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4 <br /> <br />4. A severability of interest provision must apply for all the additional insureds, ensuring that <br />Consultant’s insurance shall apply separately to each insured against whom a claim is made <br />or suit is brought, except with respect to the insurer’s limits of liability. <br /> <br />5. Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to City. <br />Ten (10) days prior written notice shall be provided to City for policy cancellation or non- <br />renewal due to non-payment of premium. <br /> <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br />Attention: Public Works Agency, M-21, Santa Ana, CA 92701. The name and location of <br />project must be included in the Description of Operations section of each certificate. <br /> <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City. The City may require <br />the Consultant to purchase coverage with a lower retention or provide proof of ability to pay <br />losses and related investigations, claim administration, and defense expenses within the <br />retention. <br /> <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the State of California <br />with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. <br /> <br />Verification of Coverage <br />Consultant shall furnish City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage <br />required by this clause) and a copy of the Declarations and Endorsement Page of the CGL <br />policy listing all policy endorsements before work begins. However, failure to obtain the <br />required documents prior to the work beginning shall not waive Consultant’s obligation to <br />provide them. <br /> <br />City reserves the right to require complete, certified copies of all required insurance policies, <br />including endorsements required by these specifications, at any time. <br /> <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of <br />the risk, prior experience, insurer, coverage, or other special circumstances. <br /> <br />8. INDEMNIFICATION <br /> <br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, <br />agents, employees, Consultants, special counsel, and representatives from liability: (1) for personal <br />injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for <br />personal injury, including death, and claims for property damage, which may arise from the <br />negligent operations of the Consultant or its subcontractors, agents, employees, or other persons