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HomeMy WebLinkAboutCARIBOU INDUSTRIES (13)A-2020-265-06 CITY OF SANTA ANA PUBLIC IMPROVEMENT LOAN AGREEMENT WITH CARIBOU INDUSTRIES, INC. &'LPA(\) (Downtown Hotel and Mixed -Use: Residential and Retail/Commercial Project (/tf6.vr.M. f YWAV)m At 3rd and Broadway) cw This Public Improvement Loan Agreement (the "Agreement") is entered into as of co December 6, 2022, by and between the City of Santa Ana, a California charter city in the County a of Orange of the State of California (the "City"), and Caribou Industries, Inc. a Nevada 1c.'s Corporation (referred herein as "Caribou" or the "Borrower") (collectively, City and Caribou are LZ referred to as the "Parties"), with reference to the following facts: RECITALS A. The City owns that certain real property generally located at 201 West 3rd Street, Santa Ana, California 92701, and as more particularly described in the legal description(s) attached to this Agreement as Exhibit "A" and depicted on the Parcel Map attached hereto as Exhibit "B" (the "Property"), B. City and Caribou have entered into a Disposition and Development Agreement dated October 5, 2020, for reference purposes only, (the "DDA") wherein the Parties agreed City would convey the Property to Caribou for the development of the Property with a Mixed Use Project including 171 residential apartment units, commercial (including retail and food/bevorage establishments), a seventy-five (75) room Hotel Project and rooftop amenities ancillary to the residential and hotel uses, and a Parking Structure which will contain 444 total parking spaces including 211 public parking spaces (the "Project'). C. Pursuant to the DDA, the City shall remain the owner of "Parcel A' as shown on the Parcel Map which contains 211 public parking spaces ("Public Parking Parcel"). D. Pursuant to the DDA, Borrower shall be the owner of the Mixed Use Project which contains 196 parking spaces shown as "Parcel B" on the Parcel Map_(the "Mixed Use Parking"). E, Pursuant to the DDA, Borrower shall be the owner of the Hotel Project which contains eighty-three (83) parking spaces, of which, 37 spaces are located in the Parking Structure, shown as "Parcel C" on the Parcel Map (the "Hotel Parking" which together with the Mixed Use Parking may be referred to together as "Developer Parking Parcels"). R The Public Parking Parcel and the Developer Parking Parcels may be referred to together as the "Parking Structure". G. On November 17, 2020, the City Council adopted the following resolutions approving the development of the Project (together, the "Project Approvals"): Resolution No. 2020-088 approving an addendum to the Environmental hmpact Report for the Transit Zoning Code Project (SCH No. 2006071100) and adoption of a mitigation monitoring and reporting program for Density Bonus Agreement Application No. 2020-01, Site Plan Review No. 2020-01, Site Plan Review No. 2020-02, and the DDA; Resolution No. 2020-089 approving Density Bonus Agreement No. 2020-01 and Site Plan Review No. 2020-01 as conditioned for a New 55394.00049\40884170.6 Mixed -Use and Hotel Development Located at 201 West Third Street; and, Resolution No. 2020- 090 approving the DDA and authorizing the City Manager to enter into the DDA with Declarant. H. Per the DDA, the City agreed to pay the actual reasonable costs tip to a total of a maximum thirteen million dollars ($13,000,000) for the following improvements (the "City Funded Improvements"): (i) the demolition of the existing three (3) level parking structure located on the Property; (ii) the preparation of the Project site for construction to a rough grade condition; (iii) the construction of the Public Parking Parcel within the 10-story Parking Structure containing 444 parking spaces; and, (iv) construction of the private street reconnecting Sycamore Street between 3rd Street and 4th Street. I. Pursuant to section 5.10.2 (d) of the DDA "Developer shall personally guarantee the City Financing and said guarantee shall be recorded against the Property. Said guarantee shall prohibit the subdivision of the property until such time as the City Funded Improvements have bean paid in their entirety. Should Developer fail to make a monthly payment, City shall be entitled to Foreclose upon the Property. City shall be entitled to recover the unpaid portion of the City Funded Improvemeats and any costs associated with the Funding. and Foreclosure including but not limited to the time and expenses of the City Attorney's Office, other City staff, any Consultants or experts retained in connection with the Third Party Challenge, attorneys fees of Citys selected outside counsel, and litigation costs shall be fully reimbursed to City by the funds obtained in the Foreclosure." J. The City is willing to utilize City Funds to finance the construction of the City Funded Improvements. K. City and Borrower agree that Borrower shall repay City for any and all costs incurred by City including interest for the Public Improvement Loan. L. Upon close of escrow pursuant to the DDA, Borrower will be the owner of the Property. M. The Project will provide significant public benefit to the City, both by providing additional options for visitors to stay in the City of Santa Ana for both business and pleasure, and by providing significant additional General Fund revenue to the City to provide needed public services. N. City is willing to make the Public Improvement Loan for the City Funded Improvements subject to the terms and conditions set forth herein, provided that Stich Public Improvement Loan is used solely for the construction of the City Funded Improvements that are required for the Project. NOW, THEREFORE, the Parties agree as follows: ARTICLE 1 Section 1.1 Definitions. The following capitalized terms have the meanings set forth in this Section 1.1 wherever used in this Agreement, unless otherwise provided: (a) "Agreement" means this Public Improvement Loan Agreement. 55394.00049140884170.E 2 (b) "Budget" means the budget agreed upon by the City and Borrower for the City Funded Improvements required by the City as conditions of regulatory agreement for the Project, as shown in the Public Improvement Scope of Work attached hereto as Exhibit "C" and incorporated herein by this reference. (c) "City" means the City of Santa Ana, a California charter city in the County of Orange of the State of California. (d) "City Funded hnprovements" means: (i) demolition of the existing three (3) level parking structure located on the Property; (ii) preparation of the Project site for construction to a rough grade condition; (iii) construction of the Public Parking Parcel; and, (iv) construction of the private street recormecting Sycamore Street between 3rd Street and 4th Street. (e) "Deed of Trust" is the Deed of Trust, Assignment of Rents, Security Agreement, and Fixture Filing executed by Caribou as security for repayment of the Public Improvement Loan pursuant to the terms of the Promissory Note. The form of the Deed of Trust is attached hereto as Exhibit "E" and incorporated herein by this reference. (0 "Event of Default" has the meaning set forth in Section 5.1. (g) "Indemnified Parties" means the City and its council, commissions, agents, attorneys, officers, employees and authorized representatives. (h) "Loan Documents" means this Agreement, the Promissory Note and the Deed of Trust. (i) "Personal Guarantee" Michael Harrah has agreed to personally guarantee the City's loan of Thirteen Million Dollars ($13,000,000.00) to Borrower. The Personal Guarantee will be in the form attached hereto as Exhibit "F". 0) "Promissory Note" means the promissory note that will evidence the terms under which Borrower is required to repay the Public Improvement Loan. The Promissory Note will be in the form attached hereto as Exhibit "D". (lc) "Project" means the Mixed Use Project including 171 residential apartment units, commercial (including retail and food/beverage establishments), a seventy-five (75) room Hotel Project and rooftop amenities ancillary to the residential and hotel uses, and a Parking Structure which will contain 444 total parking spaces including 211 public parking spaces in accordance with the City Approvals and all related and subsequent City Approvals, (1) "Public Iunprovement Loan" means that certain loan made by City in the amount not to exceed Thirteen Million Dollars ($13,000,000.00) to Borrower to be used solely for the constriction and installation of the City Funded Improvements, which loan is made pursuant to the terms and conditions of this Agreement. Section 1.2 Exhibits. The following exhibits are attached to this Agreement and incorporated into this Agreement by this reference: Exhibit A: Legal Description of the Property. 55394.00049W 0884 [70.6 Exhibit B: Parcel Map, Exhibit C: Public Improvement Scope of Work. Exhibit D: Form of Promissory Note. Exhibit E: Form of Deed of Trust. Exhibit F: Personal Guarantee. ARTICLE 2 PUBLIC IMPROVEMENT LOAN PROVISIONS Section 2.1 Public Improvement Loan, The City shall lend the Public Improvement Loan to the Borrower a total amount not to exceed Thirteen Million Dollars ($13,000,000.00), for the purpose of constructing and installing the City Funded Improvements as set forth in the Budget. Section 2.2 City's Discretion. City may decide in its sole and absolutely discretion to fund the Public Improvement Loan either from the City's general fund or City may enter into a private rate loan, Section 2.3 Loan Repayment, The obligation to repay the Public Improvement Loan is evidenced by the Promissory Note and the Public Improvement Loan shall be repaid in accordance with the terms set forth therein and this Agreement. Section 2.4 City Costs. Borrower agrees to pay City for all costs, including staff time associated with entering into this Agreement in addition to any interest for the Public Improvement Loan. Section 2.5 Interest. (a) If the City determines to fund the Public Improvement Loan from the City's General Fund, then the Public Improvement Loan shall accrue interest at the Local Agency Investment Fund (LAIF) rate. The rate shall readjust July]" of each year. For each rate adjustment on July 1, the LAIF rate for the 12 months ended the preceding May shall be used. Until the first rate adjustment on July 1, 2023, the LAIF rate for the 12 months ended December 2022 shall be used. The Borrower shall deposit the full amount of each debt service payment with the City three (3) days prior to the due date as determined by the City: prior to the first such payment. (b) If the City determines to fund the Public Improvement Loan through a Private Loan, then Borrower shall repay the City for any and all interest and fees charged as a result of that Private Loan, The Borrower shall deposit the full amount of each debt service payment with the City ten (10) days prior to the due date required by the City's lender, Section 2.6 Use of Loan Funds. The Borrower shall use the Public Improvement Loan solely to pay the cost of construction and installation of the City Funded Improvements in accordance with the City Approvals, any improvement plan submitted to 55394.00049W0884170.6 and approved by the City, and the Budget and any change orders not to exceed the amount set for in Section 2.1. Section 2.7 Secures. Borrower shall secure its obligation to repay the Public Improvement Loan, as evidenced by the Promissory Note, by Borrower executing the Deed of Trust, and Michael Harrah shall execute a Personal Guarantee the form attached hereto as Exhibit "F". Section 2.8 Disbursement of Public Improvement Loan Funds. The City shall make disbursements of Public Improvement Loan funds from time to time for use in accordance with this Agreement, subject to the conditions set forth below. (a) Conditions Precedent. The City shall disburse Public Improvement Loan funds provided for herein from time to time upon City's receipt of invoices and supporting documentation from Borrower, provided that Borrower must comply with the following conditions precedent prior to each disbursement by City of proceeds of the Public Improvement Loan: (i) The Borrower shall have executed, in recordable form where applicable, and delivered to the City the Promissory Note and the Deed of Trust; (ii) Delivery of a binding commitment by a title insurance company acceptable to the City to issue a lender's policy of Title Insurance with any endorsements the City may reasonably require, insuring the City in the principal amount of the Public Improvement Loan, of the validity and priority of the Deed of Trust upon the Property, subject only to liens and matters of record approved by the City in writing; (iii) Deliver of an executed Personal Guarantee by Michael. Harrah to the City, as set forth in Exhibit F. (iv) All representations and warranties made by the Borrower in this Agreement, the Promissory Note, and the Deed of Trust, and any other related documents shall be true and correct as of the date of the proposed disbursement; (v) Borrower is not in Default under the terms of this Agreement or the Project including the DDA; and, (vi) Borrower has received Building Permit(s) for Project and have received all relevant Encroachment Permit(s) for public off -site improvements. (b) Disbursement Process. The process for the disbursement of the proceeds of the Public Improvement Loan shall be as follows: (i) Prior to the initial disbursement, Borrower and the City Building Official shall approve a final Budget including a disbursement schedule based on the final plans and specifications for which the building permits for the City Funded Improvements were issued. (ii) Borrower shall submit to City monthly invoices including supporting documentation showing the actual costs incurred for the City Funded Improvements. 