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4. Fungi or Bacteria
<br />This Insurance does not apply to:
<br />a. "Bodily injury', "property damage", "personal
<br />injury" or "advertising injury" arising out of the
<br />actual, alleged or threatened contaminative,
<br />pathogenic, toxic or other hazardous
<br />properties of 'fungi" or bacteria.
<br />b. Any damages, loss, cost or expense arising
<br />out of any:
<br />(1) Demand, order, request or regulatory or
<br />statutory requirement that any insured or
<br />others test for, monitor, dean up, remove,
<br />contain, treat, detoxify or neutralize, or in
<br />any way respond to, or assess; or
<br />(2) Claim or proceeding by or on behalf of a
<br />governmental authority or others for any
<br />damages, loss, cost or expense because
<br />of testing for, monitoring, cleaning up, re-
<br />moving, containing, treating, detoxifying or
<br />neutralizing, or in any way responding to,
<br />or assessing;
<br />the effects of 'fungi" or bacteria.
<br />S. Information Distribution Laws
<br />This insurance does not apply to any damages,
<br />loss, cost or expense arising out of any actual or
<br />alleged violation of:
<br />a. The United States of America CAN-SPAM Act
<br />of 2003 or any law amendatory thereof;
<br />b. The United States of America Telephone Con-
<br />sumer Protection Act (TCPA) of 1991 or any
<br />law amendatory thereof; or
<br />c. Any other ordinance, regulation or statute relat-
<br />ing to communicating, distribution, publication,
<br />sending or transmitting of content, information
<br />or material.
<br />6. Intellectual Property Laws and Rights
<br />This insurance does not apply to any damages,
<br />loss, cost or expense arising out of, giving rise to
<br />or in any way related to any actual or alleged:
<br />a. Assertion; or
<br />b. Infringement or violation;
<br />by any person or organization (including any
<br />insured) of any 'intellectual property law or right,
<br />regardless of whether this insurance would
<br />otherwise apply to all or part of any such actual or
<br />alleged injury or damage in the absence of any
<br />such actual or alleged assertion, infringement or
<br />violation.
<br />This exclusion applies, unless such injury:
<br />(1) Is caused by an offense described in the defini-
<br />tion of 'advertising injury"; and
<br />(2) Does not arise out of, give rise to, or in any
<br />way relate to any actual or alleged assertion,
<br />infringement or violation of any "intellectual
<br />property law or right", other than one described
<br />in the definition of 'advertising injury".
<br />7. Lead
<br />a. This insurance does not apply to any damages,
<br />loss, cost or expense arising out of the actual,
<br />alleged or threatened contaminative,
<br />pathogenic, toxic or other hazardous properties
<br />of 'lead".
<br />b. This insurance does not apply to any damages,
<br />loss, cost or expense arising, in whole or in
<br />part, out of any:
<br />(1) Demand, order, request or regulatory or
<br />statutory requirement that any insured or
<br />others test for, monitor, clean up, remove,
<br />contain, treat, detoxify or neutralize, or in
<br />any way respond to, or assess; or
<br />(2) Claim or proceeding by or on behalf of a
<br />governmental authority or others for any
<br />damages, loss, cost or expense because of
<br />testing for, monitoring, cleaning up, remov-
<br />ing, containing, treating, detoxifying or neu-
<br />tralizing, or in any way responding to, or as-
<br />sessing;
<br />the effects of 'lead'.
<br />8. War
<br />This insurance does not apply to any damages,
<br />loss, cost or expense, however caused, arising, di-
<br />rectly or indirectly, out of:
<br />a. War, including undeclared or civil war;
<br />b. Warlike action by a military force, including ac-
<br />tion in hindering or defending against an actual
<br />or expected attack, by any government, sover-
<br />eign or other authority using military personnel
<br />or other agents; or
<br />c. Insurrection, rebellion, revolution, usurped
<br />power, or action taken by governmental author-
<br />ity in hindering or defending against any of
<br />these.
<br />SUPPLEMENTARY PAYMENTS —COVERAGES A
<br />AND B
<br />We will pay, with respect to any claim we investigate
<br />or settle, or any "suit" against an insured we defend:
<br />1. All expenses we incur.
<br />2. Up to $250 for cost of bail bonds required because
<br />of accidents or traffic law violations arising out of
<br />the use of any vehicle to which the Bodily Injury
<br />Liability Coverage applies. We do not have to fur-
<br />nish these bonds.
<br />3. The cost of bonds to release attachments, but only
<br />for bond amounts within the applicable limit of in-
<br />surance. We do not have to furnish these bonds.
<br />Page 8 of 16 Includes copyrighted material of ISO Properties, Form 1i
<br />Inc., with its permission
<br />Ride Meugemmt Division
<br /><93 �i. Revs r ® iArw+wer.
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<br />® Risk Management Malyst
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