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Attachment Code: D658504 Certificate ID: 20958134 <br />E. Damage to Property You Own, Rent or Occupy <br />SECTION I - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, <br />2. Exclusions, j. Damage To Property, Paragraph (1) is deleted in its entirety and replaced with the <br />following: <br />(1) Property you own, rent or occupy, including any costs or expenses incurred by you, or any other <br />person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such <br />property for any reason, including prevention of injury to a person or damage to another's property, unless <br />the damage to property is caused by your client, up to a $30,000 limit. A client is defined as a person <br />under your direct care and supervision. <br />F. Medical Payments <br />1. If COVERAGE C MEDICAL PAYMENTS is not otherwise excluded from this Coverage Part the <br />Medical Expense Limit is changed subject to all of the terms of SECTION III - LIMITS <br />OF INSURANCE to the greater of: <br />a. $20,000; or <br />b. The Medical Expense Limit shown in the Declarations of this Coverage Part. <br />2. Under SECTION I - COVERAGES, COVERAGE C MEDICAL PAYMENTS, <br />Subsection 1. Insuring Agreement, Paragraph a., Item (b) is amended to read: <br />(b) The expenses are incurred and reported to us within three years of the date of the accident; and <br />G. Athletic Activities <br />SECTION I - COVERAGES, COVERAGE C MEDICAL PAYMENTS, 2. Exclusions, Paragraph e. <br />Athletics Activities is deleted in its entirety and replaced with the following: <br />e. Athletics Activities <br />To a person injured while taking part in athletics. <br />H. Supplementary Payments <br />SECTION I - COVERAGES, SUPPLEMENTARY PAYMENTS - COVERAGES A AND B, Items 1.b. and <br />1.d. are amended as follows: <br />b. The limit for the cost of bail bonds is changed from $250 to $2,500; and <br />d. The limit for loss of earnings is changed from $250 a day to $500 a day. <br />I. Employee Indemnification Defense Coverage <br />SECTION I - COVERAGES, SUPPLEMENTARY PAYMENTS - COVERAGES A AND B is <br />amended to include the following: <br />We will pay, on your behalf, defense costs incurred by an "employee" in a criminal proceeding. <br />The most we will pay for any "employee" who is directly involved in a criminal proceeding is $25,000 <br />regardless of the numbers of "employees," claims or "suits" brought or persons or organizations making <br />claims or bringing "suits." <br />J. Who is An Insured <br />SECTION II - WHO IS AN INSURED is amended as follows: <br />1. Newly Acquired or Formed Organization <br />If coverage for newly acquired or formed organizations is not otherwise excluded from <br />this Coverage Part, Paragraph 3.a. is amended to read: <br />a. Coverage under this provision is afforded until the end of the policy period; <br />2. Each of the following is also an insured: <br />a. Broadened Named Insured — Any organization and subsidiary thereof which you control and <br />actively manage on the effective date of this Coverage Part. However, coverage does not apply to any <br />organization or subsidiary not named in the Declarations as Named Insured, if they are also insured <br />under another similar policy, but for its termination or the exhaustion of its limits of insurance. <br />b. Blanket Additional Insureds When Required by Contract — Any person or organization where <br />required by a written contract executed prior to the occurrence of a loss. Such person or organization is <br />an additional insured for "bodily injury," "property damage" or "personal and advertising injury" but only for <br />liability arising out of the negligence of the named insured. The limits of insurance applicable to these <br />PI-GLD-TS (11/15) <br />Page 3 of 6 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />PI-GLD-TS (11/15) <br />