55394.0004W0884170.6 (iii) City shall review the invoices and supporting documentation. If invoice is for actual costs that are consistent with the approved Budget, the City shall pay the invoice within fourteen days, (iv) If the invoice exceeds the approved Budget and City reasonably determines additional information is. needed, within fourteen (14) days of the receipt of the invoice City shall specify the additional information or documentation that is needed for City to determine whether the costs exceeding the approved Budget are reasonable. City may object in writing to any expenses contained in a monthly invoice that exceed the approved Budget the City reasonably determines are unreasonable within fourteen (14) days of receiving the monthly invoice or the receipt of the additionally requested documentation or additional information, whichever comes later, If City does not object to the reasonableness of any expenses exceeding the approved Budget or request additional documentation related to any excess costs within fourteen (14) days of receiving the monthly invoice, the costs exceeding the, approved Budget shall be deemed reasonable. (v) Borrower shall provide the requested documentation within fourteen (14) days, unless City grants a longer period of time for compliance. Should Borrower fail to timely provide the requested documentation, the expense shall be deemed unreasonable. (vi) Within fourteen (1.4) days of receiving City's written objection, Borrower shall have the right to provide additional supporting documentation to justify the reasonableness of the expense to the City, City shall review any additional supporting documentation provided by Borrower to reconsider the reasonableness of the expense for the City Funded Improvements. (vii) City shall pay any reasonable costs for the construction of the City Funded Improvements that exceed the approved Budget up to the total maximum amount of $13,000,000, within thirty (30) days of receipt of monthly invoice or the receipt of the additionally requested documentation or additional information, whichever comes later. 2.6 City Not Liable. Other than for the disbursement of the Public Improvement Loan to Borrow in accordance with the terms of this Agreement, the City shall not be liable to Borrower or any other party, including but not limited to any lender, contractor or subcontractor, for any damage whatsoever which may result in whole or in part from any action or inaction of the City hereunder, including without limitation, failure or delay in funding any proceeds of the Public Improvement Loan, except to the extent of the City's gross negligence or willful misconduct. ARTICLE 3 Section 3.1 Borrower Covenant to Undertake the Project. Borrower covenants and agrees for itself, its successors and assigned, for the benefit of the City, that it shall commence and complete the development of the Project including the City Funded Improvements in accordance with all Project Approvals, the DDA, permits and conditions issued by the City. Section 3.2 Equal Opportunity. During the construction or installation of the Project and the City Funded Improvements there will be no discrimination on the basis of 55394.0004940884170.6 6 race, color, creed, religion, age, sex, sexual orientation, marital status, national origin, ancestry, or disability in the hiring, firing, promoting, or deinoting of any person engaged in the construction work. Section 3.3 Construction Responsibilities. Borrower shall be solely responsible for all aspects of Borrower's conduct in connection with the construction or installation of the Project and the City Funded Improvements, including (but not limited to) the quality and suitability of the plans and specifications, the supervision of construction work, and the qualifications, financial condition, and performance of all architects, engineers, contractors, subcontractors, suppliers, consultants, and property managers. Any review or inspection undertaken by the City with reference to the Project or the City Funded Improvements is solely for the purpose of determining whether Borrower is properly. discharging its obligations to the City, and should not be relied upon by Borrower or by any third parties as a warranty or representation by the City as to the quality of the design or construction of the Project or the City Funded Improvements. Section 3 A Compliance with Construction Laws and Requirements. (a) The Borrower shall construct or install the City Funded Improvements and ` perform all work on the Project in conformity with all applicable governmental requirements ("Govermnental Requirements'), including but. not limited to the Project Approvals, all applicable state labor laws and standards, all applicable Public Contract Code requirements, the City's applicable zoning and development standards, building, plumbing, mechanical and electrical codes, all other applicable provisions of the City's Municipal Code. (b) City and Borrower acknowledge and agree that the DDA and the Public Improvement Loan made pursuant to this Agreement requires that laborers employed by Borrower relative to the construction, installation or operation of the work constituting the construction or installation of the City Funded Improvements and the Project must be paid the prevailing per diem wage rate for their labor classification, as determined by the State of California, pursuant to Labor Code section 1720 et sect, and regulations promulgated thereunder (the "Prevailing Wage Laws"). (c) The Borrower agrees with the City that the Borrower shall be subject to the Community Workforce Agreement dated 2017, attached to the DDA as Exhibit H for any demolition or construction of the Project or City Funded Improvement. Borrower shall obtain a Letter Of Assent (Attachment A of the workforce agreement) for each and every contractor awarded work covered by the Community Workforce Agreement prior to commencing work on the Project or City Funded Improvement. (d) Notwithstanding the foregoing, Borrower shall defend, indemnify and hold harmless the City and its officials, officers, employees, agents and representatives from and against any and all present and future. liabilities, obligations, orders, claims, damages, fines, penalties and expenses (including attorneys' fees and costs) (collectively, "Claims"), including but not limited to any claims pursuant to Labor Code sections 1726 and 1781, arising out of or in any way connected with the Borrower's obligation to comply with all Governmental Requirements with respect to the work for the City Funded Improvements or the Project, including the Prevailing Wage Laws and all other applicable state labor laws and standards, except to the extent such Claims result from actions of the City or its officials, officers, 55394.00049\40884170.6 employees, agents or representatives, which prevent Borrower from complying with Governmental Requirements. If, at any time, Borrower believes that the City or its officials, officers, employees, agents or representatives, are preventing Borrower from complying with Governmental Requirements, then Borrower shall provide notice to the City of the basis of such conclusion by Borrower to enable the City to take such actions as may be necessary or appropriate to enable Borrower to comply with Governmental Requirements. The indemnity and defense obligations under this Agreement shall survive the expiration or earlier termination of this Agreement, until all claims against any of the Indemnitees involving any of the indemnified matters are fully, finally, absolutely and completely barred byAp-xlicable statutes of limitations Initials (e) Borrower, on behalf of itself, its successors and assigns, waives and releases the City from any right of action that may be available to any of them pursuant to Labor Code sections 1726 or 1781. Borrower acknowledges the protections of Civil Code section 1542 relative to the waiver an release contained in this Section 3.4, which reads as follows: A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party. By initialing below, Borrower knowingly and v tartly waives the provisions of Civil Code section 1542 solely in connection with the waive releases of this Section 3.4. Bon a Initials Section 3.5 Inspections. Borrower understands and agrees that it will be monitored by the City from time to time to assure compliance with all terms and conditions in this Agreement. Borrower acknowledges that the City may also conduct periodic on -site inspections of the Project or the City Funded Improvements, during normal business hours. Borrower shall cooperate with the monitoring by the City and ensure access to the Project and all information related to the Project as required by the City. The City shall indemnify and hold Borrower and its agents, attorneys, officers, employees, contractors, and authorized representatives harmless from any and all claims, damages, injury, property damage or liability arising out of the exercise by the City of the right of access to the Property provided in this Section 3.5, other than injury, property damage or liability arising from the negligence or willful misconduct of Borrower or its officers, agents or employees. Section 3.6 City Consultant. If the City reasonably decides it is necessary, the City shall have the further right, from time to time, to retain a consultant or consultants at City's sole cost to inspect the Project and verify compliance by Borrower with the provisions of this Agreement. Borrower acknowledges and agrees that any such inspections are for the sole purpose of protecting the City's rights under this Agreement, are made solely for the City's benefit, that the inspections may be superficial and general in nature, and are for the purposes of informing the City of the progress of the Project and the 55394.00049A0884170,6 8 conformity of the Project with the terms and conditions of this Agreement, and that Borrower shall not be entitled to rely on any such inspection(s) as constituting an approval, satisfaction or acceptance of any materials, workmanship, conformity of the Project with this Agreement or otherwise. Borrower agrees to make its own regular inspections of the work of construction of the Project to determine that the quality of the Project and all other requirements of the work of construction of the Project are being performed in a mannor satisfactory to Borrower. Section 3.7 Examination, Without limiting the foregoing, upon request by the City and during normal business hours, Borrower shall permit the City to examine and copy all books and account records and other papers relating to the Property and the construction of the City Funded Improvements. Borrower will use commercially reasonable efforts to cause all contractors, subcontractors and materialmen to cooperate with the City to enable such examination. ARTICLE 4 PUBLIC IMPROVEMENT LOAN REQUIREMENTS Section 4.1 Information. Borrower shall provide any information reasonably requested by the City in connection with the City Funded Improvements, Section 4.2 Audits. Borrower shall make available for examination at reasonable intervals and during normal business hours to City all books, accounts, reports, files, and other papers or property with respect to all matters covered by this Agreement, and shall permit City to audit, examine, and make excerpts or transcripts from such records. City may make audits of any conditions relating to this Agreement. Section 4.3 Environmental Indemnity of the City by Borrower. The Borrower agrees, at its sole cost and expense, to fully indemnify, protect, hold harmless, and defend (with counwl selected by the Borrower and reasonably approved by the City) the Indemnified .Parties, from and against any and all claims, demands, damages, losses, liabilities, obligations, penalties, fines, actions, causes of action, judgments, sluts, proceedings, costs, disbursements and expenses, including, without limitation, attorney fees, disbursements and costs of attorneys, environmental consultants and other experts, and all foreseeable and unforeseeable damages or costs of any kind or of any nature whatsoever (collectively, "Environmental Claims") that may, at any time, be imposed upon, incurred or suffered by, or claimed, asserted or awarded against, the Indemnified Parties, relating to or arising from any of the following "Environmental Matters" occurring during or arising from the Borrower's ownership of the property upon which the Project is located, or construction or operation of the Project (excluding any matters to the extent they arise from a release of Hazardous Substances that occurred prior to Borrower's possession of the Property): (a) The presence of Hazardous Substances on, in, under, from or affecting all or any portion of the City Funded Improvements or the Project. (b) The storage, holding, handling, release, threatened release, discharge, generation, leak, abatement, removal or transportation of any Hazardous Substances on, in, under, from or affecting the City Funded Improvements or the Project. 