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HomeMy WebLinkAboutSKYLINE REAL ESTATE SERVICES 2 - 2010 ~'(-n!' ti'- ~ tJi :E ' , : a~ : xP~~~;: N-2010-045 3 '!i ~-:_F,~; ~'f ` y.;tt. CONSULTANT AGREEMENT BETWEEN THE ~ ~ ~ a ~ 5 2~1~ CITY OF SANTA ANA AND SKYLINE Q•. CD A~ CZ~ ~ REAL ESTATE SERVICES rna ry~Ou THIS AGREEMENT, made and entered into this 1St day of June, 2010, by and between Skyline Real Estate Services, a Sole Proprietorship (hereinafter "Consultant"), and the City of Santa Ana, a charter city and municipal corporation duly organized and existing under the Constitution and laws of the state of California (hereinafter "City"). RECITALS A. Title III of Division B of the Housing and Economic Recovery Act of 2008 (Pub. L 110-289, 122 Stat. 2654 enacted July 30, 2009) makes available to certain qualified municipalities for certain qualified grant funds termed Neighborhood Stabilization Program under a program termed the Neighborhood Stabilization Program. B. The City desires to retain a consultant having special skill and knowledge in the field of real property acquisition and appraisal services for the Neighborhood Stabilization Program (NSP). C. Consultant represents that Consultant is able and willing to provide such services to the City. D. In undertaking the performance of this Agreement, Consultant represents that it is knowledgeable in its field and that any services performed by Consultant under this Agreement will be performed in compliance with such standards as may reasonably be expected from a professional consulting firm in the field. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth, the parties agree as follows: 1. SCOPE OF SERVICES A. Consultant shall perform real property consulting and appraisal services for the NSP Homeownership Program at the following prices: "As-Is" Appraisal $400.00 "Repaired Value" Appraisal $300.00 Updated "Repaired Value Appraisal $200.00 TOTAL : $900.00 maximum per property B. Appraisals for any other program (Downpayment Assistance Program or Rental Housing) shall be charged the Rates per the Consultant Fee Schedule attached hereto and incorporated herein as Exhibit A. C. Consultant must complete and attach a U.S. Department of Housing and Urban Development Certificate of Appraiser for each appraisal. See attached copy of form attached hereto and incorporated herein as Exhibit B. 1 C. Consultant must follow the U.S. Department of Housing and Urban Development Guide for Preparing an Appraisal Scope of Work, attached hereto and incorporated herein as Exhibit C. D. Each appraisal must be completed by Consultant within five (5) working days from the day requested by the City. E. Consultant shall not subcontract any assignment from the City. F. Failure to work within this Scope of Work may result in termination of this Agreement. 2. COMPENSATION a. City agrees to pay, and Consultant agrees to accept as total payment for its services, the rates and charges identified in Exhibit A. The total sum to be expended under this Agreement, shall not exceed $10,000.00 during the term of this Agreement. b. Payment by City shall be made within thirty (30) days following receipt of proper invoice evidencing work performed, subject to City accounting procedures. Payment need not be made for work which fails to meet the standards of performance set forth in the Recitals which may reasonably be expected by City. 3. TERM This Agreement shall commence on the date first written above and terminate upon expenditure of funds, unless terminated earlier in accordance with Section 12, below. The term of this Agreement may be extended upon a writing executed by the Deputy City Manager for Development Services and the City Attorney. 4. INDEPENDENT CONTRACTOR Consultant shall, during the entire term of this Agreement, be construed to be an independent contractor and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer-employee relationship, a joint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Consultant performs the services which are the subject matter of this Agreement; however, the services to be provided by Consultant shall be provided in a manner consistent with all applicable standards and regulations governing such services. Consultant shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. 