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HomeMy WebLinkAboutWITTMAN ENTERPRISES , LLC 4 - 2005 . A-2005-217 STANDARD CONSULTANT AGREEMENT THIS AGREEMENT, made and entered into this day of September, 2005 by and between Wittman Enterprises, LLC, a California Limited Liability Company (hereinafter "Consultant"), and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California (hereinafter "City"). RECITALS A. The City desires to retain a consultant having special skill in providing ambulance and paramedic billing and collection services for the City's Emergency Medical Services Program. B. Consultant represents that Consultant is able and willing to provide such services to the City. C. In undertaking the performance of this Agreement, Consultant represents that it is knowledgeable in its field and that any services performed by Consultant under this Agreement will be performed in compliance with such standards as may reasonably be expected from a professional consulting firm in the field. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth, the parties agree as follows: 1. SCOPE OF SERVICES Consultant shall perform those services as set forth in Exhibit A-I to this Agreement. 2. COMPENSATION City agrees to pay, and Consultant agrees to accept as total payment for its services a fee equal to 6.8% of net collections obtained by Consultant. Consultant shall bill for Emergency Medical Services at the rates established by City Council Resolution. Total compensation under this Agreement shall not exceed $210,000.00, annually, during the term of this Agreement. b. Payment by City shall be made within thirty (30) days following receipt of proper invoice evidencing work performed, subject to City accounting procedures. Payment need not be made for work which fails to meet the standards of performance set forth in the Recitals which may reasonably be expected by City. 3. TERM This Agreement shall commence on the date first written above and terminate on June 30, 2008, unless terminated earlier in accordance with Section 12, below. In an effort to provide uninterrupted services, the parties agree that billing services provided from July 1,2005 shall be included within the Scope of this Agreement. The term of this Agreement may be extended for two additional one-year terms upon a writing executed by the Fire Chief and the City Attorney, for the City and by Consultant. 4. INDEPENDENT CONTRACTOR Consultant shall, during the entire term of this Agreement, be construed to be an independent contractor and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer-employee relationship, a joint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Consultant performs the services which are the subject matter of this Agreement; however, the services to be provided by Consultant shall be provided in a manner consistent with all applicable standards and regulations governing such services. Consultant shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. S. INSURANCE Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall require its subcontractors, if any, to obtain and maintain insurance as described below: a. Commercial General Liability Insurance. Consultant shall maintain commercial general liability insurance naming the City, its officers, employees, agents, volunteers and representatives as additional insured(s) and shall include, but not be limited to protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from any act or occurrence arising out of Consultant's operations in the performance of this Agreement, including, without limitation, acts involving vehicles. The amounts of insurance shall be not less than the following: single limit coverage applying to bodily and personal injury, including death resulting therefrom, and property damage, in the total amount of $1 ,000,000 per occurrence. Consultant shall supply City with a fully executed additional insured endorsement in substantially the form attached hereto as Exhibit B upon execution of this Agreement and shall be approved in form by the City Attorney. b. Worker's Compensation Insurance. In accordance with the provisions of Section 3300 of the Labor Code, Consultant, if Consultant has any employees, is required to be insured against liability for worker's compensation or to undertake self-insurance. Prior to commencing the performance of the work under this Agreement, Consultant agrees to obtain and maintain any employer's liability insurance with limits not less than $1,000,000 per accident. c. The following requirements apply to the insurance to be provided by Consultant pursuant to this section: (i) Consultant shall maintain all insurance required above in full force and effect for the entire period covered by this Agreement. (ii) Certificates of insurance shall be furnished to the City upon execution of this Agreement and shall be approved in form by the City Attorney. (iii) Certificates and policies shall state that the policies shall not be canceled or reduced in coverage or changed in any other material aspect without thirty (30) days prior