55394.00049\40884170.6 9 (c) The violation of any law, rule, regulation, judgment, order, permit, license, agreement, covenant, restriction, requirement or the like by Borrower, its agents or contractors, relating to or governing in any way Hazardous Substances on, in, under, from or affecting the City Funded Improvements or the Project. (d) The failure of the Borrower, its agents or contractors, to properly complete, obtain, submit and/or file any and all notices, permits, licenses, authorizations, covenants and the like in connection with the Borrower's activities on the Properly or regarding the Project. (e) The implementation and enforcement by the Borrower, its agents or contractors of any monitoring, notification or other precautionary measures that may, at any time, become necessary to protect against the release, potential release or discharge of Hazardous Substances on, in, under, from or affecting the City Funded Improvements or the Project. (t) The failure of the Borrower, its agents or contractors, in compliance with all applicable Environmental haws, to lawfully remove, contain, transport or dispose of any Hazardous Substances existing, stored or generated on, in, under or from the City Funded Improvements or the Project. (g) Any investigation, inquiry, order, hearing, action or other proceeding by or before any Governmental Agency in connection with any Hazardous Substances on, in, under, from or affecting the Property or the Project or the violation of any Environmental Law relating to the City Funded Improvements or the Project. (h) The Borrower shall pay to the Indemnified Parties all costs and expenses including, without limitation, reasonable attorneys' fees and costs, incurred by the Indemnified Parties in connection with enforcement of the aforementioned environmental indemnity. (1) Notwithstanding anything to the contrary in this Section 4.3, Borrower shall have no obligation to indemnify any of the Indemnified Parties with respect to Environmental Matters or Environmental Claims to the extent relating to or arising from the active negligence or willful misconduct of any of the Indemnified Parties. a) Survival of Environmental Indemnity Obligations. The Environmental Indemnity obligations under this Section 4.3 shall survive the expiration or earlier termination of this Agreement, until all claims against any of the Indemnitees involving any of the indemnified matters are fully, finally, absolutely and completely barred by applicable statutes of limitations.. Section 4.4 Nondiscrimination. Borrower for itself, its successors and assigns to all or any part or portion of the Property and/or Project, covenants and agrees that there shall be no discrimination against or segregation of any person, or group of persons, on account of sex, marital status, race, color, religion, creed, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Property nor shall Borrower, itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sub -tenants, sub -lessees or vendees of the Property. Subdivisions (d) of Section 51 and Section 1360 of the Civil Code and subdivision (n), (o), and (p) of Section 12955 of the Government Code shall apply to this 55394.00049\40884170.6 10 Section 4.4, The covenant of this Section 4.4 shall run with the land of the Property and shall be enforceable against Borrower and its successors and assigns in perpetuity. Section 4.5 Insurance Requirements. Prior to the commencement of construction or installation of the City Funded Improvements (or any work related thereto), the Borrower shall furnish, or cause to be furnished, to the City duplicate originals or appropriate certificates of bodily injury and property damage insurance policies in compliance with the following: (a) Coverage shall be at least as broad as: (i). Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL on an "occurrence" basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit. (if), Automobile Liability: Insurance Services Office Form Number CA 0001 covering, Code I (any auto), or if Borrower has no owned autos, Code 8 (hired) and 9 (non -owned), with Inuit no less than $1,000,000 per accident for bodily injury and property damage. (iii). Workers' Compensation insurance as required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for bodily injury or disease. (b) If the Borrower maintains broader coverage and/or higher limits than the minimums shown above, the City requires and shall be entitled to the broader coverage and/or the higher limits maintained by the Borrower. Any available insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to the City. (c) Other Insurance Provisions. The insurance policies are to contain, or be endorsed to contain, the following provisions: (i)Additional Insured Status. The City, its officers, officials, employees, and volunteers are to be covered as additional insureds on the CGL policy with respect to liability arising out of work or operations performed by or on behalf of the Borrower including materials, parts, or equipment furnished in connection with such work or operations, General liability coverage can be provided in the form of an endorsement to the Borrower 's insurance (at least as broad as ISO Form CO 20 10 1185 or both CG 2010, CG 20 26, CG 20 33, or CG 20 38; and CG 20 37 forms if later revisions used). (d) Primary Coverage. For any claims related to this contract, the Borrower's insurance coverage shall be primary insurance primary coverage at least as broad as ISO CG 20 0104 13 as respects the City, its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers shall be excess of the Borrower's insurance and shall not contribute with it. (e) Notice of Cancellation. Each insurance policy required above shall state that coverage shall not be canceled, except with notice to the City, 55394.00049Wo884170.6 I I (f) Waiver of Subrogation. Borrower hereby grants to City a waiver of any right to subrogation which any insurer of said Borrower may acquire againstthe City by virtue of the payment of any loss under such insurance. Borrower agrees to obtain any endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether or not the City has received a waiver of subrogation endorsement from the insurer, (g) Self -Insured Retentions, Self -insured retentions must be declared to and approved by the City. The City may require the Borrower to purchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim administration, and defense expenses within the retention. The policy language shall provide, or be endorsed to provide, that the self -insured retention may be satisfied by either the named insured or City. (h) Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. Best's rating of no less than A:VII, unless otherwise acceptable to the City. (i) Claims Made Policies. If any of the required policies provide coverage on a claims -made basis: (i)The Retroactive Date must be shown and must be before the date of the Agreement or the beginning of the City Funded Improvements, (ii)Insurance must be maintained and evidence of insurance must be provided for at least five (5) years after completion of the City Funded Improvements. (iii)l£ coverage is canceled or non -renewed, and not replaced with another claims -made policy form with a Retroactive Date prior to the contract effective date, the Borrower must purchase "extended reporting" coverage for a minimum of five (5) years after completion of the City Funded Improvements . 0) Verification of Coverage. Borrower shall furnish the City with original Certificates of Insurance including all required amendatory endorsements (or copies of the applicable policy language effecting coverage required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements to City before work begins. However, failure to obtain the required documents prior to the work beginning shall not waive the Borrower's obligation to provide them. The City,reserves the right to require complete, certified copies of all required insurance policies, including endorsements required by these specifications, at any time. (k) Subcontractors. Borrower shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and Borrower shall ensure that City is an additional insured on insurance required from subcontractors, (1) Special Risks or Circumstances. City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special circumstances. (m) Survival of Insurance Obligations. The insurance obligations under this Section 4.5 shall survive the expiration or earlier termination of this Agreement, and Insurance 55394.0004%40884170.6 12 must be maintained and evidence of insurance must be provided for at least five (5) years after completion of the City Funded Improvements. Section 4.6 Permitted Transfers/Consent. Borrower may only cause or permit any voluntary transfer, assignment or encumbrance of its interest in the Property or in the Project in accordance with Section 10,2 of the DDA. Any transfer, assigmment, encumbrance or sublease not made in accordance with Section 10.2 of the DDA will be voidable and, at the City's election, constitute an Event of Default under this Agreement. The City's consent to any specific assignment, encumbrance, sublease or other transfer will not constitute its consent to any subsequent transfer or a waiver of any of the City's rights under this Agreement. However, Borrower shall be prohibited from encumbering the Property or Project until the demolition of the Property has been completed, Demolition shall mean the completion of all the following: Items 1 through 4 of the scope of work described in Exhibit C as well as; (1) grade site to drain, including installation of all erosion control devices; (2) grade and shore site after demolition to sufficiently support all adjacent existing right of way (such as alley, sidewalks, and streets) and nearby adjacent structures; and (3) Removal of temporary traffic control devices utilized for demolition and rough grading of the site from Broadway, Third Street and Sycamore Street, and open streets to safe travel. After completion of demolition, the Borrower may request the City subordinate the Loan Documents, including the Deed of Trust, to any Permitted Eneumbrance(s) authorized by the DDA. Upon request of Borrower, the City shall consider the subordination request and may in its sole and absolute discretion decide whether to subordinate the Loan. If City agrees to subordinate the Loan the Parties shall cooperate to execute the subordination agreement and/or other instruments necessary to affect such subordination, (a) Parties acknowledge that City has the duty, pursuant to the DDA, to fund the reasonable actual costs to a maximum of $13 million dollars ($13,000,000.00) for the City Funded Improvements as that term is defined in the DDA. Nothing in this Section 4.6 or this Agreement shall prevent Borrower from notifying the City in writing that Borrower is waiving the right to the funding by the City of the reasonable actual costs to a maximum of $13 million dollars ($13,000,000.00) for the City Funded Improvement pursuant to the terms of'the DDA. Such waiver by Borrower shall have no effect on the duty of Borrower to construct the City Funded Improvements in accordance with the terms of the DDA, Borrower may issue the waiver at any time and shall have the option to (i) refinance and/or prepay the Public Improvement Loan at any time, as permitted by the Promissory Note, or (ii) obtain alternative financing prior to the funding of the Public Improvement Loan. Upon the occurrence of (i) or (ii) above, the Parties shall execute necessary documents to terminate this Agreement.. Section 4.7 Subdivision of the Property. The Property shall not be subdivided until such time as the City Funded Improvements have been paid in their entirety. ARTICLE 5 DEFAULT AND REMEDIES Section 5.1 Event of Default, Any material breach by Borrower of any covenant, agreement, provision or warranty contained in this Agreement or in any of the Loan Documents that remains. uncured upon the expiration of any applicable notice and 55394,00049\40984170.6 13 cure periods contained in any Loan Document will constitute an "Event of DefauIt," including the following: (a) Borrower fails to make any payment required under this Agreement within ten (10) days after the date when due and the payment is not made within fifteen (15) days after Borrower's receipt of written notice from the City to cure the default.; or (b) Any lien is recordedagainst all or any part of the Property without the City's prior written consent, and the lien is not removed from title or otherwise remedied to the City's satisfaction within thirty (30) days after Borrower's receipt of written notice from the City to cure the default, or, if the default cannot be cured within a 30-day period, Borrower will have sixty (60) days to cure the default, or any longer period of time deemed necessary by the City, provided that Borrower commences to cure the default within the 30-day period and diligently pursues the cure to completion; or (c) Borrower fails to perform or observe any other term, covenant or agreement contained in any Loan Document, and the failure. continues for thirty (30) days. after Borrower's receipt of written notice from the City to cure the default, or, if the default cannot be cured within a 30-day period, Borrower will have sixty (60) days to cure the default, or any longer period of time deemed necessary by the City, provided that Borrower commences to cure the default within the 30-day period and diligently pursues the cure to completion; or, (d) Any representation or warranty made by Borrower in any Loan Document proves to have been incorrect in any material respect when made; or (e) Borrower is dissolved or liquidated or merged with or into any other entity; or, if Borrower ceases to exist in its present form and (where applicable) in good standing and duly qualified under the laws of the jurisdiction of formation and California for any period of more than thirty (30) days; or all or substantially all of the assets of Borrower are sold or otherwise transferred; or (t) Borrower voluntarily or involuntarily assigns or attempts to sell, lease, assign, encumber or otherwise transfer all or any portion of the ownership interests in or of its right, title or interest in the Project or the Property in violation of Section 4.6 above; or (g) Borrower is subject to an order for relief by the bankruptcy court, or is unable or admits in writing its inability to pay its debts as they mature or makes an assignment for the benefit of creditors; or Borrower applies for or consents to the appointment of any receiver, trustee or similar official for the applicable party or for all or any part of its property (or an appointment is made without its consent and the appointment continues undischarged and unstayed for sixty (60) days); or Borrower institutes or consents to any bankruptcy, insolvency, reorganization, arrangement, readjustment of debt, dissolution, custodianship, conservatorship, liquidation, rehabilitation or similar proceeding relating to the applicable party or to all or any part of its property under the laws of any jurisdiction (or a proceeding is instituted without its consent and continues undismissed and unstayed for more than sixty (60) days); or any judgment, writ, warrant of attachment or execution or similar process is issued or levied against the Project, the improvements or any other property of Borrower and is not released, vacated or fully bonded within sixty (60) days after its issue or levy; or 55394.00049W0884170.6 14 (h) Borrower is in default of its obligations with respect to any funding obligation (other than the Public Improvement Loan) for the Project, and. the default remains uncured following the expiration of any applicable cute periods; or (i) Borrower is in default of its obligations under any other agreement entered into with the City including but not limited to the DDA, and the default remains uncured following