HomeMy WebLinkAboutSAFEGUARD DENTAL (2) -1997REQUEST FOR
COUNCIL ACTION n
education 1st
CITY COUNCIL MEETING DATE: CLERK OF COUNCIL USE ONLY:
ADDS' 41
TITLE:
EMPLOYEE GROUP
INSTANCE RENEWALS
ip
tor
CITY MANAGER
RECOMMENDED ACTION
APPROVED
As Recommended
• As Amended
• ordinance on Ist Reading
• Ordinance on 2nd Reading
• Implementing f esolu ion
• Set Public Dearing For
CONTINUED o
z�
-s- FILE NUMBER
Direct the City Attorney to : =° pare and authorize the Mayor and Clerk of the
Council to execute renewal -reements for Employee Group Insurance and
Employee Assistance Prog L-im ( -- �F encing October 1,, 1997*
DISCUSSION
e City"s employee City" grouo bt-.{: = fit policies, contracts and agreements er is are
"-'�newed annually on October The City benefit programs and carriers are
listed below with a sun -m r c the rates on the succeeding pages
PROVIDER
I Standard Insurance Company
■ Paci iCare Behavioral Heal-!.--.h Inc.
X Kaiser Foundation Health Plan
■ Health Net
■ American Benefit Plan
Administrators
Safeguard Dental Plan
■ DentiCare
077
TYPE OF INSURANCE
Long Term Disability �' i
Insurance
Employee Assistance
Program
Health Maintenance
organization Plan
Health Maintenance �
organization Plan
�'?7-
Self Funded Dental Plan .#
Pre -paid Dental. Plan
Pre-paid Dental Plan
r
C) ,
140 5.E
Employee Group Insurance Renewals
August 4, 1997
Page 2
' are monthly and based o a continuation o existing
All rates discussed �
benefits, except where noted.
HEALTH PLANS
The City currently
offers two HM plans* Kaiser which is a staff model
(clinic base lan and Health Net which is a ri ate practice lau.
Kaiser Foundation Health Plan
- contract year the Kaiser Foundation Health .a will
For the 19 � � benefit feels.
decrease rates bar while maintaining current
Health Net
This year, 1997-98, Health Net is increasing it's rates for the first time
in two dears,
We have included the addition of a durable appliance benefit
to standardize this benefit among our two carriers*
DENTAL PLANS
The city will
continue to offer the existing indemnity seq. - funded dental
plan along with two prepaid dental programs $
Self �F nded Dental Vlan
it 's indemnity self - funded dental plan will remain
The rates for t � for the most
unchanged.
This rate is based on actual claim experience
recent twelve months* The rates are ,@
2 t;, 078
Employee Group Insurance Renewals
August 4 1997
Page 3
The current self - funded dental administrator s American Benefit Plan
Administrators. The terms of the current contract will remain the same*
However, ever there is .9 increase in the administration fee. The new
adm is
ntrat on fee it e - $3.86 per employee, per month. This fee is
included in the above rates e
safeguard Dental Plan
For
the 1997-98 contract year, Safeguard's rate will increase 6% due to
increased utilization and r is i g a ust ne t to ►a rota n the current ]gene f it
schedule* The near rates are listed e o #
Det.are
Deta
re is offer. ng continuation of curvet benefits with a minor rate
increase to adjust for inflation* 'the new rates are listed L e o :
Life insurance
nest for Council Action will be submitted for life insurance.
A separate � �x� crease due to avers
Our current carrier rate proposal. of a 1.00% ,
claims experience, was unacceptable.
079 2 5,�,
f
Employee Group Insurance Renewals
August 4, 1997
Page
Standard ns ran e " Long Term Disability
long term disability insurance rates wild. not increase this year. The
o
cost is shared by the City . and employees in accordance with Resolutions and
Memoranda of Understanding. The Santa Ana firer an's Benevolent Association
eoran t , i maintain their � long
and the Santa Ana o ice officer s Association each g
tent disability policies*
Pacificare Behavioral Healthp Inc. - Employee Desistance Program
he m to ee Assistance Program assists employees and their eligible
� be interfering with their
dependents in handling problems that may g
performance on the job. Consultation for problems such as alcohol and drug
abuse, marital and family problems are available. Services under this
Behavioral health ,i.�"1�?
program are currently provided by a if .Care eh ,
terms of the contract will remain the same, including the current fee of
$2.00 per employee per month*
FISCA ii'
The annual cost of each plan may vary depending on changes in the number of
employees enrolled during . the ea � The projected annual costs, us ing
current enrollment as of June, 1997 are:
080
�r
Employee Group Insurance renewals
Aug4st 4, 1997
Page
Retirees g' who pay the cost of coverage are not included in the annual cost
estimates. I ,
addition, the police officers Association PO is not
included in the Medical and Dental projections since they Manage their own
insurance programs.
Funds in h amount of $5,,0081094
Personnel Services Employee Benefits
no. 1- 177 -6191.
ni lva
�c irecor
Personne erices
are budgeted and available in the
(account no. 81-177-6521 and account
APPROVED S TO FUNDS AND ACCOUNTS
Rod oloma
Executive Director
Finance and Management services
2.
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