LEHR AUTO ELECTRIC (STOMMEL, INC.)

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13. Personal and Advertising Injury- Contractual However, this provision does not affect our right to collect additional premium or exercise Unless personal and advertising injury is excluded our right of cancellation or non-renewal. from this policy the following applies: 18. Supplementary Payments - Increased Limits SECTION I - COVERAGES, COVERAGE B, 2. Exclusions, item e., is deleted. SECTION I - COVERAGES, SUPPLEMEN- TARY PAYMENTS - COVERAGES A AND 14. Fellow Employee Coverage B, items 1.b. and 1.d., are deleted and replaced by SECTION II - WHO IS AN INSURED, 2.a., the following: item (1) is deleted and replaced by the following: b. The cost of bail bonds required because of Personal and advertisingaccidents or traffic law violations arising out (1) Injury. of the use of any vehicle to which the Bodily However, subsections (a), (b), (c) and (d) of item Injury Liability Coverage applies. We do not (1) remain unchanged. have to furnish these bonds. 15. Bodily Injury Definition - Broadened d. All reasonable expenses incurred by the in- sured at our request to assist us in the inves- SECTION V - DEFINITIONS, 3. Bodily Injury tigation or defense of the claim or suit, is deleted and replaced by the following: including substantiated loss of earnings up to Bodily injury means bodily injury, sickness or dis- $500 a day because of time off from work. ease sustained by a person including death or 19. Duties in the Event of an Occurrence, Offense, mental anguish resulting from any of these at any Claim or Suit - Amended time. Mental anguish means any type of mental or emotional illness or disease. SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, item 2.a. is deleted 16. Expected or Intended Injury - Amendment to Ex- and replaced by the following: elusion (1) You must see to it that we or any licensed SECTION I. Coverage A Bodily Injury and Pro agent of ours are notified of a General perty Damage Liability, 2. EXCLUSIONS, a. Ex Liability occurrence or offense which may re- pected or Intended Injury, is deleted and replaced sult in a claim as soon as practicable after it by the following: becomes known to: a. Expected or Intended Injury (a) You, if you are an individual; Bodily injury or property damage expected or intended from the standpoint of the insured. (b) Your partner or member, if you are a partnership or joint venture; This exclusion does not apply to bodily injury or property damage resulting from the use of (c) Your member, if you are a limited liabil- reasonable force to protect persons or prop- ity company; erty. (d) Your executive officer if you are an or- 17. Unintentional Failure to Disclose Hazards ganization other than a partnership, joint venture or limited liability company; or SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, item 6. Representa- (e) Your authorized representative or insur- tions, the following is added: ance manager. d. If you unintentionally fail to disclose any ha- Knowledge of an occurrence or offense by zards existing at the inception date of this persons other than tl` we will not denycoverage under this imply that those list "s' R®kMamaAppRovgement Division policy, g P Y 01,- F�inEwm&APPRW®Bv Coverage Form because of such failure. knowledge. =I" I ' Acstak CG7158 1-14 ®' Risk Management Specialist x Copyright 2013.Fireman's Fund Insurance Company. Novato, CA. All rights reserved. Includes copyrighted material of Insurance Services Office. Inc., with