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households have the highest rate of cost burden—55.7 percent. Non-Hispanic American Indian
<br />and non-Hispanic White owner households have the lowest rate of cost burden, 19.3 percent and
<br />27.9 percent, respectively. Cost burden is more common among renter households than owner
<br />households regardless of race or ethnicity.
<br />Table 14
<br />Cost Burden by Race/Ethnicity and Tenure: Orange County
<br />Cost Burdened
<br />(30% -50%)
<br />Severely Cost
<br />Burdened
<br />(>50%)
<br />Total
<br />Households
<br />Owner-Occupied
<br />White, non-Hispanic 53,125 42,775 344,165
<br />Black, non-Hispanic 1,485 745 5,765
<br />Asian, non-Hispanic 22,425 18,240 128,995
<br />American Indian, non-Hispanic 70 150 1,140
<br />Pacific Islander, non-Hispanic 220 75 1040
<br />Hispanic 19,150 12,820 100,095
<br />Other 2,345 1,670 13,580
<br />Renter-Occupied
<br />White, non-Hispanic 44,895 46,055 186,945
<br />Black, non-Hispanic 2,700 3,440 11,800
<br />Asian, non-Hispanic 17,600 21,575 78,585
<br />American Indian, non-Hispanic 100 180 775
<br />Pacific Islander, non-Hispanic 315 310 1,425
<br />Hispanic 41,785 42,680 151,625
<br />Other 3,120 3,185 13,625
<br />Source: HUD CHAS Data (based on 2016-2020 ACS)
<br />Figure 57 and Figure 58 show concentrations of cost burdened owners and renters by tract for
<br />the region. Tracts with high concentrations of cost burdened owners are generally dispersed
<br />throughout the county. However, there is a higher prevalence of tracts with higher percentages of
<br />cost burdened owners and renters in central Orange County compared to the coastal areas. In
<br />most tracts in coastal areas from Seal Beach to Newport Beach, 20 percent to 60 percent of
<br />owners are cost burdened. Tracts where more than 60 percent of renters are cost burdened are
<br />most concentrated in the central county areas around Huntington Beach, Fountain Valley, Santa
<br />Ana, Garden Grove and Anaheim.
<br />Local Trend
<br />Cost burden by tenure in Santa Ana based on HUD CHAS data is shown in Table 15.
<br />Approximately 42 percent of households in the city are cost burdened, including 30.1 percent of
<br />owner-occupied households and 52 percent of renter-occupied households. Further, 24.3 percent
<br />of renter households in Santa Ana are severely cost burdened. The renter-occupied rate of Santa
<br />Ana is over 10 percentage points’ higher than that of Orange County at 52.8 percent and 42.8
<br />percent. Non-Hispanic American Indian and Black renter-occupied households have the highest
<br />rate of cost burden in the city at 100 percent and 58.3 percent, respectively. Like the county as a
<br />whole, cost burden is more common in renter households. Non-Hispanic American Indian and
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