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law or other motor vehicle insurance (b) When all of the work to be
<br /> law in the state where they are done at the job site has
<br /> licensed or principally garaged. Land been completed if your
<br /> vehicles subject to a compulsory or contract calls for work at
<br /> financial responsibility law or other more than one job site.
<br /> motor vehicle insurance law are (c) When that part of the work
<br /> considered "autos". done at the job site has
<br /> 13. "Occurrence" means an accident, been put to its intended use
<br /> including continuous or repeated by any other person or
<br /> exposure to substantially the same organization other than
<br /> general harmful conditions. another contractor or
<br /> 14. "Personal and advertising injury" means subcontractor working on
<br /> injury, including consequential "bodily the same project.
<br /> injury", arising out of one or more of the Work that may need service,
<br /> following offenses: maintenance, correction, repair
<br /> a. False arrest, detention or or replacement, but which is
<br /> imprisonment; otherwise complete, will be
<br /> treated as completed.
<br /> b. Malicious prosecution; The "bodily injury" or "property
<br /> c. The wrongful eviction from, wrongful damage" must occur away from
<br /> entry into, or invasion of the right of premises you own or rent,
<br /> private occupancy of a room, dwelling unless your business includes
<br /> or premises that a person occupies, the selling, handling or
<br /> committed by or on behalf of its distribution of "your product" for
<br /> owner, landlord or lessor; consumption on premises you
<br /> d. Oral or written publication, in any own or rent.
<br /> manner, of material that slanders or b. Does not include "bodily injury" or
<br /> libels a person or organization or "property damage" arising out of:
<br /> disparages a person's or
<br /> organization's goods, products or (1) The transportation of property,
<br /> services; unless the injury or damage
<br /> arises out of a condition in or on
<br /> e. Oral or written publication, in any a vehicle not owned or operated
<br /> manner, of material that violates a by you, and that condition was
<br /> person's right of privacy; created by the "loading or
<br /> f. The use of another's advertising idea unloading" of that vehicle by any
<br /> in your "advertisement"; or insured; or
<br /> g. Infringing upon another's copyright, (2) The existence of tools,
<br /> trade dress or slogan in your uninstalled equipment or
<br /> "advertisement". abandoned or unused materials.
<br /> 15. "Pollutants" mean any solid, liquid, 17. "Property damage" means:
<br /> gaseous or thermal irritant or a. Physical injury to tangible property,
<br /> contaminant, including smoke, vapor, including all resulting loss of use of
<br /> soot, fumes, acids, alkalis, chemicals and that property. All such loss of use
<br /> waste. Waste includes materials to be shall be deemed to occur at the time
<br /> recycled, reconditioned or reclaimed. of the physical injury that caused it;
<br /> 16. "Products - completed operations hazard": or
<br /> a. Includes all "bodily injury" and b. Loss of use of tangible property that
<br /> "property damage" occurring away is not physically injured. All such
<br /> from premises you own or rent and loss of use shall be deemed to
<br /> arising out of "your product" or "your occur at the time of the
<br /> work" except: "occurrence" that caused it.
<br /> (1) Products that are still in your For the purposes of this insurance,
<br /> physical possession; or electronic data is not tangible property.
<br /> (2) Work that has not yet been As used in this definition, electronic
<br /> completed or abandoned. data means information, facts or
<br /> However, "your work" will be programs stored as, created or used on,
<br /> deemed completed at the earliest or transmitted to or from computer
<br /> of the following times: software, including systems and
<br /> (a) When all of the work called for applications software, hard or floppy
<br /> disks, CD-ROMs, tapes, drives, cells,
<br /> in your contract has been data processing devices or any other
<br /> completed. media which are used with
<br /> electronically controlled equipment.
<br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 76 of 81
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