written notice to the City. d. If Consultant fails or refuses to produce or maintain the insurance required by this section or fails or refuses to furnish the City with required proof that insurance has been procured and is in force and paid for, the City shall have the right, at the City's election, to forthwith terminate this Agreement. Such termination shall not effect Consultant's right to be paid for its time and materials expended prior to notification of termination. Consultant waives the right to receive compensation and agrees to indemnify the City for any work performed prior to approval of insurance by the City. 6. INDEMNIFICATION Consultant agrees to and shall indemnify and hold harmless the City, its officers, agents, employees, consultants, special counsel, and representatives from liability for personal injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including health, and claims for property damage, which may arise from the direct or indirect operations of the Consultant or its contractors, subcontractors, agents, employees, or other persons acting on their behalf which relates to the services described in section I of this Agreement. The Consultant further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including fees and costs for special counsel to be selected by the City, regarding any action by a third party challenging the validity of this Agreement, or asserting that personal injury, damages, just compensation, restitution, judicial or equitable relief due to personal or property rights arises by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions with respect to its representation in any legal proceeding. 7. CONFIDENTIALITY If Consultant receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Consultant agrees that it shall not use or disclose such information except in the performance of this Agreement, and further agrees to exercise the same degree of care it uses to protect its own information of like importance, but in no event less than reasonable care. "Confidential Information" shall include all nonpublic information. Confidential information includes not only written information, but also information transferred orally, visually, electronically, or by other means. Confidential information disclosed to either party by any subsidiary and/or agent of the other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure shall not apply to any information that (a) has been disclosed in publicly available sources; (b) is, through no fault ofthe Consultant disclosed in a publicly available source; (c) is in rightful possession of the Consultant without an obligation of confidentiality; (d) is required to be disclosed by operation oflaw; or (e) is independently developed by the Consultant without reference to information disclosed by the City. 8. CONFLICT OF INTEREST CLAUSE Consultant covenants that it presently has no interests and shall not have interests, direct or indirect, which would conflict in any manner with performance of services specified under this Agreement. 9. NOTICE Any notice, tender, demand, delivery, or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or mailed by first class or certified mail, postage prepaid, or sent by telefacsimile or other telegraphic communication in the manner provided in this Section, to the following persons: To City: Clerk of the City Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 Santa Ana, California 92702-1988 telefacsimile (714) 647-6956 With courtesy copies to: Fire Chief City of Santa Ana 1439 S. Broadway (M-80) Santa Ana, California 92702 telefacsimile (714) 647-5779 and City Attorney City of Santa Ana 20 Civic Center Plaza (M-29) P.O. Box 1988 Santa Ana, California 92702 telefacsimile (714) 647-6515 To Consultant: Wittman Enterprises 21 Blue Sky Court Suite A Sacramento, California 95826 telefacsimile: (916) 381-5047 Attn: Dona Wittman A party may change its address by giving notice in writing to the other party. Thereafter, any communication shall be addressed and transmitted to the new address. If sent by mail, communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by telefacsimile, communication shall be effective or deemed to have been given twenty-four (24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these time frames, weekends, federal, state, County or City holidays shall be excluded. 10. EXCLUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Consultant, and supersedes any and all other agreements, oral or written, between the parties. In the event of a conflict between the terms of this Agreement and any attachments hereto, the terms of this Agreement shall prevail. This Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Consultant. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to, the terms and conditions hereof, shall not bind or obligate Consultant nor the City. Each party to this Agreement acknowledges that no representations, inducements, promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which are not embodied herein. 