5. INSURANCE Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall require its subcontractors, if any, to obtain and maintain insurance as described below: 2 a. Commercial General Liability Insurance. Consultant shall maintain commercial general liability insurance naming the City, its officers, agents, volunteers, and employees as additional insureds) and shall include, but not be limited to protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from any act or occurrence arising out of Consultant's operations in the performance of this Agreement, including, without limitation, acts involving vehicles. The amounts of insurance shall be not less than the following: single limit coverage applying to bodily and personal injury, including death resulting therefrom, and property damage, in the total amount of $1,000,000 per occurrence. Consultant shall supply the City with a fully executed additional insured endorsement in substantially the form attached hereto as Exhibit D upon execution of this Agreement and shall be approved in form by the City Attorney. b. Business automobile liability insurance, or equivalent form, with a combined single limit of not less than $1,000,000 per occurrence. Such insurance shall include coverage for owned, hired and non-owned automobiles. c. Worker's Compensation Insurance. In accordance with the provisions of Section 3300 of the Labor Code, Consultant, if Consultant has any employees, is required to be insured against liability for worker's compensation or to undertake self-insurance. Prior to commencing the performance of the work under this Agreement, Consultant agrees to obtain and maintain any employer's liability insurance with limits not less than $1,000,000 per accident. ~ d. If Consultant is or employs a licensed professional such as an architect or engineer: Professional liability (errors and omissions) insurance, with a combined single limit of not less than $1,000,000 per claim. e. The following requirements apply to the insurance to be provided by Consultant pursuant to this section: (i) Consultant shall maintain all insurance required above in full force and effect for the entire period covered by this Agreement. (ii) Certificates of insurance shall be furnished to the City upon execution of this Agreement and shall be approved in form by the City Legal Counsel. (iii) Certificates and policies shall state that the policies shall not be cancelled or reduced in coverage or changed in any other material aspect without thirty (30) days prior written notice to the City. f. If Consultant fails or refuses to produce or maintain the insurance required by this section or fails or refuses to furnish the City with required proof that insurance has been procured and is in force and paid for, the City shall have the right, at the City's election, to forthwith terminate this Agreement. Such termination shall not effect Consultant's right to be paid for its time and materials expended prior to notification of termination. Consultant waives the right to receive compensation and agrees to indemnify the City for any work performed prior to approval of insurance. 3 6. INDEMNIFICATION Consultant agrees to and shall indemnify and hold harmless the City, its officers, agents, employees, consultants, special counsel, and representatives from liability: (1) for personal injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including health, and claims for property damage, which may arise from the direct or indirect operations of the Consultant or its contractors, subcontractors, agents, employees, or other persons acting on their behalf which relates to the services described in section 1 of this Agreement; and (2) from any claim that personal injury, damages, just compensation, restitution, judicial or equitable relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and hold harmless agreement applies to all claims for damages, just compensation, restitution, judicial or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in this Section or by reason of the terms of, or effects, arising from this Agreement. The Consultant further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including fees and costs for special counsel to be selected by the City, regarding any action by a third party challenging the validity of this Agreement, or asserting that personal injury, damages, just compensation, restitution, judicial or equitable relief due to personal or property rights arises by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions with respect to its representation in any legal proceeding. 7. CONFIDENTIALITY If Consultant receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Consultant agrees that it shall not use or disclose such information except in the performance of this Agreement, and further agrees to exercise the same degree of care it uses to protect its own information of like importance, but in no event less than reasonable care. "Confidential Information" shall include all nonpublic information. Confidential information includes not only written information, but also information transferred orally, visually, electronically, or by other means. Confidential information disclosed to either party by any subsidiary and/or agent of the other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure shall not apply to any information that (a) has been disclosed in publicly available sources; (b) is, through no fault of the Consultant disclosed in a publicly available source; (c) is in rightful possession of the Consultant without an obligation of confidentiality; (d) is required to be disclosed by operation of law; or (e) is independently developed by the Consultant without reference to information disclosed by the City. 8. CONFLICT OF INTEREST CLAUSE Consultant covenants that it presently has no interests and shall not have interests, direct or indirect, which would conflict in any manner with performance of services specified under this Agreement. 