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1. "Cracking" means cracking, separating, shrinking, 5. "Volcanic eruption" means the eruption, explosion bulging, or expanding; or effusion of a volcano. It does not include 2. "Shifting" means shifting, rising, settling, sinking, volcanic action if loss by volcanic action is or lateral or other movement; specifically covered in this policy; 3. "Earth movement" means any earth movement, 6. "Flood" means: including but not limited to "earthquake," landslide, a. Flood, surface water, waves, tides, tidal water, mudflow, erosion, contraction or expansion, tidal waves, high water, and overflow of any subsidence, any movement of earth resulting from body of water, or their spray, all whether water combining with the ground or soil, and any driven by wind or not; other "shifting" of earth; all whether or not b. Release of water held by a dam, levy or dike combined with "flood" or "volcanic eruption." It or by a water or flood control device; does not include sinkhole collapse if loss by s sinkhole collapse is specifically covered in this C. Water that backs up from a sewer or drain; or policy; d. Water under the ground surface pressing on, 4. "Earthquake" means a shaking or trembling of the or flowing, leaking or seeping through: earth's crust, caused by underground volcanic or (1) Foundations, walls, floors or paved tectonic forces or by breaking or "shifting" of rock surfaces; beneath the surface of the ground from natural (2) Basements, whether paved or not; or causes. An "Earthquake" includes all related (3) Doors, windows or other openings. shocks and after shocks; Form IH 10 01 09 86 Printed in U.S.A. Copyright, Hartford Fire Insurance Company, 1986 ew cF RAMwagementDMsian Jy/ & REVIEWED & APPROVED BY.- v --� Risk Management Analyst