11. ASSIGNMENT Inasmuch as this Agreement is intended to secure the specialized services of Consultant, Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other consultants retained by City. 12. TERMINATION This Agreement may be terminated by the City upon thirty (30) days written notice of termination. In such event, Consultant shall be entitled to receive and the City shall pay Consultant compensation for all services performed by Consultant prior to receipt of such notice of termination, subject to the following conditions: a. As a condition of such payment, the Executive Director may require Consultant to deliver to the City all work product completed as of such date, and in such case such work product shall be the property of the City unless prohibited by law, and Consultant consents to the City's use thereof for such purposes as the City deems appropriate. b. Payment need not be made for work which fails to meet the standard of performance specified in the Recitals of this Agreement. 13. DISCRIMINATION Consultant shall not discriminate because ofrace, color, creed, religion, sex, marital status, sexual orientation, age, national origin, ancestry, or disability, as defined and prohibited by applicable law, in the recruitment, selection, training, utilization, promotion, termination or other employment related activities. Consultant affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 14. JURISDICTION - VENUE This Agreement has been executed and delivered in the State of California and the validity, interpretation, performance, and enforcement of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. Both parties further agree that Orange County, California, shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 15. PROFESSIONAL LICENSES Consultant shall, throughout the term of this Agreement, maintain all necessary licenses, permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United States, the State of California, the City of Santa Ana and all other governmental agencies. Consultant shall notify the City immediately and in writing of her inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 16. MISCELLANEOUS PROVISIONS a. Each undersigned represents and warrants that its signature hereinbelow has the power, authority and right to bind their respective parties to each of the terms of this Agreement, and shall indenmify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. II II II II II IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and year first above written. ATTEST: CITY OF SANTA ANA: I ...... /}/} u.-,/o/~,.,_. DAVION. REAM City Manager .' \\1-/' +0' \.J'c' \". '- '(\ ... -"",,,A TRICIA E. HEALY", l/Clerk of the Council APPROVED AS TO FORM: JOSEPH W. FLETCHER City Attorney '. ! ~~~r~~he~d~ --\...., I,; Assistant City Attorney WITTMAN ENTERPRISES Jl~", ~~,. DONA WITTMAN P..resi,knt /!dJ Tax 10# 1oJ' - {YY5(;{.),.< / EXHIBIT A SCOPE OF SERVICES A. GENERAL PERFORMANCE REQUIREMENTS 1. CONSULTANT shall provide the City of Santa Ana with billing and collections services for the CITY's Emergency Medical Services and emergency medical transport services as specified herein. 2. CONSUL T ANT shall be able to function at the start of the contract with the CITY's Paramedic Ambulance Subscription Program participants. The computer system must be capable of referencing patients by membership numbers assigned by the CITY. 3. CONSULTANT shall furnish all supplies, equipment, personnel, computer hardware and software, billing forms, insurance forms, lien forms, envelopes, postage and supplies necessary to function on a day to day basis in the administration of the CITY's accounts receivable. 4. CONSULTANT shall provide software and hardware as required to accept electronic account file transfer from Fire Department Record Management System. CONSULTANT shall also have the option to provide software and hardware to accept electronic file transfer of remittance information from City Treasury Division. 5. CONSUL TANT shall invoice within two (2) working days of receipt of billing information. 6. CONSULTANT shall provide all billing statements in Spanish and English, and shall maintain a necessary staff of full-time bilingual (Spanish/English) account representatives. 7. In accordance with coding provided by CITY, CONSULTANT shall have the ability to create fully itemized statements showing all procedures and supplies. 8. In order to provide human contact for patients requiring assistance, CONSUL T ANT shall provide a toll free 800 number at no additional cost to CITY. 9. CONSUL T ANT shall have the ability to handle third party payor submission and inquiries regarding insurance claims. 10. CONSULTANT shall be able to show claim submission date, follow-up payments to be made on account, source of payment, and automatic audit trail up to collection assignment. II. In the event that members of the CITY's Paramedic subscription program have third party insurance, a diligent and timely effort shall be made by the CONSUL T ANT to identify, bill, and pursue payment from these sources. 