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HomeMy WebLinkAboutIDS GROUP, INC. !' 1 F A-2023-075-04A MAYOR �_�� �.ZdZ'�o ._._. I. CITY MANAGER Valerie Amezcua w. Alvaro Nunez MAYOR PRO TEM MAY 1 11 17.6 CITY ATTORNEY David Penaloza = 1 Sonia R.Carvalho COUNCILMEMBERS , CITY CLERK Phil Bacerra Jennifer L.Hall Johnathan Ryan Hernandez Jessie Lopez - Thai Viet Phan Benjamin Vazquez CITY OF SANTA ANA o'Puvl+ C I) PUBLIC WORKS AGENCY M1 r✓bLc�4l Ut 1(LtDz) 20 Civic Center Plaza I PO Box 1988 Santa Ana,California 92702 www.santa-ana.ora April 17, 2026 IDS Group, Inc. Attn: Adrian Anderson,Associate Principal 11845 West Olympic Blvd., Suite 515 Los Angeles, CA 90064 Re: Extension of Aureeimient No.A-2023-075-04 to provide on-call eneineerinz services Pursuant to Section 3 ("Term") of the above-referenced Agreement, entered into by IDS Group, Inc. and the City of Santa Ana, which commenced on May 2, 2023, the parties hereby exercise their option to extend the term of the Agreement for an additional one (1) year through May 1, 2027. Any insurance certificates are required to be extended and/or renewed to cover this extension. All other terms and conditions of the Agreement remain unchanged and in full force and effect. Si4:612foRosas, l P.E. Acting Executive Director, Public Works Agency CITY 9F SANTA A ATTEST lvaro Nunez ife L. Ha City Manager City Cl rk APPROVED AS TO FORM CONSULTANT Kyle Nellesen By:Said Hilmy Assistant City Attorney Title: Principal SANTA ANA CITY COUNCIL Valerie Amezcua David Penaloza Thai Viet Phan Benjamin Vazquez Jessie Lopez Phil Bacerra Johnathan Ryan Hemandez Mayor Mayor Prq Tem-Ward 6 Ward 1 Ward 2 Ward 3 Ward 4 Ward 5 vameznuana aanka-ana.oro dpanalOza Santa-ana.grq tpllan[Q�Sanla-ana.or� hyaZ�ueZ(d�,sanf8-ana.or41 IeSSfelaoeZ santa-ana.orq pha[eRa(p�SanSa-ana_gm Iryanhemand2insania-ana ar0 Ac"RIl1® CERTIFICATE OF LIABILITY INSURANCE DATE`MM`DDNYYY) 12/2/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Sherry Young Risk Strategies Company PHONE g49-242 9237 FAX - A Nn 2040 Main Street, Suite 450 E-MAIL Irvine, CA 92614 ADDRESS: s oun risk-strate ies.com —INSURER(S)AFFORDING COVERAGE NAIC# www.risk-strategies.com CA DO[License No.OF06675 INSURER A: Travelers Property Casually Cc of America 25674 INSURED INSURER B: Hartford Casualty Insurance Company an 29424 IDS Group, 1 Peters Canyon Rd., Ste 130 INSURERC: Endurance American Specialty Ins Co 41718 Irvine CA 92606 INSURER°: INSURER E INSURER F: COVERAGES CERTIFICATE NUMBER: 88114388 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES,LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR :ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE _�OMQ POLICY NUMBER MMIDD1YYYY MMIDDIYYYY LIMITS A r/ COMMERCIAL GENERAL LIABILITY Y/ �/ 6809H717919 5/112025 5/1/2026 EACH OCCURRENCE s2,O00000 CLAIMS-MADE FI/I OCCUR OAMAGE TO RENTED PREMISES Eacccurrence $1,000,000 MED EXP(Any one person) $10,000 PERSONAL&ADV INJURY $2,000,000 GEN'L AGGREGATE LIMIT APPUES PER: GENERAL AGGREGATE $4,000,000 POLICY 0 jECT- LOC PRODUCTS-COMPfOP AGG $4,000,000 OTHER: 5 A AUTOMOBILE LIABILITY BA7R248947 5/1/2025 5/1/2026 GOMBINEDSINGLELIMIT $ ✓ ✓ Eaacciden[ 1,000,000 ✓ ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY Per accident 5 AUTOS ONLY AUTOS I } HIRED NON-OWNED —PROPERTY DAMAGE ✓ AUTOS ONLY ✓ AUTOS ONLY Per accident S A ✓ UMBRELLA LIAB ,/ OCCUR CUP71(299343 511/2025 5/1/2026 EACH OCCURRENCE $9 000 000 EXCESS LIAB CLAIMS-MADE AGGREGATE $9,000,000 DED I ✓ RETENTION$0 $ B WORXERS AND EMPLOYERSELIABILIITY YIN ✓ 72VVEGA7C2CTE 5/1/2025 5111202E V/ STATUTE ERH ANYPROPRiETORIPARTNERIEXECUTIVE E.L.EACH ACCIDENT $1,000 OOO OFFICEWMEMBEREXCLUDEO7 ❑ NfA (Mandatory to NH) E.L.DISEASE-EA EMPLOYFE $1 0 000 IF yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMnr $1 000 000 C Professional Liability ✓ DPL30102457600 11/12/2025 11/12/2026 Per Claim: $3,000,000 Aggregate: $3,000,000 DESCRIPTION OF OPERATIONS 1 LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Projects as on file with the insured including but not limited to RFP 23-025,On-Call Engineering Services. City of Santa Ana, its officers,employees,agents,volunteers and representatives and primary/non-contributory clause applies to the TU Tra n u rar si ed by general and auto liability policies and a waiver of subrogation applies to the general,auto,work comp and professional liability policies. TTra N9 yen 30-day notice for non-renewal and cancellation, 10-day notice for non-payment of premium applies. N9uyena9:20 Date:2o2s.:o�-a z.o3 Professional Liability Retro Date:Full Prior Acts;Deductible$35,000 per claim. APPROVED CERTIFICATE HOLDER CANCELLATION By Tu Tran Nguyen at 9:19 am,Oec 03 20 55 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE CI�ty`of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Rd. Box 1988 ACCORDANCE WITH THE POLICY PROVISIONS. 