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Attachment Code: D658504 Certificate ID: 20958134 <br />additional insureds are the lesser of the policy limits or those limits specified in a contract or agreement. <br />These limits are included within and not in addition to the limits of insurance shown in the Declarations. <br />The Additional Insured's limits of insurance do not increase our limits of insurance, <br />C. Interns — Your interns only while performing duties related to the conduct of your business. <br />d. Contractors — Any individual or organization under written contract or written agreement with you <br />who provides "staffing services" on your behalf and at your direction for your clients. <br />K. Duties in the Event of Occurrence, Offense, Claim or Suit <br />1. SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, 2.a. the requirement that you <br />must see to it that we are notified as soon as practicable of an "occurrence" or an offense, applies only <br />when the "occurrence" or offense is known to: <br />a. You, if you are an individual; <br />b. A partner, if you are a partnership; or <br />c. An "executive officer" or insurance manager, if you are a corporation. <br />2. SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, 2. b. the requirement <br />that you must see to it that we receive notice of a claim or "suit" as soon as practicable will not be <br />considered breached unless the breach occurs after such claim or "suit" is known to: <br />a. You, if you are an individual; <br />b. A partner, if you are a partnership; or <br />C. An "executive officer" or insurance manager, if you are a corporation. <br />L. Transfer of Rights of Recovery Against Others To Us <br />SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, Paragraph 8. Transfer Of Rights <br />Of Recovery Against Others To Us includes the following clarification: <br />Therefore, the insured can waive the insurer's rights of recovery prior to the occurrence of a loss, <br />provided the waiver is made in a written contract. <br />M. Liberalization <br />SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the following <br />additional condition: <br />Liberalization <br />If we revise this endorsement to provide more coverage without additional premium charge, we will <br />automatically provide the additional coverage to all endorsement holders as of the day the revision is <br />effective in your state. <br />N. Unintentional Failure To Disclose Hazards <br />SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the following <br />additional condition: <br />Unintentional Failure To Disclose Hazards <br />It is agreed that, based on our reliance on your representations as to existing hazards, if you should <br />unintentionally fail to disclose all such hazards prior to the beginning of the policy period <br />of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. <br />O. Bodily Injury — Mental Anguish <br />SECTION V - DEFINITIONS, Paragraph 3. is amended to read: <br />"Bodily injury": <br />a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br />resulting from any of these; and <br />b. Except for mental anguish, includes death resulting from the foregoing (Item a. above) at any time. <br />P. Personal and Advertising Injury — Abuse of Process, Discrimination <br />If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br />excluded from this Coverage Part, the definition of "personal and advertising injury" is amended as <br />follows: <br />SECTION V - DEFINITIONS, Paragraph 14., Item b. is revised to read: <br />b. Malicious prosecution or abuse of process; <br />2. SECTION V - DEFINITIONS, Paragraph 14. is amended to include the following: <br />PI-GLD-TS (11/15) <br />Page 4 of 6 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />PI-GLD-TS (11/15) <br />