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A Head for Insurance. A Heart for Nonprofits, <br />POLICY NUMBER: 2021-09201 <br />(2)The coverage afforded by this insurance is primary and non-contributory with the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has been <br />added as an additional insured or to other insurance described in paragraph b. below. <br />b.Excess Insurance <br />This insurance is excess over: <br />1.Any of the other insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coveragefor "your work"; <br />(b)That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c)That is insurance purchased by you to cover your liability as a tenant for "property <br />damage" to premises temporarily occupied by you with permission of the owner; or <br />(d)If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g. of SECTION I -COVERAGE A-BODILY INJURY <br />AND PROPERTY DAMAGE. <br />(e)Any other insurance availa ble to an additional insured(s) under this Endorsement <br />covering liability for damages which are subject to this endorsement and for which theadditional insured(s) has been added as an additional insured by that other <br />insurance. <br />(1)When this insurance is excess, we will have no duty under Coverages A or B to defend <br />the additional insured(s) against any "suit" if any other insurer has a duty to defend theadditional insured(s) against that "suit". If no other insurer defends, we will undertake to do <br />so, but we will be entitled to the additional insured(s)' rights against all those other <br />insurers. <br />(2)When th!s insurance is excess over other insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the sum of:(a)The total amount that all such other insurance would pay for the loss in theabsence of this Insurance; and <br />(b)The total of all deductible and self-insured amounts under all that other <br />insurance. <br />(3)We will share the remaining loss, if any, with any other insurance that is not described in <br />this Excess Insurance provision and was not bought specifically to apply in excess of the <br />Limits of Insurance shown in the Declarations of this Coverage Part. <br />c.Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal <br />shares, we will follow this method also. Under this approach each insurer contributes equal <br />amounts until it has paid its applicable limit of insurance or none of the loss remains, whichevercomes first. <br />If any other the other insurance available to the additional insured(s) does not permit co <br />by equal shares, we will contribute by limits. Under this method, each insurer's share is the ratio of its applicable limit of insurance to the total applicable limits of insurance of al <br />""'�""""" REVIEWED & A"PllOVBJ 8Y: <br />�� <br />msk Manilgement Supervisor <br />NIAC-E610219 Page 2 of 2 <br />EXHIBIT 1