|
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />PERILS SPECIFICALLY EXCEPTED
<br />As used herein, "Peril" means a cause of physical loss or
<br />damage to property. It has this meaning whether or not it
<br />is called a "Peril" or a "Cause of Loss" in this policy.
<br />Even if any of the terms of this policy might be construed
<br />otherwise, the following Perils, as described in Paragraphs
<br />A. and B. below, are SPECIFICALLY EXCEPTED FROM
<br />THIS POLICY. WE DO NOT COVER OR INSURE
<br />AGAINST LOSS OR DAMAGE DIRECTLY OR
<br />INDIRECTLY CAUSED BY, RESULTING FROM,
<br />CONTRIBUTED TO OR AGGRAVATED BY, OR WHICH
<br />WOULD NOT HAVE OCCURRED BUT FOR, EITHER OF
<br />THESE PERILS:
<br />A. ACTS, ERRORS OR OMISSIONS by you or others in:
<br />1. Planning, zoning, developing, surveying, testing or
<br />siting property;
<br />2. Establishing or enforcing any building code, or any
<br />standard, ordinance or law about the construction,
<br />use or repair of any property or materials, or
<br />requiring the tearing down of any property,
<br />including the removal of its debris;
<br />3. The design, specifications, workmanship, repair,
<br />construction, renovation, remodeling, grading or
<br />compaction of all or any part of the following:
<br />a. Land or buildings or other structures;
<br />b. Roads, water or gas mains, sewers, drainage
<br />ditches, levees, dams, or other facilities; or
<br />c. Other improvements or changes in or
<br />additions to land or other property.
<br />4. The furnishing of work, materials, parts or
<br />equipment in connection with the design,
<br />specifications, workmanship, repair, construction,
<br />renovation, remodeling, grading or compaction of
<br />any of the above property or facilities; or
<br />5. The maintenance of any of such property or
<br />facilities.
<br />This exception A. applies whether or not the property
<br />or facilities described above are:
<br />1. Covered under this policy; or
<br />2. On or away from the covered premises.
<br />Form IH 10 01 09 86 Printed in U.S.A.
<br />This exception A. does not reduce the insurance for
<br />loss or damage caused directly by a Covered Peril.
<br />As used in this endorsement:
<br />1. If this policy is written to cover the risk of loss from
<br />specifically named causes. "Covered Peril"
<br />means any Peril specifically named as covered; or
<br />2. If written to cover the risk of loss without
<br />specifying specifically named causes, "Covered
<br />Peril" means any Peril not described above and
<br />not otherwise excluded or excepted from the
<br />causes of loss covered by this policy.
<br />B. COLLAPSE, "CRACKING" OR "SHIFTING" of
<br />buildings, other structures or facilities, or their parts, if
<br />the collapse, "cracking" or "shifting":
<br />1. Occurs during "earth movement," "volcanic
<br />eruption" or "flood" conditions or within 72 hours
<br />after they cease; and
<br />2. Would not have occurred but for "earth
<br />movement," "volcanic eruption" or "flood."
<br />But if loss or damage by a covered Peril ensues at the
<br />covered premises, we will pay for that ensuing loss or
<br />damage.
<br />This exception B. applies whether or not there are
<br />other provisions in this policy relating to collapse,
<br />"cracking" or "shifting" of buildings, other structures or
<br />facilities, or their parts. Any such provision is revised
<br />by this endorsement to include this exception.
<br />But if this policy specifically covers (by endorsement or in
<br />any other way) loss or damage caused by one or more of
<br />the following Perils:
<br />1. Earthquake;
<br />2. Flood;
<br />3. Volcanic action;
<br />4. Volcanic eruption; or
<br />5. Sinkhole collapse,
<br />this exception B. will not reduce that coverage.
<br />As used in this exception B.:
<br />Copyright, Hartford Fire Insurance Company, 1986
<br />ew cF RAMwagementDMsian
<br />Jy/\'x REVIEWED & APPROVED BY.-
<br />v
<br />--� Risk Pjanagement Analyst
<br />
|