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HomeMy WebLinkAboutItem 33 - Resolution for the 2024 Homeownership Calhome Program Award Community Development Agency www.santa-ana.org/cd Item # 33 City of Santa Ana 20 Civic Center Plaza, Santa Ana, CA 92701 Staff Report December 2, 2025 TOPIC: Adopt a Resolution for the 2024 Homeownership CalHome Program Award AGENDA TITLE Resolution to Accept a $4,893,250 Award in Grant Funding from the State of California Department of Housing and Community Development 2024 Homeownership CalHome Program and Appropriation Adjustment RECOMMENDED ACTION 1. Adopt a Resolution authorizing the City of Santa Ana to accept a $4,893,250 award in grant funding from the State of California Department of Housing and Community Development (HCD) 2024 Homeownership CalHome Program. RESOLUTION NO. 2025-XXX entitled A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SANTA ANA AUTHORIZING RECEIPT OF 2024 HOMEOWNERSHIP SUPER NOTICE OF FUNDING AVAILABILITY (HOSN) CALHOME PROGRAM GRANT FUNDS FOR THE MY FIRST HOME PROGRAM 2. Authorize the City Manager to execute an agreement with the State of California, in the form of HCD’s “Standard Agreement,” for receipt of the 2024 Homeownership CalHome Program grant funding in the amount of $4,893,250, and execute any other documents required by HCD to secure the grant (Agreement No. A-2025-XXX). 3. Approve an appropriation adjustment recognizing $4,893,250 in grant funding from the State of California into the CalHome Program revenue account and appropriate the same amount into the CalHome Program expenditure account to provide down payment assistance and homebuyer education in the City of Santa Ana (Requires five affirmative votes). GOVERNMENT CODE §84308 APPLIES: No DISCUSSION The City of Santa Ana (City) offers a down payment assistance program called “My First Home,” which provides loans to first-time home buyers to aid in the purchase of a home in the City. Funds are made available on a first-come, first-served basis. Adopt a Resolution for the 2024 Homeownership CalHome Program Award December 2, 2025 Page 2 5 4 4 2 Over the last five years, the City has provided over $5.2 million in down payment assistance loans to 49 families to purchase a home in the City. This includes $2.9 million in local Inclusionary Housing funds, $1.6 million in federal Community Development Block Grant funds, and $720,000 in state CalHome Program funds. The City offers more down payment assistance per household than any other city in Orange County. In December 2024, HCD issued a Homeownership Super Notice of Funding Availability (NOFA) of $143.1 million for the 2024 Homeownership CalHome Program. The 2024 Homeownership CalHome Program supports homeownership programs serving low income households. CalHome funds are granted to private non-profit organizations and local government agencies to promote affordable homeownership. Local public entities were eligible to apply for CalHome funds to operate programs within their jurisdictional boundaries. The City applied for this funding in March of 2025, and on October 27, 2025, notification was received that the City was awarded $4,893,250 in 2024 Homeownership Super NOFA, CalHome, Round 2 funding (Exhibit 1). The award notice is a Conditional Award Commitment subject to the City’s approval of a resolution (Exhibit 2) and Standard Agreement. To accept this award, the City must submit a resolution to HCD within sixty (60) calendar days of October 27, 2025. The resolution must constitute, to HCD’s reasonable satisfaction, an unconditional, duly adopted, and legally binding authorization of the City to accept the total amount of the Conditional Award funds, to fully participate in the relevant Department program, and to be legally bound by the requirements of the Department program. The resolution is required to execute a Standard Agreement with HCD and the State of California. The City has previously received CalHome Program funds for down payment assistance. Repaid loans are appropriated into the CalHome Reuse account and are utilized for HCD authorized activities. In Fiscal Year 2023-24, $360,000 in CalHome Reuse funds were used to fund loans for three (3) low-income families. In Fiscal Year 2024-25, $360,000 in CalHome Reuse funds were used to fund loans for three (3) low- income families and all reuse funds were exhausted. HCD program eligibility requirements include: 1) selected homebuyers earn 80% or below the Area Median Income, 2) selected homebuyers occupy the home as their principal place of residence, and 3) each selected homebuyer must complete a homebuyer education course. With approval of the resolution (Exhibit 2) and subsequent execution of an HCD