" that may result. But: (1) The amount we will pay for damages is limited as described in Section III — Limits Of Insurance; and (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments — Coverages A and B. b. This insurance applies to "personal and advertising injury" caused by an offense arising out of your business but only if the offense was committed in the "coverage territory" during the policy period. 2. Exclusions This insurance does not apply to: a. Knowing Violation Of Rights Of Another "Personal and advertising injury" caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict "personal and advertising injury". b. Material Published With Knowledge Of Falsity "Personal and advertising injury" arising out of oral or written publication, in any manner, of material, if done by or at the direction of the insured with knowledge of its falsity. c. Material Published Prior To Policy Period "Personal and advertising injury" arising out of oral or written publication, in any manner, of material whose first publication took place before the beginning of the policy period. d. Criminal Acts "Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured. e. Contractual Liability "Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement. f. Breach Of Contract "Personal and advertising injury" arising out of a breach of contract, except an implied contract to use another's advertising idea in your "advertisement". g. Quality Or Performance Of Goods — Failure To Conform To Statements "Personal and advertising injury" arising out of the failure of goods, products or services to conform with any statement of quality or performance made in your "advertisement". h. Wrong Description Of Prices "Personal and advertising injury" arising out of the wrong description of the price of goods, products or services stated in your "advertisement". Page 6 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist i. Infringement Of Copyright, Patent, Trademark Or Trade Secret "Personal and advertising injury" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights. Under this exclusion, such other intellectual property rights do not include the use of another's advertising idea in your "advertisement". However, this exclusion does not apply to infringement, in your "advertisement", of copyright, trade dress or slogan. j. Insureds In Media And Internet Type Businesses "Personal and advertising injury" committed by an insured whose business is: (1) Advertising, broadcasting, publishing or telecasting; (2) Designing or determining content of web sites for others; or (3) An Internet search, access, content or service provider. However, this exclusion does not apply to Paragraphs 14.a., b. and c. of "personal and advertising injury" under the Definitions section. For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others anywhere on the Internet, is not by itself, considered the business of advertising, broadcasting, publishing or telecasting. k. Electronic Chatrooms Or Bulletin Boards "Personal and advertising injury" arising out of an electronic chatroom or bulletin board the insured hosts, owns, or over which the insured exercises control. I. Unauthorized Use Of Another's Name Or Product "Personal and advertising injury" arising out of the unauthorized use of another's name or product in your e-mail address, domain name or metatag, or any other similar tactics to mislead another's potential customers. m. Pollution "Personal and advertising injury" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of "pollutants" at any time. n. Pollution -related Any loss, cost or expense arising out of any (1) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants"; or (2) Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, "pollutants". o. War "Personal and advertising injury", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or (3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these. p. Recording And Distribution Of Material Or Information In Violation Of Law "Personal and advertising injury" arising directly or indirectly out of any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information. CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist COVERAGE C — MEDICAL PAYMENTS 1. Insuring Agreement a. We will pay medical expenses as described below for "bodily injury" caused by an accident: (1) On premises you own or rent; (2) On ways next to premises you own or rent; or (3) Because of your operations; provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and reported to us within one year of the date of the accident; and (c) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. b. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for: (1) First aid administered at the time of an accident; (2) Necessary medical, surgical, X-ray and dental services, including prosthetic devices; and (3) Necessary ambulance, hospital, professional nursing and funeral services. 2. Exclusions We will not pay expenses for "bodily injury": a. Any Insured To any insured, except "volunteer workers". b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured. c. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. d. Workers' Compensation And Similar Laws To a person, whether or not an "employee" of any insured, if benefits for the "bodily injury" are payable or must be provided under a workers' compensation or disability benefits law or a similar law. e. Athletics Activities To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests. f. Products -Completed Operations Hazard Included within the "products -completed operations hazard". g. Coverage A Exclusions Excluded under Coverage A. SUPPLEMENTARY PAYMENTS — COVERAGES A AND B 1. We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend: a. All expenses we incur. b. Up to $250 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. c. The cost of bonds to release attachments, but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds. d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $250 a day because of time off from work. e. All court costs taxed against the insured in the "suit". However, these payments do not include attorneys' fees or attorneys' expenses taxed against the insured. f. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the offer. Page 8 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist g. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of insurance. 2. If we defend an insured against a "suit" and an indemnitee of the insured is also named as a party to the "suit", we will defend that indemnitee if all of the following conditions are met: a. The "suit" against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an "insured contract"; b. This insurance applies to such liability assumed by the insured; c. The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in the same "insured contract"; d. The allegations in the "suit" and the information we know about the "occurrence" are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee; e. The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such "suit" and agree that we can assign the same counsel to defend the insured and the indemnitee; and f. The indemnitee: (1) Agrees in writing to: (a) Cooperate with us in the investigation, settlement or defense of the "suit"; (b) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the "suit"; (c) Notify any other insurer whose coverage is available to the indemnitee; and (d) Cooperate with us with respect to coordinating other applicable insurance available to the indemnitee; and (2) Provides us with written authorization to: (a) Obtain records and other information related to the "suit"; and (b) Conduct and control the defense of the indemnitee in such "suit". So long as the above conditions are met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of Paragraph 2.b.(2) of Section I — Coverage A — Bodily Injury And Property Damage Liability, such payments will not be deemed to be damages for "bodily injury" and "property damage" and will not reduce the limits of insurance. Our obligation to defend an insured's indemnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when we have used up the applicable limit of insurance in the payment of judgments or settlements or the conditions set forth above, or the terms of the agreement described in Paragraph f. above, are no longer met. SECTION II — WHO IS AN INSURED 1. If you are designated in the Declarations as: a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business of which you are the sole owner. b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business. c. A limited liability company, you are an insured. Your members are also insureds, but only with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers. d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders. e. A trust, you are an insured. Your trustees are also insureds, but only with respect to their duties as trustees. CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwugmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 2. Each of the following is also an insured: a. Your "volunteer workers" only while performing duties related to the conduct of your business, or your "employees", other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. However, none of these "employees" or "volunteer workers" are insureds for: (1) "Bodily injury" or "personal and advertising injury": (a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co -"employee" while in the course of his or her employment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business; c. Any person or organization having proper temporary custody of your property if you die, but only: (1) With respect to liability arising out of the maintenance or use of that property; and (2) Until your legal representative has been appointed. d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. 3. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier; b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and (b) To the spouse, child, parent, brother or c. Coverage B does not apply to "personal and sister of that co -"employee" or advertising injury" arising out of an offense "volunteer worker" as a consequence of committed before you acquired or formed the Paragraph (1)(a) above; organization. (c) For which there is any obligation to No person or organization is an insured with respect share damages with or repay someone to the conduct of any current or past partnership, joint else who must pay damages because of venture or limited liability company that is not shown the injury described in Paragraph (1)(a) as a Named Insured in the Declarations. or (b) above; or SECTION III — LIMITS OF INSURANCE (d) Arising out of his or her providing or failing to provide professional health care services. (2) "Property damage" to property: (a) Owned, occupied or used by; (b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by; you, any of your "employees", "volunteer workers", any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company). b. Any person (other than your "employee" or "volunteer worker"), or any organization while acting as your real estate manager. 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or "suits" brought; or c. Persons or organizations making claims or bringing "suits". 2. The General Aggregate Limit is the most we will pay for the sum of: a. Medical expenses under Coverage C; b. Damages under Coverage A, except damages because of "bodily injury" or "property damage" included in the "products -completed operations hazard"; and c. Damages under Coverage B. Page 10 of 16 © Insurance Services Office, Inc., 2012 RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 3. The Products -Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of "bodily injury" and "property damage" included in the "products -completed operations hazard". 4. Subject to Paragraph 2. above, the Personal And Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all "personal and advertising injury" sustained by any one person or organization. 5. Subject to Paragraph 2. or 3. above, whichever applies, the Each Occurrence Limit is the most we will pay for the sum of: a. Damages under Coverage A; and b. Medical expenses under Coverage C because of all "bodily injury" and "property damage" arising out of any one "occurrence". 6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner. 7. Subject to Paragraph 5. above, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person. The Limits of Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS 1. Bankruptcy Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obligations under this Coverage Part. 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit a. You must see to it that we are notified as soon as practicable of an "occurrence" or an offense which may result in a claim. To the extent possible, notice should include: (1) How, when and where the "occurrence" or offense took place; (2) The names and addresses of any injured persons and witnesses; and (3) The nature and location of any injury or damage arising out of the "occurrence" or offense. b. If a claim is made or "suit" is brought against any insured, you must: (1) Immediately record the specifics of the claim or "suit" and the date received; and (2) Notify us as soon as practicable. You must see to it that we receive written notice of the claim or "suit" as soon as practicable. c. You and any other involved insured must: (1) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or "suit"; (2) Authorize us to obtain records and other information; (3) Cooperate with us in the investigation or settlement of the claim or defense against the "suit"; and (4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of injury or damage to which this insurance may also apply. d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, without our consent. 3. Legal Action Against Us No person or organization has a right under this Coverage Part: a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured; but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the insured and the claimant or the claimant's legal representative. CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part, our obligations are limited as follows: a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in Paragraph c. below. b. Excess Insurance (1) This insurance is excess over: (a) Any of the other insurance, whether primary, excess, contingent or on any other basis: (i) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (ii) That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner; (iii) That is insurance purchased by you to cover your liability as a tenant for "property damage" to premises rented to you or temporarily occupied by you with permission of the owner; or (iv) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of Section I — Coverage A — Bodily Injury And Property Damage Liability. (b) Any other primary insurance available to you covering liability for damages arising out of the premises or operations, or the products and completed operations, for which you have been added as an additional insured. (2) When this insurance is excess, we will have no duty under Coverages A or B to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. (3) When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (a) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and (b) The total of all deductible and self - insured amounts under all that other insurance. (4) We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will compute all premiums for this Coverage Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request. 6. Representations By accepting this policy, you agree: a. The statements in the Declarations are accurate and complete; Page 12 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist b. Those statements are based upon representations you made to us; and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and b. Separately to each insured against whom claim is made or "suit" is brought. 8. Transfer Of Rights Of Recovery Against Others To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. 9. When We Do Not Renew If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. If notice is mailed, proof of mailing will be sufficient proof of notice. SECTION V — DEFINITIONS 1. "Advertisement" means a notice that is broadcast or published to the general public or specific market segments about your goods, products or services for the purpose of attracting customers or supporters. For the purposes of this definition: a. Notices that are published include material placed on the Internet or on similar electronic means of communication; and b. Regarding web sites, only that part of a web site that is about your goods, products or services for the purposes of attracting customers or supporters is considered an advertisement. 2. "Auto" means: a. A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment; or b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. However, "auto" does not include "mobile equipment". 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time. 4. "Coverage territory" means: a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in Paragraph a. above; or c. All other parts of the world if the injury or damage arises out of: (1) Goods or products made or sold by you in the territory described in Paragraph a. above; (2) The activities of a person whose home is in the territory described in Paragraph a. above, but is away for a short time on your business; or (3) "Personal and advertising injury" offenses that take place through the Internet or similar electronic means of communication; provided the insured's responsibility to pay damages is determined in a "suit" on the merits, in the territory described in Paragraph a. above or in a settlement we agree to. 5. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker". 6. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, bylaws or any other similar governing document. 7. "Hostile fire" means one which becomes uncontrollable or breaks out from where it was intended to be. 8. "Impaired property" means tangible property, other than "your product" or "your work", that cannot be used or is less useful because: a. It incorporates "your product" or "your work" that is known or thought to be defective, deficient, inadequate or dangerous; or b. You have failed to fulfill the terms of a contract or agreement; if such property can be restored to use by the repair, replacement, adjustment or removal of "your product" or "your work" or your fulfilling the terms of the contract or agreement. CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist 9. "Insured contract" means: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured contract"; b. A sidetrack agreement; c. Any easement or license agreement, except in connection with construction or demolition operations on or within 50 feet of a railroad; d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality; e. An elevator maintenance agreement; That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury" or "property damage" to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies a railroad for "bodily injury" or "property damage" arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, road -beds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; or (3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in (2) above and supervisory, inspection, architectural or engineering activities. 10. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not include a "temporary worker". 11."Loading or unloading" means the handling of property: a. After it is moved from the place where it is accepted for movement into or onto an aircraft, watercraft or "auto"; b. While it is in or on an aircraft, watercraft or "auto"; or c. While it is being moved from an aircraft, watercraft or "auto" to the place where it is finally delivered; but "loading or unloading" does not include the movement of property by means of a mechanical device, other than a hand truck, that is not attached to the aircraft, watercraft or "auto". 