the expiration of any applicable cure periods. Section 5.2 Remedies. During the pendency of an uncured Event of Default, the City may exercise any right or remedy available under this Agreement or the Promissory Note or at law or in equity. All of the City's rights and remedies following an Event of Default are cumulative, including: (a) The City at its option may declare the unpaid principal balance of the Promissory Note, together with default interest as provided in the Promissory Note and any other charges due under the Promissory Note, immediately due and payable without protest, presentment, notice of dishonor, demand or further notice of any kind, all of which Borrower expressly waives, ' (b) The City may apply to any court of competent jurisdiction for specific performance, or an injunction against any violation, of this Agreement or for any other remedies or actions necessary or desirable to correct Borrower's noncompliance with this Agreement. (c) All costs, expenses, charges and advances of the City in exercising its remedies or to protect the Property will be deemed to constitute a portion of the principal balance of the Promissory Note, even if it causes the principal balance to exceed the face amount of the Promissory Note, rmless Borrower reimburses the City within ten (10) days of the City's demand for reimbursement. Section 5.3 Borrower Indemnification of City. In addition to any other specific indemnification or defense obligations of Borrower set forth in this Agreement and except for the City indemnification required in Section 43, Borrower agrees to indemnify, defend (upon written request by the City and with counsel reasonably acceptable to the City) and hold hazmless the Indemnified Parties, from any and all losses, liabilities, charges, damages, claims, liens, causes of action, awards, judgments, costs and. expenses, including, but not limited to reasonable attorney's fees of counsel retained by the Indemnified Parties, expert fees, costs of staff time, and investigation costs, of whatever kind or nature ("Claims"), that are in any manner directly or indirectly caused, occasioned or contributed to in whole or in part, through any act, omission, fault or negligence, whether active or passive, of the Borrower or the Borrower's officers, agents, employees, independent contractors or subcontractors of any tier, relating in any manner to this Agreement, any work to be performed by the Borrower related to this Agreement, the Project, the City Funded Improvements or any authority or obligation exercised or undertaken by the Borrower under this Agreement, except to the extent caused by the active negligence or willful misconduct of any of the Indemnified Parties. Without limiting the generality of the foregoing, Borrower's obligation to indemnify the Indemnified Parties shall include injury or death to any person or persons, damage to any property, regardless of where located, including the property of the Indemi ified Parties, any workers' compensation or prevailing wage determination, claim or suit or any other matter arising from or connected with any 553 94.00049W08 84170.6 15 goods or materials provided or services or labor performed regarding the Project or the City Funded Improvements on behalf of Borrower by any person or entity. The indemnity and defense obligations under this Agreement shall survive the expiration or earlier termination of this Agreement, until all claims against any of the hidemnitees involving any of the indemnified matters are fully, finally, absolutely and completely barred by applicable statutes of limitations. Section 5.4 Force Maicure. The occurrence of any of the following events will excuse performance of any obligations of the City or Borrower rendered impossible to perform while the event continues: strikes; lockouts; labor disputes; acts of God; pandemics; quarantine restrictions; inability to obtain labor, materials or reasonable substitutes for either; governmental restrictions, regulations or controls; executive orders; judicial orders; enemy or hostile goverranental actions; civil commotion; fire or other casualty and other causes beyond the control of the party obligated to perform. The occurrence of a force majeure event will excuse Borrower's performance only in the event that Borrower has provided notice to the City within thirty (30) days of Borrower's actual knowledge the occurrence or commencement of the event or events, acid Borrower's performance will be excused for a period ending thirty (30) days after the termination of the event giving rise to the delay. ARTICLE 6 REPRESENTATIONS AND WARRANTIES OF BORROWER Section 6.1 Borrower Representations and Warranties, As a further inducement for the City to enter into this Agreement, Borrower represents and warrants as follows: (a) Borrower is lawfully entitled to do business in the State of California and has the legal right, power and authority to enter into this Agreement and the instruments and documents referenced herein and to consummate the transactions contemplated hereby. The persons executing this Agreement and the instruments referenced herein on behalf of the Borrower hereby represent and warrant that such persons have the power, right and authority to bind the Borrower. (b) When duly executed, the Loan Documents will constitute the legal, valid and binding obligations of Borrower. Borrower hereby waives any defense to the enforcement of the Loan Documents related to alleged invalidity of the Loan Documents, (c) No action, suit or proceeding is pending or to the best of Borrower's knowledge, threatened that might affect the Borrower or the Project adversely in any material respect. (d) Borrower is not in default under any agreement to which it is a party, including any lease of -real property, (e) All statements and representations made by Borrower in connection with the Public Improvement Loan remain true and correct as of the date of this Agreement. ARTICLE 7 NOTICES. Section 7.1 Notice. Any and all Notices submitted by either Party to the other Party pursuant to or as required by this Agreement shall be proper, if in writing and 55394.00049W0884170.6 16 transmitted to the principal office of the City or the Developer, as applicable, set forth in Section 10.5,2, by one or more of the following methods: (i) messenger for immediate Personal delivery, (ii) a nationally recognized overnight (one-night) delivery service.(i.e., Federal Express, United Parcel Service, etc.) or (iii) registered or certified United States Mail, postage prepaid, return receipt requested. Such Notices may be sent in the same manner to such other addresses as either Party may designate from time to time, by Notice. Any Notice shall be deemed to be received by the addressee, regardless of whether or when any return receipt is received by the sender or the date set forth on such return receipt, on the day that it is delivered by personal delivery, on the date of delivery by a nationally recognized overnight courier service (or when delivery has been attempted twice, as evidenced by the written report of the courier service) or four (4) calendar days after it is deposited with the United States Postal Service for delivery, as provided in this Section 1151. Rejection, other refusal to accept or the inability to deliver a Notice because of a changed address of which no Notice was -given or other action by a Person to .whom Notice is sent, shall be deemed receipt of the Notice. Notices must be addressed as follows: To City: City of Santa Ana 20 Civic Center Plaza (M-30) F.O. Box 1988 Santa Ana, CA 92701 Attention: City Clerk with a copy to: City of Santa Ana 20 Civic Center Plaza (M-29) P.O. Box 1988 Santa Ana, CA 92701 Attention: City Attorney To Borrower: Caribou Industries, Inc. 1103 North Broadway Santa Ana, CA 92701 Attention: Mike Harrah with a copy to: Rutan & Tucker, LLP 18575 Jamboree Road, 9th Floor Irvine, CA 92612 Attention: John A. Ramirez Section 7.2 Required Notices. Borrower agrees to provide notice to the City in accordance with Section 7.1 of the occurrence of any change or circumstance that: (a) will have an adverse effect on the physical condition or intended use of the Project or the Property; or (b) will have a material adverse effect on Borrower's operation of the Project or ability to repay the Public hnprovement Loan. ARTICLE 8 GENERAL PROVISIONS Section 8.1 No Third Party Beneficiaries. Nothing contained in this Agreement, nor any act of the City, may be interpreted or construed as creating the relationship of third 55394.00049140884170.6 17 party beneficiary, limited or general partnership, joint venture, employer and employee, or principal and agent between the City and Borrower or Borrower's agents, employees or contractors, Section 8.2 No Claims by Third Parties. Nothing contained in this Agreement creates or justifies any claim against the City by any person or entity with respect to the purchase of materials, supplies or equipment, or the furnishing or the performance of any work or services with respect to the Project or the Property. Borrower must include this requirement as a provision in any contracts for the development of the Project. Section 8.3 Entire Agreement. This Agreement and its Exhibits incorporate the terms of all agreements made by the City and Borrower with regard to the subject matter of this Agreement. No alteration or variation of the terms of this Agreement will be valid unless made in. writing and signed by the parties hereto. No .oral understandings or agreements not incorporated herein will be binding on the City or Borrower. Section 8.4 City Obligations, The City's sole obligation under. this Agreement is limited to providing the Funds as described in this Agreement, up to the not to exceed amount of the Public Improvement Loan, for the purpose of constructing and installing the City Funded Improvements. Under no circumstances, including breach of this Agreement, will the City be liable to Borrower for any special or consequential damages arising out of actions or failure to act by the City in connection with any of the Loan Documents. Section 8.5 Borrower Solely Responsible. Borrower has the right to exercise full control of employment, direction, compensation and discharge of all persons assisting in the performance contemplated under this Agreement. Borrower is solely responsible for: (a) its own acts and those of its agents, employees and contractors and all matters relating to their performance, including compliance with Social Security, withholding and all other Laws governing these matters and requiring that contractors include in each contract that they will be solely responsible for similar matters relating to their employees; (b) any losses or damages incurred by Borrower, any of its contractors or subcontractors and the City and its officers, representatives, agents and employees on account of any act, error or omission of Borrower in the performance of this Agreement or any other Loan Document and the development and operation of the Project; and (c) all costs and expenses relating to Borrower's performance of obligations under the Loan Documents, the delivery to the City of documents, information or items under or in connection with any of the Loan Documents and taxes, fees, costs or other charges payable in connection with the execution, delivery, filing and/or recording of any Loan Document or document required under any Loan Document. Section 8.6 No Inconsistent Agreements. Borrower warrants that it has not executed and will not execute any other agreement(s) with provisions materially contradictory or in opposition to the provisions of this Agreement, Section 8.7 Inconsistencies in Loan Documents. In the event of any conflict between the terms of this Agreement and any other Loan Document, the, terms of this Agreement control unless otherwise stated; provided, however, that any provision in this Agreement in conflict with any Law will be interpreted subject to that Law. 55394.00049\40894110.6 is Section 8.8 Governing Law. This Agreement is governed by California law without regard to its choice of law rules. Section 8.9 Joint and Several Liability. If Borrower consists of more than one person or entity, each is jointly and severally liable to the City for the faithfid performance of this Agreement. Section 8.10 Successors. Except as otherwise limited herein, the provisions of this Agreement bind and inure to the benefit of the undersigned parties and their heirs, executors, administrators, legal representatives, successors and assigns. This provision does not relieve Borrower of its obligation under the Loan Documents to obtain the City's prior written consent to any assignment or other transfer of Borrower's interests in the Public Improvement Loan, the Property or the ownership interests in Borrower. Section 8.11 Attorneys' Fees. If any legal action is commenced to enforce any of the terms of this Agreement or rights arising from any party's actions in connection with this Agreement, the prevailing party will have the right to recover its reasonable attorneys', fees and costs of suit from the other party, whether incurred in a judicial, arbitration, mediation or bankruptcy proceeding or on appeal, An award of attorneys' fees and costs . will bear interest at the default rate under the Promissory Note from the date of the award until paid. Section 8.12 Severability. The invalidity or unenforceability of any one or more provisions of this Agreement will in no way affect any other provision. Section 8.13 Time. Time is of the essence in this Agreement. Whenever the date on which an action must be performed falls on a Saturday, Sunday or federal holiday, the date for performance will be deemed to be the next succeeding business day, Section 8.14 Further Assurances. Borrower agrees to: (a) pursue in an effective and continuous manner; (b) use best efforts to achieve; and (c) take all actions reasonably required by the City from time to time to confirm or otherwise carry out the purpose of this Agreement. Section 8.15 Consent. Except as expressly provided otherwise, whenever consent or approval of a party is required in any Loan Document, that party agrees not to withhold or delay its consent or approval unreasonably. Section 8,16 Counterparts. This Agreement may be executed in any number of counterparts, all of which will constitute but one agreement. Section 8.17 Borrower's Personnel. The operation of the Project shall be implemented only by competent personnel under the direction and supervision of Borrower. Section 8.18 Exhibits. All exhibits attached hereto ate incorporated into and hereby made a part of this Agreement. 