12. CONSULTANT shall electronically convey all Medicare and Medi-Cal invoices to the appropriate payor. All secondary insurance, coinsurance and co-payments for Medicare/Medi-Cal, shall be transferred to the appropriate pay source and promptly billed to that source. 13. CONSUL T ANT shall bill private insurance, supplemental insurance, secondary insurance and workers compensation in accordance with applicable requirements. Any correspondence necessary to secure insurance payment shall be performed by CONSULTANT. 14. CONSULTANT shall perform all billing functions, including all mailings, with no additional cost for postage, data mailers or telephone collection that is performed. Additionally, CONSULTANT shall follow bill to adjudication with Medicare, Medi-Cal, and private insurance. 15. CONSUL TANT shall provide a typical private billing schedule as follows. I. Invoice in English and Spanish 2. Statement 3. Delinquency Notice 4. Collection Notice 5. Final Demand Immediately 30 days 20 days 15 days 10 days Medi-Cal, Medicare, and Insurance company billing schedules shall be as needed. 16. CONSULTANT shall maintain records that are in accordance with generally accepted bookkeeping and accounting practices. 17. CONSULTANT agrees that all account files are the property of the CITY. Furthermore, CONSULTANT agrees to relinquish all active account files to the CITY at termination of contract. 18. Account file information must be updatable in order to maintain accurate records. Information that may require updating would include but not be limited to: Patient Name, address, city, state, age, phone, sex, insurance, alternate source of payment, diagnosis, collection follow-up notes. 19. CONSULTANT shall have the ability to retain a record of charges to the patient account. 20. CONSULTANT shall have the ability to cross reference patient files in various methods; i.e. last name, Social Security number, address (either pickup or residence), date of birth, date of service, and Paramedic Subscription program membership number. 21. The CONSULTANT agrees to abide by the provisions of all laws of the State of California, and to abide by any applicable ordinances of the CITY. 22. CONSUL TANT shall be responsible for program updates if the requirements of Medicare and Medi-Cal fiscal intermediaries change during the contract period. 23. CONSUL T ANT shall bill the CITY for services rendered under this contract via monthly invoice. Said invoice shall be submitted to CITY along with monthly reports outlined in Section D "Reporting". CITY agrees to make payment within 30 days of receipt of said reports and invoice. 24. When notified of insufficient funds/returned checks, CONSULTANT will immediately contact the patient by telephone, or if necessary, letter. The returned check will be posted to the account along with any applicable check charges deemed appropriate by the CITY. B. PERFORMANCE MONITORING 1. CONSULTANT agrees to allow the CITY, or any agent or Consultant as they deem so qualified, to monitor, audit, review, examine, or study the methods, procedures and results of the billing and collection methods used. 2. The CONSULTANT agrees to exercise with diligent intent those suggestions or requests made for modification by either the CITY or other agent as they may deem so qualified to make such suggestion and modification. C. ACCOUNTS RECEIVABLE In an effort to create an audit trail for accounts receivable and secure the funds that are received as a result of services provided by the CITY, the following shall be required as the primary method of tracking and receiving cash receipts. I. Any and all funds, no matter what the source, are to be processed by the City. Information relating to such payments shall be transmitted to CONSULTANT. 2. CONSULTANT shall have the ability to have payment information posted to the patient account, noting the source of payment at the time of posting, thus becoming part of the permanent file. 3. CONSULTANT agrees to maintain a separate set of accounts receivable records which will be available for review at the discretion of the CITY. 4. CONSULTANT agrees to forward to CITY any payments made directly to CONSUL T ANT as a result of CONSULTANT billing. D. REPORTING 1. CONSULTANT must be able to provide at the onset ofthe contract, daily, monthly, ad hoc, and annual reports. These reports must demonstrate clear audit trails, detailed payment adjustments and account balance experience by account. These reports must be in accordance with customary accounting practices. A sample report list would include: a. Monthly Billing Survey b. Monthly Sales Journal c. Monthly Cash Receipts Journal d. Monthly Receivables Aging e. Management Accounts Receivable Analysis f. Statistical Reports 2. The CONSULTANT shall submit an annual report at the end of each CITY fiscal year (July 1 through June 30). 3. The annual report shall be stated with references to Paramedic Subscription program members and non-members separately. 