standard agreement, CalHome funds will be used to provide gap financing loans of no more than $120,000 per unit. Staff estimates that these new funds will assist a total of 37 new homeowners in the City. This is the largest grant for affordable homeownership opportunities that the City has received in the last decade and will create wealth- Adopt a Resolution for the 2024 Homeownership CalHome Program Award December 2, 2025 Page 3 5 4 4 2 building opportunities for City residents and provide more affordable homeownership opportunities. This is a pass-through of state funding to approximately 37 new homeowners in the city. 100 percent of funds shall be expended within 36 months of the date the Standard Agreement is executed by HCD. The funds will be paid on a reimbursement basis. This one-time grant award includes 10% for administration, equal to $444,000. Section 402.2 of the NOFA guidelines states “Administration costs shall not exceed 10% of the total of CalHome Mortgage Assistance disbursements.” Since $9,250 will be paid towards homebuyer education, staff have to exclude that amount from the 10% calculation below. FISCAL IMPACT Approval of the appropriation adjustment will recognize $4,893,250 in funds from the State of California, in CalHome Program – State Grant-Direct revenue account (no. 14318002-52025) and appropriate the same amount across expenditure accounts as outlined below. Any remaining balances not expended by the end of the fiscal year will be presented to City Council for approval of carryovers to FY 2026-27. Fiscal Year Accounting Unit - Account Fund Description Accounting Unit, Account Description Amount FY 25-26 14318763- 61XXX CalHome Owner Occupied CalHome, Salaries and Benefits $366,920 FY 25-26 14318763 – 62120 CalHome Owner Occupied CalHome, Training, Transportation, Meeting $5,000 FY 25-26 14318763 – 62300 CalHome Owner Occupied CalHome, Contract Services-Professional $9,250 FY 25-26 14318763 – 63001 CalHome Owner Occupied CalHome, Miscellaneous Operating Expenses $2,500 FY 25-26 14318763 – 65100 CalHome Owner Occupied CalHome, Insurance Charges $16,850 FY 25-26 14318763 – 66511 CalHome Owner Occupied CalHome, Computer Software Subscription $52,730 FY 25-26 14318763 – 69152 CalHome Owner Occupied CalHome, Loans & Grants $4,440,000 Total:$4,893,250 EXHIBIT(S) 1. Grant Award Letter 2. Resolution Adopt a Resolution for the 2024 Homeownership CalHome Program Award December 2, 2025 Page 4 5 4 4 2 Submitted By: Michael L. Garcia, Executive Director – Community Development Agency Approved By: Alvaro Nuñez, City Manager STATE OF CALIFORNIA - BUSINESS, CONSUMER SERVICES AND HOUSING AGENCY GAVIN NEWSOM, Governor DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT DIVISION OF STATE FINANCIAL ASSISTANCE 651 BANNON STREET, SUITE 400, SACRAMENTO, CA 95811 P. O. BOX 952054, SACRAMENTO, CA 94252-2054 (916) 263-2771 www.hcd.ca.gov **REVISED AWARD LETTER** October 27, 2025 Alvaro Nunez, City Manager City of Santa Ana 20 Civic Center Plaza Santa Ana, CA 92701 Dear Alvaro Nunez: RE: Revised Award Announcement – 2024 Homeownership Super NOFA (HOSN), CalHome, Round 2, Notice of Funding Availability (NOFA) Fiscal Year 2024/2025 City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 The California Department of Housing and Community Development (“Department” or “HCD”) is pleased to announce City of Santa Ana (“Awardee”) has been awarded a 2024 Homeownership Super NOFA (HOSN), CalHome, Round 2, award in the amount of $4,893,250. This letter corrects the letter originally issued on October 16, 2025 by removing Section IV. “Deadline to Secure Permanent Financing” and removing standard acknowledgement language from the enclosed “Acceptance of Terms and Conditions of Conditional Award” form from the enclosure of the original Award Letter. This letter constitutes notice of the designation of HOSN CalHome funds for the City of Santa Ana and fully replaces the letter originally issued on October 16, 2025. Program Award Amount County Assisted Units First Time Homebuyer Mortgage Assistance (MA) $4,893,250 Orange 37 Owner-Occupied Rehabilitation (OOR) $0 N/A N/A ADU/JDU Program $0 N/A N/A Self-Help Technical Assistance (SHTA) $0 N/A N/A Homeownership Project Development Loan (HPDL) $0 N/A N/A This Homeownership Super NOFA (HOSN), CalHome, Round 2, NOFA award is under a media and public announcement embargo until released by the Office of the Governor or otherwise notified by HCD staff. HCD will provide updates on the timing of the public award announcement and provide a social media toolkit and a quote from the HCD Director for use in local media releases. The Conditional Award is based on and subject to the Applicant Representations and the Terms and