BFSG, LLC - Laserfiche WebLink

Home Browse Search

(2) for"bodily injury" or"property damage" III — PHYSICAL DAMAGE COVERAGE does not caused by an "accident"which takes apply to the accidental or unintended discharge of place after: an airbag. Coverage is excess over any other (a) You executed the "insured collectible insurance or warranty specifically contract" or written agreement; or designed to provide this coverage. (b) The permit has been issued to 7. AUDIO, VISUAL AND DATA ELECTRONIC you. EQUIPMENT- BROADENED COVERAGE 2. AMENDED FELLOW EMPLOYEE EXCLUSION Paragraph C.1.b. —LIMIT OF INSURANCE-of EXCLUSION 5. — FELLOW EMPLOYEE—of SECTION III - PHYSICAL DAMAGE is deleted SECTION II — LIABILITY COVERAGE is amended to and replaced with the following: add the following: 2. $2,000 is the most we will pay for"loss" in any However, this exclusion only applies if the fellow one "accident"to all electronic equipment that "employee" is entitled to benefits under any of the reproduces, receives or transmits audio, visual following: workers' compensation, unemployment or data signals which, at the time of"loss", is: compensation or disability benefits law, or any similar (1) Permanently installed in or upon the 3. PHYSICAL DAMAGE—ADDITIONAL TEMPORARY covered "auto" in a housing, opening or TRANSPORTATION EXPENSE COVERAGE other location that is not normally used by Paragraph AA.a. —TRANSPORTATION EXPENSES the "auto" manufacturer for the installation —of SECTION III — PHYSICAL DAMAGE of such equipment; COVERAGE is amended to provide a limit of$50 per (2) Removable from a permanently installed day for temporary transportation expense, subject to a housing unit as described in Paragraph maximum limit of$1,000. 2.a. above or is an integral part of that 4. RENTAL AGENCY EXPENSE equipment; or Paragraph A. 4. —COVERAGE EXTENSIONS—of (3) An integral part of such equipment. SECTION III — PHYSICAL DAMAGE COVERAGE 8. GLASS REPAIR—WAIVER OF DEDUCTIBLE is amended to add the following: Under Paragraph D. - DEDUCTIBLE—of c. Rental Expense SECTION III — PHYSICAL DAMAGE COVERAGE We will pay the following expenses that you or the following is added: any of your"employees" are legally obligated No deductible applies to glass damage if the glass to pay because of a written contract or is repaired rather than replaced. agreement entered into for use of a rental 9. TWO OR MORE DEDUCTIBLES vehicle in the conduct of your business: Paragraph D.- DEDUCTIBLE—of SECTION III — MAXIMUM WE WILL PAY FOR ANY ONE PHYSICAL DAMAGE COVERAGE is amended to CONTRACT OR AGREEMENT: add the following: 1. $2,500 for loss of income incurred by the If this Coverage Form and any other Coverage rental agency during the period of time that Form or policy issued to you by us that is not an vehicle is out of use because of actual automobile policy or Coverage Form applies to the damage to, or"loss" of, that vehicle, including same "accident", the following applies: income lost due to absence of that vehicle for 1. If the deductible under this Business Auto use as a replacement; 2. $2,500 for decrease in trade-in value of the Coverage Form is the smaller(or smallest) rental vehicle because of actual damage to deductible, it will be waived; or that vehicle arising out of a covered "loss"; and 2. If the deductible under this Business Auto 3. $2,500 for administrative expenses incurred Coverage Form is not the smaller(or smallest) by the rental agency, as stated in the contract deductible, it will be reduced by the amount of or agreement. the smaller(or smallest)deductible. 4. $7,500 maximum total amount for paragraphs 10. AMENDED DUTIES IN THE EVENT OF 1., 2. and 3. combined. ACCIDENT, CLAIM, SUIT OR LOSS Paragraph A.2.a. - DUTIES IN THE EVENT OF 5. EXTRA EXPENSE—BROADENED COVERAGE AN ACCIDENT, CLAIM, SUIT OR LOSS of Paragraph A.4.—COVERAGE EXTENSIONS—of SECTION IV- BUSINESS AUTO CONDITIONS is SECTION III — PHYSICAL DAMAGE COVERAGE deleted and replaced with the following: is amended to add the following: a. In the event of"accident", claim, "suit" or d. Recovery Expense "loss", you must notify us as soon as We will pay for the expense of returning a reasonably possible when the "accident" is stolen covered "auto"to you. known to: 6. AIRBAG COVERAGE (1) You or your authorized representative, if Paragraph B.3.a. - EXCLUSIONS—of SECTION you are an individual; Form: 16-02-0295 (Rev. 11-16) Page 2 of 3 "Includes copyrighted material of Insurance Services Office, Inc. with its permission"