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limited to, costs arising from clean <br />up, removal, or abatement of such <br />"fungi," wet rot or dry rot. <br />However, this exclusion does not <br />apply to spoilage of personal <br />property that is "perishable <br />goods," to the extent that such <br />spoilage is covered under <br />Spoilage coverage. <br />(d) This Additional Coverage - <br />Equipment Breakdown does not <br />apply to an "accident" or <br />"electronic circuitry impairment" <br />caused by or resulting from: <br />(i) Fire (including fire resulting <br />from an "accident" or <br />"electronic circuitry <br />impairment"), or water or <br />other means used to <br />extinguish a fire; <br />(ii) Explosion of gas or <br />unconsumed fuel within the <br />furnace of any boiler or fired <br />vessel or within the passages <br />from that furnace to the <br />atmosphere; <br />(iii) Any other explosion, except <br />as specifically covered under <br />this Additional Coverage; <br />(iv) Vandalism; <br />(v) Lightning; smoke; aircraft or <br />vehicles; riot or civil <br />commotion; sprinkler leakage; <br />elevator collision; <br />(vi) Windstorm or hail; However, <br />this exclusion does not apply <br />when: <br />1) "Covered equipment" <br />located within a building <br />or structure suffers an <br />"accident" or "electronic <br />circuitry impairment" that <br />results from wind-blown <br />rain, snow, sand or dust; <br />and <br />2) The building or structure <br />did not first sustain wind <br />or hail damage to its roof <br />or walls through which the <br />rain, snow, sand or dust <br />entered. <br />(vii)Breakage of glass; falling <br />objects; weight of snow, ice or <br />sleet; freezing (caused by cold <br />weather); collapse or molten <br />material; <br />(viii)"Flood", surface water, <br />waves, tides, tidal waves, <br />overflow of any body of <br />water, or their spray, all <br />whether driven by wind or <br />not; mudslide or mudflow; or <br />water that backs up or <br />overflows from a sewer, <br />drain or sump. However, if <br />electrical "covered <br />equipment" requires drying <br />out because of the above, <br />we will pay for the direct <br />expenses of such drying out <br />subject to the applicable <br />Limit of Insurance and <br />deductible for Building or <br />Business Personal Property, <br />whichever applies. <br />(ix) Any earth movement, <br />including but not limited to <br />earthquake, subsidence, <br />sinkhole collapse, landslide, <br />earth sinking, tsunami or <br />volcanic action. <br />(e) Special Equipment Breakdown <br />Exclusions (5)(d)(v), (5)(d)(vi) and <br />(5)(d)(vii) shall not apply if: <br />(i) The excluded cause of loss <br />occurs away from any <br />covered location and causes <br />an electrical surge or other <br />electrical disturbance; <br />(ii) Such surge or disturbance is <br />transmitted through utility <br />service transmission lines to <br />the covered location and <br />results in an "accident" or <br />"electronic circuitry <br />impairment"; and <br />(iii) The loss, damage or <br />expense caused by such <br />surge or disturbance is not <br />covered elsewhere under <br />the policy. <br />(f) We will not pay under this <br />Additional Coverage for any <br />loss or damage to animals. <br />The most we will pay for loss, <br />damage or expense arising from <br />any "one equipment breakdown" is <br />the applicable Limit of Insurance <br />shown in the Declarations. This <br />Additional Coverage does not <br />provide an additional amount of <br />insurance. <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission <br />sJ�N <br />Risk Mwag merdDiAsian <br />REVIEWED&APPROVEDSY:"° <br />--� Risk Pjanagement Analyst <br />