Item 32 - Second Reading of Uncodified Ordinance Amendment No. 2024-07

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non-Hispanic White households have the lowest rate of owner-occupied cost burden at 15.4 percent and 28.1 percent, respectively. More households as a percentage are cost burdened in Santa Ana compared to the county. Table 15 Cost Burden by Race/Ethnicity and Tenure, Santa Ana Cost Burdened (30%-50%) Severely Cost Burdened (>50%) Total Households Owner-Occupied White, non-Hispanic 1,350 910 8,050 Black, non-Hispanic 95 45 375 Asian, non-Hispanic 1,050 860 6,395 American Indian, non-Hispanic 0 10 65 Pacific Islander, non-Hispanic 25 0 40 Hispanic 3,975 2,625 21,385 Other 50 30 285 Renter-Occupied White, non-Hispanic 1,240 1,120 6,000 Black, non-Hispanic 160 190 600 Asian, non-Hispanic 1,085 1,305 5,055 American Indian, non-Hispanic 10 0 10 Pacific Islander, non-Hispanic 20 10 90 Hispanic 9,175 7,630 30,330 Other 150 65 465 Source: HUD CHAS Data (based on 2016-2020 ACS) Figure 59, Figure 60, Figure 61, and Figure 62 show concentrations of cost burden by tract in Santa Ana. High rates of cost burdened owner occupied tracts are located southeast of the downtown in the vicinity of the intersection of Grand and Edinger Avenues as well as north of downtown in the vicinity of Main and 17th St. While large portions of the area in the vicinity of Grand and Edinger Avenues are industrial, there are residential uses in the census tracts along the western edge of the concentration of cost burden. Concentrations of cost burdened renter- occupied tracts are located in the northeast area of the city bordering the cities of Garden Grove and Orange. Another area of cost burden concentration is along the southern boundary, north of the South Coast Plaza regional mall in Costa Mesa. Owner-occupied cost burdened tracts are more dispersed throughout the city, but almost all renter occupied tracts in Santa Ana are cost burdened. Santa Ana has a large population of foreign-born residents - 42 percent of the city’s population is foreign born compared to 30 percent countywide (2017-2021 ACS). Research shows that many immigrant households, particularly those with limited English skills, earn lower incomes than later generations. This increases the difficulty of finding adequate and affordable housing and exacerbates cost burden. Community members have expressed that difficulty in finding adequate and affordable housing is compounded for residents who are undocumented because many housing assistance programs require proof of legal residency. ATTACHMENT 3