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The "loss" must be reported to the police authorities within 24 hours of known damage. <br />The total amount of the damage to the covered "auto" must exceed the deductible shown in the <br />Declarations. <br />This provision does not apply to any "loss" if the covered "auto" is in the charge of any person or <br />organization engaged in the automobile business. <br />18. TWO OR MORE DEDUCTIBLES <br />Under SECTION III - PHYSICAL DAMAGE COVERAGE, if two or more company policies or coverage <br />forms apply to the same "accident", the following applies to Paragraph D. Deductible <br />a. If the applicable Business Auto deductible is the smaller (or smallest) deductible, it will be waived, <br />or <br />e b. If the applicable Business Auto deductible is not the smaller (or smallest) deductible , it will be <br />reduced by the amount of the smaller (or smallest) deductible; or <br />C. If the "loss" involves two or more Business Auto coverage forms or policies, the smaller (or <br />smallest) deductible will be waived. <br />For the purpose of this endorsement, company means any company that is part of the Liberty Mutual <br />Group. <br />SECTION IV - BUSINESS AUTO CONDITIONS is amended as follows: <br />19. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br />SECTION IV- BUSINESS AUTO CONDITIONS , Paragraph B.2. is amended by adding the following: <br />If you unintentionally fail to disclose any hazards, exposures or material facts existing as of the incep- <br />tion date or renewal date of the Business Auto Coverage Form, the coverage afforded by this policy will <br />not be prejudiced. <br />However, you must report the undisclosed hazard of exposure as soon as practicable after its discovery, <br />and we have the right to collect additional premium for any such hazard or exposure. <br />20. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS <br />SECTION IV - BUSINESS AUTO CONDITIONS , Paragraph A.2.a. is replaced in its entirety by the follow- <br />ing: <br />a. In the event of "accident", claim, "suit" or "loss", you must promptly notify us when it is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership, <br />(3) Member, if you are a limited liability company, <br />(4) An executive officer or the "employee" designated by the Named Insured to give such notice, if <br />you are a corporation. <br />To the extent possible, notice to us should include: <br />(a) How, when and where the "accident" or "loss" took place; <br />(b) The "insured's" name and address; and <br />(c) The names and addresses of any injured persons and witnesses. <br />21. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US <br />SECTION IV - BUSINESS AUTO CONDITIONS , Paragraph A.5. Transfer Of Rights Of Recovery Against <br />Others To Us, is amended by the addition of the following: <br />If the person or organization has in a written agreement waived those rights before an "accident" or <br />"loss", our rights are waived also. <br />22. HIRED AUTO COVERAGE TERRITORY <br />SECTION IV - BUSINESS AUTO CONDITIONS , Paragraph B.7. Policy Period, Coverage Territory , is <br />amended by the addition of the following: <br />f. For "autos" hired 30 days or less, the coverage territory is anywhere in the world, provided that the <br />"insured's" responsibility to pay for damages Is determined in a "suit", on t <br />States, the territories and possessions of the United States of America, Pue PPhkMMgMWlDMdm <br />a settlement we agree to. �, y f" ' RE\nE &Arcs Br. <br />© 20181-iberty Mutual Insurance I fy.*;,u Z VAWAt <br />AC 85 43 06 18 Includes copyrighted material of Insurance Services Office, Inc., with its permissi '• R6k Management Malpt <br />