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IDShield Covered Services <br /> The following services are available for auto-monitoring: <br /> • Credit Monitoring <br /> • Dark Web and Internet Monitoring <br /> • Court Records Monitoring <br /> • Public Records Monitoring <br /> • Address Change Monitoring <br /> Only the named participant is subject to auto monitoring. Spouse and dependent child monitoring will require <br /> separate set-up by accessing the participant portal. <br /> Child Monitoring <br /> With the IDShield Family Plan, well monitor dependent children under the age of 18. Participants receive an alert <br /> if their child's SSN is used to create any new accounts or included in credit applications, loans, court documents, <br /> etc. <br /> Continuous Credit Monitoring <br /> IDShield provides 3 credit bureau monitoring (Experian, Equifax and TransUnion). Lenders, creditors and many <br /> businesses check and submit data to go on credit reports. If changes or inquiries are made, participants will <br /> receive an instant alert. <br /> IDShield continuously monitors the participant's credit bureau report(s) for the following: <br /> • Delinquent Account • Participant Noted as Deceased <br /> • New Address • Fraud or Victim Statement <br /> • New Tradeline • Bankruptcy <br /> • Settlement • Liens and Judgments <br /> • Card Over Limit • New Employment <br /> • Lost or Stolen Card • New Collection <br /> Court Records Monitoring <br /> IDShield can determine if a participant's identity is associated with a criminal act by monitoring court records <br /> connected to their narne, SSN and date of birth. Criminals can fraudulently use stolen identities,causing the <br /> victim's information to falsely appear on citations, arrest records,felonies, traffic offenses and convictions. <br /> IDShield monitors millions of dockets from the Administration of the Courts, the Department of Corrections, <br /> county courts and other legal agencies in search of participant data. If a match is found, the participant will <br /> receive an alert with the details. <br /> Credit Threat Alerts <br /> IDShield monitors for changes or updates found on the participant's credit report(s) in real time. We pull data from <br /> over 200 million files that represent nearly every credit active consumer in the United States. <br /> 4l <br />