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j. Inventory and Loss Appraisal <br />(1) We will pay for all reasonable <br />expenses you incur at our written <br />request to assist us in: <br />(a) The investigation of a claim; <br />(b) The determination of the amount <br />of loss, such as taking inventory; <br />(c) The cost of preparing specific <br />loss documents and other <br />supporting exhibits; or <br />(d) Expenses you incur include <br />costs charged to you by others, <br />including property managers, <br />acting on your behalf to assist <br />us with items listed in paragraph <br />(1)above. <br />(2) Regardless of the number of <br />premises involved, the most we will <br />pay under this Extension is $10,000. <br />(3) The deductible does not apply to <br />these expenses. <br />(4) Special Inventory and Loss <br />Appraisal Exclusion <br />We will not pay for expenses: <br />(a) Incurred to perform your duties <br />in the event of a loss under <br />SECTION I - PROPERTY, E. <br />Property Loss Conditions; <br />(b) To prove that loss or damage is <br />covered; <br />(c) Billed by and payable to <br />independent or public adjusters; <br />attorneys; claims advocates; or <br />any of their affiliated or <br />associated entities; <br />(d) To prepare claims not covered <br />by this Coverage Form; or <br />(e) Incurred under any appraisal <br />provisions within the Coverage <br />Form. <br />k. Business Personal Property Temporarily <br />in Portable Storage Units <br />(1) If your policy covers Business <br />Personal Property, you may extend <br />the insurance provided in SECTION I <br />- PROPERTY, A. Coverage, 1. <br />Covered Property, b. Business <br />Personal Property to apply to direct <br />physical loss or damage to such <br />property while temporarily stored in <br />a portable storage unit (including a <br />detached trailer) located within 1,000 <br />feet of the buildings or structures <br />me <br />Hanover <br />Insurance Group_ <br />ODFD785344 5701644 <br />described in the Declarations or within <br />1,000 feet of the described premises, <br />whichever distance is greater when <br />such loss or damage is caused by or <br />results from a Covered Cause of Loss. <br />(2) We will not pay for loss of or damage <br />to Business Personal Property <br />temporarily in portable storage units, <br />caused by or resulting from rain, <br />snow, sleet, ice, sand or dust, whether <br />driven by wind or not, unless: <br />(a) The portable storage unit first <br />sustains damage by a Covered <br />Cause of Loss to its roof or walls <br />through which the rain, snow, <br />sleet, ice, sand or dust enters; or <br />(b) The loss or damage is caused by <br />or results from thawing of snow, <br />sleet or ice on the building or <br />structure. <br />(3) Coverage underthis Extension: <br />(a) Will end 90 days after the <br />Business Personal Property has <br />been placed in the storage unit; <br />(b) Does not apply if the storage unit <br />itself has been in use at the <br />described premises for more than <br />90 consecutive days, even if the <br />Business Personal Property has <br />been stored there for 90 or fewer <br />days as of the time of loss or <br />damage. <br />(4) Under this Extension, the most we will <br />pay for the total of all loss or damage <br />to Business Personal Property is <br />$25,000 unless a higher limit is shown <br />in the Additional Property Coverage <br />Schedule for this Extension regardless <br />of the number of storage units. <br />(5) This Extension does not apply to loss <br />or damage otherwise covered under <br />this Coverage Form or any <br />endorsement to this Coverage Form, <br />and does not apply to loss or damage <br />to the storage unit itself. <br />I. Paved Surfaces <br />(1) If your policy covers Buildings, you <br />may extend the insurance provided <br />under SECTION I - PROPERTY, A. <br />Coverage, 1. Covered Property, a. <br />BuildBuilding to apply to direct physical <br />ing <br />or damage to your paved <br />surfaces, including but not limited to <br />bridges, roadways, walks, patios, and <br />parking lots when such loss or <br />391-1003 08 16 Includes copyrighted material of Insurance services Office, Inc., with its per <br />.,�.� x>eknfravgernattoM��n <br />e R6 e� 6AP Rowo BY: <br />A+1p Aav44 <br />`� Risk Management SpedNist <br />-. <br />