9. NOTICE Any notice, tender, demand, delivery, or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or 4 mailed by first class or certified mail, postage prepaid, or sent by telefacsimile or other telegraphic communication in the manner provided in this Section, to the following persons: To City: Clerk of the Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. BOX 1988 Santa Ana, California 92702 I and, City Attorney City of Santa Ana 20 Civic Center Plaza (M-29) P.O. BOX 1988 Santa Ana, California 92702 Telefacsimile (714) 647-6515 To Consultant: Skyline Real Estate Services P.O. Box 181333 Coronado, CA 92178 Phone: (619) 318-0961 Attn: Hannelore Inman A party may change its address by giving notice in writing to the other party. Thereafter, any notice, tender, demand, delivery, or other communication shall be addressed and transmitted to the new address. If sent by mail, any notice, tender, demand, delivery, or other communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by telefacsimile, any notice, tender, demand, delivery, or other communication shall be effective or deemed to have been given twenty-four (24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these time frames, weekends, federal, state, County or City holidays shall be excluded. 10. EXCLUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Consultant, and supersedes any and all other agreements, oral or written, between the parties. In the event of a conflict between the terms of this Agreement and any attachments hereto, the terms of this Agreement shall prevail. This Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Consultant. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to, that terms and conditions hereof, shall not bind or obligate Consultant nor the City. Each party to this Agreement acknowledges that no representations, inducements, 5 promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which are not embodied herein. 11. ASSIGNMENT ' Inasmuch as this Agreement is intended to secure the specialized services of Consultant, Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other consultants retained by City. 12. TERMINATION This Agreement may be terminated by the City upon thirty (30) days written notice of termination. In such event, Consultant shall be entitled to receive and the City shall pay Consultant compensation for all services performed by Consultant prior to receipt of such notice of termination, subject to the following conditions: a. As a condition of such payment, the Deputy City Manager may require Consultant to deliver to the City all work product completed as of such date, and in such case such work product shall be the properly of the City unless prohibited by law, and Consultant consents to the City's use thereof for such purposes as the City deems appropriate. b. Payment need not be made for work which fails to meet the standard of performance specified in the Recitals of this Agreement. 13. DISCRIMINATION Consultant shall not discriminate because of race, color, creed, religion, sex, marital status sexual orientation a e national on in, ancestr , or disabilit , as defined and prohibited g , g Y Y by applicable law, m the recruitment, selection, trammg, utilization, promotion, termination or other employment related activities. Consultant affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 14. JURISDICTION -VENUE This Agreement and all questions relating to its validity, interpretation, performance, and enforcement shall be government and construed in accordance with the laws of the State of California. This Agreement has been executed and delivered in the State of California and the validity, interpretation, performance, and enforcement of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. Both parties further agree that Orange County, California, shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 6 15. PROFESSIONAL LICENSES Consultant shall, throughout the term of this Agreement, maintain all necessary licenses, permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United States, the State of California, the City of Santa Ana and all other governmental agencies. Consultant shall notify the City immediately and in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 16. MISCELLANEOUS PROVISIONS a. Each undersigned represents and warrants that its signature hereinbelow has the power, authority and right to bind their respective parties to each of the terms of this Agreement, and shall indemnify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. 