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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />ABSOLUTE LEAD EXCLUSION <br />This endorsement modifies insurance provided under the following: <br />UMBRELLA LIABILITY PROVISIONS <br />A. The following exclusion is added to B., Exclusions <br />(SECTION 1-COVERAGES): <br />This policy does not apply to: <br />1. Any injury, damage, loss, costs or expense, <br />including, but not limited to, "bodily injury", <br />"property damage" or "personal and <br />advertising injury" arising out of, in whole or in <br />part, the "lead hazard." <br />2. Any damages, judgments, settlements, loss <br />costs or expenses that: <br />a. May be awarded or incurred by reason of <br />any claim or suit alleging actual or <br />threatened injury or damage of any nature <br />or kind to persons or property which arises <br />out of, or would not have occurred, in <br />whole or in part, but for the "lead hazard"; <br />or <br />b. Arise out of any request, demand, order or <br />statutory or regulatory requirement that <br />any "insured" or others: <br />(1) Identify, abate, test for, sample, <br />monitor, clean up, remove, cover, <br />contain, treat, detoxify, <br />decontaminate, neutralize or mitigate <br />or in any way respond to or assess <br />the effects of a "lead hazard"; or <br />(2) As a result of such effects, repair, <br />replace or improve any property; or <br />c. Arise out of any claim or any suit for <br />damages because of: <br />(1) Identification of, abatement of, testing <br />for, sampling, monitoring, cleaning up, <br />removing, covering, containing, <br />treating, detoxifying, decontaminating, <br />neutralizing or mitigating or in any way <br />responding to or assessing the effects <br />of a "lead hazard"; or <br />(2) As a result of such effects, the repair, <br />replacement, or improvement of any <br />property . <br />B. The following definition is added to the Definitions <br />section: <br />"Lead hazard" means an exposure or threat of <br />exposure to the actual or alleged properties of <br />lead, and includes the mere presence or <br />suspected presence of lead in any form or <br />combination. <br />Form SX 21 82 10 08 <br />© 2008, The Hartford <br />ew cF RAMwagementDMsian <br />Jy/\'x REVIEWED & APPROVED BY: <br />V"° <br />--� Risk janagement Analyst <br />