12."Mobile equipment" means any of the following types of land vehicles, including any attached machinery or equipment: a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles maintained for use solely on or next to premises you own or rent; c. Vehicles that travel on crawler treads; d. Vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted: (1) Power cranes, shovels, loaders, diggers or drills; or (2) Road construction or resurfacing equipment such as graders, scrapers or rollers; e. Vehicles not described in Paragraph a., b., c. or d. above that are not self-propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types: (1) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment; or (2) Cherry pickers and similar devices used to raise or lower workers; f. Vehicles not described in Paragraph a., b., c. or d. above maintained primarily for purposes other than the transportation of persons or cargo. Page 14 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist However, self-propelled vehicles with the following types of permanently attached equipment are not "mobile equipment" but will be considered "autos": (1) Equipment designed primarily for: (a) Snow removal; (b) Road maintenance, but not construction or resurfacing; or (c) Street cleaning; (2) Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers; and (3) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment. However, "mobile equipment" does not include any land vehicles that are subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. Land vehicles subject to a compulsory or financial responsibility law or other motor vehicle insurance law are considered "autos". 13. "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions. 14. "Personal and advertising injury" means injury, including consequential "bodily injury", arising out of one or more of the following offenses: a. False arrest, detention or imprisonment; b. Malicious prosecution; c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor; d. Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; e. Oral or written publication, in any manner, of material that violates a person's right of privacy; If. The use of another's advertising idea in your "advertisement"; or g. Infringing upon another's copyright, trade dress or slogan in your "advertisement". 15."Pollutants" mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. 16. "Products -completed operations hazard": a. Includes all "bodily injury" and "property damage" occurring away from premises you own or rent and arising out of "your product" or "your work" except: (1) Products that are still in your physical possession; or (2) Work that has not yet been completed or abandoned. However, "your work" will be deemed completed at the earliest of the following times: (a) When all of the work called for in your contract has been completed. (b) When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site. (c) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project. Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed. b. Does not include "bodily injury" or "property damage" arising out of: (1) The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any insured; (2) The existence of tools, uninstalled equipment or abandoned or unused materials; or (3) Products or operations for which the classification, listed in the Declarations or in a policy Schedule, states that products - completed operations are subject to the General Aggregate Limit. 17. "Property damage" means: a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the "occurrence" that caused it. For the purposes of this insurance, electronic data is not tangible property. CG 00 01 0413 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist As used in this definition, electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD- ROMs, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. 18."Suit' means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged. "Suit' includes: a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent; or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent. 19."Temporary worker" means a person who is furnished to you to substitute for a permanent "employee" on leave or to meet seasonal or short- term workload conditions. 20."Volunteer worker" means a person who is not your "employee", and who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work performed for you. 21."Your product': a. Means: (1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by: (a) You; (b) Others trading under your name; or (c) A person or organization whose business or assets you have acquired; and (2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. b. Includes: (1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your product'; and (2) The providing of or failure to provide warnings or instructions. c. Does not include vending machines or other property rented to or located for the use of others but not sold. 22. "Your work": a. Means: (1) Work or operations performed by you or on your behalf; and (2) Materials, parts or equipment furnished in connection with such work or operations. b. Includes: (1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your work"; and (2) The providing of or failure to provide warnings or instructions. Page 16 of 16 © Insurance Services Office, Inc., 2012 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist POLICY NUMBER: FLM1084498-00 COMMERCIAL GENERAL LIABILITY CG 20 11 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designation Of Premises (Part Leased To You): As per schedule on file with company. Name Of Person(s) Or Organization(s) (Additional Insured): As per schedule on file with company. Additional Premium: $ Included Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by you or those acting on your behalf in connection with the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions: This insurance does not apply to 1. Any 'occurrence" which takes place after you cease to be a tenant in that premises. 2. Structural alterations, new construction or demolition operations performed by or on behalf of the person(s) or organization(s) shown in the Schedule. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. CG 20 11 12 19 © Insurance Services Office, Inc., 2018 RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist POLICY NUMBER: FLM1084498-00 COMMERCIAL GENERAL LIABILITY CG20121219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL SUBDIVISION - PERMITS OR AUTHORIZATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE State Or Governmental Agency Or Subdivision Or Political Subdivision: On File with Company. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to 2. This insurance does not apply to: include as an additional insured any state or a. "Bodily injury", "property damage" or governmental agency or subdivision or political "personal and advertising injury" arising out subdivision shown in the Schedule, subject to the of operations performed for the federal following provisions: government, state or municipality; or 1. This insurance applies only with respect to b. "Bodily injury" or "property damage" operations performed by you or on your behalf included within the "products -completed for which the state or governmental agency or operations hazard". subdivision or political subdivision has issued a permit or authorization. B. With respect to the insurance afforded to these additional insureds, the following is added to However: Section III — Limits Of Insurance: a. The insurance afforded to such additional If coverage provided to the additional insured is insured only applies to the extent permitted required by a contract or agreement, the most we by law; and will pay on behalf of the additional insured is the b. If coverage provided to the additional amount of insurance: insured is required by a contract or 1. Required by the contract or agreement; or agreement, the insurance afforded to such additional insured will not be broader than 2• Available under the applicable limits of that which you are required by the contract insurance; or agreement to provide for such additional whichever is less. insured. This endorsement shall not increase the applicable limits of insurance. CG 20 12 12 19 © Insurance Services Office, Inc., 2018 RAMmWmadDlMsian E oy N,`p' REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist POLICY NUMBER: FLM1084498-00 COMMERCIAL GENERAL LIABILITY CG20261219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): On File with Company. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. CG 20 26 12 19 © Insurance Services Office, Inc., 2018 RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist POLICY NUMBER: FLM1084498-00 COMMERCIAL GENERAL LIABILITY CG20281219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - LESSOR OF LEASED EQUIPMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): On File with Company. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person(s) or organization(s). However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, this insurance does not apply to any 'occurrence" which takes place after the equipment lease expires. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. CG 20 28 12 19 © Insurance Services Office, Inc., 2018 RAMuaigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist POLICY NUMBER: FLM1084498-00 COMMERCIAL GENERAL LIABILITY CG24041219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITES PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS SCHEDULE Name Of Person(s) Or Organization(s): On File with Company. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV — Conditions: We waive any right of recovery against the person(s) or organization(s) shown in the Schedule above because of payments we make under this Coverage Part. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person(s) or organization(s) prior to loss. This endorsement applies only to the person(s) or organization(s) shown in the Schedule above. CG 24 04 12 19 © Insurance Services Office, Inc., 2018 RAMwiagemadDiMsian E REVIEWED & APPROVED BY: e '�--'Risk Management Specialist Other Insurance Amendment — Primary And Non - Contributory ZURICHr Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. AWL Prem Return Prem. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured: Address (including ZIP Code): As per Schedule on file. This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part As per Schedule on file. 1. The following paragraph is added to the Other Insurance Condition of Section IV — Commercial General Liability Conditions: This insurance is primary insurance to and will not seek contribution from any other insurance available to an additional insured under this policy provided that: a. The additional insured is a Named Insured under such other insurance; and b. You are required by a written contract or written agreement that this insurance would be primary and would not seek contribution from any any other insurance available to the additional insured. 2. The following paragraph is added to Paragraph 4.b. of the Other Insurance Condition of Section IV — Commercial General Liability Conditions: This insurance is excess over: Any of the other insurance, whether primary, excess, contingent or on any other basis, available to an additional insured, in which the additional insured on our policy is also covered as an additional insured on another policy providing coverage for the same 'occurrence", offense, claim or "suit". This provision does not apply to any policy in which the additional insured is a Named Insured on such other policy and where our policy is required by written contract or written agreement to provide coverage to the additional insured on a primary and non-contributory basis. All other terms and conditions of this policy remain unchanged. Ride kluagmad Divisian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Additional Insured —Owners Or Lessees Scheduled Person Or Organization Primary And Noncontributory Coverage ZURICH" THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): As per schedule on file with company. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule above, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by: 1. Your acts or omissions; or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for the additional insured(s) shown in the Schedule or Declarations. B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply: This insurance does not apply to "bodily injury" or "property damage" occurring after: 1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds, the following is ad Insurance of Section IV. Commercial General Liability Conditions: o _ REviEWED&APPROvmBY: p Rfsk Management SpecialistIncludes copyrighted material of Insurance Services Office, Inc., with its permissic This insurance is primary insurance as respects our coverage to the additional insured person or organization shown in the Schedule above, where the written contract or written agreement requires that this insurance be primary and non-contributory. In that event, we will not seek contribution from any other insurance policy available to the additional insured on which the additional insured person or organization is a Named Insured. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian Ww'REVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist Limited Stationary Aircraft Coverage THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The third Paragraph of exclusion g. Aircraft, Auto Or Watercraft under Section I - Coverages, Coverage A Bodily Injury And Property Damage Liability, Paragraph 2. Exclusions is amended to add the following: This exclusion does not apply to: Stationary aircraft while being used as a set or prop as part of an insured performance, production or event. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic COMMERCIAL GENERAL LIABILITY CG 21 06 0514 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EXCLUSION - ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA -RELATED LIABILITY - WITH LIMITED BODILY INJURY EXCEPTION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Exclusion 2.p. of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: p. Access Or Disclosure Of Confidential Or Personal Information And Data -related Liability Damages arising out of: (1) Any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or (2) The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data. This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of that which is described in Paragraph (1) or (2) above. However, unless Paragraph (1) above applies, this exclusion does not apply to damages because of "bodily injury". As used in this exclusion, electronic data means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMs, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. B. The following is added to Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: 2. Exclusions This insurance does not apply to: Access Or Disclosure Of Confidential Or Personal Information "Personal and advertising injury" arising out of any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information. This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of any access to or disclosure of any person's or organization's confidential or personal information. Ride Division REVIEWED & APPROVED BY. CG 21 06 0514 © Insurance Services Office, Inc., 2013 e Aeevaa Wolters Kluwer Finar — Risk Management specialist Fungi Or Bacteria Exclusion Endorsement ZURICH THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part The following exclusion is added to paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: 2. Exclusions This insurance does not apply to: Fungi or Bacteria A. "Bodily injury", "property damage" or "personal and advertising injury" caused directly or indirectly by the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of any: 1. "Fungi" or "bacteria"; or 2. Substance, vapor or gas produced by or arising out of any "fungi" or "bacteria". B. Loss, costs or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to, or assessing the effects of, "fungi" or "bacteria", by any insured or by any other person or entity. C. For the purposes of this exclusion, the following definitions are added: 1. "Fungi" means any type or form of fungus, including mold or mildew and any mycotoxins, "spores", scents or by-products produced or released by fungi. 2. "Spores" means reproductive bodies produced by or arising out of "fungi". 3. "Bacteria" means any type or form of bacteria and any materials or substances that are produced or released by bacteria. This exclusion applies to all diseases contracted by contact with "fungi" or "bacteria" in water, water vapor or water droplets, including but not limited to Legionnaire's Disease. This exclusion does not apply to any "bodily injury" or "property damage" caused by any "fungi" or "bacteria" that are, are on, or are contained in, any other edible good or edible product intended for human or animal consumption. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E REVIEWED & APPROVEDBY: with its permissic e Aeevaa ' 91WIM Risk Management Specialist ASBESTOS EXCLUSION ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: COMMERCIAL GENERAL LIABILITY COVERAGE PART With respects to coverage provided by this endorsement, the provisions of the coverage form apply unless modified by this endorsement. This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. Endorsement Effective Date 06/18/2022 Policy No. FLM1084498-00 Named Insured SHOFAR LLC f.s.o. Slum Village Countersigned by (Authorized Representative) The following exclusion is added to paragraph 2. Exclusions of Section I - Coverage A — Bodily Injury And Property Damage Liability and Coverage B - Personal And Advertising Injury Liability: 2. Exclusions This insurance does not apply to: Asbestos A. "Bodily injury", "property damage" or "personal and advertising injury" arising out of or which would not have occurred, in whole or in part, but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos, regard- less of whether any other cause, event, material or product contributed concurrently or in any se- quence to the injury or damage; or B. Any sums that any insured or other entity must pay, repay or reimburse because of any: 1. Request, demand, order, statutory or regulatory requirement, direction or determination that any insured or others test for, investigate, monitor, clean up, remove, study, contain, treat, encapsulate, control or take any other action regarding asbestos; or 2. Claim or "suit' for damages arising out of or relating in any way to any request, demand, or- der, statutory or regulatory requirement, direction or determination that any insured or others test for, investigate, monitor, clean up, remove, study, contain, treat, encapsulate, control or take any other action regarding asbestos; or C. Any other loss, cost or expense arising out of or relating in any way to asbestos. Ride Division ZW REVIEWED & APPROVED BY. e eev'� Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc. with its rV— al COMMERCIAL GENERAL LIABILITY CG 21 47 12 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT -RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2., B. The following exclusion is added to Paragraph 2., Exclusions of Section I — Coverage A — Bodily Exclusions of Section I — Coverage B — Per - Injury And Property Damage Liability: sonal And Advertising Injury Liability: This insurance does not apply to: This insurance does not apply to: "Bodily injury" to: "Personal and advertising injury" to: (1) A person arising out of any: (1) A person arising out of any: (a) Refusal to employ that person; (a) Refusal to employ that person; (b) Termination of that person's employment; (b) Termination of that person's employment; or or (c) Employment -related practices, policies, (c) Employment -related practices, policies, acts or omissions, such as coercion, demo- acts or omissions, such as coercion, demo- tion, evaluation, reassignment, discipline, tion, evaluation, reassignment, discipline, defamation, harassment, humiliation, dis- defamation, harassment, humiliation, dis- crimination or malicious prosecution di- crimination or malicious prosecution di- rected at that person; or rected at that person; or (2) The spouse, child, parent, brother or sister of (2) The spouse, child, parent, brother or sister