7 IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and year first above written. ATTEST: CITY OF SANTA ANA Maria D. Huizar - David N. Ream Clerk of the Council City Manager APPROVED AS TO FORM: Joseph W. Fletcher City Attorney k By: Lisa E. Storck Assistant City Attorney RECOMMENDED FOR APPROVAL: ONSUL '`e Cynthia J. Nel on, Deputy City Manager Skyline Real vices For Development Services By: Hannelore I n, Owner Community Development Agency Tax ID# 219967049 s EXHIBIT A The Contractor will have a "set" fee structure per inspection as it relates to the scope of services performed. These fees were determined by taking into consideration the following costs: woman/man labor hours, gas, insurance, automobile maintenance, auto depreciation, map book/navigation systems, office supplies, uniform costs and health benefits. Appraisal Fee Schedule: Single Family Home and Condominiums $245.00 Repaired value Appraisal-$200.00 Updated repaired value-$200.00 FHA Appraisal: $350.00 Homes or land over 10 acres: $1,000.00 Duplex 2 units $400.00 Triplex 3 units $400.00 Quad-4 units $400.00 Land Appraisal under 1 acre $350.00 Land Appraisal 1 acre-10 acres $450.00 Land appraisal 10-20 acres: $550.00 Land Appraisal over 20 acres: $1,000.00 Mass Appraisals $1500.00 Re-Inspections: 442 with photos $105.00 Rental Survey: $75.00 Operating Income Statement $75.00 Drive-by AppraisalsBxteriorviewmg $150.00 Desk Review: $125.00 Review Appraisal/Field Inspection: $175.00 Consulting per hour: $35.00 BPO (brokers price opinion no photo) $75.00 BPO with photo $100.00 HQS Inspection no photo $50.00 HQS Inspection with photo $100.00 Construction Inspection-Repair estimate $100.00 203K Consulting Fees- Per project please call. G: Timeframes are as follows: Weekly updates on all projects will be emailed to project manager/supervisor if requested, Every job will be scheduled and/or inspected within 3 days after receiving order. ~~v~y EXIBIT B HUD CERTIFICATE OF APPRAISER I hereby certify: That on date(s), I personally made a field inspection of the property herein appraised and have afforded the owner or a designated representative the opportunity to accompany me on this inspection. I have also personally made a field inspection of the comparable sales relied upon in making said appraisal. The property being appraised and the comparable sales relied upon in making this appraisal were as represented in the appraisal. That to the best of my knowledge and belief the statements contained in the appraisal herein set forth are true, and the information upon which the opinions expressed therein are based is correct; subject to the limiting conditions therein set forth. That I understand that such appraisal may be used in connection with the acquisition of property for a project utilizing U.S. Department of Housing and Urban Development funds. That such appraisal has been made inconformity with appropriate laws, regulations, and policies and procedures applicable to appraisal of property for such purposes; and that to the best of my knowledge no portion of the value assigned to such property consists of items which are noncompensable under the established law of said State. That any decrease or increase in the fair market value of real property prior to the date of valuation caused by the project for which such property is acquired, or by the likelihood that the property would be acquired for such project, other than that due to physical deterioration within the reasonable control of the owner, was disregarded in determining the compensation for the property. That neither my employment nor my compensation for making this appraisal and report are in any way contingent upon the values reported herein. That I have no direct or indirect present or contemplated future personal interest in such property or in any benefit from the acquisition of such property appraised. That I have not revealed the findings and results of such appraisal to anyone other than the proper officials of the acquiring agency or officials of the U.S. Department of Housing and Urban Development and I will not do so until so authorized by said officials, or until I am required to do so by due process of law, or until I am released from this obligation by having publicly testified as to such findings. That I have not given consideration to, or included in my appraisal, any allowance for relocation assistance benefits. That my opinion of the fair market value of the property to be acquired as of the day of 20 is $ based upon my independent appraisal and the exercise of my professional judgment. Name Signature Date (Note: Otherstatements, required by the regulations of an appraisal organization of which the appraiser is a member or by circumstances connected with the appraisal assignment or the preparation of the appraisal, maybe inserted where appropriate.) EXHIBIT C U.S. Department of Housing and Urban Development (HUD) Guide for Preparing An Appraisal Scope of Work HUD Handbook 1378, Appendix 19 The Uniform Relocation Assistance and Real Property Acquisition Policies Act (URA) and its implementing regulations (49 CFR Part 24) set forth minimum requirements for real property acquisition appraisals for Federal and federally-assisted programs. Appraisals subject to the URA must be prepared according to these requirements. The acquiring agency may also have additional supplemental appraisal