20 Civic Center Plaza (M-30) Santa Ana CA 92702-1988 AUTHORIZED REPRESENTATIVE RSC Insurance Brokerage OO 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD B8114188 125-26 GL-AL-UL-WC-PL i Sherry Young 1 12/2/2025 5:37:e4 AN (PST) I Page 1 of 11 Insured: IDS Group, InG. Policy No. : 6809H717919 COMMERCIAL GENERAL LIABILITY Effective Date: 51112025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART 1. The following is added to SECTION II —WHO IS h. This insurance does not apply to "bodily AN INSURED: injury" or"property damage" caused by "your Any person or organization that you agree in a work" and included in the "products- "'written contract requiring insurance"to include as completed operations hazard" unless the an additional insured on this Coverage Part, but: "'written contract requiring insurance" specifically requires you to provide such a. Only with respect to liability for"bodily injury", coverage for that additional insured, and then "property damage" or"personal injury'; and the insurance provided to the additional b. If, and only to the extent that, the injury or insured applies only to such "bodily injury" or damage is caused by acts or omissions of "property damage"that occurs before the end you or your subcontractor in the performance of the period of time for which the "written Of "your work" to which the "written contract contract requiring insurance" requires you to requiring insurance" applies, or in connection provide such coverage or the end of the with premises owned by or rented to you. policy period, whichever is earlier. The person or organization does not qualify as an 2. The following is added to Paragraph 4.a. of additional insured: SECTION IV — COMMERCIAL GENERAL c. With respect to the independent acts or LIABILITY CONDITIONS: omissions of such person or organization; or The insurance provided to the additional insured d. For "bodily injury", "property damage" or is excess over any valid and collectible other "personal injury" for which such person or insurance, whether primary, excess, contingent or organization has assumed liability in a on any other basis, that is available to the additional insured for a loss we cover. However, if contract or agreement. you specifically agree in the "written contract The insurance provided to such additional insured requiring insurance" that this insurance provided is limited as follows: to the additional insured under this Coverage Part e.. This insurance does not apply on any basis to must apply on a primary basis or a primary and any person or organization for which non-contributory basis, this insurance is primary coverage as an additional insured specifically to other insurance available to the additional is added by another endorsement to this insured which covers that person or organizations Coverage Part as a named insured for such loss, and we will not share with the other insurance, provided that: f. This insurance does not apply to the o u or "property rendering of or failure to render any I1 I The "bodily injury"ry damage" for "'professional services" which coverage is sought occurs; and g. In the event that the Limits of Insurance of the (2) The "personal injury" for which coverage is Coverage Part shown in the Declarations sought arises out of an offense committed; exceed the limits of liability required by the after you have signed that "written contract "written contract requiring insurance", the requiring insurance". But this insurance provided insurance provided to the additional insured to the additional insured still is excess over valid shall be limited to the limits of liability required and collectible other insurance, whether primary, by that "written contract requiring insurance". excess, contingent or on any other basis, that is This endorsement does not increase the available to the additional insured when that limits of insurance described in Section III — person or organization is an additional insured Limits Of Insurance. under any other insurance. CG D3 81 09 15 tD 2015 The Travelers Indemnity Company. PJI rights reserved. Page 1 of 2 Includes the copyrighted material of Insurance Services office, Inc.,with its permission B8114308 