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LegalShield Covered Services <br /> Refinancing of Home <br /> This service covers advice, consultation, preparation and review of documents for any refinance loan of the <br /> covered person for their primary or secondary home. He or she must be the mortgagor, borrower, or buyer. This <br /> service does not include the refinancing of a second home,vacation property or property that is held for any <br /> rental, business, investment, or income purpose. The service does not include services provided by a lawyer <br /> representing a lending institution or title company. <br /> Sale or Purchase of Home <br /> This service covers advice, consultation, preparation, and review of documents(including the construction <br /> documents for a new home,the purchase agreement, mortgage,and deed), relating to the purchase or sale of <br /> a primary or secondary residence or property to be used for building a primary or secondary residence by the <br /> covered person. The service also includes attendance of a lawyer at closing If customary. The service includes <br /> review of and advice on an abstract, preliminary title reports or a title opinion, and matters necessary for <br /> clearance of title or for the sale or purchase of a primary or secondary home. The cost of title insurance is not <br /> included.The service does not include leases with option to buy or services or documents provided by a lawyer <br /> representing a lending institution or title company. <br /> Security Deposit Recovery(Tenant Only) <br /> This service covers advice, consultation, preparation and review of documents and write letters for any covered <br /> person, 18 years of age or older, to recover a security deposit from a residential landlord for the primary <br /> residence. It also covers assistance for the covered person in prosecuting a small claims action; helping prepare <br /> documents; advising on evidence, documentation, and witnesses; and preparing the covered person for the small <br /> claims trial. The service does not include the provider law firm's attendance or representation at a trial, collection <br /> activities after judgment, or any services relating to post-judgment actions or appeals. <br /> Zoning Applications <br /> This service covers advice, consultation, preparation and review of documents and representation for the <br /> covered person before a zoning authority for a personal zoning application for a primary residence. <br /> 7 <br />