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judgments, settlements or medical Insured, Paragraph 1. or any "employee" expenses. authorized by you to give or receive notice No other obligation or liability to pay sums of an "occurrence" or claim: or perform acts or services is covered (1) Reports all or any part of the "bodily unless explicitly provided for under f. injury" or "property damage" to us or Coverage Extension — Supplementary any other insurer; Payments. (2) Receives a written or verbal demand b. This insurance applies: or claim for damages because of the (1) To "bodily injury" and "property "bodily injury" or "property damage"; damage" only if: or (a) The "bodily injury" or "property (3) Becomes aware by any other means damage" is caused by an that "bodily injury" or "property "occurrence" that takes place in damage" has occurred or has begun the "coverage territory"; to occur. (b) The "bodily injury" or "property e. Damages because of "bodily injury" damage" occurs during the policy include damages claimed by any person period; and or organization for care, loss of services or (c) Prior to the policy period, no death resulting at any time from the "bodily injury". insured listed under C. Who Is An Insured, paragraph 1. and no f. Coverage Extension — Supplementary "employee" authorized by you to Payments give or receive notice of an (1) We will pay, with respect to any claim "occurrence" or claim knew that we investigate or settle, or any "suit" the "bodily injury" or "property against an insured we defend: damage" had occurred, in whole (a) All expenses we incur. or in part. If such a listed insured or authorized "employee" knew, (b) Up to $2500 for cost of bail bonds prior to the policy period, that the required because of accidents or "bodily injury" or "property traffic law violations arising out of damage" occurred, then any the use of any vehicle to which continuation, change or Business Liability Coverage for resumption of such "bodily injury" "bodily injury" applies. We do not or "property damage" during or have to furnish these bonds. after the policy period will be (c) The cost of bonds to release deemed to have been known prior attachments, but only for bond to the policy period. amounts within our Limit of (2) To "personal and advertising injury" Insurance. We do not have to caused by an offense arising out of furnish these bonds. your business, but only if the offense (d) All reasonable expenses incurred was committed in the "coverage by the insured at our request to territory" during the policy period. assist us in the investigation or c. "Bodily injury" or "property damage" which defense of the claim or "suit", occurs during the policy period and was including actual loss of earnings not, prior to the policy period, known to up to $500 a day because of time have occurred by any insured listed under off from work. C. Who Is An Insured, paragraph 1. or (e) All court costs taxed against the any "employee" authorized by you to give insured in the "suit". However, or receive notice of an "occurrence" or these payments do not include claim, includes any continuation, change attorneys' fees or attorneys' or resumption of "bodily injury" or expenses taxed against the "property damage" after the end of the insured. policy period. (f) Prejudgment interest awarded d. "Bodily injury' or "property damage" will be against the insured on that part of deemed to have been known to have the judgment we pay. If we make occurred at the earliest time when any an offer to pay the Limit of insured listed under C. Who Is An Insurance, we will not pay any 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 60 of 81