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IDShield Covered Services <br /> Identity Threat Alerts <br /> Participants receive an alert via email or push notification on the IDShield mobile app if their information is found <br /> online. Alerts contain details on the threat, including links to where the exposure occurred — giving participants <br /> the opportunity to look over the information to either dismiss the notification or escalate the issue with our <br /> Licensed Private Investigators. <br /> Instant Hard Credit Inquiry Alerts <br /> Credit report inquiries are created when a participant's PII is used to apply for bank/credit cards, utility or rental <br /> query or many types of loans— including home, auto, business, mortgage, home equity or student loans. IDShield <br /> notifies participants when their information appears on these reports, empowering them to take action if their <br /> data has been exposed by reviewing the alert with an investigator. <br /> Monthly Credit Score Tracker <br /> The credit score tracker gives participants the ability to watch their Experian credit score on a monthly basis with <br /> a map that shows a 12-month historic view of their credit trends from the past year—beginning when the service <br /> was first activated. <br /> Payday Loan Monitoring <br /> IDShield provides non-credit loan monitoring for short-term payday or similar cash advance loans. We screen <br /> online, rent-to-own and payday lender storefronts for unauthorized activity. <br /> Public Records Monitoring <br /> IDShield monitors over 78 billion public record reports from more than 10,000 diverse sources to screen for 34 <br /> different pieces of PIT — including name, address, phone number, email, SSN and more. The records contain <br /> the public, private and regulated data of over 283 million U.S. consumers which are checked for matches of <br /> participant information. <br /> These reports include details on: <br /> • Bankruptcy • Tax Assessor Records <br /> • Motor Vehicle Records • Residencies <br /> • Driver's License Records • Lease History <br /> • Criminal Records • Registrations <br /> • Business Licenses • Deeds <br /> 6It <br />