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(2) A partner, or any authorized 12. UNINTENTIONAL FAILURE TO DISCLOSE representative, if you are a partnership; HAZARDS (3) A member, if you are a limited liability Paragraph B.2.—CONCEALMENT, company; or MISREPRESENTATION or FRAUD of SECTION (4) An executive officer, insurance manager, IV—BUSINESS AUTO CONDITIONS- is deleted or authorized representative, if you are an and replaced with the following: organization other than a partnership or If you unintentionally fail to disclose any hazards limited liability company. existing at the inception date of your policy, we will Knowledge of an "accident", claim, "suit" or not void coverage under this Coverage Form "loss" by other persons does not imply that the because of such failure. persons listed above have such knowledge. 13. AUTOS RENTED BY EMPLOYEES Notice to us should include: Paragraph B.S. - OTHER INSURANCE of (1) How, when and where the "accident" or SECTION IV—BUSINESS AUTO CONDITIONS- "loss" occurred; is amended to add the following: (2) The insured's name and address; and e. Any"auto" hired or rented by your"employee" (3) To the extent possible, the names and on your behalf and at your direction will be addresses of any injured persons or considered an "auto"you hire. If an witnesses. "employee's" personal insurance also applies 11. WAIVER OF SUBROGATION on an excess basis to a covered "auto" hired Paragraph A.S. - TRANSFER OF RIGHTS OF or rented by your"employee" on your behalf RECOVERY AGAINST OTHERS TO US of and at your direction, this insurance will be SECTION IV—BUSINESS AUTO CONDITIONS is primary to the "employee's" personal deleted and replaced with the following: insurance. 5. We will waive the right of recovery we would 14. HIRED AUTO—COVERAGE TERRITORY otherwise have against another person or Paragraph B.7.b.(5)- POLICY PERIOD, organization for"loss"to which this insurance COVERAGE TERRITORY of SECTION IV— applies, provided the "insured" has waived BUSINESS AUTO CONDITIONS is deleted and their rights of recovery against such person or replaced with the following: organization under a contract or agreement (5)A covered "auto" of the private passenger that is entered into before such "loss". type is leased, hired, rented or borrowed To the extent that the "insured's" rights to without a driver for a period of 45 days or recover damages for all or part of any less; and payment made under this insurance has not 15. RESULTANT MENTAL ANGUISH COVERAGE been waived, those rights are transferred to Paragraph C. of- SECTION V— DEFINITIONS is us. That person or organization must do deleted and replaced by the following: everything necessary to secure our rights and "Bodily injury" means bodily injury, sickness or must do nothing after"accident" or"loss"to disease sustained by any person, including impair them. At our request, the insured will mental anguish or death as a result of the "bodily bring suit or transfer those rights to us and injury" sustained by that person. help us enforce them. Form: 16-02-0295 (Rev. 11-16) Page 3 of 3 "Includes copyrighted material of Insurance Services Office, Inc. with its permission"