Conditions of Conditional Award, both as further specified and described in this EXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Revised Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 27, 2025 Page 2 notice of the Conditional Award (the “Conditional Award Commitment”). This Conditional Award may only be accepted by timely delivery of a fully executed Acceptance of Terms and Conditions of Conditional Award form to the Department (an executed copy of this form is enclosed herein). I. Applicant Representations – Basis of Conditional Award In response to the above-mentioned NOFA, the Awardee(s) submitted an application for grant funding of the Project (that application, and all communications and documentation submitted to the Department in support thereof, the “Application”). The Department is making this Conditional Award to the Awardee(s) on the basis of, and in reliance upon, the representations, warranties, projections, and descriptions that the Awardee(s) submitted as part of the Application (the “Applicant Representations”). The Department may rescind this Conditional Award if the Department discovers, at any time prior to disbursement of the Conditional Award, that the Applicant Representations included material misrepresentations or omissions, regardless of whether or not such misrepresentations or omissions were innocent, unintentional, and/or based upon belief. II. Terms and Conditions of Conditional Award TIME IS OF THE ESSENCE IN THE SATISFACTION OF THESE TERMS AND CONDITIONS OF CONDITIONAL AWARD. The Department may rescind this Conditional Award if any of the terms and conditions enumerated in this Section II (the “Terms and Conditions of Conditional Award”) are not timely satisfied. The Terms and Conditions of this Conditional Award and their corresponding timelines are described below. If the Terms and Conditions of this Conditional Award are timely satisfied, the Department will (i) promptly provide a written notification to the Awardee(s) via electronic mail; and (ii) circulate an executed copy of an STD 213, Standard Agreement, for all appropriate signatures and approvals in accordance with the timeline specified in Section III of this Conditional Award Commitment. All timelines shall be calculated in calendar days. Any deadline falling on a weekend or State of California holiday shall be extended to the next business day. EXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Revised Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 27, 2025 Page 3 A. Timely Execution of Acceptance of Terms and Conditions of Conditional Award Form The Awardee(s) shall execute and deliver a copy of the enclosed Acceptance of Terms and Conditions of Conditional Award to the Department within ten (10) calendar days of the date of this Conditional Award Commitment. The Department will deem this condition to be unsatisfied if it receives an executed Acceptance of Terms and Conditions of Conditional Award that has been substantively modified, altered, or amended in any way. The signed Acceptance of Terms and Conditions of Conditional Award form must be submitted to HOSN@hcd.ca.gov. B. Timely Delivery of Authorization and Organizational Documents If not provided at the time of application, the Awardee(s) shall deliver to the Department, within sixty (60) calendar days of the date upon this Conditional Award Commitment, a legally sufficient set of Authorization and Organizational Documents, as further described and specified below. Specifically, the Awardee(s) shall deliver a duly adopted authorizing resolution, as well as a complete and duly filed or adopted set of organizational documents and all amendments (the “Authorization and Organizational Documents”), for each of the following entities as applicable: • each Awardee entity; the ultimate borrower of the Conditional Award funds (the “Borrower”); and, • each separate legal entity that is part of the Awardee’s or Borrower’s organizational structure. Each entity’s resolution must constitute, to the Department’s reasonable satisfaction, an unconditional, duly adopted, and legally binding authorization of the entity to accept the total amount of these Conditional Award funds, to fully participate in the relevant Department program, and to be legally bound by the requirements of the Department program. The Department may agree to an extension of fifteen (15) calendar days based on the Awardee’s demonstration of necessity. Note: Local Public Entities, as defined in the above-mentioned NOFA and/or Final Program Guidelines, are not required to submit a complete and duly filed or adopted set of organizational documents and amendments. Both the Conditional Award and this Conditional Award Commitment