125-26 GL-A.L-❑L-WC-PL i Sherry Young 1 12f2/2025 5:37:04 AM IPST) I Page 2 of 11 COMMERCIAL GENERAL LIABILITY 3. The following is added to Paragraph 8., Transfer 4. The following definition is added to the Of Rights Of Recovery Against Others To Us, DEFINITIONS Section: of SECTION IV — COMMERCIAL GENERAL "Written contract requiring insurance" means that LIABILITY CONDITIONS: part of any written contract under which you are We waive any right of recovery we may have required to include a person or organization as an against any person or organization because of additional insured on this Coverage Part, payments we make for "bodily injury" "property provided that the "bodily injury„ and "property damage" or "personal injury" arising out of "your work" performed by you, or on your behalf, done damage" occurs and the "personal injury"' is under a "written contract requiring insurance"with caused by an offense committed: that person or organization. We waive this right a. After you have signed that written contract; only where you have agreed to do so as part of b. While that part of the written contract is in the "written contract requiring insurance" with effect; and such person or organization signed by you C. Before the end of the policy period_ before, and in effect when, the "bodily injury" or "property damage" occurs, or the "personal injury' offense is committed. Page 2 of 2 tUD 2015 The Travelers Indemnity Company.All rights reserved. CG D3 81 09 15 Includes the copyrighted material of Insurance Services Office, Inc., with its permission 8811438a 25-25 GL-AL-Ui.-WC-PL i Sherry Young 112/2/2025 5:37:04 AM {PST) I Page 3 of 11 POLICY NO. :BA7R248947 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY WITH OTHER INSURANCE This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM PROVISIONS 2. The following is added to Paragraph B.S., Other 1. The following is added to Paragraph A.1.c., Who Insurance of SECTION IV — BUSINESS AUTO Is An Insured, of SECTION II — LIABILITY CONDITIONS: COVERAGE: Regardless of the provisions of paragraph a. and This includes any person or organization who you paragraph d. of this part S. Other Insurance, this are required under a written contract or insurance is primary to and non-contributory with agreement between you and that person or applicable other insurance under which an organization, that is signed by you before the additional insured person or organization is the "bodily injury" or "property damage" occurs and first named insured when the written contract or that is in effect during the policy period, to name agreement between you and that person or as an additional insured for Liability Coverage, organization, that is signed by you before the but only for damages to which this insurance bodily injury" or property damage occurs and applies and only to the extent of that person's or that is in effect during the policy period, requires organization's liability for the conduct of another this insurance to be primary and non-contributory. "insured". CA T4 74 08 17 O 2016 The Travelers Indemnity Company.All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc.with its permission.. B B1I4383 1 25-26 GL-AL-UL-WC-PL I Sherry Yecag 1 12/2/2025 5:37:04 AM (PST) I Page 4 o- 11 IDS Group, Inc. BA7R248947 5/1/2025 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. I BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies Insurance provided under the following: BUSINESS AUTO COVERAGE. FORM GENERAL DESCRIPTION OF COVERAGE--This endorsement broadens coverage. However, coverage for any Injury, damage or medical expenses described In any of the provisions of this endorsement may be excluded or lirnited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage Is excluded or limited by such an endorsement. The following listing Is a general cover- age description only. Limitations and exclusions may apply to these coverages, Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights,duties, and what Is and Is not covered. A. BROAD FORM NAMED INSURED 11. HIRED AUTO PHYSICAL DAMAGE — LOSS OF B. BLANKET ADDITIONAL INSURED USE--INCREASED LIMIT C. EMPLOYEE HIRED AUTO I. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES--INCREASED LIMIT D. EMPLOYEES AS INSURED J. PERSONAL PROPERTY E. SUPPLEMENTARY PAYMENTS — INCREASED K. AIRBAGS LIMITS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR F. HIRED AUTO — LIMITED WORLDWIDE COV- LOSS ERAGE—INDEMNITY BASIS M. BLANKET WAIVER OF SUBROGATION G. WAIVER OF DEDUCTIBLE—GLASS N. UNINTENTIONAL ERRORS OR OMISSIONS PROVISIONS A. BROAD FORM NAMED INSURED this Insurance applies and onty to the extent that The following is added to Paragraph A.1., Who Is person or organization qualifies as an "insured" I An Insured, of SECTION II—COVERED AUTOS under the Who Is An Insured provision contained LIABILITY COVERAGE: in Section It. Any organization you newly acquire or form dur- C. EMPLOYEE HIRED AUTO ing the policy period over which you maintain 1. The following is added to Paragraph A.1., 50% or more ownership Interest and that is not Who Is An Insured, of SECTION If — COV- separately insured for Business Auto Coverage. ERED AUTOS LIABILITY COVERAGE: Coverage under this provision is afforded only un- An "employee" of yours is an "insured" while til the 1801h day after you acquire or form the or- operating an "auto" hired or rented under a ganization or the end of the policy period, which- contract or agreement In an "employee's" ever is earlier, name, with your permission, While performing duties related to the conduct of your busl- B. BLANKET ADDITIONAL INSURED ness. The following Is added to Paragraph c. in A.1., 2. The following replaces Paragraph b. In B,6., Who Is An Insured, of SECTION II— COVERED Other Insurance, of SECTION IV — BUSl- AUTOS LIABILITY COVERAGE: NESS AUTO CONDITIONS: Any person or organization who Is required under b. For Hired Auto Physical Damage Cover- a mitten contract or agreement between you and age, the following are deemed to be cov- that person or organization, that Is signed and ered "autos"you own: executed by you before the "bodily Injury" or (1) Any covered "auto" you lease, hire, "property damage" occurs and that Is In effect rent or borrow; and during the policy period, to be named as an adds- (2) Any covered "auto" hired or rented by tional insured Is an "insured" for Covered Autos your "employee" under a contract in Liability Coverage, but only for damages to which an "employee's" name, with your CA T3 63 02 16 0 2645 The Travelers Indemnity Company.All righie reserved. Page 1 of 4 Includes copyrighted material or Insurance Services Ofiice,Eno,vrith Its permission. 00114300 25-25 G1.-Rd.-ir-Wc-PL I Sherry Young 1 12/2/2025 5:37:04 AM (PST) I Page 5 0' 11_ COMMERCIAL AUTO permission, while performing duties (a) With respect to any claim made or "suit" related to the conduct of your bust- brought outside the United States of ness. America, the territories and possessions However, any "auto"that is leased, hired, of the United States of America, Puerto rented or borrowed with a driver Is not a Rico and Canada; covered "auto". (1) You must arrange to defend the "in- D. EMPLOYEES AS INSURED sured"against, and Investigate or set- The following Is added to Paragraph A.'I., Who 1s tie any such claim or "suit" and keep An Insured, of SECTION I1—COVERED AUTOS us advised of all proceedings and ac- LIABILITY COVERAGE,, tlons. Any "employee"of yours Is an "insured"while us- (11) Neither you nor any other Involved ing a covered"auto"you don't own, hire or borrow "insured" will make any settlement in your business or your personal affairs, without our consent. E, SUPPLEMENTARY PAYMENTS — INCREASED (rri)We may, at our discretion, participate LIMITS in defending the "insured" against, or in the settlement of, any claim or 1, The following replaces Paragraph A.2.a.(2), "suit of SECTION 11— COVERED AUTOS LIABIL- ITY COVERAGE: (lv)We will reimburse the "insured" for sums that the "insured" legally must (2) Up to $3,000 for cost of bail bonds (in- pay as damages because of "bodily eluding bonds for related traffic law vlola- Injury"or"property damage"to which (ions) required because of an "accident" this insurance applies, that the "in- we cover. We do not have to furnish sured" pays with our consent, but these bonds, only up to the limit described in Para- , Z. The following replaces Paragraph A,2,a.