55394.00049W884 no.6 19 A-2020-265-06 WHEREAS, this Agreement has been entered into by the undersigned as of the date first above written. CITY: CITY OF SANTA ANA By: Kristine Ridge, City Manager Attest: " *( Clerk of the CoifticiK�!VI/I APPROVED AS TO FORM: BY %, � ty Attorney p BORROWER: VADA 55394.00049W0884170.6 20 CALIFORNIA CERTIFICATE OF ACKNOWLEDGMENT A notary public h other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) Countyof On U� cX t/Ly before me, nn (here Insert a e and title of the officer) personally appeared \ Urr/JQ QiJ ' Y rc, h who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature lam.• YVETTE P..TUGAL COMM. #2322245 Z p = Notary Public • California z' orange County ° M Comm. Ex Tres Mar, 3 2024 (Seal) Optional Information Although the information in this section is not required bylaw, it could prevent fraudulent removal and reattachment of this acknowledgment to an unauthorized document and may prove useful to persons relying on the attached document. Description of Attached Document The preceding Certificate of Acknowledgment is attached to a document titled/for the purpose of containing pages, and dated The signer(s) capacity or authority is/are as: ❑ Individual(s) ❑ Attorney -in -Fact ❑ Corporate Officer(s) ritlelsl ❑ Guardian/Conservator ❑ Partner-Limited/General ❑ Trustee(s) ❑ Other: representing: Namels) of Persons) or Entlty(les) Signer is Representing Method of Signer Identification Proved to me on the basis of satisfactory evidence: O form(s) of Identification O credible witness(es) Notarial event is detailed in notary journal on: Page # Entry N Notary contact: ❑ Additional signers) ❑ Signeds)Thumbprinds) El C Capynght 2007-2018 Notary Rotary, PO 8or 41400, Oee Nlo.n., IA 50311 0507. All Rights Reserved Ile. Number 101772 Please [Omacl your P.vNorizetl Reseller m purchase copies or nits fmm. EXHIBIT "A" PROPERTY LEGAL DESCRIPTION All of that certain real property situated in the State of California, County of Orange, City of Santa Ana, described as follows: Parcel 1: All of Lots 2,3,6 and the northerly 20.00 feet of Lot 5 in Block 11 and all of Lots 1, 2, 3, 4, 5 and 6 in Block 12 of the town of Santa Ana, as shown on a map recorded in Book 2, Page 51 of miscellaneous records of Los Angeles County, California. Together with that portion of Sycamore Street, 60.00 feet wide, as shown on said map, as vacated and described in that certain resolution No, 82-17 of the city council of the City of Santa Ana, a certified copy of which was recorded February 11, 1982, as Document No. 82-051577 of official records of Orange County, California, bounded southerly by the north line of Third Street, 60.00 feet wide, and bounded northerly by a line parallel with and distant northerly 140.00 feet, measured at right angles, from said north line of Third Street. Excepting therefrom the easterly 15.00 feet of said Lot 3 in said Block 11. Parcel 2: A perpetual easement for ingress and egress over the south 2.50 feet of the east 15.00 feet of Lot 3 in Block I of the town of Santa Ana, as shown on a map recorded in Book 2, Page 51 of miscellaneous records of Los Angeles County, California, as reserved in the deed to J. E. Lieberg et al., dated June 5, 1923 and recorded in Book 475, Page 362 of deeds, records of Orange County, California. Parcel 3: The right to use that portion of a brick wall of the building on Lot I in Block 11 of the town of Santa Ana, as per map recorded in Book 2, Page 51 of miscellaneous records of Los Angeles County, California, which adjoins the east boundary line of the south 25.00 feet of Lot 2 in said Block 11, as a party wall, as granted by that certain agreement, dated July 1, 1919 by and between H, R. Andre, also known as Roy Andre, et al., as parties of the first part, and L. J. Carden et al., as parties of the second part recorded August 19, 1919 in Book 341, Page 362 of deeds, records of Orange County, California. Subject to covenants, conditions, restrictions and easements of record, if any, and to the following four (4) reservations, restrictions and easements: 1.) A no building of a habitable structures zone in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: the northerly 15.00 feet of lots 5 and 6, in block 11 and the northerly 15.00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 2.) An easement for fire access purposes in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, cotmty of Orange, state of California more particularly described as follows: the northerly 10.00 feet of lots 5 and 6, in block 11 and the northerly 10P00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 3.) An easement for operations and maintenance of public utilities (water, sewer, storm drain) in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: the northerly 20.00 feet of lots 5 and 6, in block 11 and the northerly 24.00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 4.) A reservation for private access rights in favor of lots 7 and 8 in block 12 and lots 7 and 8 in block 11 of the town of Santa Ana as shown on a map recorded in book 2 page 51 of miscellaneous records of Los Angeles County, California over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: The Northerly 10.00 feet of lots 5 and 6 in block 12 and the Northerly 10.00 feet of lots 5 and 6 in block 11 as shown on said town of Santa Ana map, EXHIBIT B AS PARCEL. NO, 2020-159 AD (Mµ E WEEA NIIN THE CITY OF SANTA ANA, COUNTY OF ORANGE, STATE OF CALIFORNIA. MspuANCE caur"xr ALL OF LOTS 2' 0 AND A PORTION OF LOTS 0 ANO D N NLOCN 11 "NoALL OF LOTS 1� 2, O, D0.1E 4, 6 AND a IN DLO04 12 of NE TOWN OF SANTA ANA, A6 6HOWN ON A MAP RECORDED IN THE —.._ME >_^ DOOK 2 pAOE 01 OF MISCELLANEOUS RECORDS OF LOS ANCELES COUNTY. CAUFORNIA, TOg87H8R INeIHNMWT N0, WITH THAT PORTION OF SYCAMORE STREET AS VACATED AND gEOWEISED IN 1HAT CEfl7AIN e�K----PA06..� RESOLUTION N0. 82-1] OF 7NE CITY COUNCIL OF 7H8 GITV OF 6ANTA ANA, A CERlIREO COPY NWI NWYEN OF WHICH Wp8 R8Cgfl0E0 FEBAM 17 1M82, AS OOCUMENT N0, N2-Dd18)7 fS OFFICIAL RECORDS OF 0 ANSE COUNTY, CAUFOIiNIA. EYIUN cIFRK-REENRoBR FOR CONDOMINIUM PURPOSES bTF Owuly OOTO"R, 2022 [AMID ENDINEERIND DERET( J. AASQREDOR. 4S, 0400 MAmn,EAST Vin NNDBNPe"reNuW°OOin WwNNP M soA DNDM @ UNE At NMMY MTE'ME F&OYND N WE CITY 6 51MA ANA I. 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ADEDAEOARSMaIRRMEanN MA WE s�RYEFM m"OFM'd Y�ATm AND mmD AaNA4 R WDAS mm SYCAIDM Sam, AW INO NM AEss NRAOT mP PEMMIAgY TD TC moms Of s 8Nb(AxAKA) DP THE aRa MA ALL PAW MIT Mf wn A mA ANA COUNTY TREASURER -TAX O A E TOR'S, OESTIFICATE RAW W W WO ) T )AS mMRY OF--MNMTENrAii AmggNp ME AWN dAMMnIBM A"YBY YN6 NM M Dtf P 1NEMa'f0N NVmN 9}A1G�DOUNrc NWppAEYIOGE lANS M sPFUN ASSmSYENM 0a1mhD M iAM; PNaM TANS M NNaIL SOMETIMES NUEDIm'A9 Mllm NMYIR %VIAL ' MD DO CRAFT TO ME AETAADmfE(RONE 03151% kaM6ER1mF m i,fE WEW^lVON YAP MT IMW RRII a1WNpp MW AmDYNO OAONM N kdR A55[651NNn [dIERRO As YAIss al THE Wp WdMO AY iN9 MA. Own 05—my AN, ARA mAN L II611M - %W mMn TNlEM01-TA%WDLUfOR IRCIi1lA,RF If IEO�� #o• PARCEL NO. 2020-159 ""` �O OF AT ME Na IN THE CITY OF SANTA ANA, COUNTY OF ORANGE, STATE OF CALIFORNIA. INSURANCE COMPANY ALL OF LOTS 2, 0 AND A PORTION OF LOTS a AND 5 IN BLOCK 11 AND ALL OF LOTS 1, 2, DI DATE 4, 8 AND 8 IN BLOB( 12 OF THE TOWN OF SANTA ANA, AS SHOWN ON A MAP RECORDED IN GMe ,,,yfEE �_ INS BOR( 2 PACE 51 OF MISOLLANEOUS RECORDS OF 109 ANGELES COUNTY, CALIFORNIA. TOGETHER INSTUMENT Na WITH THAT PORTION OF SYCAMORE STREET AS VACATED AND DESCRIBED IN THAT CERTAIN M—PASS — RESOLUTION NO. 82-17 OF THE CITY COUNCIL OF THE C17Y OF SANTA ANA, A CERHRED COPY HUB" muU OF WHICH WAS RECORDED FEBRUARY 11, IBM, AS DOCUMENT NO. 82-OBIB77 OF OFFICIAL COM CIERR-RECgNER RECORDS OF ORANGE COUNTY, CALIFORNIA. °„—'- FOR CONDOMINIUM PURPOSES mmmIF— DEREK L MCOREGOR, L8, 8406 SEE DETAIL SHEE1`4 SEE DETAIL SHEET 4 I I - I (FORMERLY WESTAY STREET) ET li (FORMERLY WEST STREET] ( _� N l — • � .. —��� — NBB 21 IBT BB60H (BDLBDT I I i NOW IF IBt IEO.pY N'lot DCN I _ r_____"I------ USE 1 I JI { I IA No RA ,Ary A MEN m mv* I INOi (W LR I I OF W ) NP) I I07 ,,, I R DPI I NN B a B m I ESUBLINR IN FINNISH SEED AIL SHEOT_4 NE n'N' OUT I --_--1 ONO lNW) Rn.OT1 NNI W q _----'-}- 1 - NB III Ut IMMf R 11 DLOB _ - I I` — SSCAMORESTREETR� gM'N'9Tw I PRIVA—all ET) I GORY L_ _-•�••--.• -1 NW 21'14E low L _ _ _ I ------ On PET 81 I I ^,r EE DETA LSHEET I I z I OI 7 9 I I I 4 I I IzM� PIA ND'EYIEtT y .wk I� ]DAB'' ar III I O NMI !I'nENI ` t M N I tlIn I ) IwO7 F FSII LBID BT PNBAHM (warl k i I NI'gB'OW IMtl "$ I IOUR NW AY T iSLo',_ypg4 � 1 y 1 I3 , 54 OA H 3 IS 9 i Rwlox I I- NMMNS EET NOWITAT S60(3s0.W')_ i--...... t--4----�--IT- SEEDITAILSHEET4 -- ' _ \ r -j —' BPALR IX E8@f L Ewe . 4o n BASIS OF BEARINGS ALL DRMINOS 7104 HRION ARE BASED ON CEMEOUN9 OF THIRD $TOM REFASEN BROADWAY AND SYCAMORE NFEET KENO HBO'40'33'W PER RECORD OF ONVET• EGDE-1174 FEED IN BE SIR PACE M MO RDS Of ORANGE COUNTY, CAUMIITNM DATUM STATEMENT, COORDHATES MOM ARE BASED ON THE OUFORMA OCDBNNAT SOREN (0OBOB MEMA leas HAD EEOO7.0 EPOCH WO CPS MM CM1N . A NM.ANCEB SHDMN ME GROUND ON BB WHETHER NOTES. END MINN DAIS NUANCE. MU.NPLY OCCURS °]STANCES IY 01091197350. (HOME FACTOR 19 PRWBDf R+EDRa) REFERENCE NOTES, ( ) HMO DATA PER PLAT BORE 4 PAGE 41 SURVEYCR'9 BOUNDARY Y N FORE¢• THERE ARE NO OCNRwI° MEN COSMIC VISIBLE IMPROVEMENTS AND THE INTERIOR SIG DIM UNE N10NNOnVI BORDER) OF Nos AW As DBMS EO MOON. EASEMENT N_O31SL E64 S�3 FOR MONTHS AND PROPOSED ON I ENT NOTES• A OwwAWSSoqCOoB5S IwPoBONTAL. CNNRa BUT" OMN� CDPTIY°NWICBiIN E UPI OF ME O INDICATES SKY LEAR NA AND T40'LE 1100' AT PROPERTY CMM INDICATES FOND MDNUHENT DI CTNiFTTBHE TE AB YEBGPEO R ICAN MI MIND D' PUNCHED BRAN DEN. mom OO.B�'TIN N°�1FRRE ON OF CENT R 1 E 0OFF IA. AK $TI Ary0 CENTEBUNE OF SURVEY OF (HAD CENTER DR. M2 FOUND D' FUNCIRO ORA% DRY, BBYM 1' M MONUMENT IN LIEU W PUNCHED S , MA B DIG( IN CONE. DOWN BE' IN El MOMENT, ORIGIN ID LOCATED AT TIE CENTERLINE INTERBEOT OF DIED CENTER DR. AND NOWLR EC, ( OUMTDOD' E&W MOM MOTHER MB.L mme B OF A MIFEW WMBFA OF PANCMS: 2 NUMBERED ACCEp1ED AND RIED AT BB GOODS ANEW, 00.402 SEPT/1 DA AD.PARCEL NO. 2 0 2 0 -15 9 REQUEST # NCI ANEM"B Ma 2 D WFI" AD. PON 1NLE DAB # 8UR4EW SAW P010 INSURANCE CDMPANY A OF BNTANYE & L uw NO, IN THE CITY OF SANTA ANA, COUNTY OF ORANGE, STATE OF CALIFORNIA. unB #1020-10 ALL OF LOTS 2, B AND A PORTION OF 40TS 3 AND 5 IN BLOCK 11 AND ALL OF LOTS 1. 2, 3 IIME -FEE G..� 4, 5 AND B IN BLOCK 12 OF THE TOWN OF SANTA ANA, AS SHOWN ON A MAP RECORDED IA THE Ni BOOK 2 PAGE 87 OF MISCELLANEOUS RECORDS W LOS ANOELE9 COUNTY CALIFORNIA, TOGEMER WITH VAT PORTION OF SYCAMORE STREET AS YACATRD AND DESCRIBED IN THAT CERTAIN BOGN�..PAN._� RESOLUTION NO. 82-17 OF THE CITY COI OF THE CITY OF SANTA ANA A CERTIFIED COPY NOON NNpOU�YEN OF WHICH WAS REWRDEO FEBRUARY 11, USE. AS DOCUMENT NO, 82-N577 OF OFFICIAL 00{INttCI£Rg-REWRDE0. RECORDS OF ORANGE COUNTY, OALIFORNIA. FOR 0ONDOWNIUM PURPOSES BY, OGIOBER, 2022 DMG ENGINEERING DEREK J. MOGREOCR, 1 BABA EXISTING G CASEEM•NC T NOTE L J �As RRYMNOR RUBBER . It AND L . 0 ND m p F, AR VI I C I ONIT"TS1, IN REGMDB TO A PARTY W ALONG INE N BROADWAY STREET g EAST SINE OqF Mp�E SU NNI M MET F LOT R RREDOOR�EEDDDAUEOUSTDI�A IDIB IN BOOK 34IIPAGEA".MO2 - --_ (FORMERLFEST STREET- -�---- ,OTF MEN. MOF� ®OVER li EERY L {[F7 or LOT B IAtIEIIEIN WORD d00' M' IBW NEGSMEBFA,gAASSpG,RRAMM TO A E USES AND OTHERS 1.W' 1023 INDB0gC A76,NPAW 452 OF DEEDS ROES JULY p I �°')_. ®AN EAeEM1EANCTABR IpNNGRFppB;GSA p SPRING MAR BR WTp��UBN FEET BY LBAS6LOS B%EGI1EBF IU BLACK 1OR 1, AS 1 TO ME TfA � 11.00 pld'24AY�N I - MOORS AyD GTRFgB, RCCgEDMI J011 § ISEA Ay I 1 REBOUND DOCK AO PAGE yO4 # EEABE& ANO AY AGREEMENT g OSRWIORAL�MMAY ums. 1SR61N O KIM, PAGE 275 OF I 8 ®EAS'EMEN DOYINANW AND WNMADILR RMERM 2 9 T S I Ij 10 BC q # SANTA ANA 24 A DOCUMENT EMNLE) 1 l -A REti11LULppNN OF THE qtt COUNCIL #'TIIry1E ONy # SANTA AMR YADANND A PNTIDN of 6YOAMNE 1 I 9STREET MGM # MIRD BERET, REBMUIMN NO. 21STRUMWTNNO B2-611R1]R011WMIL SECOias, I 1 �<�NEA SCAM AN IN SUINP 2AYSCSI DFN UPURPosFR I q %N x,PURWNANi AN ) Ono NOmI I 8nw] 4Maol I I MEEWRyDgERO MMUINE 0g0p, UIeBEE9NRAS INIVUMENT NQ SB- ..Adi COMPANY, A WGRNNADNN CALENNIA MINN AFFEDB: AS OMMEM TOMMM eQAN EASEMENT NR RMOMOY EMI AND INgOFNTAl IN'1 P°11 PURPOSES ROUNDUP APRIL 2B. 1EB0 AS INSII KW I I I NO.FUS BUM I AAA OFOURM AL DD DAWN AANODIATEs, A I 11 gE Igg' OMJPCRNA GSNEAAL pAANMMM Dn'1 I Pa•I 9 1 A 9 N, •� S 1A I•� AfTEDI& AB 066 Ed RIFREIN I I II 1 PROP D$EQZA§EMUff_ OTIES Q AND ORDADYI Y AAdOR SSIIO RHMEDtt1Nq WAY AT SRD J i1 I 1 MD "REPORTMNNMFFOR MAJOR AM S fM GRAN ACCESS i DAPA pAM COO M�Ni �sEABdfpk TT POR E6UPRC£NMBWAN�E STSFENAND POW PMYAB SR1DE'I, AI BHONN HEREON , — ^D— SYCAMORE STREETR (PRIVATESTREEFi� Itw 1 1 POG Pn'1 I ea V I I � �� I N0'1 PnT I A 3 9 II lNN) + 4 NO —.fll I a°'m wmr I:aml Mvn IMAUI N MAW STREET Ed W �I r +� SDA1a IN f2A4 8 L loon � AG tt I GOT DI A 811FFp PARCEL f� 0. 2 Q 2 0 -15 9 DRE RWTIIRE MANNER DP 4 SHOT 2 NUMSE FP AWEPM A D FILED AT ME OWES AD 4MMI 00,A08 ARA'1 N A0, NE} hCREApO 80�x90 BD.R/.FQ AD. D,Are of sRWEW ,I,W sop IN THE CITY OF SANTA ANA, COUNTY OF ORANGE, STATE OF CALIFORNIA. INOURANOE COMPANY AIA DP reNTM1TIWM PARCEL MAP N0. DAM ttE04aIb0 ALL OF D 0 2, B AND A PORTION O LOTS J AND 6 IN BLOCK 11 AND ALL OF LOTS T, O J, TIME —FEE R...