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(b) No later than 1 year from the date <br />(1) Whether acting alone or in <br />of termination or cancellation of <br />collusion with other persons; <br />this insurance. However this <br />or <br />extended period to "discover' loss <br />(ii) While performing services for <br />terminates immediately upon the <br />you or others; <br />effective date of any other <br />insurance obtained by you, <br />Except when covered under this <br />whether from us or anotherCoverage. <br />Additional <br />insurer, replacing in whole or in <br />(d) Loss that is an indirect result of an <br />part the coverage afforded under <br />occurrence covered by this <br />this Additional Coverage, whether <br />Additional Coverage, including, <br />or not such other insurance <br />but not limited to, loss resulting <br />provides coverage for loss <br />from: <br />sustained prior to its effective <br />(i) Your inability to realize <br />date. <br />income that you would have <br />(5) You may extend this coverage to <br />realized had there been no <br />apply to loss caused by any <br />loss of or damage to "money", <br />"employee" while temporarily outside <br />"securities" or "other <br />the Coverage Territory for a period of <br />property"; <br />not more than 90 days. <br />(ii) Payment of damages of any <br />(6) The most we will pay for all loss <br />type for which you are legally <br />resulting directly from an occurrence <br />liable; <br />is $10,000 or the Limit of Insurance <br />(iii) Payment of costs, fees or <br />shown in the Additional Property <br />other expenses you incur in <br />Coverage Schedule. Regardless of <br />establishing either the <br />the number of years this policy <br />existence or the amount of <br />remains in force or the number of <br />loss under this Additional <br />premiums paid, no Limit of Insurance <br />Coverage. <br />cumulates from year to year. <br />(7) Special Employee Theft Exclusions <br />(e) Fees, costs and expenses <br />incurred by you which are related <br />We will not pay for: <br />to any legal action. <br />(a) Loss resulting from "theft" or any <br />(f) Loss or that part of any loss, the <br />other dishonest act committed by: <br />proof of which as to its existence <br />(I) You; or <br />or amount is dependent upon: <br />(!I) Any of your partners or <br />(I) An inventory computation; or <br />"members"; <br />(it) A profit and loss computation. <br />Whether acting alone or in <br />However, where you establish <br />collusion with other persons. <br />wholly apart from such <br />(b) Loss caused by an "employee" if <br />"employee" <br />computations that you have <br />sustained a loss, then you may <br />the has also <br />'theft" <br />offer your inventory records and <br />committed or any other <br />actual physical count of inventory <br />dishonest act prior to the effective <br />in support of the amount of loss <br />date of this policy and you or any <br />claimed. <br />of your partners, "managers', <br />officers, directors or trustees, not <br />(g) Loss resulting from trading, <br />in collusion with the "employee", <br />whether in your name or in a <br />learned of that "theft" or dishonest <br />genuine or fictitious account. <br />act prior to the policy period <br />(h) Loss resulting from fraudulent or <br />shown in the Declarations. <br />dishonest signing, issuing, <br />(c) Loss resulting from "theft" or any <br />canceling or failing to cancel, a <br />other dishonest act committed by <br />warehouse receipt or any papers <br />any of your "employees", <br />connected with it. <br />"managers", directors, trustees or <br />(i) Loss resulting from: <br />authorized representatives: <br />(1) The unauthorized disclosure <br />of your confidential <br />391-1003 08 16 Includes copyrighted material of Insurance Services <br />Office, Inc., with its permission. Page 19 of 81 <br />