requirements which may be attached. The acquiring agency has a legitimate role in contributing to the appraisal process, especially in developing the scope of work and defining the appraisal problem. The scope of work and development of an appraisal under these requirements depends on the complexity of the appraisal problem The scope of work is a written set of expectations that form an agreement or understanding between the appraiser and the agency as to the specific requirements of the appraisal, resulting in a report to be delivered to the agency by the appraiser. It includes identification of the intended use and intended user; definition of fair market value; statement of assumptions and limiting conditions; and certifications. It should specify performance requirements, or it should reference them from another source, such as the agency's appraisal procedural manual. The scope of work must address the unique, unusual and variable appraisal performance requirements of the appraisal. Either the appraiser or the agency may recommend modifications to the initial scope of work, but both parties must approve changes. SCOPE OF WORK: The appraiser must, at a minimum: 1. Provide an appraisal meeting the definition of an appraisal found at 49 CFR 24.2(a)(3). 2. Afford the property owner or the owner's designated representative the opportunity to accompany the appraiser on the inspection of the property. 3. Perform an inspection of the subject property. The inspection should be appropriate for the appraisal problem, and the scope of work should address: • The extent of the inspection and description of the neighborhood and proposed project area, • The extent of the subject property inspection, including interior and exterior areas, • The level of detail of the description of the physical characteristics of the property being appraised (and, in the case of a partial acquisition, the remaining property), 4. In the appraisal report, include an adequate description of the physical characteristics of the property being appraised (i.e., sketch of the property and provide the location and dimensions of any improvements) and a description of comparable sales. The appraisal report should also include adequate photographs of the subject property and comparable sales, and provide location maps of the property and comparable sales 5. In the appraisal report, include items required by the acquiring agency, including but not limited to the following: • Property right(s) to be acquired, e.g., fee simple, easement, etc., • Value being appraised (usually fair market value), and its definition • Appraised as if free and clear of contamination (or as specified), • Date of the appraisal report and the date of valuation, • A realty/personality report as required by 49 CFR 24.103(a)(2)(i), • Known and observed encumbrances, if any, • Title information, • Location, • Zoning, • Present use, and • At least a 5-year sales history of the property. 6. In the appraisal report, identify the highest and best use. If highest and best use is in question or different from the existing use, provide an appropriate analysis identifying the market-based highest and best use. 7. Present and analyze relevant market information. (Specific requirements for market information should be included in the agency's appraisal procedural mama! and should include research, analysis, and verification of comparable sales. Inspection of the comparable sales should also be specified.) 8. In developing and reporting the appraisal, disregard any decrease or increase in the fair market value of the real property caused by the project for which the property is to be acquired, or by the likelihood that the property would be acquired for the project. (!f necessary, the appraiser may cite the Jurisdictional Exception or Supplemental Standards Rules under USPAP to ensure compliance with USPAP while following this and other Uniform Act requirements.) 9. Report his or her analysis, opinions, and conclusions in the appraisal report. ADDITIONAL REQUIREMENTS FOR A SCOPE OF WORK: INTENDED USE: This appraisal is to estimate the fair market value of the property, as of the specified date of valuation, for the proposed acquisition of the property rights specified (i.e., fee simple, etc.) for a Federally assisted project. INTENDED USER: The intended user of this appraisal report is primarily the acquiring agency, but its funding partners may review the appraisal as part of their program oversight activities. App. 19-2 [03/07 ] 1378 CHG-8 Appendix 19 DEFINITION OF FAIR MARKET VALUE: This is determined by State law. Fair market value, however, is generally defined as the price that a seller is willing to accept and a buyer is willing to pay on the open market in an arm's length transaction, and usually includes the following: 1. Buyer and seller are typically motivated; 2. Both parties are well informed or well advised, each acting in what he or she considers his or her own best interest; 3. A reasonable time is allowed for exposure in the open market; 4. Payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and S. The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. CERTIFICATION: The appraisal shall include a certification of the appraiser (see attached sample). ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser shall state all relevant assumptions and limiting conditions. In addition, the acquiring agency may provide other assumptions and conditions that may be required for the particular appraisal assignment, such as: • The data search requirements and parameters that may be required for the project. • Identification of the technology requirements, including approaches to value, to be used to analyze the data. • Need for machinery and equipment appraisals, soil studies, potential zoning changes, etc. • Instructions to the appraiser to appraise the property "As Is" or subject to repairs or corrective action. • As applicable include any information on property contamination to be provided and considered by the appraiser in making the appraisal. EXHIBIT D ADDITIONAL INSURED ENDORSEMENT FOR COMMERCIAL GENERAL LIABILITY POLICY Insurance Company This endorsement modifies such insurance as is afforded by the provisions of Policy # BPS { ~ ~ ~ relating to the following: 1. The City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701; its officers, employees, agents, volunteers and representatives are named as additional insureds ("additional insureds") with regard to liability and defense of suits arising from the operations and uses performed by or on behalf of the named insured. 2. With respect to claims arising out of the operations and uses performed by or on behalf of the named insured, such insurance as is afforded by this policy is primary and is not additional to or contributing with any other insurance carried by or for the benefit of the additional insureds. 3. This insurance applies separately to each insured against whom claim is made or suit is brought except with respect to the company's limits of liability. The inclusion of any person or organization as an insured shall not affect any right which such person or organization would have as a claimant if not so included. 4. With respect to the additional insureds, this insurance shall not be cancelled, or materially reduced in coverage or limits except after thirty (30) days written notice has been given to the City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701. (Completion of the following, including countersignature, is required to make this endorsement effective.) ` Effective V~ ~ ~ ~ ,this en rsement form as a part of Policy # C.~ 5 11 ~i3~ i Issued to s S'~E " Named Insu Countersigned by Authorized Rep n ive 9 OP ID $ DATE (MM/DD/YYYY) ACORD CERTIFICATE OF LIABILITY INSURANCE SKYLI06 05 19 10 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Powers and Company ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE Insurance Agents and Brokers HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR P . O . Box 619043 Lic #OB02587 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Roseville CA 95661-9043 Phone : 916-630-8643 Fax :800-783-0083 INSURERS AFFORDING COVERAGE NAIC # INSURED ~ ~ INSURER A: Scottsdale Insurance Company 41297 INi SURER B: Skyline Real Estate Services jwsuRERc PO BOX 181333 INSURER D. Coronado CA 92178 _ INSURER E. COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. _ POLICY NUMBER POLI Y EFFECTIVE POLI Y EXPIRATION LIMITS LTR NSR TYPE OF INSURANCE DATE MM/DD/YY DATE MM/DD/YY GENERAL LIABILITY EACH OCCURRENCE $ 1 , OOO , OOO.._ A ~I, X X COMMERCIAL GENERAL LIABILITY CPS1173389 03/13/10 03/13/11 PREMISES (Eaoccurence) $ 100,000 ' ~~i CLAIMS MADE OCCUR ~ ~i MED EXP (Any one person) ~ $ EXCLUDED. ~I PERSONAL & ADV INJURY ~ $ 1 , OOO , OOO ~ PRODUCTSGCOMP OP AGG $ 2 , OOO , OOO GEN'L AGGREGATE LIMIT APPLIES PER: _ $ 2 , OOO , OOO _ POLICY I JE ~ LOC AUTOMOBILE LIABILITY I, COMBINED SINGLE LIMIT $ I (Ea accident) ANY AUTO ~ _ _ _ _ j~ ALL OWNED AUTOS BODILY INJURY _ I (Per person) $ I SCHEDULED AUTOS HIRED AUTOS ~ BODILY INJURY ~I~ ~ ~ (Per accident) $ NON-OWNED AUTOS ,~~g~~~~~~' li ~ _ ~ - - _ S~ ~ pG` ~ ~ PROPERTY DAMAGE $ i~ 7 S~~ Kee (Per accident) GARAGE LIABILITY Cj\~7 AUTO ONLY - EA ACCIDENT $ 1Sta' ~ ' I I ANY AUTO W~5 j OTHER THAN EA ACC $ _ i AUTO ONLY: AGG $ I, EXCESS/UMBRELLA LIABILITY EACH OCCURRENCE OCCUR ~ CLAIMS MADE AGGREGATE $ i ~ ~ $ il--- T- ~i DEDUCTIBLE $ _ RETENTION $ i $ WORKERS COMPENSATION AND i~ ! i TORY LIMITS ~ y ER _ _ _ ANY PROPRIETOR/PARTNER/EXECUTIVE ~ E L EACH ACCIDENT - { $ OFFICER/MEMBER EXCLUDED? ( ~ E~EASE - EA EMPLOYEE, $ If yes, describe under } SPECIAL PROVISIONS below E.L. S AEID SE -POLICY LIMIT ' $ 'OTHER DESCRIPTION OF OPERATIONS ! LOCATIONS I VEHICLES /EXCLUSIONS ADDED BY ENDORSEMENT /SPECIAL PROVISIONS *10 day NOC applies for non-payment of premium. Certificate holder is included as an Additional Insured under Commercial General Liability policy per endorsement CG 20 10 07 04, subject to a written contract between the Named Insured and the Additional Insured. **Endorsement to follow