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v. Commercial Tools and Small Equipment (1) This Additional Coverage is available only when a Limit of Insurance is shown in the Declarations for Business Personal Property. (2) We will pay for direct physical loss of or damage caused by or resulting from a Covered Cause of Loss to commercial tools and small equipment, including their: (a) Accessories, whether attached or not attached; and (b) Spare parts that are specifically designed and intended for use in the maintenance and operation of property covered under this Additional Coverage; That is: (c) Your property; (d) The property of others in your care, custody or control; or (e) The property of your "employees". Damage to the property of your "employees" is limited to while on the described premises. Commercial Tools and Small Equipment does not include communication devices and diagnostic equipment unless otherwise covered in SECTION I - PROPERTY, A. Coverage, 5. Additional Coverages, r. Computer Equipment. (3) This coverage only applies to any one tool or piece of small equipment with a replacement cost value of $2,500 or less, unless listed on a schedule included with this policy. (4) The most we will pay for any loss under this Additional Coverage in any one occurrence is $5,000 unless a higher Limit of Insurance is shown in the Additional Property Coverage Schedule, but not more than $2,500 for any one tool, tool box or piece of small equipment. (5) In addition to items listed within SECTION I - PROPERTY, A. Coverage, 2. Property Not Covered, we will not pay for any loss to the following property: (a) Watercraft or watercraft parts and equipment; Hanover Insurance Group- ODF D785344 5701644 (b) Commercial tools and small equipment that are permanently mounted to a vehicle, including trailers; (c) Tires or tire tubes, attached or unattached, for use with commercial tools and small equipment, unless the loss or damage is caused by "theft", malicious mischief, or any of the "specified causes of loss"; or (d) Any property while underground, airborne or waterborne. (6) The following SECTION I - PROPERTY, B. Exclusions, in paragraph 1. do not apply to this Additional Coverage: (a) b. Earth Movement; (b) g. Water. (7) Special Commercial Tools and Small Equipment Exclusion We will not pay for any loss caused by or resulting from any repair, adjusting, servicing, testing or maintenance process unless fire or explosion ensues, then only for the loss caused by such ensuing fire or explosion. w. Installation (1) This Additional Coverage is available only when a Limit of Insurance is shown in the Declarations for Business Personal Property. (2) We will pay for direct physical loss of or damage to property sold under an installation agreement where your insurable interest continues until the property is accepted by the purchaser for whom the project is to be performed. Coverage applies under this Additional Coverage when the loss or damage is caused by or resulting from any Covered Cause of Loss. (3) The property under which this insurance applies includes: (a) Materials, supplies, equipment, machinery, fixtures owned by you or in your care, custody or control, and which are to be installed by you or at your direction; and (b) Temporary structures built or assembled on -site, including cribbing, scaffolding and construction forms. RideMmaganadDiAsian 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permissi }� °x R�ED&APPROVmSY: i ' --� Risk Management Analyst