of that person as a consequence of "bodily injury" that person as a consequence of "personal and to that person at whom any of the employment- advertising injury" to that person at whom any related practices described in Paragraphs (a), of the employment -related practices described (b), or (c) above is directed. in Paragraphs (a), (b), or (c) above is directed. This exclusion applies: This exclusion applies: (1) Whether the injury -causing event described in (1) Whether the injury -causing event described in Paragraphs (a), (b) or (c) above occurs before Paragraphs (a), (b) or (c) above occurs before employment, during employment or after em- employment, during employment or after em- ployment of that person; ployment of that person; (2) Whether the insured may be liable as an em- (2) Whether the insured may be liable as an em- ployer or in any other capacity; and ployer or in any other capacity; and (3) To any obligation to share damages with or (3) To any obligation to share damages with or repay someone else who must pay damages repay someone else who must pay damages because of the injury. because of the injury. RAMuaigmadDlMsian zREVIEWED & APPROVED BY. e Aeevaa CG 21 47 12 07 ©ISO Properties, Inc., 2006 1-44IRM' Hi5k Management Specialist Recording Information And Distribution Of Material In Violation Of Law Exclusion 1 Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. AWL Prem Return Prem. 8-00 FLM108449 06/18/2022 06/19/2022 06/18/2022 149605333 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. Exclusion q. Recording And Distribution Of Material Or Information In Violation Of Law of Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: q. Recording And Distribution Of Material Or Information In Violation Of Law "Bodily injury" or "property damage" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, or any other legal liability, at common law or otherwise, that addresses, prohibits, or limits the printing, dissemination, disposal, monitoring, collecting, recording, use of, sending, transmitting, communicating or distribution of material or information. B. Exclusion p. Recording And Distribution Of Material Or Information In Violation Of Law of Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability is replaced by the following: 2. Exclusions This insurance does not apply to: p. Recording And Distribution Of Material Or Information In Violation Of Law "Personal and advertising injury" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, or any other legal liability, at common law or otherwise, that addresses, prohibits, or limits the printing, dissemination, disposal, monitoring, collecting, recording, use of, sending, transmitting, communicating or distribution of material or information. All other terms and conditions of this policy remain unchanged. RAMuagmadDlMsian Ww'REVIEWED & APPROVED BY:Includes copyrighted material of Insurance Services Office, Inc., with its permissic� Risk Management Specialist Non -Performing Animal Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The following exclusion is added to Section I — Coverages, Coverage A. Bodily Injury And Property Damage, Paragraph 2. Exclusions and to Coverage B. Personal And Advertising Injury Liability, Paragraph 2. Exclusions: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from, or otherwise relating in whole or in part to a "non -performing animal". 2. For purposes of this endorsement, "non -performing animal" includes the actions or presence of any animal. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic ft) Property Damage To Rented Premises Exclusion Z RIC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form Section I — Coverages, Coverage A — Bodily Injury and Property Damage Liability, Paragraph 2. Exclusions, Subparagraph j. Damage To Property is replaced by the following: j. Damage To Property "Property damage" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of the insured; (5) That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property damage" arises out of those operations; or (6) That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph (6) of this exclusion does not apply to "property damage" included in the "products -completed operations hazard". All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E REVIEWED & APPROVED BY: e Aeevaa Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Assault And Battery Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form A. This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from, or otherwise relating in whole or in part, to: 1. The assault or battery of any person done by or at the direction of any insured, or 2. The negligent: a. Employment; b. Investigation; c. Supervision; d. Reporting to the proper authorities, or failure to so report; or e. Retention, of a person for whom any insured is or ever was legally responsible and whose conduct would be excluded by paragraph 1. above. B. However, this exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic X] Abusive Act Liability Exclusion Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer AWL Prem Return Prem. FLM1084498-00 06/18/2022 06/19/2022 06/18/2022 49605333 s THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to paragraph 2. Exclusions of Section I —Coverage A —Bodily Injury And Property Damage Liability and paragraph 2. Exclusions of Section I —Coverage B—Personal And Advertising Injury Liability: 1. This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of or relating in any way to an "abusive act"; or 2. Any loss, cost or expense arising out of or relating in any way to an "abusive act". B. For purposes of this endorsement, the following additional definition applies: 1. "Abusive act" means any act or series of acts of actual or threatened abuse or molestation done to any person, including any act or series of acts of actual or threatened sexual abuse or molestation done to any person by anyone who causes or attempts to cause the person to engage in a sexual act: a. Without the consent of or by threatening the person, placing the person in fear or asserting undue influence over the person; b. If that person is incapable of appraising the nature of the conduct or is physically incapable of declining participation in or communicating unwillingness to engage in the sexual act; or c. By engaging in or attempting to engage in lewd exposure of the body done with intent to arouse or to satisfy the sexual desire of any person. U-GL-1250-ACw (09/05) Includes copyrighted material of ISO Properties, Inc., with its permission Copyright, ISO Properties, Inc., 2003 Risk MemgrmentDMsian E REVIEWED & APPROVED BY. e Aeevulo '�--'Risk Management Specialist ft) Newly Acquired Or Formed Entity Exclusion Z RI(: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form Section II — Who Is An Insured, paragraph 3. is replaced by the following: 3. This policy does not provide coverage for any organization you newly acquire or form in which you maintain ownership or majority interest, unless such organization is specifically declared, accepted by us and is included as a Named Insured in this policy. Coverage A does not apply to "bodily injury" or "property damage" that occurred before the date the newly acquired or formed organization was added to this policy as a Named Insured. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before the date the newly acquired or formed organization was added to this policy as a Named Insured. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`0' REVIEWED & APPROVED BY: e eev '�--'Risk Management Specialist with its permissic Exclusion — Insureds Conducting Media, 0 Entertainment, Or Internet Type Operations Z R I (: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date:06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form Exclusion j. in Section I — Coverages, Coverage B. Personal And Advertising Injury Liability, Paragraph 2. Exclusions, is replaced with the following: j. Insureds Conducting Media, Entertainment, Or Internet Type Operations "Personal and advertising injury" committed by an insured whose operations include: (1) Advertising, broadcasting, taping, filming, performing, publishing or telecasting; (2) Designing or determining content of web -sites for others; or (3) An Internet search, access, content or service provider. However, this exclusion does not apply to Paragraphs 14.a., b. and c. of "personal and advertising injury" under the Definitions Section. For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others anywhere on the Internet, is not by itself, considered the operation(s) of advertising, broadcasting, publishing or telecasting. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E o N,`P' REVIEWED & APPROVED BY. e eev '�--'� Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Informational Content Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The following exclusion is added to Section I — Coverages, Coverage A. Bodily Injury And Property Damage, Paragraph 2. Exclusions and to Coverage B. Personal And Advertising Injury Liability, Paragraph 2. Exclusions: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from, or otherwise relating in whole or in part, to any advice, suggestions, directions or instructions disseminated by any insured through any media or device. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic Media Content Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to "bodily injury", "property damage", or "personal and advertising injury" arising out of, resulting from, or otherwise relating in whole or in part to, any action by any person(s) or any group of people that have or are alleged to have been influenced or directed by the ideas, subject matter, or content of any live, filmed or recorded event, production or presentation, whether released or presented theatrically, on television, or through any other media or device. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic Cross Suits Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to "bodily injury," "property damage," or "personal and advertising injury" arising out of any claim or "suit' asserted by any insured under this policy against any other insured under this policy. However, this exclusion does not apply to an additional insured. