HUMAN OPTIONS, INC. (2) - Laserfiche WebLink

Home Browse Search

This exclusion does not apply to `your products" sold for use or consumption on your premises, while such products are still on your premises. This exclusion exception does not apply if COVERAGE C — MEDICAL PAYMENTS is excluded by another endorsement to this Coverage Part. D. SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is amended as follows: 1. b. is deleted and replaced with: b. Up to $5,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to fumish these bonds. 2. 1. d. is deleted and replaced with: d. All reasonable expenses incurred by the insured at our request to assist us in the "suit", including actual loss of earnings up to $1,000 a day because of time off from work. 3. 1. h. is added: h. Up to $1,000 for "property damage" to personal property of others while in the temporary care, custody or control of an insured and caused by any person participating in your organized activities. For purposes of this supplementary payment, "property damage" does not include disappearance, wrongful abstraction or loss of use. This Supplementary Payment shall only be paid on or for the account of the owner and only when other coverage or insurance is unavailable. 4. 1. 1. is added: i. The cost to replace keys and locks at the "client's" premises due to loss to keys entrusted to you by your "client", up to a $10,000 limit per occurrence and $10,000 policy aggregate. We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that you or any of your partners, members, officers, "employees", "managers", directors, trustees, authorized representatives or anyone to whom you entrust the keys of a "client" for any purpose commit, whether acting alone or in collusion with other persons. The following terms, when used in this Supplementary Payment, are defined as follows: (1) "Client" means an individual, company or organization with whom you have a written contract or work order for your services for a described premises and have billed for your services. (2) "Employee" means: (a) Any natural person: (1) While in your service or for 30 days after termination of service; (11) Who you compensate directly by salary, wages or commissions; and (111) Who you have the right to direct and control while performing services for you; or (b) Any natural person who is furnished temporarily to you: (1) To substitute for a permanent "employee" as defined in Paragraph (a) above, who is on leave; or (11) To meet seasonal or short-term workload conditions while th to your direction and control and performing services for you Includes copyrighted material of Insurance Services Office. Inc., with its permission Copyright 2022 GuideOne Insurance Risk Mi—v mintvld rkwevm S Armav®ar: w, H A�rfluvele Ruk Management Specialist 01 Gino bb 10 11 11 Page 3 of 13