are subject to Health and Safety Code section 50406, subdivision (p), as subsequently amended (“AB 1010”). The Department has posted resolution templates on its website as informational guidance. Please note that use of the resolution templates is not compulsory. However, use of the provided templates will assist in the timely review and approval of the Standard Agreement. While entities may choose to use modified language in their resolutions, Sponsors should be aware that this may delay preparation of the EXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Revised Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 27, 2025 Page 4 Standard Agreement or, if deemed insufficient, may result in the need to submit a revised resolution. At any point prior to disbursement, the Department may also require the Awardee(s) to resubmit Authorization and Organizational Documents if the original submittals were determined to be inaccurate or incomplete. III. Delivery of Standard Agreement In an effort to be responsive to each Awardee’s closing needs and to ensure timely commitment of funds, the Department commits to delivering an executed copy of the Standard Agreement relative to this Conditional Award within ninety (90) calendar days of receiving all required documents, including all legally sufficient Authorization and Organizational Documents, in connection with this Project and as applicable. Congratulations on your successful application. For further information, please contact Kara Thomson, CalHome Program Manager, Access to Opportunity Branch, at Kara.Thomson@hcd.ca.gov. Sincerely, Jennifer Seeger Deputy Director Division of State Financial Assistance Enclosure: Acceptance of Terms and Conditions of Conditional Award form EXHIBIT 1 California Department of Housing and Community Development 2024 Homeownership Super NOFA (HOSN), CalHome, Round 2 Notice of Funding Availability Acceptance of Terms and Conditions of Revised Conditional Award City of Santa Ana (“Awardee”) MA in Santa Ana (“Project”) Homeownership Super NOFA (HOSN), CalHome, award totaling $4,893,250 (“Conditional Award”), as detailed below: Activity(ies) Award Amount County Assisted Units First Time Homebuyer Mortgage Assistance (MA) $4,893,250 Orange 37 Owner-Occupied Rehabilitation (OOR $0 N/A N/A ADU/JDU Program $0 N/A N/A Self-Help Technical Assistance (SHTA) $0 N/A N/A Homeownership Project Development Loan (HPDL) $0 N/A N/A By signing this Acceptance of Terms and Conditions of Conditional Award, the Awardee acknowledges having read and fully understood the terms and conditions of the Conditional Award Commitment, October 16, 2025, and revised October 27, 2025, in connection with the Project. This Homeownership Super NOFA (HOSN), CalHome, Round 2, NOFA award is under a media and public announcement embargo until released by the Office of the Governor or otherwise notified by HCD staff. HCD will provide updates on the timing of the public award announcement and provide a social media toolkit and a quote from the HCD Director for use in local media releases. In addition, the Awardee(s) must acknowledge that it has reviewed and verified the accuracy of the project report prepared by the Department no later than November 6, 2025. _________________________________________________ ______________________ Alvaro Nunez, City Manager Date City of Santa Ana ** For HCD Use Only ** □ Authorized Representatives Verified □ All Parties Signed Date Received: ____________________ EXHIBIT 1 STATE OF CALIFORNIA - BUSINESS, CONSUMER SERVICES AND HOUSING AGENCY GAVIN NEWSOM, Governor DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT DIVISION OF STATE FINANCIAL ASSISTANCE 651 BANNON STREET, SUITE 400, SACRAMENTO, CA 95811 P. O. BOX 952054, SACRAMENTO, CA 94252-2054 (916) 263-2771 www.hcd.ca.gov October 16, 2025 Alvaro Nunez, City Manager City of Santa Ana 20 Civic Center Plaza Santa Ana, CA 92701 Dear Alvaro Nunez: RE: Conditional Award Commitment and Acceptance of Terms and Conditions 2024 Homeownership Super NOFA (HOSN), CalHome, Round 2, Notice of Funding Availability (NOFA), Fiscal Year 2024/2025 City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 The California Department of Housing and Community Development (“Department” or “HCD”) issued a Homeownership Super NOFA (HOSN), CalHome, Round 2, Notice of Funding Availability on December 12, 2024. The Department is now pleased to inform you of this conditional award to City of Santa Ana (“Awardee”). This conditional award is a grant in the amount of $4,893,250 (the “Conditional Award”) for the above-referenced project (the “Project”) and includes the following activities: This Homeownership Super NOFA (HOSN), CalHome, Round 2, NOFA award is