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"Employee" does not mean: (c) Any agent, broker, person leased to you by a labor leasing firm, factor, commission merchant, consignee, independent contractor or representative of the same general character; or (d) Any "manager", director or trustee except while performing acts coming within the scope of the usual duties of an "employee". (3) "Manager" means a person serving in a directorial capacity for a limited liability company. 5. Paragraph 3. is added. 3. We will reimburse you for "product recall expenses" that you incur because of a "product recall" of "your product" that is first initiated during the policy period stated in the Declarations. The most we will reimburse you for the sum of all "product recall expenses" incurred for all "product recalls" initiated during the policy period is $50,000. A complete accounting of "product recall expenses" must be provided upon our request, including receipts for all expenses that you incur. We will reimburse "product recall expenses" only if the expenses are incurred and reported to us within one year of the date the "product recall" was initiated. Our obligation under this additional supplementary payment shall only apply if the "product recall expenses" are initiated in the "coverage territory" during the policy period because: a. You determine that the "product recall" is necessary; or b. An authorized government entity has ordered you to conduct a "product recall" However, this additional supplementary payment does not apply to "product recall expenses" arising out of the product expiration or shelf life, a defect known by you prior to the time "your product" leaves your control or possession, or the defense of a claim or "suit" against you for liability arising out of a "product recall". This payment will not reduce the limits of insurance E. Additional Exclusions The following exclusions are added to Subsection 2. Exclusions under SECTION I — COVERAGES, COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions under SECTION I — COVERAGES, COVERAGE B — PERSONAL AND ADVERTISING INJURY LIABILITY and Subsection 2. Exclusions underSECTION I —COVERAGES, COVERAGE C — MEDICAL PAYMENTS: This insurance does not apply to: 1. Special Events Or Fundraising Events "Bodily injury", "property damage" or "personal or advertising injury" arising directly or indirectly out of fundraising events or activities or "special events" or activities: a. Authorized and conducted by any insured; b. Authorized by you and conducted on your behalf by others, including but not limited to an "employee", "temporary worker", "volunteer worker", member, trustee, director, licensee, subcontractor, independent contractor, or vendor. c. Not authorized by you and conducted on your behalf by others, including employee", "temporary worker", 'volunteer worker, , member, truste, �• FjA mWagennLLDmsian subcontractor, independent contractor, or vendor. ' ~ %�Rtvi�&Araxw®Bv: ®' Risk Management Spedalist Includes copyrighted material of Insurance services Office, Inc.. with its permission. Copyright 2022 GuideOne insurance Page 4 of 13