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NMI=IT'S <br />CE <br />AULANCE Or, CALIFORNIA <br />A Nead for Msurow. A Noort far Nonprofits. <br />POLICY NUMBER: 20221-03733 <br />(2) The coverage afforded by this insurance is primary and non-contributorywith the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional insured($) has been <br />added as an additional insured or to other insurance described in paragraph b, below. <br />b. Excess Insurance <br />This insurance is excess over: <br />i. Any of the other Insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage <br />for "your work <br />(b) That is fire, lightning, or explosion Insurance for premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c) That is insurance purchased by you to cover your liability as a tenant for "property <br />damage"to premises temporarily occupied by you with permission of the owner; or <br />(d) if the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g, of SECTION I • COVERAGE A- BODILY INJURY <br />AND PROPERTY DAMAGE. <br />(a) Any other Insurance available to an additional Insured(s) under this Endorsement <br />covering liability for damages which are subject to this endorsement and for which the <br />additional insured(s) has been added as an additional Insured by that other <br />insurance. <br />(1) When this insurance is excess, we will haveno duty under Coverages A or I3 to defend <br />the additional insured(s) against any "suit" if any other Insurer has a duty to defend the <br />additional Insured(s) against that "suit", if no other insurer defends, we will undertake to do <br />so, but we will be entitled to the additional insured(s)' rights against all those other <br />Insurers. <br />(2) When this insurance is excess over other insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the sum of. <br />(a) The total amount that all such other Insurance would pay for the loss In the <br />absence ofthis insurance, and <br />(b) The total of all deductible and self -insured amounts under all that other <br />Insurance. <br />(3) We will share the remaining loss, if any, with any other insurance that is not described in <br />this Excess Insurance provision and was not boughtspecifically to apply in excess of the <br />Limits of insurance shown in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal <br />shares, we will follow this method also. Under this approach each insurer contributes equal <br />amounts until It has paid its applicable limit of insurance or none of the loss remains, whichever <br />comes first <br />If any other the other insurance available to the additional Insured(s) does not permit contribution <br />by equal shares, we will contribute by limits. Under this method, each Insurer's share is based on <br />the ratio of its applicable limit of Insurance to the total applicable limits of insurance of all Insurers. <br />R[ekManag="DMs[on <br />fl - REVIEWED&APPRovED By. <br />Ru Managem nt Analyst <br />