under a media and public announcement embargo until released by the Office of the Governor or otherwise notified by HCD staff. HCD will provide updates on the timing of the public award announcement and provide a social media toolkit and a quote from the HCD Director for use in local media releases. The Conditional Award is based on and subject to the Applicant Representations and the Terms and Conditions of Conditional Award, both as further specified and described in this notice of the Conditional Award (the “Conditional Award Commitment”). This Conditional Award may only be accepted by timely delivery of a fully executed Acceptance of Terms and Conditions of Conditional Award form to the Department (an executed copy of this form is enclosed herein). Activity(ies) Award Amount County Assisted Units First Time Homebuyer Mortgage Assistance (MA) $4,893,250 Orange 37 Owner-Occupied Rehabilitation (OOR) $0 N/A N/A ADU/JDU Program $0 N/A N/A Self-Help Technical Assistance (SHTA) $0 N/A N/A Homeownership Project Development Loan (HPDL) $0 N/A N/A SupersededEXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 16, 2025 Page 2 I. Applicant Representations – Basis of Conditional Award In response to the above-mentioned NOFA, the Awardee(s) submitted an application for grant funding of the Project (that application, and all communications and documentation submitted to the Department in support thereof, the “Application”). The Department is making this Conditional Award to the Awardee(s) on the basis of, and in reliance upon, the representations, warranties, projections, and descriptions that the Awardee(s) submitted as part of the Application (the “Applicant Representations”). The Department may rescind this Conditional Award if the Department discovers, at any time prior to disbursement of the Conditional Award, that the Applicant Representations included material misrepresentations or omissions, regardless of whether or not such misrepresentations or omissions were innocent, unintentional, and/or based upon belief. II. Terms and Conditions of Conditional Award TIME IS OF THE ESSENCE IN THE SATISFACTION OF THESE TERMS AND CONDITIONS OF CONDITIONAL AWARD. The Department may rescind this Conditional Award if any of the terms and conditions enumerated in this Section II (the “Terms and Conditions of Conditional Award”) are not timely satisfied. The Terms and Conditions of this Conditional Award and their corresponding timelines are described below. If the Terms and Conditions of this Conditional Award are timely satisfied, the Department will (i) promptly provide a written notification to the Awardee(s) via electronic mail; and (ii) circulate an executed copy of an STD 213, Standard Agreement, for all appropriate signatures and approvals in accordance with the timeline specified in Section III of this Conditional Award Commitment. All timelines shall be calculated in calendar days. Any deadline falling on a weekend or State of California holiday shall be extended to the next business day. A. Timely Execution of Acceptance of Terms and Conditions of Conditional Award Form The Awardee(s) shall execute and deliver a copy of the enclosed Acceptance of Terms and Conditions of Conditional Award to the Department within ten (10) calendar days of the date of this Conditional Award Commitment. The Department will deem this condition to be unsatisfied if it receives an executed Acceptance of Terms and Conditions of Conditional Award that has been substantively modified, altered, or amended in any way. The signed Acceptance of Terms and Conditions of Conditional Award form must be submitted to HOSN@hcd.ca.gov. SupersededEXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 16, 2025 Page 3 B. Timely Delivery of Authorization and Organizational Documents If not provided at the time of application, the Awardee(s) shall deliver to the Department, within sixty (60) calendar days of the date upon this Conditional Award Commitment, a legally sufficient set of Authorization and Organizational Documents, as further described and specified below. Specifically, the Awardee(s) shall deliver a duly adopted authorizing resolution, as well as a complete and duly filed or adopted set of organizational documents and all amendments (the “Authorization and Organizational Documents”), for each of the following entities as applicable: • each Awardee entity; the ultimate borrower of the Conditional Award funds (the “Borrower”); and, • each separate legal entity that is part of the Awardee’s or Borrower’s organizational structure. Each entity’s resolution must constitute, to the Department’s reasonable satisfaction, an unconditional, duly adopted, and legally binding authorization of the