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic Personal And Advertising Injury — Exclusion Of False Arrest, Detention, Imprisonment, Libel, Slander, Right Of Privacy, Advertising Idea, And Copyright, Trademark Or Trade Secret THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form A. The following exclusion is added to Section I — Coverages, Coverage B — Personal And Advertising Injury Liability, paragraph 2. Exclusions: This insurance does not apply to: 1. "Personal and advertising injury" arising out of false arrest, detention or imprisonment; 2. "Personal and advertising injury" arising out of oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; 3. "Personal and advertising injury" arising out of oral or written publication, in any manner, of material that violates a person's right of privacy; or 4. "Personal and advertising injury" arising out of the use of another's advertising idea in your "advertisement". B. Section I — Coverages, Coverage B Personal And Advertising Injury, exclusions b., c., g. and h. are deleted. C. Section I — Coverages, Coverage B Personal And Advertising Injury, exclusions f., i. and j. are replaced by the following: f. Breach Of Contract "Personal and advertising injury" arising out of a breach of contract. i. Infringement Of Copyright, Patent, Trademark Or Trade Secret "Personal and advertising injury" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights. j. Insureds In Media And Internet Type Businesses "Personal and advertising injury" committed by an insured whose business is: (1) Advertising, broadcasting, publishing or telecasting; (2) Designing or determining content of web sites for others; or (3) An Internet search, access, content or service provider. However, this exclusion does not apply to paragraphs 14.b. and c. of "Personal and advertising injury" under Section V — Definitions. D. Section V — Definitions, 14. "Personal and advertising injury", paragraphs a., d., e., f., and g. are deleted.. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Unscheduled Production, Presentation Or Event 0 Exclusion Z R I C THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form The following exclusion is added to Section I — Coverages, Coverage A — Bodily Injury And Property Damage Liability, Paragraph 2. Exclusions, and Coverage B — Personal And Advertising Injury Liability, Paragraph 2. Exclusions: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise related in whole or in part, to any activity associated with any production, presentation or event unless specifically declared, accepted by us, and endorsed to this policy. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E o N,`P' REVIEWED & APPROVED BY. e eev '�--'Risk Management Specialist with its permissic ft) Stunt, Pyrotechnic And Animal Exposure Exclusion Z RI(: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form A. The following exclusion is added to Section I — Coverages, Coverage A. Bodily Injury And Property Damage, paragraph 2. Exclusions: This insurance does not apply to "bodily injury" or "property damage", including direct or indirect loss or damage arising out of, resulting from, or otherwise relating in whole or in part to a "stunt', "pyrotechnic" or "animal exposure" unless specifically declared, accepted by us and endorsed on the policy. B. The following exclusion is added to Section I — Coverages, Coverage B. Personal And Advertising Injury Liability, paragraph 2. Exclusions: This insurance does not apply to "personal and advertising injury" arising out of, resulting from, or otherwise relating in whole or in part to a "stunt', "pyrotechnic" or "animal exposure" unless specifically declared, accepted by us and endorsed on the policy. C. For the purposes of this endorsement: "Animal exposure" includes the actions or presence of any animal. "Pyrotechnic" includes the use of fireworks, explosives or other pyrotechnic devices. "Stunt" includes the performance, rehearsal or preparation for any hazardous activity or stunt, including, but not limited to, scenes involving fights, falls, chase scenes, use of aircraft or "mobile equipment', racing of any type, and the use of guns, knives or projectile devices. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E o N,`P' REVIEWED & APPROVED BY: e eev '�--'� Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic Liquor Liability Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. Exclusion 2.c. Liquor Liability under Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: This insurance does not apply to: c. Liquor Liability "Bodily injury" or "property damage" arising out of, resulting from or otherwise relating in whole or in part to: (1) The intoxication of any person; (2) The selling, servicing or furnishing of alcoholic beverages to any person, including but not limited to, any person under the legal drinking age or any person under the influence of alcohol; or (3) The violation of any law or regulation applying to the sale, gift, distribution, or use of alcoholic beverages. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in: (a) The supervision, hiring, employment, training or monitoring of others by that insured; or (b) Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol; if the 'occurrence" which caused the "bodily injury" or "property damage", involved that which is described in Paragraph (1), (2) or (3) above. B. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Liquor Liability "Personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to: (1) The intoxication of any person; (2) The selling, servicing or furnishing of alcoholic beverages to any person, including but not limited to, any person under the legal drinking age or any person under the influence of alcohol; or (3) The violation of any law or regulation applying to the sale, gift, distribution, or use of alcoholic beverages. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in: (a) The supervision, hiring, employment, training or monitoring of others by that insured; or (b) Providing or failing to provide transportation with respect to any person that may be under RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa ` WRIM Risk Management Specialist the influence of alcohol; if the offense which caused the "personal and advertising injury", involved that which is described in Paragraph (1), (2) or (3) above. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa '-�--Risk Management Specialist Event Conditional Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Events "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, any "event'. This exclusion does not apply if such "event' is specifically declared by you to us and accepted by us, and coverage for the "event' is added to this Coverage Part by endorsement. B. Solely with respect to this endorsement, the following definition is added to the Definitions Section: "Event" means the following: a. Circus; b. Carnival; c. Motorized sporting event; d. Tractor or truck pull; e. Boxing, wrestling, hockey or martial arts activity, whether professional or amateur; f. Rodeo or roping event; g. Pre -production, production or post -production of any film, television, video or related production activity; or h. Professional sporting event. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa '_�--Risk Management Specialist COMMERCIAL GENERAL LIABILITY CG 21 32 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMUNICABLE DISEASE EXCLUSION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following exclusion is added to Paragraph 2. B. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Exclusions of Section I — Coverage B — Per - Injury And Property Damage Liability: sonal And Advertising Injury Liability: 2. Exclusions 2. Exclusions This insurance does not apply to: Communicable Disease "Bodily injury" or "property damage" arising out of the actual or alleged transmission of a com- municable disease. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the: a. Supervising, hiring, employing, training or monitoring of others that may be infected with and spread a communicable disease; b. Testing for a communicable disease; c. Failure to prevent the spread of the dis- ease; or d. Failure to report the disease to authorities. This insurance does not apply to: Communicable Disease "Personal and advertising injury" arising out of the actual or alleged transmission of a commu- nicable disease. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the: a. Supervising, hiring, employing, training or monitoring of others that may be infected with and spread a communicable disease; b. Testing for a communicable disease; c. Failure to prevent the spread of the dis- ease; or d. Failure to report the disease to authorities. CG 21 32 05 09 © Insurance Services Office, Inc., 2008 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist Unscheduled Products Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Unscheduled Products "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, "your products" or any "additional insured's products" if such additional insured is added to this Coverage Part by endorsement. This exclusion does not apply to: (1) Food and beverage; or (2) Clothing apparel, records, tapes, discs, posters, badges, photos and stickers. B. Solely with respect to this endorsement, the following definition is added to the Definitions Section: "Additional insured's products": a. Means: (1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by: (a) An additional insured; (b) Others trading under its name; or (c) A person or organization whose business or assets it has acquired; and (2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. b. Includes: (1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of the "additional insured's products"; and (2) The providing of or failure to provide warnings or instructions. c. Does not include vending machines or other property rented to or located for the use of others but not sold. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa ` WRIM Risk Management Specialist Hazardous Activities, Pyrotechnic Activities and Animal Exposure Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Hazardous Activities, Pyrotechnic Activities or Animal Exposure "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, any "hazardous activity", "pyrotechnic activity" or "animal exposure". B. Solely with respect to this endorsement, the following definitions are added to the Definitions Section: "Hazardous activity" means: a. Body piercing; b. The use of aircraft, motorcycles or "mobile equipment' for any purpose; c. Racing using any land vehicle or watercraft d. The use, on or off public roads, of any vehicle designed for recreational purposes; e. Bungee jumping; f. Hang gliding; g. Hot air ballooning; h. Kayaking; i. Luging; j. Bobsledding; k. Tobogganing; I. Mountain biking; m. Mountain or rock climbing; n. Parachuting; o. Parasailing; p. Playing in or on any bounce house or other inflatable play structure; q. The ownership, maintenance or use of any amusement ride or mechanical amusement device; RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa ` WRIM Risk Management Specialist r. Scuba diving; s. Skateboarding; t. Skydiving; u. Stage diving; v. Tattooing; w. The use of trampolines; x. The use of guns, knives or projectile devices; or y. Activities taking place in or on water. "Pyrotechnic activity" means the use of fireworks, explosives, or pyrotechnic devices. "Animal exposure" means the actions or presence of any animal. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa '-�--Risk Management Specialist Loss Arising Out of Participation in a Sports or Athletic Event, Competition, Contest or Exhibition Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Loss Arising Out of Participation in a Sports or Athletic Event, Competition, Contest or Exhibition Exclusion "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, any person who is practicing, instructing or participating in any sport or athletic event, competition, contest or exhibition. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Mmugemad Division E REVIEWED & APPROVEDBY: with its permissic e Aeevaa ` WRIM Risk Management Specialist Moshing Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Moshing "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, "moshing". B. Solely with respect to this endorsement, the following definition is added to the Definitions Section: "Moshing" means the activities of pushing, hitting, slamming, diving, crowd -diving, head -banging, crowd surfing, and other propulsive activities or activities involving force directed at others, at a musical performance. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian e ° REVIEWED & APPROVEDBY: Includes copyrighted material of Insurance Services Office, Inc., with its permisslc e Aeevaa ` WRIM Risk Management Specialist Camping Conditional Exclusion THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: This insurance does not apply to: Camping "Bodily injury", "property damage" or "personal and advertising injury" arising out of, resulting from or otherwise relating in whole or in part to, any performance, production or event designed to include or result in "camping". This exclusion does not apply if such performance, production or event is specifically declared by you to us and accepted by us, and coverage for the performance, production or event is added to this Coverage Part by endorsement. B. Solely with respect to this endorsement, the following definition is added to the Definitions Section: "Camping" means spending one or more nights at an outdoor impromptu or dedicated area, whether or not in a tent or other shelter including a vehicle, and any activities associated with such a stay including, but not limited to, hiking, cooking, and starting, maintaining, or extinguishing a fire. All other terms, conditions, provisions and exclusions of this policy remain the same. Includes copyrighted material of Insurance Services Office, Inc. Risk Muagment Division E REVIEWED & APPROVEDBY: with its permissic e Aeevaa ' 9—WIM Risk Management Specialist ft) Minimum Earned Premium Endorsement - Michigan Z RI(: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: COMMERCIAL GENERAL LIABILITY COVERAGE FORM ❑ The Total Policy Premium, including subsequent policy changes, is the Minimum Premium. ❑ The Minimum Earned Premium for this policy is: 25% of the Total Policy Premium, including subsequent policy changes, except for the following Coverage(s): Productions incurred; Stunts / Animals / Driving exposures incurred The Total Policy Premium, including subsequent policy changes for Coverage(s) noted above is Flat, 100% fully earned. ❑ The Minimum Earned Premium for this policy shall not be less than the pro rata premium for the expired time or $25.00, whichever is greater. ❑ If this policy is cancelled, we will send the first Named Insured any pro rata premium refund due. The minimum earned premium shall not be less than the pro rata premium for the expired time or $25.00, whichever is greater. The cancellation will be effective even if we have not made or offered a refund. All other terms, conditions, provisions and exclusions of this policy remain the same. RAMuagmadDlMsian E o N,`P' REVIEWED & APPROVED BY: e eev '�--'� Risk Management Specialist Includes copyrighted material of Insurance Services Office, Inc., with its permissic COMMERCIAL GENERAL LIABILITY CG 01 68 1120 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MICHIGAN CHANGES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART A. The paragraph relating to prejudgment interest in Supplementary Payments, Section I, is replaced by the following: Prejudgment interest awarded against the insured on that part of the judgment we pay. B. With respect to the Duties Condition, Section IV: 1. Notice given by or on behalf of the insured to our authorized agent, with particulars sufficient to identify the insured, shall be considered notice to us. 2. The last sentence of Paragraph 2.b. is deleted. 3. The reference to Paragraph d. is amended to read Paragraph e. 4. The following is added: d. Failure to give any notice required by this condition within the time period specified shall not invalidate any claim made by you if it shall be shown not to have been reasonably possible to give notice within the prescribed time period and that notice was given as soon as was reasonably possible. C. The Criminal Acts Exclusion under Coverage B — Personal And Advertising Injury Liability of the Commercial General Liability Coverage Part is replaced by the following: Criminal Acts "Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured. However, this exclusion only applies to the extent that the insured: 1. Admits, under oath; or 2. Is determined in any legal proceeding; to have committed or directed the criminal act. For purposes of this exclusion, a determination in any legal proceeding includes, but is not limited to, a criminal conviction, a judgment, decree, ruling or order pronounced by any court of competent jurisdiction or an order or ruling pronounced by any administrative agency. D. The Criminal Or Fraudulent Acts Exclusion of the Electronic Data Liability Coverage Form is replaced by the following: Criminal Or Fraudulent Acts "Loss of electronic data" arising out of a criminal or fraudulent act committed by or at the direction of the insured. However, with respect to "loss of electronic data" arising out of a criminal act, this exclusion only applies to the extent that the insured: 1. Admits, under oath; or 2. Is determined in any legal proceeding; to have committed or directed the criminal act. For purposes of this exclusion, a determination in any legal proceeding includes, but is not limited to, a criminal conviction, a judgment, decree, ruling or order pronounced by any court of competent jurisdiction or an order or ruling pronounced by any administrative agency. CG 01 68 1120 © Insurance Services Office, Inc., 2020 RAMwuigmadDlMsian E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist IL 00 21 09 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT (Broad Form) This endorsement modifies insurance provided under the following: COMMERCIAL AUTOMOBILE COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART LIQUOR LIABILITY COVERAGE PART MEDICAL PROFESSIONAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY 1. The insurance does not apply: A. Under any Liability Coverage, to "bodily injury" or "property damage": (1) With respect to which an "insured" under the policy is also an insured under a nu- clear energy liability policy issued by Nu- clear Energy Liability Insurance Associa- tion, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Associa- tion of Canada or any of their successors, or would be an insured under any such pol- icy but for its termination upon exhaustion of its limit of liability; or (2) Resulting from the "hazardous properties" of "nuclear material" and with respect to which (a) any person or organization is re- quired to maintain financial protection pur- suant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) the "in- sured" is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organi- zation. B. Under any Medical Payments coverage, to expenses incurred with respect to "bodily in- jury" resulting from the "hazardous properties" of "nuclear material" and arising out of the op- eration of a "nuclear facility" by any person or organization. C. Under any Liability Coverage, to "bodily injury" or "property damage" resulting from "hazard- ous properties" of "nuclear material", if: (1) The "nuclear material" (a) is at any "nuclear facility" owned by, or operated by or on be- half of, an "insured" or (b) has been dis- charged or dispersed therefrom; (2) The "nuclear material" is contained in "spent fuel" or "waste" at any time pos- sessed, handled, used, processed, stored, transported or disposed of, by or on behalf of an "insured"; or (3) The "bodily injury" or "property damage" arises out of the furnishing by an "insured" of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any "nu- clear facility", but if such facility is located within the United States of America, its terri- tories or possessions or Canada, this ex- clusion (3) applies only to "property dam- age" to such "nuclear facility" and any property thereat. 