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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />FINE ARTS <br />This endorsement modifies insurance provided under the following: <br />SPECIAL PROPERTY COVERAGE FORM <br />This insurance applies only when the property is <br />covered under the Special Property Coverage Form. <br />Except as otherwise stated in this endorsement, the <br />terms and conditions of the policy apply to the insurance <br />stated below. <br />The following changes are made to the Special Property <br />Coverage Form: <br />A. Under A. Coverage: <br />1. The following paragraph is added to 1. Covered <br />Property: <br />Fine Arts listed and described in the <br />Declarations or Schedule which are: <br />a. Owned by you; or <br />b. Owned by others, and in your care, custody <br />and control; and <br />c. Located at the "scheduled premises", or in <br />transit to and from the "scheduled <br />premises", or at your residence. <br />2. The following is added to Paragraph 2. <br />Property Not Covered with respect to coverage <br />afforded by this endorsement: <br />Property on exhibition at fairgrounds or at any <br />type of exposition, unless such locations are <br />listed and described in the Declarations or <br />Schedule. <br />3. The following special Limitation provision <br />applies to property covered by this <br />endorsement: <br />Art glass windows, glassware, statuary, <br />marbles, bric-a-brac, porcelains and other <br />articles of fragile or brittle nature are covered <br />against loss by breakage only if loss or damage <br />is caused by "specified causes of loss." <br />4. Section B. EXCLUSIONS do not apply to <br />coverage afforded under this endorsement, <br />except for: <br />(1) Governmental Action; <br />(2) Nuclear Hazard; and <br />(3) War and Military Action. <br />5. Additional Exclusions <br />We will not pay for physical loss or physical <br />damage caused by or resulting from: <br />a. Delay, loss of use, loss of market, or any <br />other causes of consequential loss; <br />b. Wear and tear, depreciation or <br />obsolescence; <br />c. Rust, corrosion, fungus, decay, <br />deterioration, hidden or latent defect, or any <br />quality in property that causes it to damage <br />or destroy itself; <br />d. Insects, birds, rodents or other animals. <br />e. Dishonest acts by: <br />(1) You or any of your partners; <br />(2) Your directors or trustees; <br />(3) Your authorized representatives or <br />employees; or <br />(4) Anyone, other than a carrier for hire, to <br />whom you entrusted the Covered <br />Property, including their employees, for <br />any purpose: <br />Whether acting alone or in collusion with <br />others; and <br />Whether or not occurring during the hours of <br />employment. <br />Form SS 04 22 07 05 <br />© 2005, The Hartford <br />ew cF RAMwagementDMsian <br />Jy/\'x REVIEWED & APPROVED BY.- <br />V"° <br />--� Risk janagement Analyst <br />