4. The annual report shall include, but not be limited to a full accounting of the year's activities, including average number of billing days and average number of payment days by category. This shall include but not be limited to: a. Private bills b. Third party bills c. Insurance bills on behalf of the patient d. Medicare e. Medi-Cal G. SPECIAL ACCOUNT HANDLING I. CONSULTANT shall have the ability to track and generate accounts that require special handling and follow-up. 2. The CONSULTANT agrees to cooperate with the CITY in its wishes as to how certain accounts are to be handled. These special accounts shall include but not be limited to elderly in specific age classifications, handicapped, certain social dependent situations. 3. CONSULTANT shall not refer any account to a collection agency without the CITY'S review and approval. 4. CONSULTANT shall allow installment billing as allowed by CITY in cases of financial hardship. 5. During the course of the program there is certainty that there will be required the services of a collection agency. There is to be an understanding that the selected collection agency must be licensed in the State of California as a collection agency. The CONSULTANT shall not have any direct or indirect financial interest in the collection agency. 6. Rates and fees charged by the selected collection agency must be approved by the CITY prior to any accounts being turned over for formal third party collections. The CITY shall be a signatory to the contract for third party collections services, to assure that the terms and conditions of said contract are agreeable to the City. H. RELEASE OF PATIENT RECORDS OR RELATED DOCUMENTS I. CONSUL T ANT agrees to act as Custodian of Records. Only upon receipt of the properly executed permission forms for release of confidential information by the patient or patient's legal representative, will CONSULTANT provide any information to any inquiring agencies, associations or entities who demonstrate need for such information. 2. The CONSULTANT shall appoint an individual to contact for release of information. Confidential and classified information is to be released through the CITY in order to maintain confidentiality. 3. CONSUL I' ANT agrees to retain all source documents including attachments for six (6) years. All Medicare and Medi-Cal audits for periods during which this contract is in effect shall be referred to CONSUL I' ANT. 4. CONSULTANT agrees to abide by all CITY established policies, standards and security procedures and procedures relating to the release of information concerning injured or treated parties. 5. CONSULTANT, as custodian of records, shall be entitled to direct payment for costs associated with research, copying, and mailing of information to requests within this capacity. 1. OFFSET PROVISIONS The CONSUL I' ANT recognizes that disputed amounts may be offset against payment due CONSULTANT. J. CONTINUATION DURING DISPUTES The CONSUL I' ANT agrees that, notwithstanding the existence of any dispute between the parties, insofar as possible under the terms of the contract to be entered into, each party will continue to perform the obligations required of it during the continuation of any such dispute, unless enjoined or prohibited by any court. ;- H;< Nf), : f~~.l6EE.34635 Oct. l.? ;:"685 83:.3::Cff'-1 F':' ... EXHIBIT B A,DDIJIONAL INSTJRED ENDORSEMENT FOR COMJ\1ERCIAL GEhEE.AL LIABILITY POLICY "J'._ Insurance Company HARTFORD CASUALTY INSURANCE COMPANY This endorsement modifies such insurance as is afforded by the provisions of Policy I;. 57SBMT6490 relating to the following: 1, The City of Santa Ana, 20 Civic Cemer Plaza, Santa Ana, California 9271) 1; its ottieers, employees, agents, volunteers and representatives are !lamed as additional insureds ("additional insureds") with regard to liability and defense of suits al'i3jng from the operations and uses performed by or on beh.q[f of me illllned insured. ., With respect to claims arising out of the operations and uses performed by or Of) behalf of the named insured, such insurance <1" ;~ afforded by this policy is primary 3l1d is not additional to or eomributing with any other insorallce carxied by or for the hcnefit oftbe addnional insureds. 3. This insurance applie" separately to each insured against whom c1",im is made <g slli! i[, brought eXClOpt with respect to thc company's limits of liabiJ.ity. The inc1u.sion of ~ll\" persoll Qr organizati,on as an insured shall not affect any right which such person, or organizatioTl would have as a claimant ifno! so ineludcu. 4. With respect to the additioMI ir;sureds, this insurance shaU not be c;;!ncelled, or nlaterially rcduced in coverage or limits except after thirty (30) days "'Tittcn notice has been. given to the City of Santa Ana, 20 Civic Cent~r Plaza, Santa Ana, Califomia 9270] . (Completion of the foJlowing, including countersignature, is required to make this endorscmeDl effective.) Effective Policy;; L.med [0 7/1/05 57SBAAT6lo90 WITrMAN ENTtRPRISES, , this endorselTlent fonn as G part of LLC N'm'd Im:/ r7 Countersigned by ~ L Authorized Represent.:ui ve WITTENT-01 DUBR ACORD,. CERTIFICATE OF LIABILITY INSURANCE I 'RODUCER (916) 231-1741 ~cordia of California Insurance Services, Inc. ;A rno lIC #0352275 10 obblerock Drive, Suite 100 ~ancno Cordova, CA 95670 I INSURERS AFFORDING COVERAGE " NAIC # --- --t;: - - -----" -------------------.