(4), graph C., Limits Of Insurance, of of SECTION 11—COVERED AUTOS LIABIL- SECTION 11 -- COVERED AUTOS ITY COVERAGE: LIABILITY COVERAGE, (4) All reasonable expenses incurred by the (v) We will reimburse the "Insured" for "Insured" at our request, including actual the reasonable expenses incurred loss of earnings up to $500 a day be- with our consent for your Investiga- cause of time off from work, tion of such claims and your defense F. HIRED AUTO -- LIMITED WORLDWIDE COW of the "Insured" against any such ERAGE—INDEMNITY BASIS "suit", but only up to and Included The following replaces Subparagraph (S) in Para- within the limit described In Para- graph 13.7., Policy Period, Coverage Territory, graph C,, Limits Of Insurance,of SECTION IV — BUSINESS AUTO CONDi- SECTION 11 — COVERED AUTOS LIABILITY COVERAGE, and not In TIONS: addition to such limit. Our duty to (8) Anywhere In the world, except any country or make such payments ends when we juriscilellon while any trade sanctlon, em- have used up the applicable limit of bargo, or similar regulation Imposed by the Insurance In payments for damages, United States of America applies to and pro- settlements or defense expenses, hibits the transaction of business with or (b) This Insurance Is excess over any valid within such country or jurisdiction, for Cov- and collectible other insurance available erect Autos Liability Coverage for any covered to the "Insured" whether primary, excess, "auto" that you lease, hire, rent or borrow contingent or on any other basis. without a driver for a period of 30 days or less and that is not an "auto" you (ease, hire, rent (c) This insurance is not a substitute far re- or barrow from any of your "employees", qulred or compulsory insurance In any country outside the United Slates, its ter- partners (if you are a partnership), members (if you are a limited liability company) or niories and possessions, Puerto Rica and members of their households. Canada. Page 2 of 4 02015 The Travelers IndemnMy Company.All rights reserved. CA T3 53 02 15 Includes copyrighted mateflal of Insurance Services Office,[no,With its permission. 88114388 25-26 GL-AL-UL-WC-Vli I Sherry Young 1 12/2/2625 5:37:04 AM (LIST) I Page 6 of 11 COMMERCIAL AUTO You agree to maintain all required or (2) In or on your covered"auto". compulsory insurance In any such coon- This coverage applies only In the event of a total try up to the minimum limits required by theft of your covered "auto". local law. Your failure to comply with No deductibles apply to this Personal Property compulsory insurance requirements will not Invalidate the coverage afforded by coverage. this policy, but we will only be liable to the K. AIRBAGS j same extent we would have been liable The following Is added to Paragraph 8.3., Exclu- had you complied with the compulsory in- sions, of SECTION III — PHYSICAL DAMAGE surance requirements. COVERAGE: (d) It Is understood that we are not an admit- Exclusion 3.a. does not apply to "loss" to one or led or authorized Insurer outside the more alrbags in a covered "auto"you own that In- United States of America, Its territories flate due to a cause other than a cause of"loss" and possessions, Puerto Rico and Can- set forth In Paragraphs AA.b. and A.1.c., but ada. We assume no responsibility for the only: furnishing of certificates of insurance, or a. If that "auto" is a covered "auto" for Compre- for compliance In any way with the laws hensive Coverage under this policy; of other countries relating to Insurance. b. The alrbags are not covered under any war- G. WAIVER OF DEDUCTIBLE—GLASS ranty,and The following is added to Paragraph D., Deducti- c. The alrbags were not intentionally Inflated. ble, of SECTION III — PHYSICAL DAMAGE We will pay up to a maximum of $1,000 for any COVERAGE, one "loss". No deductible for a covered "auto" will apply to L. NOTICE AND KNOWLEDGE OF ACCIDENT OR glass damage If the glass is repalred rather than LOSS replaced. The following Is added to Paragraph A.2,a., of - H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF SECTION IV—BUSINESS AUTO CONDITIONS: USE—INCREASED LIMIT Your duty to give us or our authorized represdnta- The following replaces the last sentence of Para- live prompt notice of the haccldent" or "loss" ap- graph AA.b., Loss Of Use Expenses, of SEC- piles only when the "accident" or "foss" Is known TION III—PHYSICAL DAMAGE COVERAGE: to: However, the most we will pay for any expenses (a) You (if you are an Individual); for toss of use Is $e5 per day, to a maximum of (b) A partner Of you are a partnership); $750 for any one"accident". (c) A member (if you are a limited liability com- I. PHYSICAL DAMAGE — TRANSPORTATION pany); EXPENSES—INCREASED LIMIT (d) An executive officer, director or Insurance The following replaces the first sentence In Para- manager(If you are a corporation or other or- graph A.4.a., Transportation Expenses, of gan€nation); or SECTION III — PHYSICAL DAMAGE COVER- (e) Any "employee"authorized by you to give no- AGE: tice of the"accident"or"loss". We'will pay up to $50 per day to a maximum of M. BLANKET WAIVER OF SUBROGATION $1,500 for temporary transportation expense