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�(1) Prafession6i health care services suich as:
<br />(a) IMediical, surgical, dental, laboratory, x-
<br />ray or nuirgiing services or treatment,
<br />advice or instruction, or the related
<br />furnishing of food or beverages-,
<br />(b) Any health air theirapeutic seirvice,
<br />treatment, advice or instruction; or
<br />(c), The fuir6ishiing or dispensing of drugs
<br />air medical, dental, or suiii supplies
<br />air appliances; oir
<br />(2) First i services, which include:
<br />(a), Cardliopulmonary resuscitaition,
<br />whether performed maInUafly or with a
<br />defibrillator„ or
<br />(b) Services perifornied as a GocA
<br />Samaritan.
<br />For ift purpose of determining 'the limits or
<br />insurance, any act or ornission togeRter with
<br />aill related acts oir, emissions in the furnishing
<br />of these services to any one person wffl be
<br />considered one "'olcourren,ce".
<br />However, this Incidental it Malprattice
<br />And Good Sarriaritan Coverage provision
<br />applies only if you are not engaged in the
<br />business air, occupation of pir,oviiding any of the
<br />services described in this provision,
<br />2. IExclusions
<br />"This insurance does not appliy to:
<br />a. IExpected Or Intended Injury
<br />"Bodily injury"" or "propierty damage" expected
<br />or linteinided from the standpoint of the
<br />insured, This exclusion doeq not apply to
<br />"bodily injury" or "property darnage" resulting
<br />from the use of reasonable force to protect
<br />persons, or property,
<br />lb. Contractual Liability
<br />"Bodily injury" or "'property damage" for whiciii
<br />the insured is obligated to pay damages by
<br />reason of thiei assumption of liability, in a
<br />contract oir agireeiment. This, exclusion does
<br />not apply to liability for damiages-
<br />(1) That the insured would have in the
<br />absence of the contract or agreement-, or
<br />(2), Assurned in a contract or agreernien't that
<br />iis an "insured contract"', provided the
<br />"bodily injury" or "property damage"
<br />accuirs 5ubsequient to, the execution of the
<br />contract or agreement. Solely for the
<br />purposes of liability assumed in an
<br />"insured cori reasoniabile attorney
<br />fees and necessary litigation expenses
<br />incurred by or for a, party either than an
<br />insured are deenied to be damages
<br />because of ""bodily injury"" or "proiperty
<br />damage", provided,
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<br />(a) Liability to such party for, air for the
<br />cost of, that party's defense has also
<br />been assumed in the same "Insured
<br />contract"; and
<br />(b) Such attorney fees, and libation
<br />expenses are fair defense of that party
<br />against a civil or alternative dispute
<br />resolution proceeding in which
<br />claimages to which this iinsurance
<br />applies, are allegied.
<br />c. Liquor Liability
<br />"Bodily injury"" or "'property darni for which
<br />any insured may be held liable Iby reason of
<br />(11), Causing or contributing to the intoxication
<br />of any parson;
<br />(2), The furnishing of alcoholic beverages to, a
<br />person undler the legal drinking age of
<br />under the influence of a[cohol; or
<br />(3), Any statute, ordinance or reguilatiort
<br />re0fing to Me sale, gift, distribuition or, use
<br />of alcoholic beverages,
<br />This exclusion applies even if 'the clainis
<br />against ari insured aillege negligence or,
<br />other wrongdoing in.,
<br />(a), The supervision, hiriing, employment,
<br />training or monitoring of others by that
<br />iinsured:1 or
<br />(b) Providing or failing to provide
<br />transportation with respect to any
<br />piefsoin that may be under the influence
<br />of allcolhol;
<br />if lie, `ocx,.,urrence"which caused the 'i
<br />injury" air ""property dani involved that
<br />which is described in Paragraph (11), (2) or 1(3)
<br />above,
<br />However, this exch)sion applies only if your
<br />are in, the business of manufacli)nagi,
<br />distributing, selling, serving or furnishing
<br />allcoihollic beverages. For the purposes of this
<br />exd,usion, permitting a persoin to bring
<br />alcoholic beverages on your premises, for
<br />consuinipition on your premises, whether or
<br />not a fee is chairgedl or a license is required
<br />for such activity, is not by itself considered the
<br />business of sell1iiing, serving or furnishing
<br />alcoholic beverages.
<br />d. Workers' Compensation And) Similar Laws
<br />Any obligation of the insuired under a, workers,"
<br />compensation disability benefits or
<br />uirierriployment compensation, law or any
<br />sirniflar, law,
<br />ei Employeri Liability
<br />"Bodily injury"" to',
<br />(1i), An "em ployee" of' tl
<br />and in course c ep ..cF RAMwagmedDiAsiun
<br />Jy,�q REVIEWED & APPROVED BY.-
<br />F04c..." z VX*vd
<br />Rusk iPjanagementAnali
<br />
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