entity to accept the total amount of these Conditional Award funds, to fully participate in the relevant Department program, and to be legally bound by the requirements of the Department program. The Department may agree to an extension of fifteen (15) calendar days based on the Awardee’s demonstration of necessity. Note: Local Public Entities, as defined in the above-mentioned NOFA and/or Final Program Guidelines, are not required to submit a complete and duly filed or adopted set of organizational documents and amendments. Both the Conditional Award and this Conditional Award Commitment are subject to Health and Safety Code section 50406, subdivision (p), as subsequently amended (“AB 1010”). The Department has posted resolution templates on its website as informational guidance. Please note that use of the resolution templates is not compulsory. However, use of the provided templates will assist in the timely review and approval of the Standard Agreement. While entities may choose to use modified language in their resolutions, Sponsors should be aware that this may delay preparation of the Standard Agreement or, if deemed insufficient, may result in the need to submit a revised resolution. At any point prior to disbursement, the Department may also require the Awardee(s) to resubmit Authorization and Organizational Documents if the original submittals were determined to be inaccurate or incomplete. SupersededEXHIBIT 1 Homeownership Super NOFA (HOSN), CalHome, Round 2, Conditional Award Commitment City of Santa Ana – MA in Santa Ana Contract No. 25-CALHOME-18740 October 16, 2025 Page 4 III. Delivery of Standard Agreement In an effort to be responsive to each Awardee’s closing needs and to ensure timely commitment of funds, the Department commits to delivering an executed copy of the Standard Agreement relative to this Conditional Award after receiving all required documents, including all legally sufficient Authorization and Organizational Documents, in connection with this Project and as applicable. IV. Deadline to Secure Permanent Financing Please note, that the Awardee must secure all permanent financing, including tax credits and bond allocations, within 24 months of the date of the first Department funding award to the Project, consistent with the Department’s Disencumbrance Policy (Administrative Notice Number 2022-02: Disencumbrance Policy). Sponsors must demonstrate that all permanent financing is in place allowing the project to commence construction. Failure to meet this requirement shall result in the withdrawal or recapture of this Conditional Award and any other prior or subsequent funds awarded to the Project. Congratulations on your successful application. For further information, please contact Kara Thomson, CalHome Program Manager, Access to Opportunity Branch, at Kara.Thomson@hcd.ca.gov. Sincerely, Jennifer Seeger Deputy Director Division of State Financial Assistance Enclosure: Acceptance of Terms and Conditions of Conditional Award form SupersededEXHIBIT 1 California Department of Housing and Community Development 2024 Homeownership Super NOFA (HOSN), CalHome, Round 2 Notice of Funding Availability Acceptance of Terms and Conditions of Conditional Award City of Santa Ana (“Awardee”) MA in Santa Ana (“Project”) Homeownership Super NOFA (HOSN), CalHome, award totaling $4,893,250 (“Conditional Award”), as detailed below: Activity(ies) Award Amount County Assisted Units First Time Homebuyer Mortgage Assistance (MA) $4,893,250 Orange 37 Owner-Occupied Rehabilitation (OOR) $0 N/A N/A ADU/JDU Program $0 N/A N/A Self-Help Technical Assistance (SHTA) $0 N/A N/A Homeownership Project Development Loan (HPDL) $0 N/A N/A By signing this Acceptance of Terms and Conditions of Conditional Award, the Awardee acknowledges having read and fully understood the terms and conditions of the Conditional Award Commitment, dated October 16, 2025, in connection with the Project. This Homeownership Super NOFA (HOSN), CalHome, Round 2, NOFA award is under a media and public announcement embargo until released by the Office of the Governor or otherwise notified by HCD staff. HCD will provide updates on the timing of the public award announcement and provide a social media toolkit and a quote from the HCD Director for use in local media releases. In addition, the Awardee acknowledges having read and fully understood all of the Department’s requirements relative to the Conditional Award, including the requirements set forth in Administrative Notice Number 2022-22: Disencumbrance Policy, and the Awardee agrees to abide by and comply with those requirements. In addition, the Awardee(s) must acknowledge that it has reviewed and verified the accuracy of the project