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j. Incidental Medical Malpractice (b) Such attorney fees and litigation (1) "Bodily injury" arising out of the rendering expenses are for defense of that party of or failure to render professional health against a civil or alternative dispute care services as a physician, dentist, resolution proceeding in which nurse, emergency medical technician or damages to which this policy applies paramedic shall be deemed to be caused are alleged. by an "occurrence", but only if: c. Liquor Liability (a)The physician, dentist, nurse, "Bodily injury" or"property damage"for which emergency medical technician or any insured may be held liable by reason of: paramedic is employed by you to (1) Causing or contributing to the intoxication provide such services; and of any person; (b) You are not engaged in the business (2)The furnishing of alcoholic beverages to a or occupation of providing such person under the legal drinking age or services. under the influence of alcohol; or (2) For the purposes of determining the limits (3)Any statute, ordinance or regulation of insurance for incidental medical relating to the sale, gift, distribution or use malpractice, any act or omission together of alcoholic beverages. with all related acts or omissions in the This exclusion applies only if you are in the furnishing of these services to any one person will be considered one business of manufacturing, distributing, "occurrence". selling, serving or furnishing alcoholic 2. Exclusions beverages. This insurance does not apply to: d. Workers'Compensation And Similar Laws Any obligation of the insured under a worker's a. Expected Or Intended Injury compensation, disability benefits or "Bodily injury" or "property damage" expected unemployment compensation law or any or intended from the standpoint of the insured. similar law. This exclusion does not apply to "bodily injury" e. Employer's Liability or"property damage" resulting from the use of "Bodily injury"to: reasonable force to protect persons or property. (1)An "employee" of the insured arising out b. Contractual Liability of and in the course of: "Bodily injury" or "property damage" for which (a) Employment by the insured; or the insured is obligated to pay damages by (b) Performing duties related to the reason of the assumption of liability in a conduct of the insured's business; or contract or agreement. This exclusion does (2)The spouse, child, parent, brother or not apply to liability for damages: sister of that "employee" as a (1) That the insured would have in the consequence of Paragraph (1) above. absence of the contract or agreement; or This exclusion applies: (2)Assumed in a contract or agreement that (1) Whether the insured may be liable as an is an "insured contract", provided the employer or in any other capacity; and "bodily injury" or "property damage" occurs subsequent to the execution of the (2)To any obligation to share damages with contract or agreement. Solely for the or repay someone else who must pay purposes of liability assumed in an damages because of the injury. "insured contract", reasonable attorney This exclusion does not apply to liability fees and necessary litigation expenses assumed by the insured under an "insured incurred by or for a party other than an contract". insured are deemed to be damages f. Pollution because of "bodily injury" or "property damage", provided: (1) "Bodily injury" or "property damage" arising out of the actual, alleged or (a) Liability to such party for, or for the threatened discharge, dispersal, seepage, cost of, that party's defense has also migration, release or escape of been assumed in the same "insured "pollutants": contract"; and Form EH 00 02 06 05 Page 3 of 23