from company, subject to approval. CERTIFICATE HOLDER CANCELLATION CITYOFS SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION C1ty of Santa Ana DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 3O * DAYS WRITTEN Attn : Mary Aguilar NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL Fax : 714- 667 -22 67 IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR 20 Civic Plaza M-37 Santa Ana CA 92701 REPRESENTATIVES. AUTHORIZED REPRESENTATIVE © ACORD CORPORATION 1988 ACORD 25 (2001/08) IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25 (2001/08) COVER NOTE INSURED: Hannelore Inman MA1LlNG ADDRESS: PO Box 181333 Coronado, CA 92178 This is to cerh; fy that the undersigned has procured insurance eoverage as hereajler specified jran certan companies and/or underwrites. EFFECTIVE:02/23R010 EXPIRATION: 02/23/2011 RETROACTIVE:03/I9/1992 COVERAGE: Professional Liability for Specified Professions Profession: Real Estate Appraiser Claims Made Form: MPL#2690] (9/87) Limits: Per Occurence: $1,000,000 Annual Aggregate: $1,000,000 Deductible: $1,000 CONDITIONS: 8~ Rs FpR1~ Real Estate Agent/ Broker Referral Indemnity ~p'fLUV Knowledge of Wrongful Act Exclusion (j Pending and/or Prior Litigation Exclusion L,SA E, SZ~R{ Kn y e Defense within Policy Limit taut City A Deductible includes Loss Adjustment Expenses Assis COMPANIES PARTICIPATING: National Union Fire Insurance Company of Pittsburgh, PA ASSIGNED COVER NOTE # Z FREA 03-4528 CUSTOMER # 0024125 Issued at: 4907 Morena Blvd, Suite 1415 San Diego, CA 92117 DATE: 02/22/2010 By: Insurance, when effected shall be subject to all terms and conditions of policy (ies) which will be issued, and in event of any inconsistency herewith, the terms and provisions of the policy. ' LIBERTYGUARD PERSONAL CATASTROPHE LIABILITY POLICY DECLARATIONS LIBERTY MUIZJAL INSURANCE CC)MPANY RENEWAL A BOSIC)N, MASSACHUSETTS POLICY NUMBER LJ1-261-341475-100 1 HESEDECLARATIONSEFFECTIVE 03/25/1 AGENT:AND ASSOCIATES NAMED INSURED AND MAILING ADDRESS ( 415 ) 2 91- 0 2 0 2 HANNE INMAN FOR SERVICE CALL OR WRITE: PO BOX 181333 PO BOX 52102 CORONADO CA 92178-1333 * PHOENIX AZ 85072 800-869-4009 CLAIMS : 800-225-2467 POLICY PERIOD: 03/25/10 TO 03/25/11 12:01 AM STANDARD TIME AT THE ADDRESS OF THE NAMED INSURED AS STATED IN THE POLICY. THIS POLICY SHALL EXPIRE ON THE DATE SHOWN EXCEPT THAT IT MAY BE CONTINUED IN FORCE FOR SUCCESSIVE POLICY PERIODS BY THE PAYMENT OF THE REQUIRED RENEWAL PREMIUM. EACH SUCH POLICY PERIOD SHALL BE FOR THE PERIOD SPECIFIED IN THE RENEWAL DECLARATIONS. LIMIT OF LIABILITY: $ 1,000,000 LIABILITY EACH OCCURRENCE, SUBJECT TO ALL THE TERMS OF THE POLICY. THE INSURED'3 RETENTION IS: $250 PREMIUM SUMMARY: INITIAL RESIDENCE $ 77 INITIAL AUTOMOBILE $ 68 1 ADDL AUTOMOBILE $ 45 PERSONAL CATASTROPHE POLICY PREMIUM: $ 190.00 ENDORSEMENTS ATTACHED: PC-50 9/86 HOME DRY CARE ENDORSEMENT PC-51 11/89 COMMUNICABLE DISEASE EXCLUSION PCE 134 AMENDMENT OF POLICY DEFINITIONS PCE-96 AMENDATORY MOLD END PCE-92 ED. 12-04 LIBERTYGUARD PERSONAL CATASTROPHE POLICY PCE-75 3/94 SEXUAL MOLESTATION EXCLUSION ~ISA E. ST.....--ORS Assistant City Attorney S/ PC 52 3195 COUNTERS IGNSD 0 2 / 0 2 / 10 this policy, iMluditg all ~rodocscnwnts attached is couacrsigncd by: ~ S ~r'~ ~~~!~Yl AUTHORIZED REPRESENTATIVE Liberty Mutual. Coverage Information (continued) COVERAGE LIMITS PREMIUM PER VEHICLE VEH 1 VEH 2 Policy Number: Annual Premium Per Vehicle: 5533 5867 AO2-268-004958-40 0 1 Declarations effective: 03/25/2010 Total Annual Policy Premium: $1,400.00 ~I All eligible discounts and benefits have been applied. Includes state sales tax and local surcharge where applicable. Discounts and Benefits All eligible discounts and benefits have been applied to your Total Annual Policy Premium. VEHICLE DISCOUNTS VEH 1 VEH 2 Anti-Lock Braking System Yes Yes Anti-Theft Device(s) Yes POLICY DISCOUNTS • Group Savings Plus • Account Discount • Educated/Professional Group Discount • Good Driver • Multi-Car Additional Information for Vehicles Covered by Your Policy LOSS PAYEE(S) MONTH/YEAR EXPIRES VEH 2: GMAC 0512010 ANNUAL COMMUTING PREVIOUS ANNUAL MILEAGE MILEAGE MILEAGE eq F~°ti'i.i~ VEH 1: 5500 Pleasure 5500 "i© VEH 2: 9500 Business 9500 ``~.~oRGK ,w CLASS DEFINITION VEH 1 : Excess vehicle. P $ ttor„gy VEH 2: Licensed at least 24 years but less than 54, business use. ~1S t C`ty A Driver Information Asststa~ DRIVER NAME: Hanne Inman DATE OF BIRTH STATE LICENSE NUMBER GENDER MARITAL STATUS 11/07/1959 CA C1794868 F SN To ensure proper coverage, please contact us if any information in your policy declaration is inaccurate. DRIVING RECORD POINTS: VIOLATION POINTS ACCIDENT POINTS VEH 1: 0 0 VEH 2: 0 0 AUTO 3079 10 09 Page 2 of 3 Liberty Policy Declarations Mutual. A summary of your auto insurance coverage Thank you for renewing with us. Your declarations are effective as of 03/25/2010. INSURANCE INFORMATION ~ ACTION Named Insured: Hanne Inman REQUIRED: Policy Number: A02-268-004958-40 O 1 Please review and Policy Period: 03/25/2010-03/25/2011 12:01 AM keep for your records. standard time at the