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(a) Loss or damage caused by or <br />resulting from alteration, <br />falsification, concealment or <br />destruction of records of <br />accounts receivable done to <br />conceal the wrongful giving, <br />taking or withholding of <br />"money", "securities" or <br />"other property". <br />This exclusion applies only to <br />the extent of the wrongful <br />giving, taking or withholding. <br />(b) Loss or damage caused by or <br />resulting from bookkeeping, <br />accounting or billing errors or <br />omissions. <br />(c) Any loss or damage that <br />requires any audit of records <br />or any inventory computation <br />to prove its factual existence. <br />g. Key Replacement and Lock Repair <br />(1) You may extend the insurance <br />provided under this Coverage <br />Form to cover the reasonable and <br />necessary expense you incur due <br />to a covered 'theft" for: <br />(a) Replacement of keys if they <br />are stolen; <br />(b) Lock repair; or <br />(c) Rekeying, replacing or <br />reprogramming undamaged <br />locks to accept new keys or <br />entry codes when the building <br />security has been <br />compromised. <br />(2) The most we will pay under this <br />Extension is $1,000. The <br />deductible does not apply to this <br />Extension. <br />h. Appurtenant Structures <br />(1) If your policy covers Buildings, <br />you may extend the insurance <br />provided under Building to apply <br />to direct physical loss or damage <br />to garages, carports, storage <br />buildings and other appurtenant <br />structures, including, but not <br />limited to, swimming pools, spas <br />and the associated equipment <br />within 1,000 feet of the described <br />premises when such loss or <br />damage is caused by or results <br />from a Covered Cause of Loss. <br />(2) The most we will pay for loss or <br />damage under this Extension is <br />$50,000 at each described <br />premises regardless of the <br />number of buildings or structures <br />affected. <br />I. Personal Property in Transit <br />(1) If your policy covers Business <br />Personal Property, you may <br />extend the insurance provided in <br />SECTION I - PROPERTY, A. <br />Coverage, 1. Covered Property, <br />b. Business Personal Property to <br />apply to direct physical loss or <br />damage to your property or <br />property of others that is in your <br />care, custody or control while "in <br />transit" when such loss or <br />damage is caused by or results <br />from a Covered Cause of Loss. <br />(2) You may extend the insurance <br />that applies to SECTION I - <br />PROPERTY, A. Coverage, 1. <br />Covered Property, b. Business <br />Personal Property to apply to <br />direct physical loss or damage, <br />caused by a Coverage Cause of <br />Loss, to outgoing shipments that <br />have been rejected, while in due <br />course of transit back to you or <br />while awaiting return shipment <br />to you. <br />(3) This Extension applies to the <br />property while in: <br />(a) A vehicle owned, leased or <br />operated by you; or <br />(b) The custody of a common <br />carrier or contract carrier. <br />(4) The following in SECTION I - <br />PROPERTY, B. Exclusions, <br />paragraph 1. do not apply to this <br />Extension: <br />(a) b. Earth Movement; and <br />(b) g. Water. <br />(5) The most we will pay for loss or <br />damage under this Coverage <br />Extension is $10,000 unless a <br />higher Limit of Insurance is <br />shown in the Schedule of <br />Amended Limits of Insurance. <br />(6) Special Personal Property In <br />Transit Exclusions <br />This Extension does not apply to: <br />(a) Shipments that belong to <br />others that you are <br />transporting for a fee; <br />(b) Property while waterborne; <br />(c) Salesperson's Samples; or <br />(d) Loss to "perishable goods" <br />resulting from a breakdown <br />of refriaerntion enuinment nn <br />any v <br />opera <br />the ci <br />contra <br />391-1003 08 16 Includes copyrighted material of Insurance services Office, Inc., with its permissic <br />„sa—•, <br />o ) <br />RlekMuugenadDhilslan <br />REV eAM & APPROVED Br. <br />A <br />A W <br />Risk ManagementSpec` is <br />