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3 <br /> <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> <br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 <br />01covering CGL on an “occurrence” basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br /> <br />2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 <br />(any auto), with limits no less than $1,000,000 combined single limits. In the event <br />Consultant does not maintain commercial automobile liability insurance, City will accept <br />evidence of personal automobile insurance. <br />3. Workers’ Compensation (W/C): as required by the State of California, with Statutory <br />Limits, and Employer’s Liability Insurance with limit of no less than $1,000,000 per <br />accident, policy or employee, for bodily injury or disease. Coverage is not required if <br />Consultant has no employees and signs request to waive such insurance. <br /> <br />4. Professional Liability Insurance (PL): with limits no less than $2,000,000 per occurrence <br />or claim, and $4,000,000 aggregate. <br /> <br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements for <br />each line of coverage shown above, City shall be entitled to the broader coverage and/or the higher <br />limits maintained by Consultant. Where the policy limits are greater than those listed by this <br />Agreement, the amounts provided by the certificates of insurance shall be incorporated by <br />reference in to the Agreement. <br /> <br />Other Insurance Provisions <br /> <br />The above required insurance policies are to contain or be endorsed to contain the following <br />provisions: <br /> <br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Consultant’s CGL, PL, and AL policies, with respect <br />to any liability arising out of work or operations performed by or on behalf of the <br />Consultant including materials, parts, equipment, and personnel furnished in connection <br />with such work or operations. <br /> <br />2. Consultant and its Insurance company(ies) agrees to waive all rights of subrogation against <br />City, its City Council, its officers, officials, employees, agents, and volunteers for losses <br />paid under the terms of the CGL, AL, PL, and W/C policies, arising from work performed <br />by Consultant under this Agreement. <br /> <br />3. For any claims related to this contract, Consultant’s insurance coverage shall be primary <br />and any insurance maintained by City, its City Council, its officers, officials, employees, <br />agents, or volunteers shall not contribute with it.