--.----.- 'T'---' _un. ~I~URER A_ ~~rt!'?rd~as~~~~y_ ~_~~T~_rl~e 5~~~p~_~y____I- ~N~~~E~.~ ..~.:E~bli~~~~.!!I_n~~_~~~J'!:I_~..!:ig~___ ___ _______L I~~?_~I~E~C __~~~~._~_ti~eBj!~.I_~d_e_r:!l~_ty~_ ~_~c:_ ~ ::~:~~-:~-~ ---- -"- - -------------- -- ----------- -----1----- NSUREO _n ..-_ Wittman Enterprises, LIe p, O. Box 269110 Sacramento, CA 95826-9110 :OVERAGES THE POLICES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITIO"I OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAj!;j THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS NSR ADD'U i POLICY EI'FECTIVE I POLICY EXPIRATION i _TR INSRD TYPE OF INSIJRANCE POLICY NUMBER ATE M I DIYY DATE MMI DIYY LIMITS :GENERAl LIABiliTY I' i: EACH OCCURRENCE --L $ __ __..~,.~~_O~~O A X-- COMMERCIAL GENERAL 1I481LITY ,57SBAAT6490 7/1/2005 ' 7/1/2006 [~1~~~~~1];~~_1-;--= __ ~3.Q.O_!..q_o J 1 CLA.IMSWDE 'x OCCUrt i l,~~EX~J.~-~.o.!.:.=_person.L__ +~--- --~~--~~'-~~ i ,. ~:::-;;~~:~:~~ev -- t: --- . ,. ~~~~~~_o :;:::N'L "-GGR'O:GATE LIMIT "PPLIES PER i ! ~-R-;;-D~;~;' COMP/; ~-;; ! -;-- -- - ~ 4-:-6oo~oo- in ! POLICY i -I ~rgT ! ! LOC i--------.---n--- ------ A i AUTOMOBILE LIABILITY !-~-j ANY "UTO r- --, ~___~ AL:" OW~<ED AUTOS , ! SCHEOULEC' ;'UTOS -', I_~ J HIREO;'UTOS ; X I L__ 1 t.ON-OVVNEO AUTOS I 157sBAAT6490 ! I 7/1/2005 7/1/2006 , GARAGE LIABILITY I J.NY hUTQ I COMBINED SINGLE LIMIT i $ 2,000,000 1-:--1 ~EO~:~~;:l~~~~ ----- t;--- ....---~- ,IPe'perSOn) r- -.-- - --.-----.-.-.~--.--r-. --. --- -~- .__"n I BOD'L Y :NJURY i (Perac:cident) i$ ; :--~OP~-~T~-D:~E-' r$~- -.-.- --------, (Per aCCIdent) I ~ ~~c:~N'-Y _:_~ h~~~_E~~~..!..,._,__________._ I OTHER THAN .~~ACC -i---$-. , AiJTO ONLY f.GG : $ ! EXCESS!UM6RELlA LIABILITY I OCCUR CLA,MS M,tl..DE _ j DEDUCTIBLE : RETn.;rIO~J :3 I WORK~RS COMPENSATION AND EMPL.OYERS' LIABILITY Af"-,'Y PPQ?;;/IETORIPARTNERIEXECUTIIJE orFICERIMEMi3fR EXCLUDED? ,~ YlCS. descnDe under SPfCIF'_ PRO~':Slc-r~s belN' I ~16620401 , i , 7/1/2006 I L 1 ! 7/1/2006 I 7/1/2005 OTHER C !Profesional Liability :81716616 7/112005 1$1,000,000 Limit , $7,500 deductible i EACH OCCURRENCE I s i:~;~:-~';"---- ---.- ni';'-~---- ,------_.,--------- '-"r;---~ r - _u.___.._.._____.__. '$ !--- - ------t-;- -- I ,$ x' wc STATU. 1 IO"TH_I" :___J.lQ8XJ...!1",.!.T,S-'_____ .LE.-j._ ,. ______ ___._..,____ I_E~..E.:."~_,'Iccle~_::._,_____b_ ____ ,.___ __~~~~~ i~~D_'_::~AS~__.:.~~~?_~EEi--~---_ .__ 1,000,000 I E L DISEASE _ POL~CY LIMIT I $ -1-:-000~OOO ! Dk:SCR~PT10N OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Certificate holder is included as add' I insured per SS 044905 93 attached. subject to 10 day notice of cancellation for non-payment of premium. AFP;?J)\' t~~) ,~:. 10 L-U.;~,.l CERTiFICATE HOLDER . 1 - . / _~._).;,yL_/ ./ L c. .,7T ., J C';:'NCELLA TION City of Santa Ana 1439 Broadway Santa Ana, CA 92701- SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER W1LL~~~AIL 3Q~ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, Bc<r)tXl)A]IItl06ti(IXi:l(~ X*l(S(lil(lfIl(JU_~~)(~~~XJl(_~~~Kllil(XX) )(~)(_X~IO( '<",-\, -,' AUTHORIZED REPRESENTATIVE ---~ -~ ~-~ - - - . "_._---------~- --_.~_.._-------- ---- ACORD 25 (2001/08) @ACORDCORPORATION 1988 WITTENT-01 DUBR IMPORTANT II the certificale holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed, A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. \ ~ ',1'1 ,'..1 ''''''.: ,-' : '. ~\.t ~"/'" ~ . ~, ......'--"'. ,/--...--...---.- ~ ,f' ?> ~""" ~.. _.._._~----'---- .\ ACORD 25 (2001/08) " . THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ADDITIONAL INSURED-- DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: BUSINESS LIABILITY COVERAGE FORM Name of Person or Organization: SCHEDULE CITY OF SANTA ANA, ITS OFFICERS, AGENTS, REPRESENTATIVES, AND EMPLOYEES 1439 BROADWAY SANTA ANA, CA 92701 ALL CALIFORNIA OPERATIONS Who IS an insured in the BUSINESS LIABILITY COVEAGE FORM is amended to included as an insured the person or organization shown in the Declarations, but only with respect to liability arising out of tr,e operation of the named insured, For Losses covered under the BUSINESS L1ABILlL TY COVERAGE of this policy this insurance is primary to other valid and collectible insurance, which is available to the person or organization shown in the Declarations as an Additional Insured. , SS 04 49 0593 Printed in U,S.A. (NS) Copyright, Hartford Fire Insurance Company, 1993 ;\ f'PU. i '00 ' I '" . . ''-.' ,C.d''-J ':~:'>r.<, '~l,,-o_.______ WITTENT-01 DUBR ACORD," CERTIFICATE OF LIABILITY INSURANCE I DATE (MM/DDIVYYY) 6/30/2005 PRODUCER (916) 231-1741 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Acardia of California Insurance Services, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR CA 001 L1C #0352275 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. 11017 Cobblerock Drive, Suite 100 Rancho Cordova, CA 95670 , INSURERS AFFORDING COVERAGE NAIC# --c ------------- -- -------.-....