in- The following replaces Paragraph A.S., Transfer curred by you because of the total theft of a cov- Of Rights Of Recovery Against Others To Us, ered "auto"of the private passenger type, of SECTION IV — BUSINESS AUTO CONDI- J. PERSONAL PROPERTY TIONS: The following Is added to Paragraph A.4., Cover- 6. Transfer Of Rights Of Recovery Against age Extensions, of SECTION III — PHYSICAL Others To Us DAMAGE COVERAGE: We waive any right of recovery we may have Personal Property against any person or organization to the ex- We will pay up to $400 for "loss" to wearingtent required of you by a written contract a pares and other personal property which is: � signed and executed prior to any "acc„dent„ or loss , provided that the accident or lass (1) Owned by an "Insured"; and arises out of operations contemplated by CA T3 53 02 1S 02015 The Travelers lndemnity Company.All rights reserved. Page 3 of 4 Includes copyrlghted material of Ineurance services Office.Inc.With Its permission. • I BB1143B" 125-26 G_-A 1T-WC-F1 I sherry Young 1 12/2/2025 5:37:04 M1 (PST( I Page 7 of 11 i i COMMERCIAL AUTO 1 such contract. The waiver applies only to the The unintentional omission of, or unintentional person or organization designated in such error in, any information given b contract. g y you shall not prejudice your righis under this Insurance. How- N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col- The following is added to Paragraph 13.2., Con- lect additional premium or exercise our right of cealment, Misrepresentation, Or Fraud, of cancellation or non-renewal. SECTION IV—BUSINESS AUTO CONDITIONS; l Page 4 of 4 02015 The Travelers Indemnity Company.All Mghts reserved. CA T3 83 02 46 Includes copyrighted metetial of Insurance Servrces Orrice,Ino,with Its permission. 6®Y143B8 25-25 GL-AL-UL-WC-PL Sherry Young 1 12/2/2025 5:37:04 AM (PST) I Page B o£ 1Y IL THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - CALIFORNIA Policy Number: 72 WEG AX2CTE Endorsement Number: Effective Date: 05/01/25 Effective hour is the same as stated on the Information Page of the policy. Named Insured and Address: IDS Group, Inc. 1 PETERS CANYON RD STE 130 IRVINE CA 92606 We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 2 % of the California workers' compensation premium otherwise due on such remuneration. SCHEDULE Person or Organization Job Description Any person or organization for whom you are required by written contract or agreement to obtain this waiver of rights from us Countersigned by Authorized Representative Form WC 04 03 06 (1) Printed in U.S.A. Process Date: 03/22/25 Policy Expiration Date: 05/01/26 BBL143UB 1 25-26 GL-AL-UL-WC-PL I Sherry Young 1 12/2/2025 5:37:04 AM IPSTI I Page 9 of 11 DPL30102457600 iDS Group, Inc- l. the obtaining by any person, entity, or affiliated group of persons or entities of the right to elect, appoint, or designate at least fifty percent(50%) of the directors of the Named Insured; then coverage under this Policy will continue in full force and effect until termination of this Policy, but only with respect to Claims for Wrongful Acts that take place before such event. Coverage under this Policy will cease as of the effective date of such event with respect to Claims for Wrongful Acts that take place after such event. This Policy may not be cancelled after the effective time of such event, and the entire premium for this Policy shall be deemed earned as of such time. B. Termination of a Subsidiary If before or during the Policy Period an organization ceases to be a Subsidiary, coverage with respect to that Subsidiary and its Insured Persons shall continue until termination of this Policy, but only with respect to Claims for Wrongful Acts that take place prior to the date such organization ceased to be a Subsidiary. C. In all events, this Policy shall not provide coverage for any Subsidiary, or its Insured Persons in their capacity as such, for Wrongful Acts taking place before such organization qualifies as a Subsidiary or after such Subsidiary ceases to be a Subsidiary. X. CONDITIONS A. Action Against the Insurer and Bankruptcy No action shall lie against the Insurer unless, as a condition precedent thereto, the Insured shall have fully complied with all the terms of this Policy, nor until the amount of the liability of the Insured to pay shall have been fully and finally determined either by an award or final non-appealable judgment against the Insured after an actual hearing or trial or by written agreement of the Insured, the