__ 4, b AND S IN BLOCK M 12 OF THE MVEC OF SANTA ANA AS D COUNTY ON A MAP CALIFORNIATOGETHER IN INSTRUMENT NO. BOOK 2 PAGER OF MISCELLANEOUS RECORDS S VQOSAC APED AN CDUNTY, EDINTHAT TOGETHER NOON RES THAT NO. 02 OF THE SYCAMORE STREET AS VACATED AND DESCRIBED IN ERTIT CERTAIN RESOUICH AS RECOR OF THE UAR COUNCIL OF THE CITY EN SANTA ANA, A CERTIFIED COPY NUDR NOUYEN OF WHICH WAS RECORDED FEORDS O D NGE U DOCUMENT ND, B2-061677 OF OFFICIAL COUNTY TiIERR-RECORtlFR RECORDS OF OitANGE COUNTY, CAUFORNIh FOR CONDOMINIUM PURPOSES NnDTY—'- OCTOBER, 2022 OMO ENGINEERING DEREE J. MYOREGOR, L.S. 949E faRP UAN fACDry O MIA FtlINO MAD, iAa DW DR a MIA al SANTAmar ARM r-MIS V IA POI aaal'IAAIX FNA 9WNR! MINOR MOl-NOB WaNfW NUNBW IAI-IN4 I FOR N'pwro MAR DEN 0 DIYa TA JMANI 4 BROADWAY RED OWNW9 BROADWAY FWW"HOO, ADDEDNA, W AND aD of✓ I �fWMIFAA iAl9: Nb aR OF SiwA 1a AM GO NDAWi W-110 I W6 aAD t NNOER AOIu11113 pj RAW SFROW DRAW DR N DO If SAWTA ^-J eQj I NIA E£LLNNUNMi WI (cM 1.1 NEQ FOODS NM WE A WOW BORROW DIRECTOR1R 041, NA OR 20I9-2IRA NR a NOB-N14 SYCAMORE STREET 6YCAMORE STRGE7 J CFII m U 4 TAN AD Ott N'Y laMD NAP, NOI AW TA OF EMIRANArANRtlTY CI I /'FaMD NN. rAN MO rO9 arTPt '1Lt )nr PF$anasAv1A Z MRN IErA Ma(+10 ary dF a MIA ANA OOf11NM1 n 111E/J—v-iA cm 9FSAWM AM 99P1WNr aM DOMIGRo W= t- j Nth ANA 1AD FN 0n OF MA WOW NN-NSW NUNONi &N-Ii9AB P96FIHo ^I' MA O9tlAVNF BUUW1 Eo91-INA Y N MAW STREET N' /lq N MAIN STREET _ FORD WAND, — ...,,, �— ^ —� WAN DUMB, FMIINNRD TER N < / yy, KNIPADNE 0® Y�"w9 I '{dY UNTRUE IDES 4' MND MAD, To AND a1T ff T NNfA ARAMAWN I UIN ITA' Ma" UAW NFY fOUND MA, MW AND N9� fOW UP,, WK AND RAW ,WA PWINNT WON I NR CItt tf SANTA ANA D9NWN1 ^Ry Pyp RE OW OF ( IA TO Me tlry 9 fiflai A NUMBER Offl'i lD SANTA NR BMW OF WTA ANA mum $ WNAG x 1119 NAWW NN-Hp geN pk R 8 n $8 EXHIBIT "C" CITY OF SANTA ANA PUBLIC IMPROVEMENT LOAN AGREEMENT D.D.A. and Public Improvement Loan Agreement -EXHIBIT C" See See. 2.s.B -City or Santa Ana Public Improvements Loan Agreement (13 million). Disbursement Process and Scope or Work: Pryor to 24 mo. Construction Timeline (DDA) Start Date, Est. Schedule, Scope of Work and Disbursement of 13 million City Loan Proceeds Demo Rough Grade to Street Level / Subterranean Garage Parking as shown in Article 2 of the Loan Agreement (See Site Plan, work CIS & Cut Sections attached to Exhibit 2. 1. Remove / Repair existing underground utilities at alley easement area; cr North end of Property - Remove all existing abandoned or to be replaced utilities from back of 411' St, buildings North or3" r and Broadway. This includes Existing Storm Drain Removal & Replacement of Underground Water, Electrical, Systems. Construct Drainage Sub Grade In place for Water Runoff and any Fire Life Safety Retrofit (If Any) all underground utilities R/R prior to demolition. (Safe Off Demo Area), SCE Engineering Drawings prior to Demo - Est, 9 months, 2. Pedestrian Safety, Security renting- Street Closures, Security Guard Service (24I7) and Barricades per City Standards and DDA, (See City Plan throughout Construction Project. 3. Major Demo - Existing Concrete Parking Structure /Sawcut Extraction & Removal. 4. Shoring of the Subterranean Entire Project Footprint to Rough Grade Elevation, S. Excavate Construction Site Plan Area through Foundation Permit (Rough Grade to Footing). 6, Excavate down to grade level. Remove Export Dirt- Ramp up - Truck Loading Area 7, Install tower Crane (x2) Foundation Pads, 8. Cut Back Shoring to START Subterranean Garage to Street Level per DDA (Loan Article 2) Rough Grade Subterranean to START Construction or Build out Time per DDA to I3 million (See Items I through 8 above). Est Time1 ine per each above item to be Completed & actual Cost to Construct each. T.B.D. as We are out to bid for these Tasks -- as of November 1st, 2022. We will have a Cost Breakdown prior to Commencement of Work, Hope rully prior to December 31, 2022. 9, Construction of the Public Parking Parcel within the 10 Story Parking Structure containing 444 Parking spaces. DDA article 2/Articles 1, I.I,D-P-3 Public Improvement Loan Agreement. 10, Construction of Subterranean Garage Complete to Street Level. It, Construction of the Private Street Reconnecting Sycamore St. between 3" and'Ii° Streets. 12. Articles 1, 1. LD-P-3 Public Improvement Loan Agreement, (See Critical Path Chat & Construction for Est. Timeline and Disbursements Schedule (see attached), Loan Agreement Note: (Article 1) See 1.1-d Exhibit "C" 1, Demo 2. Foundation Permit needed for Rough Grade (See Breakdown above items 1.8) 3. Construction of Public Parking Parcel Hotel 4. Construction of PVT. Street Reconnecting Sycamore Street between 31 & 411 St. D.D.A. Note: (Article 2) 2.1.10 (13m) (See items I - I V), I. Demo. 2. Prep, Project through Rough Grading Permit & Construction through Rough Grading, 3. Construction on Parcel "A" Public Parking Parcel containing 211 Parking Spaces - Subterranean Garage per D.D.A. / Loan agreement. 4. Construction of Private Street Sycamore Between 3111 & 01 Streets per D.D.A. / Loan agreement. R11 U F m 2 X w 8x 6 a n a oc-- 1 y g o0 _ ''Coll w�,♦I _ .. .. .. �L o. _. .. _ omo vo° qyr a�r9 ty "a �9 yy yyZ7pp aa�a ass's�„-s s7rssa.Qa�„„a t A€s gsw k$F �0t C) m x w EXHIBIT D FORM OF PROMISSORY NOTE Not to Exceed $13;0001000 December 6, 2022 Santa Ana, California FOR VALUE RECEIVED, CARIBOU INDUSTRIES, INC. a Nevada Corporation ("Maker"), having an address of 1103 North Broadway, Santa Ana, CA 92701, promises to pay to the CITY OF SANTA ANA, a California charter city in the County of Orange of the State of California ("Holder"), the principal sum of THIRTEEN MILLION DOLLARS ($13,0001000.00), or so much of said amount which may be advanced from time to time, plus interest accrued at the rate set forth herein . 1. Background. This Promissory Note ("Note") is made pursuant to that certain City of Santa Ana Public Improvement Loan Agreement with Caribou Industries, Inc. (Downtown Hotel and Mixed -Use: Residential and Retail/Commercial Project at 3rd and Broadway) (the "Loan Agreement"), dated December 6, 2022, by and between Maker and Holder, whereby Holder made a loan (the "Loan") to Maker, in the amount not to exceed Thirteen Million Dollars ($13,000,000.00), to pay certain costs associated with the construction and installation of City Funded Improvements that were required as conditions of regulatory approval for the development of develop Mixed Use Project including an apartment complex with 171 residential units, 13,419 square feet of commercial space, and 196 residential parking spaces ("Mixed Use Project'), and a Hotel Project containing seventy-five (75) hotel rooms, on the Property, including eighty-three (83) parking spaces which includes forty-two (42) stacking parking spaces ("Hotel Project") on the Property. (The "Mixed Use Project" and Hotel Project" are hereinafter refereed to collectively as "Project."), as defined in the Loan Agreement, upon that certain Property located in the City of Santa Ana, California (the "Property"), as more particularly described in the Loan Agreement. This Note evidences the Loan and Maker's repayment obligations to Holder thereunder. All capitalized terms used but not defined in this Note shall have the meanings given to them in the Loan Agreement. 2. Payment. (a) If the City funds the Public Improvement Loan from the City's General Fund, the following shall apply: (i) The term of the repayment shall be thirty (30) years from the date when the Holder first issued Loan Funds to Maker in accordance with Loan Agreement. (ii) Commencing on the date Holder first issued Loan Funds to Maker until the date on which the Public Parking Parcel is made available to the public pursuant to the Parking Agreement, Maker shall pay monthly interest -only payments to Holder equal to all then accrued but unpaid interest on the outstanding principal amount. 55394.00049\40884170.6 (iii) Commencing on the date on which the Public Parking Parcel is made available to the public pursuant to the Parking Agreement, Maker shall make monthly principal and interest payments under this Note until the principal and accrued interest under this Note is repaid in full, The full atnount of principal and interest accrued under this Note shall be due and payable in full not later than 30 years from the date when Holder first issued Loan Funds to Maker (the "Maturity Date"). (b) If the Public Improvement Loan is funded by the City through a Private Loan, the Loan shall be repaid pursuant to the terms of that Private Loan, (c) Maker shall have the right to prepay without penalty all or any portion,of the principal amount evidenced hereunder. (d) All payments and prepayments received by Holder pursuant to the terms hereof shall be applied in the following manner: first, to the payment of all expenses, charges, costs and fees incurred by or payable to Holder by Maker pursuant to the terms hereof (in such order and manner as Holder, in its sole discretion, may elect); second, to the payment of all interest accrued to the date of such payment; and third, to the payment of principal; Notwithstanding anything to the contrary contained herein, after the occurrence and dining the continuation of an Event of Default (as hereinafter defined); all amounts received by Holder from any party shall be applied in such order as Holder, in its sole discretion, may elect. 3. Interest Rate. The principal outstanding under this Note shall accrue interest at the rate of either (a) if the City makes the Public Improvement Loan is funded from the City's General fund, the interest rate shall be Local Agency Investment Fund (LAIF) rate beginning on the date of this Note until the date the Loan is repaid in full, the interest rate shall readjust July lst of each year; or (b) if the Public Improvement Loan is funded by the City through a Private Loan, the interest shall be the rate charged pursuant to the terms of that Private Loan.... 4. Security. This Note is secured by a Deed of Trust executed by Maker, which creates a lion on that certain property owned by Caribou Industries, Inc. as described in the Deed of Trust and the Loan Agreement. 5. Events of Default. Any of the following events shall be deemed an "Event of Default" ` hereumder: due; (a) Failure to make any payment of interest or principal on this Note when (b) Maker shall fail to satisfy any obligation under this Note; (e) Maker shall become in default under the Loan Agreement, subject to any applicable cure periods set forth therein; (e) Maker shall file a.voluntary petition in bankruptcy court or such a petition shall be filed against Maker and is not dismissed within sixty (60) days after filing; or if Maker shall file any petition or answer seeking or acquiescing in any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief for itself under any present or 55394.00049\40884170.6 future federal, state or other statute, law or regulation relating to bankruptcy, insolvency or other relief for Maker or Maker seeks or consents to or acquiesces in the appointment of any trustee, receiver or liquidator of Maker or shall make any general assigmnent for the benefit of creditors, or shall admit in writing its inability to pay its debts generally as they become due; (f) A court of competent jurisdiction shall enter an order, judgment or decree approving a petition filed against Maker seeking any reorganization, dissolution or similar relief under any present or future federal, state or other statute, law, or regulation relating to bankruptcy, insolvency or other relief for Maker and such order, judgment or decree shall remain unvacated and unstayed for an aggregate of sixty (60) days (whether or not consecutive) from the firsv date of entry thereof; or any trustee, receiver or liquidator of Maker shall be appointed without the consent or acquiescence of Maker and such appointment shall remain unvacated and unstayed for an aggregate of sixty (60) days (whether or not consecutive); (g) Maker dissolves, any member withdraws from Maker or any other termination of Maker's existence as a going concern occurs; or (h) A material adverse change occurs in Maker's financial condition or Holder believes the prospect of payment or performance of this Note is impaired. 6. Remedies. (a) Acceleration, Upon the occurrence of an Event of Default, and without Actnand on or notice to Maker or any other party, all amounts payable by Maker hereunder shall immediately become due and payable in full. (b) No Waiver. Holder's acceptance of interest at the Default Rate shall not have the effect of curing any Event of Default and shall not prejudice the right of Holder to collect any other amounts required to be paid or to declare a default under any of the "Loan Documents," as defined in the Loan Agreement. No delay or omission on the part of Holder in exercising any right or remedy under this Note or any other Loan Documents shall operate as a waiver of such right or remedy or Holder's right to exercise same at any tirne. 7. ]Default Rate, Upon the occurrence of an Event of Default, at the option of Holder, all amounts then unpaid under this Note shall bear interest from the date.of default until such default is cured at a rate of interest (the "Default Rate") equal to ten percent (10%) per annum and shall be immediately due and payable. Holder's acceptance of interest at the Default Rate shall not have the effect of curing any Event of Default and shall not prejudice to the right of Holder to collect any other amounts required to be paid or to declare a default under this Note. No delay or omission on the part of Holder in exercising any right or remedy under this Note shall operate as a waiver of such right or remedy or Holder's right to exercise same at any time. 8. No Waiver. The acceptance of any payment hereunder which is less than payment of all amounts then due and payable shall not constitute a waiver of any of the rights or options of Holder or to the exercise of those rights and options at the time of such acceptance or at any subsequent time. No waiver by Holder of any right or remedy shall be effective unless in writing and signed by Holder, and no such waiver, on one occasion, shall be construed as a waiver on any other occasion. Maker waives any right of offset now or hereafter existing against Holder, MPI,![Uf11L Spit, a1:151Yr11N. 9. Time of the Essence, Time is of the essence in the performance of each provision hereof: 10. Notices, Any notice, demand, request or other communication that any party hereto may be required or may desire to give hereunder shall be in writing and shall be deemed to have been properly given (a) if hand delivered, when delivered, (b) if mailed by United States mail, certified or registeted,.postage prepaid, two (2) business days after .mailing, or (c) if by Federal Express or other reliable overnight courier service, on the next business day after delivered to such- courier service, at -the address set forth below or at such other address as the patty to be served with notice may have furnished in writing to the party seeking or desiring to serve notice as a place for the service of notice, To Holder: City of Santa Ana 20 Civic Center Plaza (M-30) P,O. Box 1988 Santa Ana, CA 92701 Attention: City Clerk with a copy to: City of Santa Ana 20 Civic Center Plaza (M-29) P.O. Box 1988 Santa Ana, CA 92701 Attention: City Attorney To Maker: Caribou Industries, lnc. 1103 North Broadway Santa Ana, CA 92701 Attention: Mike Harrah with a copy to: Rutan & Tucker, LLP 18575 Jamboree Road, 9t" Floor Irvine; CA 92612 Attention: John A. Ramirez 11. Certain Waivers. Maker hereby waives for itself and any person or entity who now or may hereafter become liable with respect to this Note, to the fullest extent permitted by law, diligence, presentment, protest and demand, notice of dishonor and all other notices and demands without in any way affecting the liability of Maker and any other person or entity who now or may hereafter become liable with respect to this Note. Maker further waives, to the full extent permitted by law, the right to plead any and all statutes of limitations and the right to require Holder to marshal assets, 12, Severability. Every provision of this Note is intended to be severable. In the event any term or provision hereof is declared by a court of competent jurisdiction to be illegal, invalid or unenforceable for any reason whatsoever, such illegality, invalidity or unenforceability shall not 55394.00049\4088400.6 affect the balance of the terms and provision hereof, which terms and provisions shall remain binding and enforceable, and this Note shalt be construed as if such illegal, invalid or unenforceable provision had not been contained herein. 