- INSURED Wittman Enterprises, Lie INSURER A Hartford Casualty Insurance C,,-mpany P. O. Box 269110 i INSURER 8: Republic Indemnity of America Sacramento, CA 95826-9110 ~~;~-R--~:Executive Risk Indem_r'l_i~.!_I_~~.____ It - ;;"OOd.. - 073 r~~-~~~g:------------------------------ -- --------- -- ---- INSURER E COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLlCIES_ AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. I~~: D~~ POLICY NUMBER POLICY EF~ECTIVE ,POL.ICY EX~IRATION L.IMITS GENERAL LIABILITY A X C0~.1MERC!AL GENER!.~ U,\8!UTY !S7SBAA T6490 I CLAIMS MADE xj OCCUR i GEN'L AGGREGATE LIMIT APPLIES PER j~OT LaC AUTOMOBILE LIABILITY ! ANY AUTO I ALL OWNED AUTOS SCHEDULED AUTOS X , HIRED AUTOS X NON.OWNED AUTOS '57SBAA T6490 EACH OCCURRENCE 2,000,00 7/1/2005 7/1/2006 --------------- - ff3:~MLsE_;;;_~_~~I,!E~~~0lL --~-$----- 300,00 ----------- MEO EXP{~ny one person) $ 10,00 PERSONAL & AOV INJURY $ 2,000,000 GENERAL AGGREGATE $ 4,000,00 ------------- _________n ,PRODUCTS - COMP/OP AGG $ 4,000,00 ---------------------- COMBINED SINGLE LIMIT 2,000,00 7/1/2005 7/1/2006 (Eaaccident) A I I i BODILY INJURY ! (Per person) i j$ __L-__ BODILY INJURY (Per accident) PROPERTY DAMAGE (Peraccidenl) GARAGE LIABILITY ANY AUTO '\;~J"I)f}()VI;;:" j" . _ ..', _ _ ___q' -'~3 ro j.: JRrVJ AUTO ONLY - EA ACCIDENT ,$ OTHER THAN AUTO ONLY _ EA A~_~_$_ AGG $ EXCESS/UMBRE1.L.A L.IABIL.ITY - - I OCCUR CLAIMS MADE .;.;.c'l:~ ft:~.--;,:.- " ,,_; J: ~__" i\ l EACH OCCURRENCE $ AGGREGATE $ $ DEDUCTIBLE RETENTION ! WORKERS COMPENSATION AND B ! EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? ilfyes,describeunder SPECIAL PROVISIONS below i OTHER , C IProfesionalliability ~----- $ ;16620401 7/1/2005 7/1/2006 $ v we ST P-TU- OTI-I- .~'~.~~: ~~~":~N~- EJLt; E.L DISEASE - EA EMPLOYEE! $ --+- E,L. DISEASE - POLICY LIMIT $ 1,000,00 ----------- 1.000,00 1,000,00 ,81716616 711/2005 7/1/2006 1$1,000,000 Limit $7,500 deductible DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Certificate holder is included as add' I insured per SS 04 49 05 93 attached. subject to 10 day notice of cancellation for non-payment of premium. CERTIFICATE HOLDER CANCELLATION City of Santa Ana 1439 Broadway Santa Ana, CA 92701- SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCEL.L.ED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WlLL~lfl(~AIL. 3~ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOL.DER NAMED TO THE L.EFT, B~X1DlC)66())G()OUt _:U__III__lCilll*ll1lfli<_MUlilI:_KlIi<XX lUt_XMK AUTHORIZED REPRESENTATIVE ~ -- --------------- -~ ACORD 25 (2001/08) @ ACORD CORPORATION 1988 WITTENT-01 DUBR IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. .-\PPR(}VLj) /.:'~ HJ i~_) l\'i t.... / . ._-~,'_..,~:?:) ;/, ,..[,,;, ,___'L .,' ACORD 25 (2001/08) . THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ADDITIONAL INSURED-- DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: BUSINESS LIABILITY COVERAGE FORM Name of Person or Organization: SCHEDULE CITY OF SANTA ANA, ITS OFFICERS, AGENTS, REPRESENTATIVES, AND EMPLOYEES 1439 BROADWAY SANTA ANA, CA 92701 ALL CALIFORNIA OPERATIONS Who is an insured in the BUSINESS LIABILITY COVEAGE FORM is amended to included as an insured the person or organization shown in the Declarations, but only with respect to liability arising out of the operation of the named insured. For Losses covered under the BUSINESS L1ABILlL TY COVERAGE of this policy this insurance is primary to other valid and collectible insurance, which is available to the person or organization shown in the Declarations as an Additional Insured. SS 04 49 05 93 Printed in U.S.A. (NS) Copyright, Hartford Fire Insurance Company, 1993 \ i';'lt(jV t'~l) /\:.~ I'f) '~, "(){Z\[ 'J-'-y, //3 .~._._.. _ ..--.../----- -_.-..._- -.' ... .-----.---------. .ll r" ~, t \1 ,:.;1; ~ ~ " WITTENT-Ol DUBR A ORD,. CERTIFICATE OF LIABILITY INSURANCE I DATE (MMIDDIYYYY) 6/27/2006 PRODUCER (916) 231-1741 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Acardia of California Insurance Services, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR CA 001 L1C #0352275 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, 11017 Cobblerock Drive, Suite 100 Rancho Cordova, CA 95670 INSURERS AFFORDING COVERAGE NAIc:.# ----- INSURED Wittman Enterprises, Lie INSURER A: Hartford Casualty Insurance Company p, 0, Box 269110 INSURER B: Republic Indemnity of America ......-..-....-- Sacramento, CA 95826-9110 INSURER c: Executive Risk Indemnity, Inc. It- ;).()D0 - ;).11 --.. INSURER 0: .-- INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. it;:- ~,~i'~- ........" -------;~-~;Y NU~;;~- POLICY-EFFECTIVE ---- POLICY EXPIRATION LIMITS - !GENERAL LIABILITY EACH OCCURRENCE , 2,000,00 A X rX 57SBAAT6490 7/1/2006 7/1/2007 I UAMA~" . .-~ -- COMMERCIAL GENERAL liABILITY , 300,000 I CLAIMS MADE [K] OCCUR ~.REMISES (Ea occurencel --.-~---- 10,000 ~_~XP (Anyone person) , .----- ..... PERSONAL & ADV INJURY , 2,000,000 -.-..-.----- -~~ - GENERAL AGGREGATE , 4,000,000 ---._- .,cc ~'l AGG:EnE L1MI~ APPlS PER PRODUCTS COMPtOP AGG , 4,000,000 -.