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Hanover
<br /> Insurance Group.-
<br /> Tort liability means a liability that a. Bulldozers, farm machinery, forklifts
<br /> would be imposed by law in the and other vehicles designed for use
<br /> absence of any contract or agreement. principally off public roads;
<br /> Paragraph f. does not include that part b. Vehicles maintained for use solely
<br /> of any contract or agreement: on or next to premises you own or
<br /> (1) That indemnifies a railroad for rent;
<br /> "bodily injury" or "property c. Vehicles that travel on crawler
<br /> damage" arising out of treads;
<br /> construction or demolition
<br /> operations, within 50 feet of any d. Vehicles, whether self-propelled or
<br /> railroad property and affecting any not, on which are permanently
<br /> railroad bridge or trestle, tracks, mounted:
<br /> road beds, tunnel, underpass or (1) Power cranes, shovels, loaders,
<br /> crossing; diggers or drills; or
<br /> (2) That indemnifies an architect, (2) Road construction or resurfacing
<br /> engineer or surveyor for injury or equipment such as graders,
<br /> damage arising out of: scrapers or rollers;
<br /> (a) Preparing, approving or failing e. Vehicles not described in paragraphs
<br /> to prepare or approve maps, a., b., c. or d. above that are not
<br /> drawings, opinions, reports, self-propelled and are maintained
<br /> surveys, change orders, primarily to provide mobility to
<br /> designs or specifications; or permanently attached equipment of
<br /> (b) Giving directions or the following types:
<br /> instructions, or failing to give (1) Air compressors, pumps and
<br /> them, if that is the primary generators, including spraying,
<br /> cause of the injury or damage; welding, building cleaning,
<br /> or geophysical exploration, lighting
<br /> (3) Under which the insured, if an and well servicing equipment; or
<br /> architect, engineer or surveyor, (2) Cherry pickers and similar
<br /> assumes liability for an injury or devices used to raise or lower
<br /> damage arising out of the workers;
<br /> insured's rendering or failure to f. Vehicles not described in paragraphs
<br /> render professional services,
<br /> including those listed in paragraph a., b., c. or d. above maintained
<br /> i n above and supervisory, primarily for purposes other than the
<br /> inspection or engineering transportation of persons or cargo.
<br /> services. However, self-propelled vehicles with
<br /> 10. "Leased worker" means a person leased the following types of permanently
<br /> to you by a labor leasing firm under an attached equipment are not "mobile
<br /> agreement between you and the labor equipment but will be considered
<br /> leasing firm, to perform duties related to 11 autos":
<br /> the conduct of your business. "Leased (1) Equipment designed primarily
<br /> worker" does not include a "temporary for:
<br /> worker". (a) Snow removal;
<br /> 11. "Loading or unloading" means the (b) Road maintenance, but not
<br /> handling of property: construction or resurfacing;
<br /> a. After it is moved from the place where or
<br /> it is accepted for movement into or (c) Street cleaning;
<br /> onto an aircraft, watercraft or "auto";
<br /> b. While it is in or on an aircraft, (2) Cherry pickers and similar
<br /> watercraft or "auto"; or devices mounted on automobile
<br /> or truck chassis and used to
<br /> c. While it is being moved from an raise or lower workers; and
<br /> aircraft, watercraft or "auto" to the (3) Air compressors, pumps and
<br /> place where it is finally delivered; generators, including spraying,
<br /> but "loading or unloading" does not welding, building cleaning,
<br /> include the movement of property by geophysical exploration, lighting
<br /> means of a mechanical device, other than and well servicing equipment.
<br /> a hand truck, that is not attached to the However, "mobile equipment" does
<br /> aircraft, watercraft or "auto". not include any land vehicles that
<br /> 12. "Mobile equipment" means any of the are subI�eCt to a
<br /> following types of land vehicles, compulsory br tlnancial responsibility
<br /> including any attached machinery or
<br /> equipment:
<br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 75 of 81
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