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Any and all damages paid under the terms and conditions of this provision will further be applied against and will reduce the Aggregate Limit of Insurance shown on the Declarations page, as provided in the Commercial General Liability Coverage Form in the same manner and in addition to all other coverages of the Commercial General Liability Coverage Form that are also subject to the Aggregate Limit. As used in this coverage extension, "client" means a person under your direct care and supervision, for whom you are providing goods or services. 5. The following is added to Exclusion n. Recall Of Products, Work Or Impaired Property: This exclusion does not apply to the reimbursement of "product recall expenses" as provided under Paragraph 3. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B. 6. The last Paragraph of Subsection 2. Exclusions is deleted and replaced with: Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in Section III - Limits of Insurance. B. SECTION I — COVERAGES, COVERAGE B — PERSONAL AND ADVERTISING INJURY LIABILITY, 2. Exclusions is amended as follows: 1. The following is added to Exclusion j. Insureds In Media And Internet Type Businesses: This exclusion does not apply to publishing, broadcasting or telecasting that is incidental to your business. C. SECTION I — COVERAGES, COVERAGE C — MEDICAL PAYMENTS is amended as follows: 1. Subsection 1. Insuring Agreement, Paragraph a.(3)(b) is deleted and replaced with: (b) The expenses are incurred and reported to us within three years of the date of the accident; and 2. Subsection 2. Exclusions, is amended as follows: a. Exclusion a. Any Insured is deleted and replaced with: a. Any Insured To any insured, except "volunteer workers" or an insured as provided in e. Athletic Activities below. b. Exclusion e. Athletics Activities is deleted and replaced with: e. Athletics Activities To a person injured while practicing or participating in any physical exercises or games, sports or athletic contests. This exclusion shall not apply to an insured while providing instruction with respect to any of the activities otherwise excluded by this provision. c. Exclusionf. Products -Completed Operations Hazard is deleted and replaced with: f. Products -Completed Operations Hazard Included within the "products -completed operations hazard". Includes copyrighted material of Insurance Services Office, Inc.. with its permission. Copyright 2022 GuideOne Insurance _. RisknlanugrmmtDiuisian y RE Ewm d, AppR eo By: ® Risk ManafglementSppeeddAisot 00, I.,Uu oo I 11 GL Page 2 of 13