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FOL � CYO: � 8 3 U EN ZV 3 95 �
<br />Various provisions in this policy restrict coverage.
<br />Read the entire policy carefully to determine rights,
<br />duties and what is and is riot covered,,
<br />ThrOLI"gl)OUII this poficy, the words ,"you" and "your"
<br />refer to, the Named Insured sliown in the
<br />DecWatjons, arid any other person or organizatbon
<br />qualifyingi ass a Narned 111SUred under this, policy, The
<br />words "we"', "us" and "our" refer to the stock
<br />insurance company member of "'r''he Hartford
<br />providing thiis hisurainoe.
<br />The word "insured'" mearis any person or
<br />organization qualifying as such under Section 11 -
<br />Who Is, An Insured.
<br />Other words and phrases that appear in qtjotathon
<br />marks have speciall mearring. Refer to Section V -
<br />Definitions,
<br />SECTION I - COVERAGES
<br />COVERAGE A BODILY INJURY AND PROPERTY
<br />DAMAGE LIABILITY
<br />1. Insuring Agreement
<br />a. We will pay those sums ffiat the insured
<br />becomes, legally obligated to pay as damages
<br />because of "bodliilly iinjuiry" or "property
<br />d1amage" to, which thiis iinsurainoe applies. We
<br />will have the righit arid duty to defend the
<br />insured against any "'suit"' seeking those
<br />damages. However, we wflll have no duty to
<br />defend the insured against any "suit" seeking
<br />dlamages for, "'bodily injury" or, "property
<br />darnage" to which this insurance does not
<br />apply. We may, at our discrefion, i4ivosfigate
<br />any "occurrence"and sottle any dairri or "'suit"
<br />that may result, But
<br />(1), The amount we will pay for damages is
<br />limited as described In Section III - (Lin its
<br />Of llnsurancew and
<br />(2), Our righl ' and deity to defend wh ends en
<br />we [rave used up the applicable linift of
<br />insurance in the payment of judgments or
<br />settlerneints, under Coverages A or B, or
<br />niedir,al expenses under Coverage .
<br />No other obfigiation or liabiflty to, pay sunis, or
<br />perform acts or services is covered unless
<br />explicitly provided for under Supplementary
<br />Payments - Coverages A and B.
<br />b. This, insuirance applies to "bodilly injury" and
<br />"property daimage" only if:
<br />(1�), The "bodily injury""' or "'property damage"' is
<br />caused by an "occurrence" that takes
<br />place in the "'coveragie territory"',,
<br />(2), The "bodily injjk,iry" or "property damage"
<br />w;curs, duringi the policy periods; and
<br />(3), Prior to the policy period, no, !insured listed
<br />under Paragraph I., of Sect ' iion If - Whol is
<br />An insured and no "ernpiloyee` authorized
<br />by you to give or receive notice of an
<br />Hlurre am, knew that the
<br />o(x n,re` or di "bodily injury" or "properly dainiage" iiad
<br />occurred., in whole or in part. If auch a
<br />Misted insured or authiorized "employele"
<br />knew. prior to the policy period, that the
<br />"'bodily injury' or "Property damage"
<br />occuirred, then any continuation, change
<br />or iresuirnptioinl of such 7bodily injury" Or
<br />"property darnage" during or after the
<br />policy period will be deleirned to have been
<br />known prior to the policy period.
<br />C. "Bodily iinjury"' or "property darriage" will be
<br />deemed to have been known to have
<br />occurred at the earliest time wtien any
<br />insured listed under Paragraph 1. of Section 11
<br />- Whol Is An Insured or ainy "employee"'
<br />authorized by you to give or receive notice, of
<br />an "occurrence" or claim,-
<br />(1), Reports all, or any part, of than "bodHy
<br />injury" or "property damage" to US or, any
<br />other insurer-,
<br />(2) Receives a, written or verbal dernand or
<br />clairni 'for dart"tages because of''the ""bodily
<br />inj . ury" or "property darnage"; or
<br />(3), Becomes aware by any other means that
<br />"bodily injlLtry" or "property darnage" has
<br />occurred or has begun to occur.
<br />d. Daimages, because of "bodily !injury' include
<br />darriages claimed by any person or,
<br />organization f6r care, loss of services, or
<br />dleathi resulting at any time frorni the "bodily
<br />injury",
<br />e. Incidental Medical Malpiractlice And G�ood
<br />Samaritan Coverage
<br />"Bodily injury"' arising out of the rendering of
<br />or failure to render the flotlowing health care
<br />services iby any "employee" or "volunteer
<br />worker""' shaH be deerned to be caused by, an
<br />Mnjpplmrrencn" fnr
<br />ep ..cF RAMwagmedDMsiun
<br />R0, 1 16 Jy? N,�q REVIEWED & APPROVED BY.'
<br />G 00109
<br />(4)
<br />F04c"�" P, VX*wi 2016 The Hartford
<br />(hiiclludes copyrighted material of kisurancde Services Office, Inc. withi its per Wsk Pjanagement Analpt
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