-- X i POLICY I ~!:-9;. laC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT 2,000,000 -- , A ANY AUTO 57SBAAT6490 7/1/2006 7/1/2007 (Eaaccidenl) - - - ALL OWNED AUTOS BODILY INJURY , - SCHEDULED AUTOS (per person) X HIRED AUTOS X BODILY INJURY , .:.c.. NON-OWNED AUTOS (Per accident) PROPERTY DAMAGE , (Peraccidenl) ~":,GE LIABILITY -/$0-- yh; 113 AUTO ONLY. EA ACCIDENT , ..- ANY AUTO OTHER THAN EA ACC $ AUTO ONLY' AGG! $ OESS/UMBRELLA LIABILITY V EACH OCCURRENCE , , OCCUR D CLAIMS MADE ! AGGREGATE , , . -. - , .-. . R DEDUCTIBLE , - RETENTION , , WORKERS COMPENSATION AND . X I T~~~IfJ#s I I oJ~- EMPLOYERS' LIABILITY . -.----. B 16620402 7/1/2006 7/1/2007 EL EACH ACCIDENT , 1,000,000 i ~~~I~~:MR~~~~~~~~I~6~giECUTIVE EL. DISEASE - EA EMPLOYEE , 1,000,000 tlyes, describe under 1,000,00C SPECIAL PROVISIONS below E.L. DISEASE - POLICY LIMIT , OTHER C Professional Liability 81716616 7/1/2006 7/1/2007 $1,000,000 Limit $7,500 Ded. DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDEO BY ENDORSEMENT I SPECIAL PROVISIONS Certificate holder is included as add'l insured per 55 0449 05 93 attached. subject to 10 day notice of cancellation for non-payment of premium. CERTIFICATE HOLDER CANCELLATION City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION 20 Civic Center Plaza DATE THEREOF, THE ISSUING INSURER WILL~MAIL 3~ DAYS WRITTEN Santa Ana, CA 92701- C. '- ' NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, B~ -~ XX) - AUTHORIZED REPRESENTATIVE -~~ -~ .. ACORD 25 (2001/08) @ACORD CORPORATION 1988 I WITTENT-01 DUBR ,. . IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. nz/b ACORD 25 (2001/08) j. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ADDITIONAL INSURED.. DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: BUSINESS LIABILITY COVERAGE FORM Name of Person or Organization: SCHEDULE City of Santa Ana, Its Officers, Employees, Agents, Volunteers and Representatives 20 Civic Center Plaza Santa Ana, CA 92701 Who is an insured in the BUSINESS LIABILITY COVEAGE FORM is amended to included as an insured the person or organization shown in the Declarations, but only with respect to liability arising out of the operation of the named insured. For Losses covered under the BUSINESS L1ABILlL TY COVERAGE of this policy this insurance is primary to other valid and collectible insurance, which is available to the person or organization shown in the Declarations as an Additional Insured. ~3!) SS 04490593 Printed in U.S.A. (NS) Copyright, Hartford Fire Insurance Company, 1993 ACORD. CERTIFICATE OF LIABILITY INSURANCE OPID WITTM-1 05/29/07 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. DATE IMMlOOlYYY'f) PRODUCER Intercare Insurance solutions 3010 Lava Ridge Ct" Ste 110 Roseville CA 95551 Phone:915-577-2100 Fax:915-577-2473 Wittman Enterprises LLC Jean Kohlmeister 21 Blue Sky Court Suite A Sacramento CA 95828 INSURERS AFFORmNG COVERAGE ~._-~. iN5LJRr.RA Republic _~ndemn~_t:.X ,NSIJRER B N$lJRERC iN$vRER D IN$URERE NAIC# INSURED Ins Co COVERAGES THE POLICIES OF INSURANCE U$1EO BhOw HA\lE !JtlN ISSU~[l ro THE INSUREO NAMEDAOOVE FOR THE POLICY PERIOD 'NDlCATED. NOn....I'HSTA'<DING AN" foIEQUIRUA!;:i'lT T tRM OR t:()Nl)iTl0~ CF A,"JY C....1NTRAC r OR ()1 HE:R DOCUMENT WI'! H Ht:,sPlt: r 1 () WHICH THIS Ct:HnFi(:A'ff MA Y BE ISSlJf"n (;R !;lAY PFJ.lTAIN THE INSURANCE AFFORDE-) BY THE POUCl'ES r.i:SCR18ED HERFIN 15 SIJBJECT TO _lI.lL Hlf TERMS, fXCllJSIQNS ANa COND;fIONS OF suet-' POliCIES AGGREGATE L1VITS SHOWN r..V\Y HAVF REEN REDIJCED BY PAiD GlNMS lTR ~~1i TYPE Of INSURANCE POUCY NUMBER ---'-'PD~If~YJ~m,aVE" :1'8IW-~~bRrM~N"j LIMITS GENERAl.. LIABILITY i'A::H O<:CURRENCE Cc.AIMS MADE OCCl)t<: :mepers::m, <"';'JMMERCiAl GE:NSRA~ UABJLlTY S!:N'L AGGREGATE UMlT APPLIES PE,'< ::8T lOe AUTOMOBIL E LIABILITY $ . PRODUCTS, COMP;OP AGG S CCMBINED SINGLE LIMIT cb;l..'~c;oe1t: , 1'!}<lOAUIOg Al PROV LD AS Tp FU1CVl ~.0y L;lura ~;Ul ')l,_i.:di SODIL y INJUR.... iP",' p~rl;;:)ll , ALL O\NNED Al)TQS SGHEDULED AUTOS NON O"'INED ",UTOS I;K'DiLY I'<JIJRY ;V-i)'iKI:>:iar,1 rcv PROPERTY D>\MAGE (pe" a.c~1Centi G"'RAGE lIABlUT'f FA AC::IrFNT S ANY AUTU ci,HlRTt1AN AJTO JNlY EAACC .\.GG EXC!:SSiUMBRELLA UABILlTV OL:CUR ClArl..1SMA(JF tACH OCCiJr~RENCE AGGREGA,E , !..)('DUCT:m...E A REfENnON WORKERS COMPENSATlON AND EMPLOYERS' LIABilITY MY "~OPR1EroRlP..II.i'<fr.;t.KcX!:CliTl'iE i OFICERMEMBER EXCUIDW" ~rbl~'~~V!S~ONS tee,;.". OTHER 15620403 , 07/01/07 07/01/08 E: L f.:A'.'":H ti::>:':;DENf S 1000000 --..-.. .-........-------- L' O!Gb\SE tALMPlOYf:,Ei_:s 1000000 ~ -----. f L lJiSE:.SE-POlICYUtST $1000000 DESCR1PTlON OF OPERATIONS i "lOCATfQNS j VEl-ffCl.ES i EXCLUSIONS ADDEO 6'1 eNDORSEMENT I SPECIAL P~OWSlONS CERTIFICATE HOLDER CANCELLATION SANTANA SHOULD ANY OF THE ABO\lE DESCRIBED POLICIES Se- CANCELLED BEFORE THE EXPIRATtON DATE THEREOF. THE ISSUING INSURER \'I.1"lL ENDEAVOR TO MAIL 30 DM'S WRITTEN NOTICE TO THE CERTlFlCATE HOLDER NAMED TO THI: LEFT. SUT FAILURE TO no so SHALL IMPOSE ~OBUGAnCNOR UABIUTY OF Y KINO UPON THE INSU1U,r<:,ITSAGENTS OR 1988 The Ciity of Santa Ana 1439 Broadway Santa Ana CA 92701 REPRESEWATIVES. AUTHORIZED REPRESENT.a. fiVE ACORD 25 (2001108) Kristen K tonen