claimant, and the Insurer. Nothing contained in this Policy shall give any person, legal entity, or organization the right to join the Insurer as a party in any action against any Insured to determine the Insured's liability. Bankruptcy or insolvency of any Insured or of the insured's estate shall not relieve the Insurer of any of its obligations hereunder, nor deprive the Insurer of its rights and defenses under this Policy. B. Subrogation In the event of any payment under this Policy, the Insurer shall be subrogated to all of the Insured's rights of recovery therefor against any person, legal entity, organization, or other third party. The Insured shall execute and deliver instruments and papers and do whatever else is reasonably necessary to secure such rights and the Insured shall do nothing to prejudice such rights. If the Insurer recovers any amounts paid under this Policy, such amounts shall be applied first to any costs incurred by the Insurer in recovering such amounts, then to any amounts paid by the Insurer in excess of the applicable Limit of Liability, then to reinstate any amounts paid under the applicable Limit of Liability, then to reimbursement of any Self-Insured Retention or amounts in excess thereof paid by the Insured. The Insurer shall have no duty to seek a recovery of any amounts paid under this Policy. Notwithstanding the foregoing, the Insurer specifically waives its rights of subrogation against any of the insured's customers or clients, but only to the extent that the Insured agreed, Endurance American Specialty Insurance Company Page 21 of 24 DPL 20010120 88114388 125-26 GL-AL-UL-WC-PL I Sherry Young 112/2/2025 5:37a04 AN {2.ST) I Page 10 or 11 pursuant to a written agreement,to waive its rights of recovery against such customer or client prior to the occurrence of any Wrongful Act or Pollution Condition. C. Representations and Severability of the Application The Insureds represent and acknowledge that the statements, representations, and information contained in the Application are true and complete, are deemed to be incorporated into and a part of this Policy as if physically attached hereto, and that this Policy has been issued in reliance on the truth and completeness of such statements, representations, and information. In the event the Application contains any untrue or incomplete statement or any omission, and such statement or omission either was made with the intent to deceive or materially affected either the acceptance of the risk or the hazard assumed by the Insurer,then this Policy shall not provide coverage for any Claim arising from the facts that were untrue or incomplete with respect to any Insured Person who had knowledge of the true facts, or any Company and its Subsidiaries if a principal, partner, officer, director, or organizational equivalent of such Company had knowledge of the true facts, whether or not such Insured Person or principal, partner, officer, director, or organizational equivalent of such Company knew the Application contained such untrue or incomplete statement or omission. D. Otherinsurance This Policy shall be in excess of the amount of the applicable Self-Insured Retention of this Policy and excess of any other insurance or indemnification available to the Insured, whether such insurance or indemnification is collectible or uncollectible, and whether such insurance is stated to be primary, pro rata, contributory, excess, contingent, or otherwise, unless such other insurance is written only as specific excess insurance over the Limits of Liability provided in this Policy. E. Changes Notice to any agent or knowledge possessed by any agent or other person acting on behalf of the Insurer shall not affect a waiver or a change in any part of this Policy or estop the Insurer from asserting any right under the terms of this Policy, nor shall the terms of this Policy be waived or changed, except by written endorsement issued by the Insurer and made a part of this Policy. F. Assignment Assignment of interest under this Policy shall not bind the Insurer unless its consent is endorsed in writing hereon. G. Policy Termination 1. Cancellation a. The Named Insured may cancel this Policy during the Policy Period by giving prior written notice to the Insurer stating when such cancellation shall take effect. b. The Insurer may cancel this Policy: Endurance American Specialty Insurance Company Page 22 of 24 DPL 20010120 88114388 1 25-26 GL-AL-€r-wc-PL I Sherry Young 1 12/2/2025 5:37:04 AM (2ST) I page 11 of 11