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f. Voluntary parting with any property whether or not induced to do so by any fraudulent scheme, trick, device or false pretense. g. Unauthorized instructions to transfer property to any person or to any place. h. Theft from any unattended vehicle unless at the time of theft its windows, doors and compartments were closed and locked and there are visible signs that the theft was the result of forced entry. But this exclusion does not apply to property in the custody of a carrier for hire. i. Processing or work performed upon the property. B. Limits of Insurance Section C. LIMITS OF INSURANCE is replaced by the following: The most we will pay for physical loss or physical damage in any one occurrence for property covered under this endorsement is the Limit of Insurance shown in the Declarations for "Fine Arts", but no more than $25,000 for any one item of "Fine Arts". C. Deductible We will adjust loss in any one occurrence under this endorsement as a single loss. The only deductible amount that applies under this coverage is the larger of: 1. $250; or 2. The amount shown in the Declarations as a deductible applicable to this coverage. D. Additional Conditions 1. Valuation The following is added to Section E. PROPERTY LOSS CONDITIONS: The value of Covered Property will be the amount shown in the Declarations or Schedule for each item of Covered Property, which is agreed to be the value of the item. Page 2 of 2 2. Pair or Set In case of total loss to an item of Covered Property which is part of a pair or set, we agree to pay you the full amount of the pair or set as shown in the Declarations or Schedule and you agree to surrender the remaining item(s) of the pair or set to us. 3. Packing You agree that Covered Property will be packed and unpacked by competent packers. E. Additional Definition The following definition is added to Section H. DEFINITIONS: "Fine Arts" meaning paintings, etchings, pictures, tapestries, art glass windows, valuable rugs, statuary, marbles, bronzes, antique furniture, rare books, antique silver, manuscripts, porcelains, rare glass, bric-a-brac, and similar property of rarity, historical value or artistic merit. F. Recovered Property If either you or we recover any property after loss settlement, that party must give the other prompt notice. At your option, you may retain the property. But then you must return to us the amount we paid to you for the property. We will pay recovery expenses and the expenses to repair the Covered Property, subject to the Limit of Insurance. ew cF RAMwagementDMsian Jy/\'x REVIEWED & APPROVED BY.- V"° --� Risk janagement Analyst