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(b) Ends on the date when the hydrostatic testing if needed) if property at the premises of the they are discharged on or within "dependent property" should be 1,000 feet of the described repaired, rebuilt or replaced (to premises; and the extent necessary to resume "operations') (b) For loss or damage to Covered with reasonable Property if such loss or damage is speed and similar quality or 12 the result of an accidental months immediately following the discharge of chemicals from a fire date of direct physical loss or extinguisher or a fire extinguishing damage, whichever is shorter. system. (6) The Business Income coverage (2) No coverage will apply if the fire period, as stated in paragraph (4) extinguishing system is discharged above, does not include any increased during installation or testing. period required due to the enforcement of or compliance with (3) The most we will pay under this any ordinance or law that: Additional Coverage is $25,000 in any (a) Regulates the construction, use or one occurrence. The deductible does not apply to these expenses. repair, or requires the tearing down of any property; or p. Employee Theft including ERISA (b) Requires any insured or others to Compliance test for, monitor, clean up, (1) We will pay for loss or damage to remove, contain, treat, detoxify or "money", "securities" and "other neutralize, or in any way respond property" resulting directly from "theft" to, or assess the effects of committed by an "employee", clergy, "pollutants". or any non -compensated person whether identified or not, acting alone The expiration date of this Coverage or in collusion with other persons. Form will not reduce the Business Income coverage period. For the purposes of this Additional (7) The definition of Business Income Coverage, "theft" shall also include "forgery". contained in the Business Income Additional Coverage also applies to (2) This Additional Coverage terminates this Business Income from Dependent as to any "employee" as soon as: Properties Additional Coverage. (a) You; or In. Glass Expenses (b) Any of your partners, "members", When glass is damaged from a Covered "managers", officers, directors or Cause of Loss we will pay for your trustees not in collusion with the expenses incurred to: "employee"; (1) Put up temporary plates or board up "Discovered" the "theft" or any other openings if repair or replacement of dishonest act committed by the damaged glass is delayed; "employee" whether before or after (2) Replace lettering, artwork, sensors or becoming employed by you. other items permanently affixed to, or (3) Under this Additional Coverage, all a part of, the damaged glass; and loss: (3) Remove or replace obstructions when (a) Caused by one or more persons; repairing or replacing glass that is part or of a building. This does not include (b) Involving a single act or series of removing or replacing window related acts; displays. is considered one occurrence. o. Fire Protection Equipment Recharge (4) We will pay only for loss you sustain (1) We will pay: through acts committed or events (a) The cast of recharging or occurring anytime which is replacing, whichever is less, your "discovered" by you: fire extinguishers and fire (a) During the policy period; or extinguishing systems (including 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 18 of 81