13. Interpretation. In this Note, the singular shall include the plural and the maseuline- gender shall include the feminine and neutor genders, and vice versa, if the context so requires. The captions and headings in this Note are merely for convenience and substantively are not a part of this Note. 14. U.S. Dollars. All sums payable hereunder shall be payable in the lawful money of the United States of America, 15. Governing Law. This Note is governed by the law of the State of California, without giving effect to conflicts of laws principles. 16. Enforcement Costs. in the event of (a) any action or proceeding that involves the protection, preservation or enforcement of Holder's rights or Maker's obligations under this Note (including, but not limited to, Holder's defense of any action by Maker in connection with the loan evidenced hereby), (b) Holder's collection or enforcement without, institutionof litigation proceedings, or (c) Holder's participation in any proceeding which is authorized under the terms of this Note, Holder shall be entitled to payment, upon demand, from Maker of all costs and expenses associated therewith, including reasonable attorneys' fees and litigation expenses. Maker will pay Holder, upon demand, all reasonable attorneys' fees and expenses incurred in the representation of Holder in any aspect of any bankruptcy or insolvency proceeding initiated by or on behalf of Maker that concerns any of its obligations to Holder under this Note. In the event of a judgment against one party concerning any aspect of this Note, the right to recover post - judgment attorneys' fees incurred in enforcing the judgment shall not be, merged into and extinguished by any money judgment. The provisions of this Section constitute a distinct and severable agreement fibm the other contractual rights created by this Note. [Signatures on foiiowingpage] 55194.00049W0884170,6 SIGNATURE PAGE FOR PROMISSORY NOTE IN WITNESS WHEREOF, Maker has executed this Note as of the year and date first set forth above. MAKER: 55394.00049140884170.6 r CALIFORNIA CERTIFICATE OF ACKNOWLEDGMENT A notary public or other officer completing this certificate verifies only the identity of the Individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California County of 10 ftw ) On 'as'�^ C/G_/� before me, 1 ' f there Insert name nd title of the officer) G personally appeared j�/1 l Cy t(�(�? �. 1(irVl who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. YVETTE PORTUGAL o COMM. *2322245 z a r 'ab Notary public California WITNESS my hand and official seal. z orange County ° �l M Comm. Ex Tres Mar. 3, 2024 Signature (Seal) Optional Information Although the information in this section Is not required by law, it could prevent fraudulent removal and reattachment of this acknowledgment to an unauthorized document and may prove useful to persons relying on the attached document. Description of Attached Document The preceding Certificate of Acknowledgment is attached to a document titled/for the purpose of containing pages, and dated The signer(s) capacity or authority Ware as: ❑ Individual(s) ❑ Attorney -in -Fact ❑ Corpo(ateofficer(s) ❑ Guardian/Conservator ❑ Partner - Limited/General ❑ Trustee(s) ❑ other: representing: _ Name(sl of Pe,,ci or EntiryDrO Signer Is Nepresenting Method of Signer Identification Proved to me on the basis of satisfactory evidence: 0 fermis) or identification 0 credible wimeate5) Notarial event is detailed in notary journal on: Page 4 Entry 4 Notary contact: Other ❑ Additional 5igneds) ❑ 5igneds)Thumbprinns) C Copyright 2007-201e Notary Fotaiy. PO aos 41400. Des Mains. IA 59311 D507 All Fights aese,ved. Item Number 101772. Piease contact you, Autho,i,ed Nesell,, or purchase roPlee of rhis form. EXHIBIT E FORM OF DEED OF TRUST 5 53 94.00049\408 94170.6 I Recording Requested by Fidelity National Tide RECORDING REQUESTED' PURSUANT TO GOVERNMENT CODE SECTION 27383 When Recorded Mail To: City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 Santa Ana, CA 92701 Attention: City Clerk Recorded in Official Records, Orange County Hugh Nguyen, Clerk -Recorder I1111III111I II1[I111IIIIIIIIII11I 111111IIIIIIIII[II11III I NO FEE *$ R 0 0 1 4 1 0 4 1 8 0 $ * 20220004034412:56 pm 12/09/22 340 NC-5 D11 S02 9 0.00 0.00 0.00 0.00 24.00 0.00 0.000.000.00 0.00 DEED OF TRUST AND SECURITY AGREEMENT THIS DEED OF TRUST AND SECURITY AGREEMENT ("Deed of Trust") is made this 6th day of December, 2022, among the Caribou Industries, Inc. a Nevada Corporation ("Trustor"), whose address is 1103 North Broadway, Santa Ana, CA 92701, Fidelity National Title ("Trustee"), whose address 4400 MacArthur Blvd., Suite 200, Newport Beach, CA 92660, and the City of Santa Ana ("Beneficiary'), whose address is 20 Civic Center Plaza, Santa Ana, CA 92701. Trustor irrevocably grants, conveys, transfers and assigns to Trustee in trust, with power of sale and right of entry and possession, all of Trustor's right, title and interest now owned or hereafter acquired in and to the real property located at 201 West 3ie Street, Santa Ana, California 92701 and fiulher identified as Orange County Assessor's Parcel Number 398-264-13,as more particularly described on Exhibit "A", attached hereto and incorporated herein by this reference, together with all buildings, structures and improvements now existing or hereafter constructed thereon (the "Improvements") and all other property and interests of any kind or character which may be reasonably necessary or desirable to promote the present and future beneficial use and enjoyment of such real property and improvements (the "Property"). 1. Secured Obligations. Trustor makes the grant, conveyance, transfer and assignment herein for the purpose of securing (a) payment of that certain Promissory Note dated on or about the same date hereof, in the original principal amount of Thirteen Million Dollars ($13,000,000.00) (the "Note"); and (b) due, prompt and complete observance, performance and discharge of each and every monetary and non -monetary condition, obligation, covenant and agreement contained herein or contained in that certain City Funded Improvement Loan Agreement entered into by and between Trustor, Caribou Industries, Inc., and Beneficiary, City of Santa Ana, and dated December 6, 2022 (the "Secured Obligations"). 2. Maintenance and Repair. Trustor shall (a) keep the Property in good condition and repair and not remove or demolish any building; (b) complete or restore promptly and in good and workmanlike manner any building which may be constructed, damaged or destroyed; (c) pay when due all claims for labor performed and materials furnished; (d) comply with all laws affecting the Property or requiring any alterations or improvements to be made; (e) not commit 55394.0004%40884170.6 Page 1 of 6 or permit waste; and (f) cultivate, irrigate, fertilize, fumigate, prune and do all other acts which from the character or use of the Property may be reasonably necessary. 3. Insurance. Trustor shall maintain hazard insurance against loss by fire, hazards included with the term "extended coverage," and any other hazards for which Beneficiary requires insurance, and liability insurance. The insurance carrier and the insurance policies and amounts of coverage shall be acceptable to Beneficiary, the liability policy shall name Beneficiary as an additional insured, and shall require 30 days' prior notice to Beneficiary before the policy is modified or terminated. 4. Defense of Security.. Truster shall appear in and defend any action or proceeding purporting to affect the security or the rights or powers of Beneficiary or Trustee, Trustor shall pay all costs and expenses, including costs of evidence of title and attorneys' fees, in any such action or proceeding in which Trustee or Beneficiary may appear, and in any suit brought by Beneficiary to foreclose this Deed of Trust. 5. Payment of Taxes and Liens. Trustor shall pay (a) at least 10 days before delinquency, all taxes and assessments affecting the Property, including water stock assessments; (b) when due, all encumbrances, charges and liens, with interest, on the Property, which are or appear to be prior or superior to this Deed of Trust; and (c) upon demand all costs, fees and expenses of this Deed of Trust. If Trustor fails to make any payment or to do any act provided for in this Deed of Trust, then Beneficiary or Trustee may, without obligation to do so, and with or without notice to or demand upon Trustor, and without releasing Trustor from any obligation under this Deed of Trust: (i) make or do the same in such manner and to such extent as either may deem necessary to protect the security, Beneficiary or Trustee being authorized to enter upon the Property for such purposes; (ii) appear in or commence any action or proceeding purporting to affect the security, or the rights or powers of Beneficiary or Trustee; (iii) pay, purchase, contest or settle any encumbrance, charge or lien which in the judgment of either appears to be senior to this Deed of Trust; and (iv) in exercising any such powers, pay allowable expenses, including attorneys' fees. 6. Reimbursement of Costs. Trustor shall pay upon demand all sums expended by Beneficiary or Trustee provided for in this Deed of Trust or allowed by law, with interest from date of expenditure at the maximum rate allowed by law. 7. No Waiver. By accepting payment of any sum after its due date, Beneficiary does not waive its right either to require prompt payment when due of all other sums or declare a default for failure to pay. 8. Reconveyance. That upon written request of Beneficiary stating that the Secured Obligations have been fulfilled, and upon surrender of this Deed of Trust, Trustee shall reconvey, without warranty, the property then held hereunder. The recitals of such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in such reconveyance may be described as "the person or persons legally entitled thereto." 9. Assignment of Rents. Trustor hereby absolutely and unconditionally assigns to Beneficiary all of the rents, issues, profits, royalties, revenues, income and other benefits (collectively, the "Rents") derived from the Property, whether now due, past due or to become Page 2 of 6 55394.00049W0884170.6 due, and hereby gives to and confers upon Beneficiary, either directly or through a receiver, the right, power and authority, but not the obligation, to collect the Rents, and to sue, either in the name of Trustor or Beneficiary, for all such Rents and to apply the same to the indebtedness secured hereby in such order as Beneficiary may determine in its sole discretion. This assignment of Rents is intended to create and shall be construed to create an absolute assignment to Beneficiary of all of Trustees right, title and interest in the Rents; provided, however, so long as no default exists by Truster in the payment of any indebtedness secured hereby, or in any other covenant contained herein, or in said note or notes or in any other document eviddncing or securing such indebtedness, Truster shall have the right to collect all Rents from the Property and to retain, use and enjoy the same. Upon the occurrence of such a default, without the necessity of demand or other notice to Truster or any other act to enforce Beneficiary's interest pursuant to this assignment, Trustor shall have no interest whatsoever in the Rents that are received by Truster after a default, and all such Rents shall be received and held by Trustor in constructive trust for Beneficiary and delivered promptly to Beneficiary, or to a court -appointed receiver for the Property, without the necessity for further notice to, or demand upon, Truster. Upon the occurrence of such a default and at any time thereafter during the continuance thereof, Beneficiary may, at its option, send any tenant of the Property a notice to the effect that: (a) a default has occurred; (b) Beneficiary has elected to exercise its rights under this assignment; and (c) such tenant is thereby directed to thereafter make all payments of Rents to or for the benefit of Beneficiary or as Beneficiary shall direct. Any such tenant shall be entitled to rely upon any notice from Beneficiary and shall be protected with respect to any payment of Rents made pursuant to such notice, irrespective of whether a dispute exists between Trustor and Beneficiary with respect to the existence of a default or the rights of Beneficiary hereunder. Any such tenant shall not be required to investigate or determine the validity or accuracy of such notice or the validity or enforceability of this assignment. Truster hereby agrees to indemnify, defend and hold any such tenant harmless from and against any and all losses, claims, damages or liabilities arising from or related to any payment of Rents by such tenant made in reliance on and pursuant to such notice. 