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92 -E6 -S488.3 008440 Operations Extension Of Coverage is primary to any LOSS OF IN- COME AND EXTRA EXPENSE coverage provided by the Inland Marine Computer Property Form. b. The most we will pay in any one occur- rence under this coverage is $10,000. 3. Off Premises — Loss Of Income a. You may extend the insurance provided by this endorsement to apply to the neces- sary "suspension" of your business. The "suspension" must be caused by an acci- dental direct physical loss to Covered Property while it is in the course of transit or at another premises. If the Covered Property is located at an- other premises you own, lease, operate, or regularly use, the insurance provided under this extension applies only if the loss occurs within 90 days after the prop- erty is first moved. We will only pay for loss you sustain dur- ing the period beginning immediately after the time of accidental direct physical loss caused by any Covered Cause Of Loss and ending when the property should be repaired, rebuilt or replaced with reasona- ble speed and similar quality. b. The most we will pay in any one occur- rence under this coverage is $20,000. EXCLUSIONS We will not pay for: 1. Any "Extra Expense", or increase of "Loss Of Income", caused by: a. Delay in rebuilding, repairing or replacing the property or resuming 'operations', due to interference at the location of the rebuild- ing, repair or replacement by strikers, pick- eters, or any others charged with rebuilding, repairing, or replacing property; or b. Suspension, lapse or cancellation of any license, lease or contract. But if the sus- pension, lapse or cancellation is directly caused by the "suspension" of your "oper- ations", we will cover such loss that affects your "Loss Of Income" during the "period of restoration". 2. Any other consequential loss. CMP -4705.2 Page 3 of 4 CONDITION Resumption Of Operations We will reduce the amount of your: 1. "Loss Of Income", other than "Extra Expense", to the extent you can resume your "opera- tions", in whole or in part, by using damaged or undamaged property (including merchan- dise or stock) at the described premises or elsewhere. 2. "Extra Expense" loss to the extent you can return "operations" to normal and discontinue such "Extra Expense". DEDUCTIBLE No deductible applies to the coverage provisions provided in this' Loss Of Income" endorsement. However, for any loss covered under Paragraph 22.b.(4) of the Equipment Breakdown Extension Of Coverage of your policy, the Special Deducti- ble for Equipment Breakdown will apply to this "Loss Of Income". DEFINITIONS 1. "Extra Expense' means expense incurred: a. To avoid or minimize the "suspension" of business and to continue "operations": (1) At the described premises; or (2) At replacement premises or at tempo- rary locations, including relocation ex- penses,. and costs to equip and operate the replacement or temporary locations; b. To minimize the "suspension" of business if you cannot continue "operations"; or c. To: (1) Repair or replace any property, or (2) Research, replace or restore the lost information on damaged "valuable pa- pers and records" to the extent it reduces the amount of loss that otherwise would have been payable under this coverage or "Loss Of Income" coverage. 2. "Loss Of Income' means the sum of the amounts as described in a. and b. below: a. Net Income (net profit or loss before in- come taxes) that would have been earned or incurred if no accidental direct physical loss had occurred, including: (1) "Rental value"; ©, Copyright, State Farm Mutual Automobile Insurance Company, 2016 Includes copyrighted material of Insurance Services Office, Inc., with its permission. CONTINUED ►3-26