LEGAL SHIELD (PRE-PAID LEGAL SERVICES, INC )

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IDShield Covered Services Dark Web and Internet Monitoring Billions of records are for sale on the dark web, so real-time monitoring is vital. IDShield's dark web and Internet monitoring provides extensive scans of online sources for identity data and sends participants real-time alerts if their PII is found. IDShield reviews thousands of websites and data points across the dark web to see if participant information has been exposed. We monitor the following: • Rank Account Numbers • Gamer Tags • Passport Number • Credit/Debit/Retail Card Numbers • Investment Account Numbers • Phone Numbers • Cryptocurrency Wallets • Mailing Address • Social Security Number • Date of Birth • Medical ID Numbers • Username and Password Combinations • Driver's License Number • Mother's Maiden Name • Full Name • National Provider Identifier Number Deceased Family Monitoring IDShield provides deceased family member monitoring for both a deceased spouse and a deceased child. For a deceased spouse added to the plan prior, we will monitor their PII and SSN on the Dark Web and provide Court Record Monitoring. If the spouse was added to the plan after they have become deceased, we will monitor their SSN on the Dark Web. For a deceased child we will monitor their SSN on the Dark Web. Financial Account Monitoring and Alerts IDShield monitors participants'financial accounts including credit cards, checking, savings, 401k, 403 (b), 457 accounts, loans and more for any discrepancies. Participants will receive alerts notifying them of financial withdrawals, balance transfers and large purchases on financial accounts, if a transaction is made outside of a set monetary amount. We also will list the most recent financial transactions and detect reoccurring payments which can be viewed as subscriptions. High Risk Application and Transaction Monitoring Financial institutions use specific technology to verify the identity of new account holders before processing high-risk transactions. IDShield monitors these processes to determine if details for a new bank account or large money transfer are associated with a participant's personal data. Our application and transaction monitoring can potentially catch identity theft 90 days faster than traditional credit monitoring alone. Furthermore, IDShield can better secure a participant's online financial records by monitoring unauthorized use of username and password combinations used for online banking or insurance accounts. This service monitors processes related to: • Instant Credit Applications • Customer Payment Activity • Buy Here/Pay Here Auto Loans • Financial Account Updates • Online W-2 Access • Enhanced Sub-prime loans • Credit Line Increases • Online Prescription Management • Rent-to-own applications • Money Transfers • Fund Transfers • Telecom Account Applications • Activity on New Accounts • Auto pawns/Title Pawn 5 I c