report prepared by the Department no later than October 30, 2025. _________________________________________________ ______________________ Alvaro Nunez, City Manager Date City of Santa Ana ** For HCD Use Only ** □ Authorized Representatives Verified □ All Parties Signed Date Received: ____________________ SupersededEXHIBIT 1 Resolution No. 2025-XXX Page 1 of 3 RESOLUTION NO. 2025-XXX RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SANTA ANA AUTHORIZING RECEIPT OF 2024 HOMEOWNERSHIP SUPER NOTICE OF FUNDING AVAILABILITY (HOSN) CALHOME PROGRAM GRANT FUNDS FOR THE MY FIRST HOME PROGRAM WHEREAS, the California Department of Housing and Community Development ("Department"), as authorized by the California General Fund, CalHome Proposition 46 and Proposition 1C, and the Building Homes and Jobs Act (Sen. Bill No. 2 (2017-2018 Reg. Sess) §1: 2022 and 2023 CalHome has issued a Homeownership Super Notice of Funding Availability, dated December 12, 2024 and amended on January 14, 2025 (“Homeownership Super NOFA”). The Homeownership Super NOFA provides funding under the following programs for homeownership: the CalHome Program and the Joe Serna, Jr., Farmworker Housing Grant Fund. WHEREAS, the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California (“Public Entity”), submitted an application to the Department in response to the Homeownership Super NOFA (the “Application”) and was determined to be an eligible Grant Recipient under one or more of the foregoing programs (the “Program(s)”) pursuant to that certain conditional award letter, dated October 27, 2025 (the “Conditional Award Commitment”). WHEREAS, pursuant to the Conditional Award Commitment, the Department made conditional awards to the Public Entity as follows: Program Award CalHome Program Mortgage Assistance $4,893,250 Total: $4,893,250 WHEREAS, each and all of the awards expressly identified above will hereinafter be referred to, both individually and collectively, as the “Program Award.” NOW, THEREFORE, IT IS RESOLVED, that the Public Entity is hereby authorized and directed to act in connection with the Program Award. RESOLVED FURTHER: Public Entity is hereby authorized and directed to accept and incur an obligation for the Program Award. That in connection with the total amount of the Program Award, the Public Entity is authorized and directed to enter into, execute, and deliver one or more, Standard Agreement(s), and any and all other documents required or deemed necessary or appropriate to secure the Program Award EXHIBIT 2 Resolution No. 2025-XXX Page 2 of 3 from the Department and to participate in the relevant Program(s), and all amendments thereto (collectively, the “Program Award Documents”). RESOLVED FURTHER: Public Entity acknowledges and agrees that it shall be subject to the terms and conditions specified in the, Standard Agreement(s), and that the Homeownership Super NOFA and the Application will be incorporated by reference therein and made a part thereof. Public Entity also acknowledges and agrees that any and all activities, expenditures, information, and timelines represented and described in the Application are enforceable through the relevant, Standard Agreement(s). Public Entity also acknowledges and agrees that Program Award funds are to be expended only on the eligible uses and activities identified in the relevant, Standard Agreement(s). RESOLVED FURTHER: That the City Manager or his or her designee is hereby authorized to execute the Program Award Documents on behalf of the Public Entity. RESOLVED FURTHER: That this Resolution shall take effect immediately upon its adoption by the City Council, and the City Clerk shall attest to and certify the vote adopting this Resolution. ADOPTED this 2nd day of December, 2025. Valerie Amezcua Mayor APPROVED AS TO FORM: SONIA R. CARVALHO City Attorney By: Andrea Garcia-Miller Senior Assistant City Attorney AYES: NOES: Councilmembers Councilmembers ABSTAIN: Councilmembers NOT PRESENT: Councilmembers EXHIBIT 2 Resolution No. 2025-XXX Page 3 of 3 CERTIFICATE OF THE CLERK OF THE PUBLIC ENTITY CERTIFICATE OF ATTESTATION AND ORIGINALITY I, Jennifer L. Hall, City Clerk, of the Public Entity, do hereby attest and certify that the foregoing is a true, full and correct copy of a resolution that was duly adopted by the Public Entity’s governing body on December 2, 2025, and that the resolution has not been altered, amended, modified, repealed, rescinded, or annulled. I hereby attest to and certify the attached Resolution No. 2025-XXX to be the original resolution adopted by the City Council of the City of Santa Ana on December 2, 2025. Date: ________________ ____________________________________ City Clerk City of Santa Ana EXHIBIT 2