address of the Named Insured as stated below. Mailing Address: PO Box 181333 ~ QUESTIONS ABOUT Coronado CA 92178-1333 YOUR POLICY? Affinity Affiliation: Slippery Rock University Alumni Local Agent Association Krystofiak And Associates 1-415-291-0202 Vehicles Covered by Your Policy VEH YEAR MAKE MODEL VEHICLE ID NUMBER Local Office 1 2000 PORCFiE 911 WPOCA2998YS653232 50 Francisco Street Z 2005 CHEVROLET SILVERADO 1GCEC14X45Z206046 Suite 257 San Francisco, CA 94133 Coverage Details For service: 1-800-869-4009 Your total annual policy premium for all covered vehicles is shown below. A premium Visit us online is shown for each type of coverage you have purchased for each vehicle. Where no LibertyMutual.com/insurance premium is shown, you have not purchased the indicated coverage for that vehicle. Coverage Information MANAGE YOUR ACCOUNT ONLINE ~otal Annual Policy Premium: $1,gpp,Dp Sign up for eService LibertyMutual. com/insurance All eligible discounts and benefits have been applied. Includes state sales tax and local surcharge where applicable. To report a claim By Phone COVERAGE LIMITS PREMIUM PER VEHICLE 1-800-2CLAIMS (1-800-225-2467) VEH 1 VEH 2 Online A. Liability $171 b426 UbertyMutual.com/insurance Bodily Injury $ 250,000 Each Person Yes Yes $ 500,000 Each Accident Progeny Damage $ 100.000 Each Accident Yes Yes THIS IS NOT YOUR AUTO INSURANCE BILL. C. Uninsured Motorists YOU WILL BE BILLED SEPARATELY. Uninsured Motorists $ 250,000 Each Person $44 $94 Bodily Injury $ 500,000 Each Accident rl D. Coverage for Damage to Your Auto y~y~. x Collision $200 $253 ~~y~®~'~'~;J~ Actual Cash Value Less Deductible Shown i~ Veh 1 $1000lWaiver Veh 2 $1000/Waiver r t~. O[her Than Co165ion $118 $94 >r' ~ ~ ,:il~uCC1~:y Actual Cash Value Less Deductible Shown ~t"~ "~1y ~gt5tU Veh 1 $500 Veh 2 5500 AUTO 3079 10 09 Page 1 of 3 ~A~ l ~ HOMEOWNERS H0 04 41 04 91 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFUttY. ADDITIONAL INSURED Residence Premises Name and A(d~dr``ess of Person`or Org`a-ninzation* C\"C~ ~ .J01~T"~ ~~W ~ orn~rnun~ ~ e~ A~er~~ Zp Gw~c, C r~et 4 ~azQ, - So,~'~v, Pti`nA, C a'L~O~ The definition of "insured" in this policy includes the person or organization narrtect above with. respect to: SECTION I Coverage A -Dwelling and Coverage 6 -Other Structures; and SECTION II Coverage E -Personal Liability and Coverage F -Medical Payments to Others but only with respect to the "resi- dence premises." This coverage does not apply to "bodily injury" tv and employee arising out of or in the course of the employee's employment by the person or organization. If we decide to cancel or not to renew this policy, the party named above will be notified:in writing. 'Entries may be left blank if shown elsewhere in this ~l~~X for this average. All other provisions of this policy apply. POLICY: p~Q2-2,Io~-OOy~~~-~{0 Chev S;~~e,~cad0 ~ tiC~G EC1~~5Zao6 b0y(o ~1~~ ~'r. ~~v ~a~o~a~ C• , C P~ °~~°150. S1 ORCK t,1SA E C`ty Attorney pssistan HO 04 4.1 04 91 Copyright, Insurance Services Office, Inc., 1990 Page 1 of 1 PR raXsk,7yel~vt~~eal_Estate_se 5/z6/2010x7 16:475Ahi7sPAQE 1/002y zFax1ServerM Ps CERTHOI.DER COPY' SD SPATE P.O. BOX 420807, SAN FRewCISCO,CA 94 1 42-0807 COMPENSATION INStJRANC6 ~U~~ CERtIFICATE OF WORKERS° COMPeNSATIOIW INSURANCE ISSUE DATE: 03-011-2010 GROUP: POLICY NUMBER: 11175997-2010 CERTIFICATE ID: S CERTIFICATE EXPIRE5:01-01-2011 01-01-2010/01-01-2011 CITY OF SANTA ANA SO ATTN: MART A6UILAR 70 CIVIC CENTER.PLZ 3RD FL SANTA ANA CA 92701-40ba This Is to certify that we hale issued • valid Workers' Compensation insurance policy In a form approved by the Call}ornh Insurance Commissioner to the employer named below }or the Polley period indiemed. . This policy is not eubject to cancellation by tha Fund excapt upon 10 days advance written notloe to the eMD}oyer. Wa win also givo rou 10 dsys' advance notice should this policy be cancelled prior W Its normal exprrstlon This eartlfieab of insurance is not en insurance Polley and does not amend. extend or alter the coverage afforded by the policy listed herein Notwithstanding any reQuiremenL term or condition of any contract m other document with res?cot to which this certificate of insurance may be isswd or to which it may perta,n. the inaurarice afforded by Ilia policy described Ixrein it: subject, to all the terms, ezc;uslons, and conditions, of such policy. ` THORIZED REPRESENTATi PRESIDENT UNLESS INDICATED OTHERWISE BY ENDORSEMENT, COVERAGE UNDER THIS POLICY EXCWDES THE FOLLOYING: THOSE NAMED IN THE POLICY DECLARATIONS AS AN. INDIVIDUAL EMPLOYER DR A HUSBAND AND WIFE EMPLOYER; EMPLOYEES COVERED ON A COMPREHENSIVE PERSONAL LIA®[LITY [NSURANCE POLICY ALSO AFFORDING CALLFORNIA WORKERS' COI~ENSATION BENEFITS; EMPLOYEES EXCLUDED UNDER CALIFORNIA YORKERS' CO/~ENSATION LAW. EMPLOYER'S LIABILITY LIMIT INCLUDING DEFENSE COSTS: Y1,000,000 PER pCCl1RRENCE. APpR~~D AS TO ~©RM LISA E STORCK Assistant City Attorney EMPLOYER INMIAN, HANNELDRE 84TH DBA: SKYLINE REAL ESTATE SERVICES Po cox 1t11s33 CDRONADO CA 97178 [JLD,CSJ tnEV.~-os1 PR[NTED 03-06-2010