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92 -E6 -S488.3 008439 (2) Ends on the earlier of: (a) The date you could restore your "operations", with reasonable speed, to the level which would generate the Net Income amount that would have existed if no acci- dental direct physical loss had oc- curred; or (b) 60 consecutive days after the date determined in Paragraph a.(1) above. However, Extended Loss Of Income does not apply to "Loss Of Income" incurred as a result of unfavorable business condi- tions caused by the impact of the Covered Cause Of Loss in the area where the de- scribed premises are located. b. "Loss Of Income" must be caused by ac- cidental direct physical loss at the de- scribed premises caused by any Covered Cause Of Loss. 4. Civil Authority a. When a Covered Cause Of Loss causes damage to property other than property at the described premises, we will pay for the actual "Loss Of Income" you sustain and necessary "Extra Expense" caused by ac- tion of civil authority that prohibits access to the described premises, provided that both of the following apply: (1) Access to the area immediately sur- rounding the damaged property is pro- hibited by civil authority as a result of the damage, and the described prem- ises are within that area but are not more than one mile from the damaged property; and (2) The action of civil authority is taken in response to dangerous physical condi- tions resulting from the damage or continuation of the Covered Cause Of Loss that caused the damage, or the action is taken to enable a civil authori- ty to have unimpeded access to the damaged property. b. Civil Authority coverage for "Loss Of In- come" will begin immediately after the time of the first action of civil authority that prohibits access to the described premis- es and will apply for a period of up to four consecutive weeks from the date on which such coverage began. M 8434 CMP -4705.2 Page 2 of 4 c. Civil Authority coverage for necessary "Ex- tra Expense" will begin immediately after the time of the first action of civil authority that prohibits access to the described premises and will end: (1) Four consecutive weeks after the date of that action; or (2) When your Civil Authority coverage for "Loss Of Income" ends; whichever is later. EXTENSIONS OF COVERAGE 1. Newly Acquired Property a. You may extend the insurance provided by this endorsement to apply to newly ac- quired or constructed property covered as described in Paragraph 12. of SECTION I — EXTENSIONS OF COVERAGE of your policy. b. The most we will pay in any one occur- rence under this coverage for "Loss Of In- come" and necessary "Extra Expense" is the actual loss you sustain. 2. Interruption Of Web Site Operations a. You may extend the insurance provided by this endorsement to apply to the neces- sary interruption of your business. The in- terruption must be caused by an accidental direct physical loss to your Web Site Operations at the premises of a ven- dor acting as your service provider. Such interruption must be caused by a Covered Cause Of Loss other than a loss covered under Equipment Breakdown Ex- tension Of Coverage of your Business - owners Coverage Form. (1) Coverage Time Period We will only pay for loss you sustain during the seven-day period immedi- ately following the first 12 hours after the Covered Cause Of Loss. (2) Conditions (a) This coverage applies only if you have a back-up copy of your Web Site stored at a location other than the site of the Web Site vendor and to the extent "Loss Of Income" is permanently lost. (b) Notwithstanding any provision to the contrary, the coverage provided un- der this Interruption Of Web Site ©, Copyright, State Farm Mutual Automobile Insurance Company, 2016 Includes copyrighted material of Insurance Services Office, Inc., with its permission. CONTINUED L' 'o