10, Default and Foreclosure. Upon default by Trustor in performance of any Secured Obligation, Beneficiary may deliver to Trustee a declaration of default and demand for sale and of a notice of default and a notice of sale, which notice Trustee shall cause to be filed for record, Beneficiary also shall deposit with Trustee this Deed of Trust and all documents evidencing the Secured Obligations and expenditures, if any, secured by this Deed of Trust. Upon default of any obligation secured by this Deed of Trust and acceleration of all sums due, if any, Beneficiary may instruct Trustee to proceed with a sale of the Property under the power of sale granted in this Deed of Trust, noticed and held in accordance with California Civil Code Sections 2924, et seq., as such statutes may be amended from time to time. Truster waives all rights it may have to require marshaling of assets or to require sales of assets in any particular order, including any rights under California Civil Code Sections 2899 and 3433. 11. Substitution of Trustee. Beneficiary, or any successor beneficiary of the Secured Obligations or of any indebtedness secured hereby, may from time to time, by instrument in writing, substitute a successor or successors to any Trustee named herein or acting hereunder, which instrument executed by the Beneficiary and duly acknowledged and recorded in the office of the recorder of the county or counties where the Property is situated, shall be conclusive proof of proper substitution of such successor Trustee or Trustees, who shall, without conveyance from the Trustee predecessor, succeed to all its title, estate, rights, powers and Page 3 of 6 55394.00049%40884170.6 duties. Said instrument must contain the name of the original Trustor, Trustee and Beneficiary hereunder, the book and page where this Deed of Trust is recorded and the name and address of the new Trustee. 12. Successors and Assigns. This Deed of Trust applies to, inures to the benefit of, and binds all parties hereto, their heirs, legatees, devisees, administrators, executors, successors and assigns. 13. Trustee Acceptance. Trustee accepts this trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. Trustee is not obligated to notify any party hereto of pending sale under any other deed of trust or of any action or proceeding in which Trustor, Beneficiary or Trustee shall, be a party unless brought by Trustee. 14. Further Assurances. Trustor shall, at its own cost and expense, do, execute, acknowledge, and deliver all and every such further acts, deeds, conveyances, mortgages, assignments, notices of assignments, transfers, and assurances as Trustee or Beneficiary shall from time to time require, for better assuring, conveying, assigning, transferring, and confirming unto Trustee the Property and rights hereby conveyed or assigned or intended now or hereafter so to be, or which Trustor may be or may hereafter become bound to convey or assign to Trustee, or for carrying out the intention or facilitating the performance of the terms of this Deed of Trust, or for filing, registering, or recording this Deed of Trust. Truster shall, on demand, execute and deliver, and hereby authorizes Trustee and Beneficiary, or either of them, to execute in the name of Trustor, to the extent it may lawfully do so, one or more financing statements, chattel mortgages, or comparable security instruments, to evidence more effectively the lien hereof, Immediately upon the execution and delivery of this Deed of Trust, and thereafter from time to time, Trustor shall cause this Deed of Trust, and any security instruments creating a lien or evidencing the lien hereof upon any personal property and each instrument of further assurance, to be filed, registered, or recorded in such manner and in such places as may be required by any present or future law in order to publish notice of and fully to protect the lien hereof upon, and the title of Trustee to, the Property encumbered hereby. 15. Condemnation and Insurance Proceeds. Immediately upon obtaining knowledge of the institution of any proceedings for the condemnation or other taking of all or any portion of the Property, or knowledge of any casualty damage to the Property, or damage in any other manner, Trustor shall immediately notify Beneficiary thereof. Truster hereby authorizes and empowers Beneficiary as attomey-in-fact for Trustor to make proof of loss, to adjust and compromise any claim under the insurance policies covering the Property, to appear in and prosecute any action arising from such insurance policies, to collect and receive insurance proceeds, and to deduct therefrom Beneficiary's expenses incurred in the collection of such proceeds; provided, however, that nothing contained in this Section shall require Beneficiary to incur any expense or take any action hereunder. Trustor hereby authorizes and empowers Beneficiary, at Beneficiary's option, as attomey4ri-fact for Truster, to commence, appear in and prosecute, in Beneficiary's or Trustor's name, any action or proceeding relating to any condemnation or other taking of all or any part of the Property, whether direct or indirect, and to settle or compromise any claim in connection with such condemnation or other taking, The proceeds of any award payment or claim for damages, direct or consequential, in connection with any condemnation or other taking, whether direct or indirect, of the Property, or any part Page 4 of 6 55394.00049W 08841 T0.6 thereof, or for conveyances in lieu. of the Property, or any part thereof, shall be paid to Beneficiary. The foregoing powers of attorney are coupled with an interest and are irrevocable. Trustor hereby authorizes Beneficiary to apply such awards, payments, proceeds or damages relating to condemnation of the Property and insurance covering the Property, after the deduction of Beneficiary's expenses incurred in the collection of such amounts, at Beneficiary's option, subject to the requirements of applicable law and the provisions hereof, to restoration or repair of the Property or to payment of the sums secured by this Deed of Trust. Beneficiary shall be under no obligation to question the amount of any compensation, awards, proceeds, damages, claims, rights of action, and payments relating to condemnation or other taking of the Property or insured casualty affecting the Property, and may accept the same in the amount in which the same shall be paid. Trustor shall execute such further evidence of assignment of any awards, proceeds damages or claims arising in connection with such condemnation or taking or such insurance as Beneficiary may require. 16. Severability. If any one or more of the provisions contained in this Deed of Trust shall for any reason be held to be invalid, illegal, or unenforceable in any respect, such invalidity, illegality, or unenforceability shall not affect any other provisions of this Deed of Trust, but this Deed of Trust shall be construed as if such invalid, illegal, or unenforceable provision had never been contained herein or therein, but only to the extent of such invalidity. 17. Estoppel Certificate.. Trustor shall, within ten (10) days of a written request from Beneficiary, furnish Beneficiary with a written statement, duly acknowledged, setting forth the sums secured by this Deed of Trust and any right of set-off, counterclaim or other defense which exists against such sums and the obligations of this Deed of Trust. 18. Due -On -Sale or Encumbrance. If all or any part of the Property, or any interest therein, or any beneficial interest in Trustor (if Trustor is not a natural person or persons but is a corporation, partnership, trust, limited liability company or other legal entity), is, in violation of the City Funded improvement Loan Agreement, sold, transferred, mortgaged, assigned, pledged, or farther encumbered, whether directly or indirectly, whether voluntarily or involuntarily or by operational law, Beneficiary may, at Beneficiary's option invoke any remedies permitted by this Deed of Trust. For avoidance of doubt, this section shall not apply to any transfer, assignment, or encumbrance permitted by the City Funded Improvement Loan Agreement and/or the Disposition and Development Agreement referenced therein. Page 5 of 6 55394.00049\40884170.6 The undersigned Trustor requests that a copy of any Notice of Default and of any Notice of Sale hereunder be mailed to Trustor at Trustor's address hereinbefore set forth. TRUSTOR: CARIBOU INDUSTRIES, INC., A NEVADA CORPORATION Page 6 of 6 55394.00049\40884170.6 CALIFORNIA CERTIFICATE OF AC State of California ) County of RI ) I On rL- �- ?02z before me, Q . (here Insert name a d title f the officer) it . _ i _ t personally appeared imsyM who proved to me on the basis of satisfactory evidence to be the persons) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(les), and that by his/her/their signature(s) on the Instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph Is true and correct. WITNESS my hand and official seal. Signature YVETTE PORTUGAL COMM. #2322245 z z Notary Public • California o Orange County @my Comm. Expires Mar, 3, 2024 f (Seal) Optional Information Although the Information in this section is not required by law, It could prevent fraudulent removal and reattachment of this acknowledgment to an unauthorized document and may prove useful to persons relying on the attached document. Description of Attached Document The preceding Certificate of Acknowledgment is attached to a document titled/for the purpose of containing pages, and dated The signer(s) capacity or authority is/are as: ❑ Individual(s) ❑ Attorney -In -Fact ❑ Corporate Officer(s) Titles) ❑ Guardian/consetvator ❑ Partner- Limited/General ❑ Trustee(s) ❑ Other: representing: Name(s) or Person(s) or Entityged Signer Is Representing Method of Signer Identification Proved to me on the basis of satisfactory evidence, OformMofldendfication Ocrediblewitoess(es) Notarial event is detailed In notary journal on: Page A Entry 0 Notary contact: Other ❑ Additional Signers) ❑ Signer(s)Thumbprinttz) 0 Copyright 2007d01 8 Notary Rotary, PO Box 41400, Des Molnes, IA 50311-0507. All Nights Reserved. Item Numbuf101772. Please contact your Authorized 0eseller to purchase copies of this form. EXHIBIT "A" PROPERTY LEGAL DESCRIPTION All of that certain real property situated in the State of California, County of Orange, City of Santa Ana, described as follows: Parcel 1: All of Lots 2,3,6 and the northerly 20.00 feet of Lot 5 in Block I 1 and all of Lots 1, 2, 3, 4, 5 and 6 in Block 12 of the town of Santa Ana, as shown on a map recorded in Book 2, Page 51 of miscellaneous records of Los Angeles County, California. Together with that portion of Sycamore Street, 60.00 feet wide, as shown on said map, as vacated and described in that certain resolution No. 82-17 of the city council of the City of Santa Ana, a certified copy of which was recorded February 11, 1982, as Document No. 82-051577 of official records of Orange County, California, bounded southerly by the north line of Third Street, 60.00 feet wide, and bounded northerly by a line parallel with and distant northerly 140.00 feet, measured at right angles, from said north line of Third Street. Excepting therefrom the easterly 15.00 feet of said Lot 3 in said Block l 1 Parcel 2: A perpetual easement for ingress and egress over the south 2.50 feet of the east 15.00 feet of Lot 3 in Block I I of the town of Santa Ana, as shown on a map recorded in Book 2, Page $l of miscellaneous records of Los Angeles County, California, as reserved in the deed to J. E. Lieberg et al., dated June 5, 1923 and recorded in Book 475, Page 362 of deeds, records of Orange County, California. Parcel 3: The right to use that portion of a brick wall of the building on Lot 1 in Block 1 I of the town of Santa Ana, as per map recorded in Book 2, Page 51 of miscellaneous records of Los Angeles County, California, which adjoins the east boundary line of the south 25,00 feet of Lot 2 in said Block 11, as a party wall, as granted by that certain agreement, dated July 1, 1919 by and between H. R. Andre, also known as Roy Andre, et al., as parties of the first part, and L. J. Carden et al., as parties of the second part recorded August 19, 1919 in Book 341, Page 362 of deeds, records of Orange County, California. Subject to covenants, conditions, restrictions and easements of record, if any, and to the following four (4) reservations, restrictions and easements: 1.) A no building of a habitable structures zone in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: the northerly 15.00 feet of lots 5 and 6, in block I I and the northerly 15.00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 2.) An easement for fire access purposes in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: the northerly 10.00 feet of lots 5 and 6, in block I I and the northerly 10.00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 3.) An easement for operations and maintenance of public utilities (water, sewer, storm drain) in favor of the City of Santa Ana over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: the northerly 20.00 feet of lots 5 and 6, in block 11 and the northerly 24.00 feet of lots 5 and 6 in block 12 of the town of Santa Ana as shown on a map recorded in book 2, page 51 of miscellaneous records of Los Angeles County, California. 4.) A reservation for private access rights in favor of lots 7 and 8 in block 12 and lots 7 and 8 in block l I of the town of Santa Ana as shown on a map recorded in book 2 page 51 of miscellaneous records of Los Angeles County, California over that portion of land in the city of Santa Ana, county of Orange, state of California more particularly described as follows: The Northerly 10.00 feet of lots 5 and 6 in block 12 and the Northerly 10.00 feet of lots 5 and 6 in block 11 as shown on said town of Santa Ana map.