2. As used in this endorsement: "Hazardous properties" includes radioactive, toxic or explosive properties. "Nuclear material" means "source material", "spe- cial nuclear material" or "by-product material". IL 00 21 09 08 © ISO Properties, Inc., 2007 ,µ.o��M Ride Division E REVIEWED & APPROVED BY. e Aeevaa '�--'Risk Management Specialist "Source material", "special nuclear material", and "by-product material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof. "Spent fuel" means any fuel element or fuel com- ponent, solid or liquid, which has been used or ex- posed to radiation in a "nuclear reactor". "Waste" means any waste material (a) containing "by-product material" other than the tailings or wastes produced by the extraction or concentra- tion of uranium or thorium from any ore processed primarily for its "source material" content, and (b) resulting from the operation by any person or or- ganization of any "nuclear facility" included under the first two paragraphs of the definition of "nu- clear facility". "Nuclear facility" means: (a) Any "nuclear reactor"; (b) Any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing "spent fuel", or (3) handling, processing or packag- ing "waste"; (c) Any equipment or device used for the proc- essing, fabricating or alloying of "special nuclear material" if at any time the total amount of such material in the custody of the "insured" at the premises where such equipment or device is located consists of or contains more than 25 grams of pluto- nium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235; (d) Any structure, basin, excavation, premises or place prepared or used for the storage or disposal of "waste"; and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations. "Nuclear reactor" means any apparatus designed or used to sustain nuclear fission in a self- supporting chain reaction or to contain a critical mass of fissionable material. "Property damage" includes all forms of radioac- tive contamination of property. RAMuaigmadDlMsian ZREVIEWED & APPROVED BY. e Aeevulo Page 2 of 2 © ISO Properties, Inc., 2007 1--1.. R,SkManagement Specialist Commercial General Liability Changes THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. FLM1084498-00 Effective Date: 06/18/2022 This endorsement modifies insurance provided under the: Commercial General Liability Coverage Form Common Policy Conditions A. Changes to Commercial General Liability Coverage Form: Under SECTION V — DEFINITIONS, the definition of "Coverage Territory" is replaced by the following: "Coverage territory" means the United States of America (including its territories and possessions), Puerto Rico, and Canada. B. Changes to Common Policy Conditions: 1. The following is added to the Examinations of Your Books and Records condition: We or our nominees, at all times during the policy period or while a claim is pending, at such reasonable times and places as may be designated by us or our representatives, shall have access to all of your accounts, book of accounts, contracts, invoices and records, or certified copies of such if the originals are lost, relating to all insured operations and property. You shall submit as often as may be reasonably required, and so far as within your power, cause all other persons and their employees interested in such operations and property to submit to examination under oath by a person named by us relative to any and all matters in connection with a claim, at such reasonable times and places as may be designated by us or our representatives. You agree to do everything within reason to comply with the foregoing. No such examination under oath or examination of books or documents, nor any other act by us or any of our employees or representatives in connection with the investigation of any loss or claim hereunder, shall be deemed a waiver of any defense which we might otherwise have with respect to any loss or claim, but all such examinations and acts shall be deemed to have been made or done without prejudice to our liability. 2. The following conditions are added: a. Assignment This policy may not be assigned or transferred without our written consent. b. Conformity to State Law When any policy provision is in conflict with the applicable law of the State in which this policy is issued, the law of the State shall apply. c. Premises Protection It is a condition of this insurance that you shall maintain such protective safeguards as were represented by you to be in effect at the time of the attachment of this insurance. Failure to maintain such protective safeguards shall void this coverage to the extent of any loss resulting from or contributed to by the lack of such protective safeguards. d. Liberalization Clause If we adopt any revision which would broaden the coverage under this policy without additional premium within sixty (60) days prior to or during the policy period, the broadened coverage will immediately apply to this policy. ,µ.o��M Ride Division All other terms, conditions, provisions and exclusions of this policy remain the same. o e °_ REviEWED&APPRovmBY.- p Rfsk Management SpecialistIncludes copyrighted material of Insurance Services Office, Inc., with its permissic 0 ZURICH CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM Insureds Name Policy Number Effective Endorsement Date Number 1 SHOFAR LLC f.s.o. Slum Village FLM1084498-00 06/18/2022 A THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies your insurance: GENERAL LIABILITY A. Cap on Losses From Certified Terrorism Losses "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in accordance with provisions of the federal Terrorism Risk Insurance Act ("TRIA"), to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury shall certify an act of terrorism: 1. To be an act of terrorism; 2. To be a violent act or an act that is dangerous to human life, property or infrastructure; 3. To have resulted in damage within the United States, or outside of the United States in the case of an air carrier (as defined in section 40102 of Title 49, United States Code) or a United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States), or the premises of a United States mission; and 4. To have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. No act may be certified as an act of terrorism if the act is committed as part of the course of a war declared by Congress (except for workers' compensation) or if losses resulting from the act, in the aggregate for insurance subject to TRIA, do not exceed $5,000,000. If aggregate insured losses attributable to one or more "certified acts of terrorism" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of Treasury. B. Application of Other Exclusions The terms and limitations of a terrorism exclusion or any other exclusion, or the inapplicability or omission of a terrorism exclusion or any other exclusion, do not serve to create coverage which would otherwise be excluded, limited or restricted under this policy. Ride kluagmad Divisian z REVIEWED & APPROVED BY. Copyright © 2015 Zurich American Insurance Company ,e Aeevaa Includes copyrighted material of Insurance Services Office, Inc., with its permission '��--'� Risk Management Specialist SHOFAR LLC 56655 Gra� �d iWerAve., New HUdsbn �I 48165 � 248-227-2306 | City bf5On0a Ai �a Risk ��AOnOgemer0� Division 20 Civic Center P|OzO iZe� Auto insurance iZeqUirenent 5hbfar LL[�s.b. 5|Um VlUOge has inte�l to enter into On Ogreen ent wd± tli �e City bfSanta Ana. 1. 5hbfar LL[�s.b. 5|Um VlUOge MU not Use/drive Onyvehkie dUhng tI �e course and scope bftli �e services provided inthe Ogreement/mnrOct. 2. 5hbfOr LL[f.s.b. 5|Um ViUOge vvi|| not use OnybvvnedKrentedK|eOsed wehic|es during the course By signii g b6bw I iZO|oh Rjoe Otteststli Ot I possess tI �e |egO| OUtli �brkytb enter into On agreement wd± tI �e City bf5Onta AoO as me|| as the |egO| OUtli �brkytb attest to the statements above. Ifat anytime it is foUnd thV�5hbfOr LL[ is not Odhehngtb Ony/OU statements inthis dbcUmen0�and has not provided the minimum Auto |iObi|ityinsUn5noe coverage bf$1 mi||ibn per occurrence, the obnOn]ctvvi|| beobnsidered nU|| and void and thecbmpOnyvvi|| be he|d fu||y|iOb|efor Onyand O|| damages. Ralph Rice 5hbfar LL[�s.b. 5|Um VlUOge EmOi|k5hbfarbbb�ng@umOi|.obm Risk muagmentnMsian nsmsWsD & APPROVED or A4+e Ae*vaw mmw"""yrm,nt Sp,"rm,�� SHOFAR LLC 56655 GraIliWer Ave., IlNew i iudsoo� IlA i 48165 248 227 2306 . ... . . . . . . . . . City of San nta Ai na ilisk IlAao nagerineo 0: IC ivisio 20 Civic Center Illllaza San nta Ai na, CA 92702 3 3 iZe Wciirker�3 i ilaJi n ilice / 91 uofar i i C f,,s,,o,, Sunni Vdlage i ereby affirrini u� der peo ahy of peojury tli ne fidHowh q deciaratio� � i cediffy cin IbeN,ulff cif 131clifair i i C f S ail 1311ull Vd[; ge th,; t dix,hig the tern"ii cif umy contract ft:iir 13i,xim Vd[; ge'� i pv Ifilerforrinau ce for tli ae City of Santa Ai na, i wdl onot erinq-Joy ao y per soo� ii a auy rina� no ner so as t Il rine 3 subject tcii the wcirkers' :iws' uid' �::flnd ;giree th,;t uf i shciUd beconie eid3ject kii the wciirker's XCII)ASICIns acid SecUcin 3,111( 0 clf the i Bulb slur Ccide, i sh,::dHi ft:iidihwith corinqJy with the provisioo ns aprovide proof of workers corinpe� nsatiouu coverage irinrinediatdy. DatRine 15, 2022 Narin&� 14ilalph.n 14iilice Corinpaq�� 91 nofar i i C f,,s,,o,, Sunni Vdlage dephon&� 248 227 2306 WAIZINPNG� 1: AI UIFUP) (ME11RAGE IS UNI AWI: U I AINI[) SHAI I SUI:3UI:C I AINI[) ()yI:::IZ I () CIUMINAI "IDNAI I NE:c; NIT) CNN 1: NNE:c; U C)INE: I RJINI)IFUD) I I K)USAINI) ICCMI I A6 ($ M0,000), NN A[)[A I C)IN I () I I fl:: (X)SI Cfl: (X)III:�11EDNSA I K)IN, )AIMAGE:c; AS :�"IZCWHAD) 1: ()1Z NN (;I::: C I K)IN 3706 Cfl: I I fl:: I ABOR ( I 0IN IPJ 11 :U,I-;T APJD A � If 0MIJECS :::EES. Risk Muagment DIMsian 'SQ REVIEWED & APPROVED BY.- A4+e Aeevaa Hi5k Management Specialist