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4. All reasonable expenses incurred by the insured at
<br />our request to assist us in the investigation or de-
<br />fense of the claim or "suit", including actual loss of
<br />earnings up to $250 a day because of time off
<br />from work.
<br />5. All court costs taxed against the insured in the
<br />"suit'. However, these payments do not include at-
<br />torneys' fees or attorneys' expenses taxed against
<br />the insured.
<br />6. Prejudgment interest awarded against the insured
<br />on that part of the judgment we pay. If we make an
<br />offer to pay the applicable limit of insurance, we
<br />will not pay any prejudgment interest based on
<br />that period of time after the offer.
<br />7. All interest on the full amount of any judgment that
<br />accrues after entry of the judgment and before we
<br />have paid, offered to pay, or deposited in court the
<br />part of the judgment that is within the applicable
<br />limit of insurance.
<br />These payments will not reduce the limits of insur-
<br />ance.
<br />SECTION II — WHO IS AN INSURED
<br />1. If you are designated in the Declarations as:
<br />a. An individual, you and your spouse are in-
<br />sureds, but only with respect to the conduct of
<br />a business of which you are the sole owner.
<br />b. A partnership or joint venture, you are an in-
<br />sured. Your members, your partners, and their
<br />spouses are also insureds, but only with re-
<br />spect to the conduct of your business.
<br />c. A limited liability company, you are an insured.
<br />Your members are also insureds, but only with
<br />respect to the conduct of your business. Your
<br />managers are insureds, but only with respect
<br />to their duties as your managers.
<br />d. An organization other than a partnership, joint
<br />venture or limited liability company, you are an
<br />insured. Your "executive officers" and directors
<br />are insureds, but only with respect to their du-
<br />ties as your officers or directors. Your stock-
<br />holders are also insureds, but only with respect
<br />to their liability as stockholders.
<br />9. A trust, you are an insured. Your trustees are
<br />also insureds, but only with respect to their du -
<br />gas as trustees.
<br />2. Each of the following is also an insured:
<br />a. Your "volunteer workers" only while performing
<br />duties related to the conduct of your business,
<br />or your "employees", other than either your
<br />"executive officers" (if you are an organization
<br />other than a partnership, joint venture or lim-
<br />ited liability company) or your managers (if you
<br />are a limited liability company), but only for
<br />acts within the scope of their employment by
<br />you or while performing duties related to the
<br />conduct of your business. However, none of
<br />these "employees" or "volunteer workers" are
<br />insureds for:
<br />(1) "Bodily injury", "advertising injury" or "per-
<br />sonal injury":
<br />(a) To you, to your partners or members (if
<br />you are a partnership or joint venture),
<br />to your members (if you are a limited li-
<br />ability company), to a co -"employee"
<br />while in the course of his or her em-
<br />ployment or performing duties related to
<br />the conduct of your business, or to your
<br />other "volunteer workers" while perform-
<br />ing duties related to the conduct of your
<br />business;
<br />(b) To the spouse, child, parent, brother or
<br />sister of that co -"employee" or 'volun-
<br />teer worker" as a consequence of Para-
<br />graph (1)(a) above;
<br />(c) For which there is any obligation to
<br />share damages with or repay someone
<br />else who must pay damages for the in-
<br />jury described in Paragraphs (1)(a) or
<br />(b) above; or
<br />(d) Arising out of his or her providing or
<br />failing to provide professional health
<br />care services.
<br />(2) "Property damage" to property:
<br />(a) Owned, occupied or used by,
<br />(b) Rented to, in the care, custody or con-
<br />trol of, or over which physical control is
<br />being exercised for any purpose by
<br />you, any of your "employees", "volunteer
<br />workers", any partner or member (if you are
<br />a partnership or joint venture), or any
<br />member (if you are a limited liability com-
<br />pany).
<br />b. Any person (other than your "employee" or
<br />"volunteer worker"), or any organization while
<br />acting as your real estate manager.
<br />c. Any person or organization having proper
<br />temporary custody of your property if you die,
<br />but only:
<br />(1) With respect to liability arising out of the
<br />maintenance or use of that property; and
<br />Form 10-02-1800 (Rev. 6-09) Includes copyrighted material of ISO Properties, Inc., with
<br />its permission
<br />Ruk MatmRement DFrinian
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<br />Managernen[Malyst
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<br />This certi Eicate cancels and supersedes ALL previously issued certificates.
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